Cashback Debit Cards in India

Best Cashback Debit Cards in India 

IndusInd Grandé World Debit Card 

IndusInd Grandé World Debit Card offers cashback benefits through reward points which are redeemable via the IndusInd Bank Rewards Catalogue. It provides assured cashback of up to Rs.1250 per month. 

About card: 

1. The annual fee is nil. 

1. Daily spending limit is Rs.4,00,000 in cash per day from ATM. 

1. The spending limit on Point-of-Sale is Rs.8,00,000 per day. 

Key advantages: 

1. Redeem earned reward points at a flat rate of 1 point = Rs.1. 

1. Get 2.5% cashback on spending in important categories like dining, OTT subscriptions, flights, hotels, and holidays. 

1. Enjoy a ‘Buy 1 Get 1 Free’ offer on movie tickets through BookMyShow. 

1. Earn 5 IndusReward Points for every Rs.200 spent on categories such as dining, hotel stays, entertainment with a monthly cap of 1,250 points. 

1. Avail 20% discount on select purchases through applications such as Zomato and BigBasket. 

1. Receive two complimentary domestic airport lounge visits per quarter, subject to a minimum spend of Rs.5,000 in the last quarter. 

1. Get complimentary golf access with up to 12 free golf lessons per year. 

1. Other benefits include lost card liability, personal accident insurance, air accident insurance, and purchase protection. 

Axis Prestige Debit Card 

The Axis Prestige Debit Card provides the convenience of a debit card while giving premium features typically associated with credit cards, like cashbacks, reward points, movie tickets, and lounge access. Cardholders can also earn and redeem EDGE reward points on eligible transactions via the Axis Bank rewards catalogue. 

About the card: 

1. The fee for primary holder issuance is nil. 

1. The daily limit of withdrawing cash is Rs.1 lakh. 

1. The daily shopping limit is Rs.5 lakh. 

Key advantages: 

1. Earn 2 EDGE reward points for every Rs.200 spent. 

1. Receive 2% cashback on eligible purchases at select merchant categories. 

1. Earn 3% cashback on travel-related bookings. 

1. Receive 2% cashback on eligible purchases at select merchant categories. 

1. Get 1% cashback on fuel expenses at any fuel station across India. 

1. Get a ‘Buy 1 Get 1 Free’ offer on INOX movie tickets. 

1. Get up to Rs.500 dining discounts at participating partner restaurants. 

1. Enjoy one complimentary domestic airport lounge visit per quarter, if the minimum spending of Rs.5,000 in the preceding quarter has occurred. 

HDFC Platinum Debit Card 

The HDFC Platinum Debit Card is designed for premium customers who want to shop more and save more with exclusive discounts, cashbacks, and reward points. 

About the card: 

1. The annual charge for HDFC Platinum Debit Card is Rs.850 plus applicable taxes. 

1. Its daily withdrawal limit stands at Rs.1 lakh whereas daily shopping limit is Rs.5 lakh. 

Key advantages: 

1. Earn a 25% discount on movie tickets booked via BookMyShow, capped at 250 cashback points per month. 

1. Get 5% off on Swiggy orders, with a maximum of 150 cashback points per month. 

1. Get 5 cashback points on international transactions above Rs.200, up to a limit of 350 cashback points per month. 

1. Avail up to 5% cashback on purchases made through the SmartBuy platform. 

1. Benefit from four complimentary golf rounds annually with 50% discount on green fees at select courses. 

1. Enjoy international air travel insurance of Rs.3 crore when you purchase your airline ticket using the debit card. 

1. Access two complimentary lounge access at airport after a minimum spending of Rs.5000 in the last quarter. 

1. Easily convert purchases above Rs.5000 into EMIs. 

IndusInd Delights Debit Card 

The IndusInd Delights Debit Card is designed to reward everyday expenses, offering 5% cashback on spending across categories like dining, fuel, and entertainment.  

About the card: 

1. The Debit card is charged at Rs.499 annually with applicable taxes. 

1. The withdrawal limit of IndusInd Delights Debit Card is Rs.50,000 and the daily shopping limit is Rs.1 lakh. 

Key advantages: 

1. Earn a 10% discount on purchases made through Zomato and BigBasket. 

1. Earn 5 IndusReward Points for every Rs.100 spent on dining, fuel, and entertainment, with a monthly limit of 750 points. 

1. Get protection with lost card liability up to Rs.1 akh and purchase protection of up to Rs.50,000. 

1. Redeem all reward points at a rate of 1-point equal to Rs.1. 

Axis Flipkart Debit Card 

Axis Flipkart Debit card provides a 5% cashback on all purchases made through Flipkart through the Debit card and UPI. This Axis Flipkart Debit Card is a co-branded offering tailored to customers who frequently shop on Flipkart. Below are some details and advantages of this debit card: 

About the card: 

1. The annual fee is Rs.500 and applicable taxes. 

1. Its withdrawal limit per day is set at Rs.50,000. 

1. The daily limit for shopping is Rs.5 lakh. 

Key advantages: 

1. Receive 5% cashback on all Flipkart purchases with a maximum cashback limit set at Rs.750 after monthly cumulative spending of Rs.3,500. 

1. Get 15% discount on 10,000 plus restaurants across India. 

1. Get an air accident cover of Rs.1 crore when travelling via air and personal accident insurance of up to Rs.5 lakh. 

1. Get worth of Rs.50,000 purchase protection coverage.