Overview of EasyShop Titanium Debit Card – HDFC Bank
The beginning of HDFC Bank can be traced back to 1994 when it was started by Hasmukhbhai Parekh. The headquarters of the bank is in Mumbai and the bank has over 4,280 branches across the country as well as over 11,840 ATM's. The company also employs more than 76,200 people. The excellent service is one of the highlights of the company and one of the main reasons for such immense growth in such few years.
HDFC’s EasyShop Titanium Debit Card is packed with features and benefits which lets you save big. The card also comes with Card security which protects you in the event of your card being misplaced or stolen.
Features and Benefits of HDFC Bank EasyShop Titanium Debit Card
- EasyShop Titanium Debit Card is furnished with a high transaction limit of Rs. 50,000 as daily ATM withdrawal limit and Rs. 1.75 lacs as daily shopping limit.
- Filling fuel and paying with your EasyShop Titanium Debit Card can save you money as it will be reversed to you by the end of the subsequent month. Up to Rs. 750 can be availed each month.
- This card lets you enjoy free airport lounge access
- In the unfortunate event of your card being stolen or misplaced, you will not have any liability if there have been any fraudulent Point of Sale transactions on the said debit card. However, it is vital that you report the loss within 30 days of the incident.
- Everything from paying those dreaded bills to paying for tickets and shopping online can be done with this card by using MasterCard SecureCode service.
Eligibility Criteria for EasyShop Titanium Debit Card
Only salary account holders can get the HDFC Debit card.
How to apply for an EasyShop Titanium Debit card?
Just download the application form, complete it, and drop it off at your closest HDFC Bank branch. We will forward your card to the mailing address provided.
You also have an option to collect the Insta Debit Card for this variant from the Branch. To collect the Insta Debit Card and PIN over the counter, please walk into nearest HDFC Bank branch and carry a valid ID proof & cancelled cheque leaf. This card is activated within 1 working day.
How to apply for the EasyShop Titanium Debit card?
Only if you are a HDFC Bank Salary Account holder can you apply for the EasyShop Titanium Debit card. You must download the application form, fill it in and submit it at a branch of HDFC Bank. Your card will then be sent to your mailing address.
Another option is to get an Insta Debit Card of this particular variant. You can get it by walking into a branch of HDFC with a cancelled cheque leaf and a valid ID as proof. The card will be activated in one working day.
EasyShop Titanium Debit card FAQs
Where all can I make use of my EasyShop Titanium Debit Card?
EasyShop Titanium Debit Card can be used at any of the HDFC Bank ATMs. Just look out for the Master and Cirrus logo at ATMs and for the MasterCard logo at merchant locations.
How much will be charged for replacing a lost card?
You will be charged Rs. 200 as well as applicable taxes.
For online transactions, why is a second Level authentication needed?
According to the RBI’s mandate, all transactions that are done online with a card needs to have a second level authentication. This means that for the cards to have the facility of online transactions, they have to be registered for either MasterCard Secure Code or Verified by Visa(VBV). Further, you can only do online transactions on websites that are MasterCard Secure Code enabled or Verified by Visa.
When you visit these website and are in the process of an online transaction, you will be asked to register for the service, if you haven’t done so already. You must fill in the required information for registering, and then you can go ahead with the transaction.
I have an EasyShop Titanium Debit card and have found a void transaction on it. What do I do?
You must fax a copy of the void transaction slip to support[at]hdfcbank[dot]com. Another option is to go to a branch of the bank directly and submit a copy there. You can look at the official website for the numbers for PhoneBanking.
What is the transaction limit for this card?
Subject to the balance in your account, there is a daily transaction limit of Rs. 1.75 lacs at merchant locations and Rs. 50,000 at ATMs. The transaction limit is enabled for the safety of your funds.