Debit cards have become the new currency for the new age generation. With the benefits, convenience and simplicity they offer in making payments, debit cards have effortlessly replaced hard cash in millions of wallets. Whether it is to make online payments for purchases, bills or for use at merchant outlets, debit cards facilitate quick payments which are also secure with varying levels of encryption. Karnataka Bank Limited or KBL offers its customers the facility of debit cards for easy fulfillment of financial needs. The KBL Visa International Debit Card makes for an excellent replacement for carrying cash. Along with providing cash withdrawal and POS purchase facilities, this debit card also presents you with an array of benefits and privileges befitting your status and lifestyle.
Features & Benefits - KBL MoneyPlant Visa International Debit Card
Zero Lost Card Liability – With incidents of card related fraud on the rise, it has become very important for your card to be protected from misuse if it falls into the wrong hands. This is why your KBL Bank debit card features the Zero Lost Liability Feature. This feature basically protects you, as a card holder, from any loss or liability which may arise following the loss/theft of your card and consequent fraudulent and unauthorized transactions or purchases which may be made with the card, without the card holder's knowledge.
High Daily Transaction Limits – It can make a world of a difference to have access to cash at times of need. The KBL Visa International Debit Card offers some of the highest transaction limits, for ATM cash withdrawals and POS transactions alike. With the KBL Visa International Debit Card, you will never face that problem. This debit card offers you high transaction limits, whether it is for withdrawing cash or making purchases at any POS terminal. You get a daily ATM cash withdrawal limit of Rs 60,000 and a daily POS transaction / purchase limit of Rs 1,50,000, subject to the balance maintained in your account.
Widely Accepted - One of the most beneficial features of the debit Visa International debit card is that it allows you to make purchases and withdraw money at a several POS terminals and ATMS. Currently, the KBL Moneyplant Visa International debit card will allow you to withdraw cash from over 1 lakh ATMS and make purchases at over 10 lakh merchant establishments. Internationally, this debit card is accepted at over 1.8 million Visa enabled ATMs and at more than 30 million Visa enabled POS terminals.
Special Offers & Discounts at Select Merchant Outlets – Make shopping more exciting than ever before with the KBL Visa International debit card. With this card, you are welcome into a world of exciting offers, deals and discounts which are offered by KBL in association with VISA. Currently KBL brings you an exclusive offer in association with Freecharge, India’s most popular mobile recharge app. Every time you use your KBL Visa Debit Card to recharge your post-paid or prepaid mobile connection, data card, DTH payment, Utility Bill payment or your Metro Card, you are entitled to a 10% cash back on the same. This offer is applicable not only for purchases made on the Freecharge website but also for purchases made on the Freecharge mobile app.
Multiple Functions and Purposes – The KBL MoneyPlant Visa International debit card provides you with the benefit of having anytime access to the funds in your associated account. With your debit card, you can not only pay for purchases at POS terminals but also withdraw cash at over 1 lakh ATMs within India and over 1.8 million ATMs located worldwide.
Round The Clock Emergency Helpline – It may happen that you have misplaced or lost your card while on a trip. You wish to seek assistance regarding a replacement card or any such similar query. KBL has set up a dedicated 24 hour emergency helpline to take care of any of your card related queries. With this helpline, you may seek any assistance to resolving queries related the services provided by your debit card.
Fees & Charges - KBL MoneyPlant Visa International Debit Card
Following is the schedule of charges associated with the KBL MoneyPlant Visa International Debit Card.
|Card Issuance Fee||Rs 100 + GST|
|Card Replacement Fee||Rs 100 + GST|
|Card Renewal Fee||Rs 100 + GST|
|Re-generation of PIN||Rs 100 + GST|
|Transactions at Shared ATMs|
|Cash Withdrawals – Domestic ATMs||5 cash withdrawals / per month allowed, free of charge. Beyond free limit, Rs 20 will be levied per transaction.|
|Balance Enquiry - Domestic||Free of Charge|
|Cash Withdrawal – International||Applicable charges per transaction with GST|
|Balance Enquiry – International||Applicable charges per transaction with GST|
KBL International Debit Card FAQs
What are some of the services provided at a KBL ATM?
At a KBL ATM, you may, in addition to withdrawing cash, carry out various transactions like enquire about loan schemes, make a balance enquiry, transfer funds between KBL accounts, obtain a short / mini statement of transactions, change your ATM PIN number and withdraw fast cash (in denominations of 500, 1000, 2000, 3000, etc.) among other things.
What are the daily transaction limits allowed on the KBL MoneyPlant Visa International debit Card?
This debit card offers you high transaction limits for cash withdrawal and making purchases at POS terminals. You get a daily ATM cash withdrawal limit of Rs 60,000 and a daily POS transaction / purchase limit of Rs 1.50,000.
Are there any charges levied on purchase of fuel with the KBL International Debit Card?
Yes, a surcharge at the rate of 2.5% will be levied on the purchase of fuel. This surcharge will be levied in the value of fuel purchased.
What is meant by Zero Lost Card Liability?
Zero Lost Card Liability is an important feature provided to enhance the safety of your card. This feature basically protects you, as a card holder, from any loss or liability which may arise following the loss/theft of your card and consequent fraudulent and unauthorized transactions or purchases which may be made with the card, without the card holder's knowledge.
How much cashback do I get on recharging via the Freecharge web app or mobile app?
Every time you use your KBL MoneyPlant Visa International Debit Card to recharge your post-paid or prepaid mobile connection, data card, DTH payment, Utility Bill payment or your Metro Card, you are entitled to a 10% cash back on the same.
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.