\The Platinum Debit Card offered by RBL Bank has a plethora of benefits offered to make any customer happy. The card is designed to cater to high spenders with enhanced withdrawal and purchase limits. The card is valid anywhere in the world so it is also suitable for those who like to travel. The debit card also comes with complimentary insurance to give you peace of mind knowing you and your loved ones are financially protected.
Upon subscribing for this debit card, you will be entitled to receive welcome gifts offered by RBL Bank. Upon opening your RBL Bank account, vouchers worth Rs.2,500 will be sent to your registered email ID within 45 days.
Features of RBL Bank International Platinum Debit Card
You will have access to unlimited free transactions at any ATM across India. You can withdraw up to Rs.1 lakh per day.
You can use your card to shop for up to Rs.2 lakhs per day.
Travel the world with your RBL Bank International Platinum card. The card is enabled for international use and is accepted at ATMs and retail outlets that accept MasterCard all around the world.
To set your PIN, you simply need to send an SMS to RBL Bank from your registered mobile number.
You will receive complimentary insurance against a host of events such as air accident, personal accident, lost card, purchase protection and so on.
You can use your card to shop online or carry out other financial transactions. Sign up for MasterCard SecureCode or use an OTP to ensure your transaction is safe.
Your card has enhanced security features such as an EMV chip + PIN which provides an extra layer of security.
You will receive alerts via SMS and Email that will keep you informed about transactions made on your debit card.
|Type of Insurance||Cover Amount||Details|
|Air accident||Rs.10 lakhs||Life insurance protection against loss of life due to air accident|
|Personal accident||Rs.5 lakhs||Life insurance protection against loss of life due to any other accident|
|Cash in transit liability||Rs.1 lakh||Protection against robbery of money while in transit from the ATM or bank to the destination|
|Lost card liability||Rs.1 lakh||Protection against misuse in case of lost or stolen debit card|
|Purchase protection||Rs.25,000||Protection against fraud, misrepresentation, duplication and so on for all your purchases|
|Lost checked-in baggage||Rs.25,000||Insurance cover in case of loss of baggage that has been checked in|
|Loss of passport and other travel documents||Rs.10,000||Insurance cover in case of lost passport and any travel-related document|
|Delay in checked-in baggage||Rs.10,000||Insurance cover for any difficulties faced due to delay in checked-in baggage|
RBL Bank International Platinum Debit Card Offers
Offers on your debit card are numerous and fabulous. You can avail any of the following discounts at the merchant store or website by paying for the purchase with your RBL Bank Platinum Debit Card. Some offers require a Promo Code which can be found on the RBL Bank website. Please check the terms and conditions of the offers to know more about the validity, promo code and other conditions associated with the offer.
|US Pizza||Buy 1 Get 1 Free|
|The Leather Boutique||15%|
|Awfis.com||Up to 20%|
|Four Fountain Spa||Up to 12%|
|SRL||Up to 50%|
|Apollo Pharmacy||Up to 15%|
How to apply
In order to be eligible for this debit card, you need to open a bank account with RBL Bank.
- You can do so by visiting the nearest RBL Bank branch.
- You can either download the account opening form online or procure one at the branch.
- Submit the duly-filled form along with the documents required.
- In your application form, you need to select the debit card you wish to get with the bank account.
Once your bank account is open, RBL Bank will issue your debit card.
To open a savings account with RBL Bank, you need to submit a recent passport photograph along with the following documents:
Any one Address Proof
- Utility bill like electricity, phone, and water (not more than 3 months old)
- Ration Card
- Driving Licence
- Insurance Copy
- Voter ID
- Any document with your photo on it which has been issued by the Central/State government or any of its departments
Any one ID Proof
- Passport (Mandatory for NRIs)
- PAN Card
- Voter ID
- Aadhaar Card
- Driving Licence
- Any document which has your photo on it and which has been attested by the Central/State government or any of its departments
*RBL Bank may request for more documents at their own discretion
Fees and Charges
Given below are the fees and charges for the RBL Bank International Platinum Debit Card based on the type of account held by the customer:
|Prime Edge, Seniors First, Woman's First and Advantage Savings Account||Prime SavingsAccount||Seniors First Savings Account||Prime Edge Savings, Max Savings Account||Women’s First Savings Account||Advantage Savings Account||Basic Savings Account||Classic Savings|
|Annual Fee||Annual Fee is collected in advance within 30 days of opening the account||Rs.400||Rs.400||Rs.200||Rs.500||Free||NA||Rs.400|
|Optional SMS Service||25 paisa per SMS or Rs.100 per month, whichever is lower||25 paisa per SMS or Rs.100 per month, whichever is lower||25 paisa per SMS or Rs.100 per month, whichever is lower||25 paisa per SMS or Rs.100 per month, whichever is lower||25 paisa per SMS or Rs.100 per month, whichever is lower||25 paisa per SMS or Rs.100 per month, whichever is lower||25 paisa per SMS or Rs.100 per month, whichever is lower||25 paisa per SMS or Rs.100 per month, whichever is lower|
|Replacement of Lost Card||Rs.50||Rs.50||Rs.50||Rs.50||Rs.50||Rs.50||Rs.50||Rs.50|
|Replacement of Damaged Card||Free||Free||Free||Free||Free||Free||Free||Free|
|Transactions at RBL Bank ATM||Free||Free||Free||Free||Free||Free||Free||Free|
|Cash withdrawal at Other Bank’s VISA ATMs||Rs.15||Rs.15||Rs.15||Rs.15||Rs.15||Rs.15||Rs.15||Rs.15|
|Balance Enquiry at Other Bank’s VISA ATMs||Rs.5||Rs.5||Rs.5||Rs.5||Rs.5||Rs.5||Rs.5||Rs.5|
|Cash withdrawal at Other Bank’s VISA ATMs abroad||Rs.125||Rs.125||Rs.125||Rs.125||Rs.125||Rs.125||Rs.125||Rs.125|
|Balance Enquiry at Other Bank’s VISA ATMs abroad||Rs.25||Rs.25||Rs.25||Rs.25||Rs.25||Rs.25||Rs.25||Rs.25|
|Foreign Currency Mark up||3.5%||3.5%||3.5%||3.5%||3.5%||3.5%||3.5%||3.5%|
RBL Bank International Platinum Debit Card FAQs
Can I cancel this RBL Bank International Platinum Debit Card?
Yes, you can cancel the debit card by requesting the bank to do so at the branch or via the customer care. You can also close your bank account at no charge. If you close your account within 6 months from the date of opening, you will be charged Rs.500.
What should I do if I have lost my debit card?
Inform RBL Bank immediately by calling the customer care service. Your card will be blocked. You can then request for a replacement card at a fee of Rs.50.
Where can I find the claims form for insurance under this debit card?
All claims forms are available on the RBL Bank website. You can also procure a form at an RBL Bank branch.
How do I avail the offers and discounts on my debit card?
To get the discounts or offers available on your debit card, simply inform the merchant that you wish to avail the offer by paying the bill with your RBL Bank debit card. Some offers require a promo code which is available on the RBL Bank website.
How do I get my complaint resolved?
You can get your complaint resolved by contacting the customer support.
Phone: 1800 123 8040
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.