Cashback Debit Cards in India

Best Cashback Debit Cards in India 

HDFC Platinum Debit Card  

The HDFC Platinum Debit Card is designed for premium customers who want to shop more and save more with exclusive discounts, cashbacks, and reward points.  

About the card:  

1. The annual charge for HDFC Platinum Debit Card is Rs.850 plus applicable taxes.  

1. Its daily withdrawal limit stands at Rs.1 lakh whereas daily shopping limit is Rs.5 lakh.  

Key advantages:  

1. Earn a 25% discount on movie tickets booked via BookMyShow, capped at 250 cashback points per month.  

1. Get 5% off on Swiggy orders, with a maximum of 150 cashback points per month.  

1. Get 5 cashback points on international transactions above Rs.200, up to a limit of 350 cashback points per month.  

Axis Prestige Debit Card  

The Axis Prestige Debit Card provides the convenience of a debit card while giving premium features typically associated with credit cards, like cashbacks, reward points, movie tickets, and lounge access. Cardholders can also earn and redeem EDGE reward points on eligible transactions via the Axis Bank rewards catalogue.  

About the card:  

1. The fee for primary holder issuance is nil.  

1. The daily limit of withdrawing cash is Rs.1 lakh.  

1. The daily shopping limit is Rs.5 lakh.  

Key advantages:  

1. Earn 2 EDGE reward points for every Rs.200 spent.  

1. Receive 2% cashback on eligible purchases at select merchant categories.  

1. Earn 3% cashback on travel-related bookings.  

1. Receive 2% cashback on eligible purchases at select merchant categories.  

1. Get 3% cashback on fuel expenses at any fuel station across India.  

1. Get a ‘Buy 1 Get 1 Free’ offer on INOX movie tickets.  

1. Get Up to Rs.10 lakh insurance cover for you and your family. 

1. Enjoy one complimentary domestic airport lounge visit per quarter, if the minimum spending of Rs.5,000 in the preceding quarter has occurred. 

IndusInd Delights Debit Card  

The IndusInd Delights Debit Card is designed to reward everyday expenses, offering 5% cashback on spending across categories like dining, fuel, and entertainment.   

About the card:  

1. The Debit card is charged at Rs.499 annually with applicable taxes.  

1. The withdrawal limit of IndusInd Delights Debit Card is Rs.50,000 and the daily shopping limit is Rs.1 lakh.  

Key advantages:  

1. Earn a 10% discount on purchases made through Zomato and BigBasket.  

1. Earn 5 IndusReward Points for every Rs.100 spent on dining, fuel, and entertainment, with a monthly limit of 750 points.  

1. Get protection with lost card liability up to Rs.1 akh and purchase protection of up to Rs.50,000.  

1. Redeem all reward points at a rate of 1-point equal to Rs.1. 

IndusInd Grandé World Debit Card  

IndusInd Grandé World Debit Card offers cashback benefits through reward points which are redeemable via the IndusInd Bank Rewards Catalogue. It provides assured cashback of up to Rs.1250 per month.  

About card:  

1. The annual fee is nil.  

1. Daily spending limit is Rs.4,00,000 in cash per day from ATM.  

1. The spending limit on Point-of-Sale is Rs.8,00,000 per day.  

Key advantages:  

1. Redeem earned reward points at a flat rate of 1 point = Rs.1.  

1. Get 2.5% cashback on spending in important categories like dining, OTT subscriptions, flights, hotels, and holidays.  

1. Enjoy a ‘Buy 1 Get 1 Free’ offer on movie tickets through BookMyShow.  

1. Earn 5 IndusReward Points for every Rs.200 spent on categories such as dining, hotel stays, entertainment with a monthly cap of 1,250 points.  

1. Avail 20% discount on select purchases through applications such as Zomato and BigBasket.  

1. Receive two complimentary domestic airport lounge visits per quarter, subject to a minimum spend of Rs.5,000 in the last quarter.  

1. Get complimentary golf access with up to 12 free golf lessons per year.  

1. Other benefits include lost card liability, personal accident insurance, air accident insurance, and purchase protection.