Whoever said wishes don’t come true hasn’t explored our offers!

Saraswat Bank Visa Classic EMV International Debit Card

 0.0 / 5.0   by 0 users
Used this product? Write a review >>

Saraswat Bank has tied up with VISA, the international brand, to bring to you ‘Saraswat Bank Visa Classic EMV International Debit Card’. The long-standing reliability of Visa is combined with the promise of Saraswat Bank to create a debit card that is truly one of its kind. This debit card is particularly convenient, allowing customers to just carry the one card for multiple purposes. It can be used at POS for making purchases at Merchant Establishments, for online purchases, to withdraw cash and much more. In fact, the card can be used to withdraw cash at all ATMs around the globe which bear the VISA logo. Saraswat Bank Debit Card is chip embedded which ensures utmost safety.

Features and Benefits of Visa Classic EMV International Debit Card

  • Saraswat Bank Visa Classic EMV International Debit Card is made to facilitate electronic transactions. The days of having to carry around cash is long gone.
  • Cash can be withdrawn using this card at Saraswat Bank ATMs as well as Visa enabled ATMs.
  • This Debit Card can be used around the globe at any merchant outlet/ATM bearing the Visa logo. It can also be used to purchase online tickets on sites which use a secured e-Commerce Payment Gateway. You must register for Verified by Visa (VbV) by visiting the official bank website to make online payments.
  • The total daily transaction limit possible with this card, inclusive of Point of Sale, Online transactions and ATM withdrawal, is Rs 50,000/-. The maximum amount that can be withdrawn at an ATM is Rs 25,000/- per day.
  • Due to its partnership with VISA, which is an internationally recognized company, this debit card can be used in nearly all eCommerce sites, retail outlets and leading departmental stores in the world.
  • Stay on top of your financials with the Saraswat Bank Visa Classic EMV International Debit Card which tracks your expenses and gives you a clear picture of where your money is going.
  • If you happen to be a globetrotter, as a Saraswat Bank Visa Classic EMV International Debit Cardholder, you will not need to worry about getting the local currency and traveler's cheques, this little card will take care of everything.
  • Since merchants are assured of the payment going through, they will be more willing to accept payments through debit cards rather than cheques. This is especially true in other states or countries when authenticity is more difficult to verify.
  • Saraswat Bank Visa Classic EMV International Debit Card is chip embedded which ensures utmost safety.
  • The Saraswat Bank Visa Classic EMV International Debit Card comes with a Lost Card Insurance Cover worth Rs 50,000/-

Charges:

  • The Annual Fee for the debit card is Rs 150/- p.a. plus taxes. However in the first year annual fee will not be charged.
  • The cost of Additional Card is Rs 150/- per card plus taxes.
  • You will not be charged for replacement of a damaged debit card.
  • Replacement of a lost debit card will be charged Rs 150/- per card plus taxes.
  • The cost of Pin Replacement is Rs 25/-
  • SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry will not be charged.
  • At other banks ATM for Savings A/c, Cash Withdrawal/Balance Enquiry is free for the first three transactions (conditions apply).
  • At other banks’ ATM for Current A/c holders and Overdraft A/c holders, cash withdrawal/balance enquiry will be charged. Rs 20/- plus service tax and education cess will be charged for financial transactions. Rs 10/- plus service tax and education cess will be charged for Non-Financial transactions.
  • ATM Cash Withdrawal (Outside India) will be charged Rs 120/- per transaction.
  • ATM Balance Enquiry (Outside India) will be charged Rs 15/- per enquiry.
  • Charge Back Processing Fee/ Sales Slip Retrieval is Rs 225/-.
  • Daily Card Limit (Cash Withdrawal + POS + Online) is Rs 50,000/-
  • ATM cash withdrawal limit per day is Rs 25,000/-.
  • Purchase transaction limit per day (POS & Online) Rs 50,000/- (as long as there is no ATM transaction on that day)
  • Service charges for international transactions will be charged 2.50% of the transaction amount.
  • Transactions at petrol pumps and railway counters will be charged 2.50% of the transaction amount or Rs 10/- (whichever is higher).

Applying for Saraswat Bank Visa Classic EMV International Debit Card

To apply for the debit card you can contact any of the branches of the bank. You can download the form for the application from "forms" section in the official website.

Saraswat Bank Visa Classic EMV International Debit Card FAQ

1. Where all can I use this card?

Due to its partnership with VISA, which is an internationally recognized company, this debit card can be used in nearly all eCommerce sites, retail outlets and leading departmental stores in the world.

2. What is the total daily transaction limit possible with this card?

The total daily transaction limit possible with this card, inclusive of Point of Sale, Online transactions and ATM withdrawal, is Rs 50,000/-. The maximum amount that can be withdrawn at an ATM is Rs 25,000/- per day.

3. What are the additional charges applicable?

  • The Annual Fee for the debit card is Rs 150/- p.a. plus taxes. However in the first year annual fee will not be charged.
  • The cost of Additional Card is Rs 150/- per card plus taxes.
  • You will not be charged for replacement of a damaged debit card.
  • Replacement of a lost debit card will be charged Rs 150/- per card plus taxes.
  • The cost of Pin Replacement is Rs 25/-
  • SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry will not be charged.
  • At other banks ATM for Savings A/c, Cash Withdrawal/Balance Enquiry is free for the first three transactions (conditions apply).
  • At other banks’ ATM for Current A/c holders and Overdraft A/c holders, cash withdrawal/balance enquiry will be charged. Rs 20/- plus service tax and education cess will be charged for financial transactions. Rs 10/- plus service tax and education cess will be charged for Non-Financial transactions.
  • ATM Cash Withdrawal (Outside India) will be charged Rs 120/- per transaction.
  • ATM Balance Enquiry (Outside India) will be charged Rs 15/- per enquiry.
  • Charge Back Processing Fee/ Sales Slip Retrieval is Rs 225/-.
  • Daily Card Limit (Cash Withdrawal + POS + Online) is Rs 50,000/-
  • ATM cash withdrawal limit per day is Rs 25,000/-.
  • Purchase transaction limit per day (POS & Online) Rs 50,000/- (as long as there is no ATM transaction on that day)
  • Service charges for international transactions will be charged 2.50% of the transaction amount.
  • Transactions at petrol pumps and railway counters will be charged 2.50% of the transaction amount or Rs 10/- (whichever is higher).
Debit Cards from Top Banks
Debit Cards By Bank
Types of Debit Cards

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.