Suryoday Bank Debit Card
Previously known as Suryoday Micro Finance, Suryoday Small Finance Bank was established on 23 January 2017 which aims to bring top notch banking solutions to the unbanked, underbanked, and banked sections of the society.
Presently, the bank is offering its credit products suits of Vikas Loans, Micro Finance Institution (MFI) loans, and shopkeeper loans to its customers. It aims to continue innovative banking practices for the underserved and unserved sections in various states of the country.
Note: The bank has recently made an announcement that it will shut down its ATMS as many people are not using Suryoday Bank ATMs. However, the debit cardholders of Suryoday Bank can still be able to withdraw cash from other bank ATMs.
Types of Suryoday Bank Debit Card
There are two types of debit cards offered by Suryoday Bank to its customers:
Suryoday SFB Platinum Debit Card
Eligibility Criteria
If you want to apply for Suryoday SFB Platinum Debit Card, you need to be a savings account holder of Suryoday Bank.
Features
The following are the features of Suryoday SFB Platinum Debit Card:
- The Automated Teller Machine (ATM) limit of Suryoday SFB Platinum Debit Card is up to Rs.1,50,000 per day.
- The Point of Sale (POS) limit of the debit card is up to Rs.3 lakhs per day.
- The card comes with permanent total disablement cover and personal accidental death insurance of at least Rs.2 lakhs.
Suryoday SFB Classic Debit Card
Eligibility Criteria
If you want to apply for Suryoday SFB Classic Debit Card, you need to have a savings account with the Suryoday Bank.
Features
The following are the key features of Suryoday SFB Classic Debit Card:
- The maximum daily shopping limit of Suryoday SFB Classic Debit Card is Rs.60,000.
- You can withdraw cash from ATM up to Rs.40,000 per day.
- The cardholders should do signature and PIN based authentication at POS terminals.
Suryoday Bank Debit Card Fees and Charges
The following table shows the fees and charges of Suryoday Bank Debit Card:
Suryoday Bank Schedule of Charges | Savings Ujjwal | Savings Aditya | Savings Classic | Savings Supreme |
Default Card Type | RuPay Classic EMV Chip Debit Card | RuPay Classic EMV Chip Debit Card | RuPay Classic EMV Chip Debit Card | RuPay Platinum EMV Chip Debit Card |
Issuance Charges | Rs.100 | NIL (Rs.100 is charged for personalized debit card) | NIL (Rs.100 is charged for a personalized debit card) | NIL (Rs.100 is charged for a personalized debit card) |
Annual Fees | Rs.100 | Rs.100 | Rs.100 | Rs.100 |
Add-on Debit Card | Rs.100 | Rs.100 | Rs.100 | Rs.100 |
Re-issue of debit card in case of damage or loss | Rs.100 | Rs.100 | Rs.100 | Rs.100 |
Debit Card ATM limit per day | Rs.20,000 | Rs.40,000 | Rs.40,000 | Rs.1,00,000 |
Debit Card POS limit day | Rs.30,000 | Rs.60,000 | Rs.60,000 | Rs.1,50,000 |
Decline charges for insufficient balance | NIL | NIL | NIL | NIL |
Bank’s own ATM limit per day | Unlimited | Unlimited | Unlimited | Unlimited |
Other bank ATM free limit at different location | Five | Five | 20 | Unlimited |
Charges beyond free limit for financial transactions | Rs.20 | Rs.20 | Rs.20 | NIL |
Charges beyond free limit for non-financial transactions | Rs.10 | Rs.10 | Rs.10 | NIL |
How to Apply for Suryoday Bank Debit Card?
The following are the steps to apply for Suryoday Bank Debit Card:
- Visit Suroday Bank Official site
- Scroll down and click on ‘Apply Now’ button.
- You will be redirected to a new page where you have to enter all your details such as your name, state, city, email address, mobile number, account type, and captcha code.
- Next, click on ‘Submit’ button.
- You will receive a call from Suryoday Bank representative for further procedure.
Suryoday Bank ATM PIN Generation
Generate ATM PIN Online
The following are the steps to generate Suryoday Bank ATM PIN online:
- Visit the net banking portal of Suryoday Bank.
- Login using your user ID and password.
- Choose the account for which you want to generate your ATM PIN.
- Go to ‘ATM Card Services’ and tap on ‘Generate ATM PIN’.
- Next, enter the four-digit PIN of your debit card and confirm the same.
- You will receive a One Time Password (OTP) at your registered mobile number.
- Enter the OTP and complete the PIN generation process.
Generate ATM PIN Offline
The following are the steps to generate ATM of Suryoday Bank ATM PIN offline:
- Visit to your nearest Suryoday Bank ATM.
- Insert your debit card in the slot.
- Next, enter the temporary PIN provided by the bank with the card.
- Tap on ‘Change PIN’ option.
- Now, enter the four digit PIN as per your choice.
- Re-enter the four digit PIN for the confirmation.
- Your new ATM PIN will be successfully generated.
How to Activate Suryoday Debit Card?
Customers can activate the atm card via ATM, phone banking and net banking
Activate Suryoday Bank Debit Card Using ATM Machine
You can activate Suryoday Bank Debit Card using ATM Machine by following the given steps:
- Visit your nearest Suryoday Bank ATM.
- Insert the debit card in the slot.
- Enter the ATM PIN and debit card number at the respective places.
- Next, the system will ask you to create a new PIN.
- Once your have created a new ATM PIN, your debit card will be activated.
Activate Suryoday Bank Debit Card Using Phone Banking
The steps to activate Suryoday Bank Debit Card using phone banking are as follows:
- Dial the phone banking number of the bank and connect with the phone banking official regarding the debit card activation process.
- Follow the instructions given by the bank official to activate your debit card.
Activate Suryoday Bank Debit Card Using Net Banking
The following are the steps to activate Suryoday Bank debit card using net banking:
- Login to the Suryoday Bank net banking portal using your User ID and password.
- Go to the ‘Debit Card’ section and click on ‘Generate PIN’.
- Enter the existing temporary PIN issued by the bank.
- Next, enter the new PIN and re-enter it for confirmation.
- Your debit card will be activated.
FAQs on Suryoday Bank Debit Card
- What are the debit cards offered by Suryoday Bank?
Suryoday Bank offers two types of debit cards to its customers namely Suryoday SFB Platinum Debit Card and Suyoday SFB Classic Debit Card.
- What are the documents required to apply for applying Suryoday Bank debit card?
You need to be an account holder of Suryoday Bank to avail a debit card.
- Can I generate ATM PIN online?
Yes, you can generate ATM PIN online by visiting the official website of Suryoday Bank.
- What is the daily cash withdrawal limit of Suryoday Platinum Debit Card?
You can withdraw cash up to Rs.1,00,000 using your Suryoday Platinum Debit card.
- What is the annual fee of Suryoday Bank SFB Classic Debit Card?
The annual fee of Suryoday Bank SFB Classic Debit Card is Rs.100.
- Can I apply for a Suryoday Bank credit card?
No, Suryoday Bank does not offer credit cards to its customers.
- What is the add-on debit card charge of Suryoday Bank Debit Card?
The add on debit card charge of Suryoday Bank Debit Card is Rs.100.
- Can I apply for Suryoday Bank Debit Card offline?
Yes, you can apply for Suryoday Bank Debit Card offline by visiting your nearest Suryoday Bank branch.
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