The EMV Chip Gold Debit Card from Yes Bank is a secure and power-packed debit card. The debit card comes with unique value added services and enhanced features, allowing you the freedom to carry your account with you. With improved withdrawal and purchase limits, this card is one of the best in this category. Attractive rewards and exciting offers make the Yes Bank Gold Debit Card a popular choice.
Features and benefits of YES Bank EMV Gold Debit Card:
- High cash withdrawal benefit – The Gold Debit Card allows a daily cash withdrawal of Rs.75,000
- Fuel surcharge waiver – With this debit card, you can enjoy a waiver on all your fuel purchases that you make with this card. By using this card to pay at any fuelling stations in the country, you get an instant surcharge waiver of up to 2.5% on fuel purchase. However, the waiver has a restriction on purchases of up to Rs.5,000 per transaction.
- Free domestic cash withdrawal – Users of the Yes Bank Gold Debit Card are free to draw cash from any ATMs displaying Maestro, MasterCard, Cirrus, CashTree, and NFS logos. The purchase limit has also been enhanced on the card to Rs.75,000 from any merchant establishment with the MasterCard logo.
- Personal Accident Insurance – With the Yes Bank Gold Debit Card, cardholders can avail personal accident insurance to the tune of Rs.5,00,000.
- Purchase Protection Insurance – Yes Bank also offers you a purchase protection insurance of up to Rs.25,000 on the Gold Debit Cards. Purchases made using the card will be covered against any damage resulting from theft, fire, or burglary up to 90 days from the purchase date.
- Lost card liability protection – This facility offered by Yes Bank makes the debit card a safer option than cash. In case of a lost debit card, you are covered for transactions that you made using your debit card up to 7 days before reporting your loss to the bank. However, it is recommended that the loss be reported immediately. Validity of this insurance holds good across all merchant outlets without using PIN. This facility cannot be availed for cash withdrawals from ATMs.
Rewards offered by YES Bank EMV Chip Gold Debit Card
Yes Bank offers a plethora of exciting offers and deals in a variety of categories for Gold Debit Card holders. Apart from these, cardholders also have the opportunity to earn reward points with transactions made using this card through the YES Rewardz programme. These reward points can then redeemed against attractive deals and products.
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.