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  • Indian Bank Savings Bank Account

    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest

    Overview of Indian Bank Savings Bank

    “Savings Bank” by Indian Bank is a unique way customers can save money in a simple manner. This type of account comes with multiple salient features including free ATM cards/Debit cards, free collection of local cheques etc.

    Bank Indian Bank
    Category Savings Bank
    Initial Deposit Requirements Nil
    Minimum Amount Minimum amount for non-cheque operation is Rs.250/- Minimum balance for cheque operation is Rs.500/- Pensioners and bonafide students may have lesser minimum balance
    Debit Card Offered Free ATM cards/Debit cards provided
    Interest Rate In January and July on a daily product basis

    Services Offered with Savings Bank- Indian Bank

    The following services are provided with Indian Bank savings account:

    ECS/RTGS/NEFT facilities NEFT/ RTGS/ ECS facilities are available with this type of account
    ICOOC ( Local / Outstation) facility ICOOC ( Local / Outstation) facility available
    Cheque Book · For cheque operated SB accounts, two cheque books of 2x20 leaves are offered for free in a calendar year. · The service of collection of local cheques is offered free of charge Collection of Outstation cheques will be charged with prescribed charges · Intra city transactions will not be charged
    Cash Withdrawal For every six months, 50 withdrawals will be permitted for free.
    Other facilities
    • Intercity Indian Bank debit card transactions, Multicity cheque facility Intra city, Internet/ mobile /phone banking facilities are available at all branches
    • 24 hrs ATM facility with arrangements with various banks for sharing of their ATMs
    • No TDS on interest earned on SB deposits

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    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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