Abhyudaya Bank RuPay Debit Card

Features of Abhyudaya Bank RuPay Debit Card

The card can be used at any bank approved for using RuPay debit cards. It can also be used at POS terminals which accept RuPay cards. To identify the ATMs and POS machines which accept RuPay cards, just check for the RuPay logo. Note that the card is not valid for making payments in foreign exchange. Also, you will be able to make transactions only till the last working day of the month and year mentioned on the back of your card. Other features of the Abhyudaya Bank debit card include:

1. Cash withdrawals up to a specified limit in a day
2. Allows one to access balance and other account related information
3. View/print mini statements
4. Change ATM PIN

Fees and Charges Applicable on your Abhyudaya Bank Debit Card

Note that the above charges and fees are subject to change as per RBI notifications, and it is inclusive of the GST. The changes will be notified by the bank from time to time.

Activation of Abhyudaya Bank Debit Card

To activate the Abhyudaya Bank debit card you can use any of the following methods listed below:

1. Use your card at an Abhyudaya Bank ATM and carry out any transaction.
2. Use your card at any of the ATMs under NFS network.
3. You can also use your card at a POS terminal for activation.

Account Closure

In case the account-holder wishes to close the account, he/she must give an advance notice of two working days. They must also surrender the debit card at the concerned branch and obtain a receipt for the same.

Key Points to Know about Abhyudaya Bank Debit Card

1. The card is not considered to be valid if the cardholder has not fixed his signature on the back.
2. The card is non-transferrable and cannot be assigned to anyone by the cardholder in any condition.

1. Your card will be renewed by the bank in its own discretion upon payment of the prescribed fees and charges.
2. The bank also reserves the right to not renew or even withdraw the card without giving a prior notice to the cardholder.
3. When the account holder closes his account with the bank, the card will automatically be cancelled from service.
4. Additional charges and undebited transactional charges will be deducted from the account prior to closure.
5. The debit card shall be valid for use only in India at ATMs of Abhyudaya Bank or other banks which are members of RuPay network
6. Any failure to comply with the terms and conditions mentioned by the bank shall result in the termination of the card.
7. The debit card shall be cancelled on demise of the cardholder.
8. If bank finds out that the facility is being misused by the cardholder, the card shall be withdrawn with immediate effect.
9. If the account is closed on non-maintenance of minimum balance the debit card shall be cancelled.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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