The Kotak Mahindra Gold Debit Card has been designed keeping those changing lifestyles and needs in mind. A new age debit card, it comes loaded with some of the most sought after features and benefits to help you get the most out of everyday transactions.
Among the many features which this card offers are fuel surcharge waiver, complimentary insurance covers, high transactions limits for withdrawal and POS transactions and an array of exciting deals, discounts and offers across several lifestyle verticals.
The Kotak Gold Debit card is a unique debit card which offers multiple benefits. This card currently offered to select Kotak Mahindra customers who may either be residents holding Savings Accounts with the bank or non-resident customers holding NRE Savings Accounts with customers.
Issuance Charge | Rs. 500 |
Annual Charge - Primary Card | Rs.500 |
Annual Charge - Add-on Card | Rs.500 |
Cash withdrawal/Balance Enquiry at own ATM | Free of charge |
Withdrawal/Balance Enquiry at non-bank ATM | Cash withdrawal - Rs.20; Bal. Enquiry - Rs.8.50 |
Cash Withdrawal - International ATM | Rs.150 / per transaction |
Bal. Enquiry - International ATM | Rs.25 / per transaction |
Visa Global Assist Charges | USD 5 |
Visa Global Assist Charges - Lost Card | USD 35 |
Transaction Declined at non-bank ATM - Insufficient Funds | Rs.25 / per transaction |
Yes, a transaction charge at the rate of Rs 10 or 2.5% will be levied on the purchase of fuel. For IRCTC bookings, a Payment Gateway charge at the rate of 1.8% will be levied.
Yes, the Gold is a Chip based debit card and is enabled for international use (ATM transactions and POS transactions) by default.
Yes, you can easily change or enhance the transactions limits on your debit by simply calling the customer care center at the bank and placing a request for the same.
You must immediately report the loss at the toll free number to block your card to prevent any misuse. You may also do so by calling the Visa Global customer Assistance Service for the same.
Lost Card Liability cover basically protects you in case your card is lost and subsequently misused or used for fraudulent transactions. The insurance cover will protect you from any liability , up to a certain amount, which may arise from the fraudulent use of your card.
Yes, a cross currency mark-up at the rate of 3.5% is chargeable on all foreign currency transactions carried out on this debit card.
For all debit cards which are eligible to receive a fuel surcharge waiver, the same will be reversed from your bank account by the 12th of the following month.
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