Nainital Bank Debit Card

Nainital Bank Ltd. debit card offers convenient and secure access to your savings account by providing facilities such as cash withdrawals, balance inquiries, and easy purchases at PoS terminals. The card is widely accepted all over India, and it meets your everyday banking needs. 

Updated On - 09 Feb 2026

The debit card comes with features like EMV chip security, card reissuance services, and access to multiple ATMs. You can also get a secure payment service through PaySecure once you complete your first successful registration transaction. 

Features and Benefits of Nainital Bank Ltd. Debit Card 

Given below are the features of debit card offered by Nainital Bank Limited:  

  1. The card can be used at over 1.4 lakh ATMs, more than 8.7 lakh PoS terminals, and above 10,000 online websites across India. 
  1. The transactions made with this card are more secure as it comes with an EMV chip and requires a PIN. 
  1. It makes your online payments quick as it only requires card details and a one-time password (OTP). 
  1. You can make secure online purchases through PaySecure after completing your first successful transaction. 
  1. The card allows you to access your bank account anytime and anywhere. 

Documents required 

An individual needs the following documents in order to apply for NainiBank RuPay Debit Card: 

✔️Passport-sized photographs 

✔️Identity Proof (Aadhaar Card, PAN Card, Voter ID, passport, driving license) 

✔️Address Proof: (Aadhaar Card, passport, utility bills, ration card) 

Fees and Charges  

The following are the fees and charges applicable to the card: 

Particulars 

Charges 

Issuance Fee 

NIL 

Annual Fee (from 2nd year onwards) 

Rs.100 + applicable taxes 

Cash Withdrawal at Other Bank ATMs  

Rs.23 per financial transaction (after 5 free per month) + applicable taxes 

Balance Enquiry at Other Bank ATMs  

Rs.10 per non-financial transaction (after 5 free per month) + applicable taxes 

Transactions at Railway Counters  

% of transaction amount + applicable taxes & surcharge 

Transactions at Petrol Pumps  

% of transaction amount + applicable taxes & surcharge 

Card Reissuance (loss/spoilage) 

Rs.200 + applicable taxes 

Nainital Bank Debit Card Help Desk  

If you need any kind of help with your Nainital Bank Debit Card or want to block it immediately, then you can call or send email anytime on the given below contact details:  

  1. Debit Card Help Desk TOLL FREE no: 1800-180-4031 
  1. Debit Card Help Desk Land Line no: 05946 250152 
  1. Debit Card Help Desk E-mail id: atmhelpdesk@nainitalbank.co.in 

FAQs on Nainital Bank Debit Card

  • Who is eligible for the Nainital Bank Ltd. debit card?

    Any Nainital Bank account holder is eligible to get a debit card from Nainital Bank Ltd. 

  • What documents are required for the Nainital Bank Ltd. debit card?

    Identity proof, address proof, and passport-sized photographs are required to get a debit card from Nainital Bank Ltd. 

  • What is an EMV-Chip Based debit card?

    An EMV chip-based debit card has a small chip that securely stores your card details. It helps in protecting your data against any fraud as compared to magnetic stripe cards. 

  • What is the benefit of using a Nainital Bank Ltd. debit card?

    This debit Card provides easy access to your bank account for services like cash withdrawals, shopping, and online payments. It is secure, widely accepted across India, and comes with an EMV chip for more protection. 

  • What should I do if my Nainital Bank debit card is misplaced?

    If your debit card is lost or misplaced, you should immediately contact customer support on 1800-180-4031 or 05946 250152 in order to block your card. 

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