The IDBI Bank Being Me Debit Card is a card exclusively designed for students pursuing professional courses and first time working individuals.
Individuals belonging to the age group of 18 to 25 years are eligible to apply for this Debit Card.
The Being Me Debit Card from IDBI offers the following features and benefits:
You can apply for the Being Me Debit Card by filling in the account opening form and submitting the required documents. In order to find out further details, you can call on the customer care number or email them as well.
Given below are the charges for the users of the IDBI Being Me Debit Card:
Transaction | Charges |
Minimum MAB (Monthly Average Balance) Requirement | Rs.2,500 |
Annual fee (second year onwards) | Rs.220 |
Card replacement | Rs.220 |
International ATM transactions | Financial - Rs.140/transaction Non-financial - Rs.30/transaction |
ATM cash withdrawal limit | Rs.25,000/day |
POS limit | Rs.25,000/day |
NEFT banking | Net banking - Free Branch Channel: Up to Rs.10,000 - Nil Above Rs.10,000 to Rs.1 lakh - Rs.5 Above Rs.1 lakh to Rs.2 lakh - Rs.15 Above Rs.2 lakh - Rs.25 |
RTGS banking | 9a.m. - 12p.m. 12p.m. - 3:30p.m. 3:30p.m. - 5:30p.m. |
The annual fee for the Being Me Debit Card for the first year is free. An annual fee of Rs.220 is charged from the second year onwards.
You are required to pay Rs.220 inclusive of applicable service taxes for replacement of a lost or stolen Being Me Debit Cards.
No, there are no charges for NEFT transactions through internet banking.
If you request for account closure within 14 days of opening, there is no fee charged. However, over 14 days and up to one year, the bank levies Rs.100, and for accounts older than a year, no fee is charged for account closure.
No, there is no fee that the bank requires its customers to pay for alerts via SMS or e-mail.
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