Overview of State Bank of India Pride
The State Bank Pride is designed with convenience as the main priority. The Debit Card offers customers great control over expenses as they can easily keep a track off all the details regarding their expenses in one place. The Card comes loaded with amazing features such as high transaction limits, complimentary insurance and much more. Card holders can also take part in the State Bank Debit Card Loyalty Program and avail FreedomRewardz.
Features and Benefits of SBI Pride
|State Bank Pride||Domestic (in Rs)||International (USD or Equivalent)|
|Daily Cash Deposit Limit at Cash Deposit Machine||Rs. 49,900||Not applicable|
|Daily PoS/ e-Commerce Limit||Rs. 2,00,000||Varies from country to country, subject to a maximum of the foreign currency equivalent of the Domestic limit.|
|Daily Cash Limit at ATMs||Rs. 1,00,000||Varies from country to country, subject to a maximum of the foreign currency equivalent of the Domestic limit.|
As a State Bank debit card holder, you will be given free insurance (accidental death only) worth Rs. 2 Lacs. Debit Card holders will also receive purchase protection for damage/theft for an amount of up to Rs. 5,000. However, this is only valid for 90 days from the date of purchase of the product.
State Bank Debit Card Loyalty Program
For every Rs. 200/ that you spend on shopping, dining out, filling petrol, buying travel tickets or shopping online, you will earn 1 FreedomRewardz point (Reward point).
Card holders will earn Bonus points for the first three purchase transactions done on the State Bank Pride:
- For the first purchase transaction, cardholders will earn 50 Bonus FreedomRewardz points. To avail this offer, the purchase must be done within one calendar month of the card being issued.
- If a second purchase transaction is done within one month of the card being issued, the cardholder will receive 50 additional Bonus FreedomRewardz points.
- If a third purchase transaction is done within one month of the card being issued, the cardholder will receive 100 additional Bonus FreedomRewardz points.
- What’s more, if at least three more purchase transactions are done on the card in a quarter, card holder will be able to earn double the points earned for the quarter.
The collected FreedomRewardz Points can be redeemed for a variety of gifts. Visit the official website for more details regarding this.
Every time Purchase transactions/ Cash withdrawal/ online transactions are made on the State Bank Pride, you will receive SMS alerts instantaneously so that you can keep a track on your expenses easily.
The following charges are subject to revision. Please contact the bank for any changes in current charges.
|Card Replacement Charges||Fee plus GST|
|Annual Maintenance Charges||Fee plus GST per annum from the second year of issue.|
Eligibility for SBI Pride
To get yourself a State Bank Pride Debit Card, you must be a State bank of India account holder. You must also fulfil the criteria as required by the bank.
Applying for State Bank of India Pride Debit Card
Simply walk into any of the State Bank of India branches to fill up an application form, provide your documents and be well on your way to getting yourself a State Bank Pride Card. You also have the option of applying online by visiting the official State Bank of India website. IN case you are not a State Bank of India account holder, you can visit a branch of the bank to apply for an account and at the same time make a request for a State Bank Pride card.
State Bank Pride card FAQs
1. What are the annual charges associated with the cards?
The card will be issued free of cost. The Annual Maintenance Charge for the card is Rs.300.
2. Will I get any SMS alert if I make online purchases?
Every time Purchase transactions/ Cash withdrawal/ online transactions are made on the State Bank Pride, you will receiver SMS alerts instantaneously.
3. What is the Daily Cash Limit at ATMs with card?
Rs. 1,00,000 is the domestic Daily Cash Limit at ATMs. If you are withdrawing outside India, the limit varies from country to country and is subject to a maximum of the foreign currency equivalent of the domestic limit.
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.