Ujjivan Small Finance Bank Debit Card

1. Visa Debit Card 

1. Visa Inc., a multinational payment processing, supports Visa Debit Cards, which are among widely used debit cards in India and are offered by all major banks 

1. Classic, Gold, Platinum, Signature, and Infinite cards are among the variations, each offers more benefits 

1. International Accessibility: Facilitates withdrawals and transactions across borders 

1. Additional benefits include access to airport lounges, increased cash withdrawal limits, insurance coverage, and shopping rewards. 

2. Mastercard Debit Card 

1. This debit card, which is widely accepted by retailers worldwide, is powered by Mastercard, a leader in global payment processing 

1. Variations include World, Platinum, and Standard cards, each with special benefits 

1. Discounts on dining, shopping, travel, airport lounge access, and roadside assistance are among the exclusive benefits. 

3. RuPay Debit Card 

1. RuPay Debit Cards, a National Payments Corporation of India (NPCI) project, offer a domestic payment processing system 

1. Since transactions are handled in India, there are less processing expenses 

1. Platinum, Select, and Classic cards are available 

1. Special advantages include high transaction limits, e-commerce and food delivery savings, access to airport lounges, and personal accident insurance 

1. International payment gateways do not now accept it widely. 

4. Visa Debit Card Electron 

1. Overdrawing from the savings account is prohibited with the Visa Electron Debit Card, a variation of the Visa Debit Card that works on a special concept 

1. Available in most of the countries, except for the US, Canada, Australia, Argentina, and Ireland 

1. Transactions can only be made up to the savings account's available balance. 

5. Debit Card with Contactless 

1. These cards, which use NFC (Near Field Communication) technology for hassle-free transactions, are the newest innovation in banking 

1. There is no need to swipe or hand over the card for making payments up to Rs.5,000; instead, you can tap the card close to a POS terminal 

1. Offered by the majority of banks that display the payWave logo. 

6. Digital Debit Card 

1. A fully digital debit card that is intended for safe online purchases 

1. Your phone stores information digitally, including your card number, CVV, and expiration date 

1. Better security features than conventional cards 

1. ATM withdrawals are not supported; only online transactions are permitted. 

Different Methods to Generate Ujjivan’s Small Finance Bank Debit Card PIN  

To generate Ujjivan’s Small Finance Bank debit card PIN, you must follow the steps given below: 

1. Green PIN Method for Using an ATM 

1. Insert your debit or ATM card into the machine, then Choose Generate PIN 

1. Your registered mobile number will receive an SMS containing an OTP (One-Time Password) 

1. Set your preferred 4-digit PIN and enter the OTP 

1. You can now use your debit card after entering the PIN again for verification. 

2. Using Internet Banking to Generate Debit Card PINs 

1. Open the net banking portal of Ujjivan Small Finance Bank and log in 

1. Navigate to the Debit Card section 

1. Choose between generating PIN and creating PIN 

1. To create your PIN, follow the guidelines. 

3. Using Mobile Banking 

1. Go to the App Store or Play Store and download the Mobile Banking app 

1. To log in, enter your 4-digit mPIN. If you do not already have a mPIN, create one 

1. After logging in, swipe right and select CARD PIN 

1. Choose the debit card number and associated account number 

1. Enter the CVV and the debit card's expiration date. These can be found on the actual card itself 

1. Click Submit to create an ATM PIN. 

What is Ujjivan's Green PIN? 

Use Ujjivan's Green PIN to unlock seamless banking. Activate your debit card or ATM instantly. You may easily generate your PIN using an ATM with Ujjivan's Green PIN—no documents, no problems, you can begin transacting right away due to this sustainable, digital-first strategy, which guarantees a speedy and safe PIN setting. 

Tips for Creating a Secure Debit Card PIN 

To secure PIN for your debit card, you must follow the below given points: 

1. Don't use PINs that are easy to figure out, such 1234, 0000, 1111, or your birth year. First, hackers and scammers frequently attempt this 

1. Make sure your PIN is distinct from other security codes you use, such your phone passcode or online banking password, by using a separate PIN for your ATM 

1. Changing your PIN every three to six months lowers the possibility of unwanted access 

1. Don't give out your ATM PIN to anybody, not even bank employees or relatives. Your PIN is never requested by banks 

1. Block your ATM or debit card right away and change the PIN as soon as you get a new one if yours is lost or stolen. 

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