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YES Bank EMV Chip Gold Debit Card

 4.5 / 5.0   by 223 users
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Debit Card
  • Make online transactions
  • Quick ATM withdrawals
  • Bonus points & gifts
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The EMV Chip Gold Debit Card from Yes Bank is a secure and power-packed debit card. The debit card comes with unique value added services and enhanced features, allowing you the freedom to carry your account with you. With improved withdrawal and purchase limits, this card is one of the best in this category. Attractive rewards and exciting offers make the Yes Bank Gold Debit Card a popular choice.

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Features and benefits of YES Bank EMV Gold Debit Card:

  • High cash withdrawal benefit – The Gold Debit Card allows a daily cash withdrawal of Rs.75,000
  • Fuel surcharge waiver – With this debit card, you can enjoy a waiver on all your fuel purchases that you make with this card. By using this card to pay at any fuelling stations in the country, you get an instant surcharge waiver of up to 2.5% on fuel purchase. However, the waiver has a restriction on purchases of up to Rs.5,000 per transaction.
  • Free domestic cash withdrawal – Users of the Yes Bank Gold Debit Card are free to draw cash from any ATMs displaying Maestro, MasterCard, Cirrus, CashTree, and NFS logos. The purchase limit has also been enhanced on the card to Rs.75,000 from any merchant establishment with the MasterCard logo.
  • Personal Accident Insurance – With the Yes Bank Gold Debit Card, cardholders can avail personal accident insurance to the tune of Rs.5,00,000.
  • Purchase Protection Insurance – Yes Bank also offers you a purchase protection insurance of up to Rs.25,000 on the Gold Debit Cards. Purchases made using the card will be covered against any damage resulting from theft, fire, or burglary up to 90 days from the purchase date.
  • Lost card liability protection – This facility offered by Yes Bank makes the debit card a safer option than cash. In case of a lost debit card, you are covered for transactions that you made using your debit card up to 7 days before reporting your loss to the bank. However, it is recommended that the loss be reported immediately. Validity of this insurance holds good across all merchant outlets without using PIN. This facility cannot be availed for cash withdrawals from ATMs.
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Rewards offered by YES Bank EMV Chip Gold Debit Card

Yes Bank offers a plethora of exciting offers and deals in a variety of categories for Gold Debit Card holders. Apart from these, cardholders also have the opportunity to earn reward points with transactions made using this card through the YES Rewardz programme. These reward points can then redeemed against attractive deals and products.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

YES Bank EMV Chip Gold Debit Card Reviews

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  • YES Bank
    "Good"
    YES BANK
    0.5 4.0/5 "Great!"
    I think its nice to apply, it has been very fast and easy let's see what happens next if its open means I'll be very much happy person, pleas let me no soon that I can be a customer of this bank I had pan card permanent account number and I didn't have addar card though.
    Was this review helpful? 231
    , hyderabad
    Reviewed on Mar 20, 2019
  • YES Bank
    YES Bank
    "Good"
    YES BANK
    0.5 4.0/5 "Great!"
    I think its nice to apply, it has been very fast and easy let's see what happens next if its open means I'll be very much happy person, pleas let me no soon that I can be a customer of this bank I had pan card permanent account number and I didn't have addar card though.
    Was this review helpful? 167
    , bangalore
    Reviewed on Oct 03, 2018
  • YES Bank
    "SUPER BANK"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I've been using the YES BANK Edge credit card for a while. The Value of the points are really good. I've already accumulated more than 15000 reward points. I am really impressed with the card and their services. I never had any issues with them.
    Was this review helpful? 141
    , hyderabad
    Reviewed on Sep 19, 2018
  • YES Bank
    "What to write? You can write a review about any Loan produc"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    awesome great job i like your services i feel happy u provided help to need a urgent way tnq so much tnq bankbazar first time i am online visitor i cant explain how much i m happy bankbazar i would like too u say thnku bankbazaar your service is too much fast rapid
    Was this review helpful? 107
    , bangalore
    Reviewed on Mar 11, 2018
  • YES Bank
    "Average Experience"
    YES BANK
    0.5 4.0/5 "Great!"
    At present, I dont have an interest to take YES Bank debit card, Because I am an existing customer of HDFC and SBI bank, So I thought not to process with new bank. YES bank service was good and prompt. I hope YES Bank saving account processing fee would be Rs.15,000 to Rs.20,000.
    Was this review helpful? 38
    , warangal
    Reviewed on Dec 16, 2016
  • YES Bank
    "Not good "
    YES BANK
    0.5 1.0/5 "Really Bad"
    I provided the cheque of the previous bank account to get the debit card of induslind bank but without my permission they deposited the cheque in the account by which i got the cheque bonus so, i closed the account. But when i applied for the debit card within 48 hours the process was completed.
    Was this review helpful? 52
    , ghaziabad
    Reviewed on Jan 15, 2016
  • YES Bank
    "Excellent"
    YES BANK
    0.5 4.5/5 "Excellent!"
    The services are good with the Yes bank. The executives from the Yes bank helped me a lot to open the savings account. The minimum balance to be maintained is around 10000 Rupees for every quarter of the year. The customer service is good with them and they used to provide the service by 24*7.
    Was this review helpful? 41
    , bangalore
    Reviewed on Jan 13, 2016
  • YES Bank
    "Extraordinary bank"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    Yes Bank is a very good bank.The bank have provided good offers for the account maintenance.They have provided good interest on the saving.They are free ATM available all over india which is best.The interest rate applied for the saving is around 6% PA
    Was this review helpful? 22
    , chandigarh
    Reviewed on Jan 13, 2016
  • YES Bank
    "Costly "
    YES BANK
    0.5 3.5/5 "Pretty good"
    The overall service provided was good with Yes bank.The process was good in account maintenance.The response provided was very good with Yes Bank.The charges applied for the debit card was very costly its around 250Rs.They are taking around 15days time for the overall application.They are requiring a minimum balance 10000Rs in the account.
    Was this review helpful? 27
    , gurgaon
    Reviewed on Jan 13, 2016
  • YES Bank
    " Not fast "
    YES BANK
    0.5 3.0/5 "Satisfactory"
    From the day when i activated the account in yes bank the online banking was not activated . I contacted the customer support they told to wait for many days but there was no use even i visited the branch directly and the executive came to home also. The problem was not solved so i closed the account It would be good if they response to the customer queries.
    Was this review helpful? 21
    , hyderabad
    Reviewed on Jan 13, 2016
  • YES Bank
    "No service "
    YES BANK
    0.5 2.0/5 "Expected more"
    When I asked the executives to meet me they are not able to come.They come in their own time and I feel its a type of harassment for getting a debit card service.I have told them repeatedly that I will be available on Saturday and Sunday.I have not got any debit card information for the account opening with Yes bank
    Was this review helpful? 28
    , hyderabad
    Reviewed on Jan 13, 2016
  • YES Bank
    "Good benefits!"
    YES BANK
    0.5 4.0/5 "Great!"
    There were two reasons for me to take the debit card with Yes bank. First one is the interest percentage offered on the savings account is higher than other banks in the market. The next thing is unlimited free withdrawals can be done at any ATM networks using this silver debit card.
    Was this review helpful? 38
    , new delhi
    Reviewed on Jan 13, 2016
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