• Saraswat Bank RuPay Classic Chip International Debit Card

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    Debit Card
    • Make online transactions
    • Quick ATM withdrawals
    • Bonus points & gifts

    Overview of RuPay Classic Chip International Debit Card

    Saraswat Bank is the first bank in the co-operative sector to roll out a Rupay Classic Chip International Debit Card. The name of this card is Saraswat Bank RuPay Classic Chip International Debit Card and it can be used internationally. At any Merchant Establishment or ATM that displays Rupay logo in India, the card can be used. Internationally, it can be used at any Merchant Establishment or ATM that displays Pulse, Diner’s Club International and Discover logo. The longstanding commitment of RuPay and Saraswat is combined to bring to you a card rich in benefits. One of the highlights of this card must be the chip embedded in it which ensures complete safety.

    Features and Benefits : RuPay Classic Chip International Debit Card

    The Saraswat Bank RuPay Classic Chip International Debit Card has a high daily transaction limit of Rs 50,000/-. This amount includes POS and ATM transactions.

    Cardholders can withdraw up to Rs 25,000/- at the ATM per day with this card.

    Cardholders can withdraw a maximum of Rs 10,000/- per transaction from Other Bank ATMs. The overall limit is Rs 50,000/- per day.

    Charges:

    • The Annual Fee for the debit card is Rs 150/- p.a. plus GST. However in the first year annual fee will not be charged.
    • The cost of Additional Card is Rs 150/- per card plus GST.
    • You will not be charged for replacement of a damaged debit card.
    • Replacement of a lost debit card will be charged Rs 150/- per card plus GST.
    • The cost of Pin Replacement is Rs 25/-
    • SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry will not be charged.
    • At other banks ATM for Savings A/c, Cash Withdrawal/Balance Enquiry is free for the first three transactions (conditions apply).
    • At other banks’ ATM for Current A/c holders and Overdraft A/c holders, cash withdrawal/balance enquiry will be charged. Rs 20/- plus GST and education cess will be charged for financial transactions. Rs 10/- plus GST and education cess will be charged for Non-Financial transactions.
    • ATM Cash Withdrawal (Outside India) will be charged Rs 120/- per transaction.
    • ATM Balance Enquiry (Outside India) will be charged Rs 15/- per enquiry.
    • Charge Back Processing Fee/ Sales Slip Retrieval is Rs 225/-.
    • Daily Card Limit (Cash Withdrawal + POS + Online) is Rs 50,000/-
    • ATM cash withdrawal limit per day is Rs 25,000/-.
    • Purchase transaction limit per day (POS & Online) Rs 50,000/- (as long as there is no ATM transaction on that day)
    • Service charges for international transactions will be charged 2.50% of the transaction amount.
    • Transactions at petrol pumps and railway counters will be charged 2.50% of the transaction amount or Rs 10/- (whichever is higher).

    Applying for the Saraswat Bank RuPay Classic Chip International Debit Card

    Visit the official website and download the form for ‘Registration’ from the ‘forms’ section. You can contact any branch of the bank to register.

    RuPay Classic Chip International Debit Card FAQ

    1. What is the total daily transaction limit possible with this card?

    The Saraswat Bank Debit Card has a high daily transaction limit of Rs 50,000/-. This amount includes POS and ATM transactions.

    Cardholders can withdraw up to Rs 25,000/- at the ATM per day with this card.

    Cardholders can withdraw a maximum of Rs 10,000/- per transaction from Other Bank ATMs. The overall limit is Rs 50,000/- per day.

    2. What are the additional charges applicable?

    • The Annual Fee for the debit card is Rs 150/- p.a. plus GST. However in the first year annual fee will not be charged.
    • The cost of Additional Card is Rs 150/- per card plus GST.
    • You will not be charged for replacement of a damaged debit card.
    • Replacement of a lost debit card will be charged Rs 150/- per card plus GST.
    • The cost of Pin Replacement is Rs 25/-
    • SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry will not be charged.
    • At other banks ATM for Savings A/c, Cash Withdrawal/Balance Enquiry is free for the first three transactions (conditions apply).
    • At other banks’ ATM for Current A/c holders and Overdraft A/c holders, cash withdrawal/balance enquiry will be charged. Rs 20/- plus GST and education cess will be charged for financial transactions. Rs 10/- plus GST and education cess will be charged for Non-Financial transactions.
    • ATM Cash Withdrawal (Outside India) will be charged Rs 120/- per transaction.
    • ATM Balance Enquiry (Outside India) will be charged Rs 15/- per enquiry.
    • Charge Back Processing Fee/ Sales Slip Retrieval is Rs 225/-.
    • Daily Card Limit (Cash Withdrawal + POS + Online) is Rs 50,000/-
    • ATM cash withdrawal limit per day is Rs 25,000/-.
    • Purchase transaction limit per day (POS & Online) Rs 50,000/- (as long as there is no ATM transaction on that day)
    • Service charges for international transactions will be charged 2.50% of the transaction amount.
    • Transactions at petrol pumps and railway counters will be charged 2.50% of the transaction amount or Rs 10/- (whichever is higher).

    3. Where all can I use this card?

    At any Merchant Establishment or ATM that displays Rupay logo in India, the card can be used. Internationally, it can be used at any Merchant Establishment or ATM that displays Pulse, Diner’s Club International and Discover logo. The longstanding commitment of RuPay and Saraswat is combined to bring to you a card rich in benefits. One of the highlights of this card must be the chip embedded in it which ensures complete safety.

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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