Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Jharkhand Transport and Vehicle Registration Process

Two-wheeler is the most convenient vehicle to travel from one place to another and it’s a popular mode of transport worldwide. From city roads to climbing mountains, it is a perfect travel partner for a biker. India is one of the top countries where the sale of motorcycles/two-wheelers is high. Under the law of the Motor Vehicles Act, 1988, Section 39, every vehicle to be eligible to drive on Indian roads, have to be registered under proper registering authority and this holds true for the all the states and Union Territories in the country.

Jharkhand is one of the states in eastern India with thick forest belt, waterfalls, and cultural heritage. Jharkhand has a lot of tourist attractions and there are many bikers who love to visit on weekends or even on a bike expedition. Therefore, if you want to purchase a bike and enjoy a bike ride here, you have to register your vehicle at the nearest zonal RTO within 15 days from the date of purchase. The Transport Department operates under the rules and laws specified in the Motor Vehicles Act, 1988, for vehicle registration.

The Transport Department has also authorised few vehicle dealers in the state, who can register the vehicle under the RTO norms and then deliver the vehicle. If this is convenient for you, then you can purchase the vehicle from those dealers. To obtain the registration number for the vehicle, the applicant has to pay a registration fee as applicable and obtain the acknowledgement of the same. This acknowledgment has to be submitted at the time of collecting Registration Certificate (Form – 23 A) and later you can obtain smart card. The registration number will be given to you by the RTO within a week or 10 days after the process of documentation is complete. Any copy of document that needs attestation is to be attested by a notary public or gazetted officer.

Documents required for vehicle registration process:

  • Form 20 duly filled by the applicant
  • Form 21 - sale certificate issued by the vehicle dealer
  • Form 22 - roadworthiness certificate
  • Attested copy of motor insurance policy
  • Attested address proof copy
  • Form 34 duly signed by owner and financier if the vehicle was purchased on loan
  • Road tax payment acknowledgement
  • Registration fee
  • PAN Card or Form 60 and 61 as applicable
  • Dealer and manufacturer invoice

Documents required for change of address in RC:

In case you have shifted your residence in the same state, then the same has to be reflected in the RC. For change of address in RC, you have to apply within 14 days from the date you shift your residence:

  • Form 33
  • Original Registration Certificate
  • Active motor insurance copy (attested)
  • Address proof (attested)
  • Pollution Under Control certificate attested copy
  • Prescribed fee
  • PAN Card or Form 60 and 61 (as applicable)
  • NOC by the financier if the vehicle is purchased on loan if the hypothecation is endorsed

Re-registration documents list:

If you are shifting your residence to any city in Jharkhand permanently or for more than 12 months, the vehicle you own has to be re-registered according to the rules of Jharkhand state. Below mentioned are the list of documents you have to submit to the concerned authority at the RTO:

  • Original RC
  • Form 27, 28 (NOC copy) and 20.
  • Address proof
  • Motor insurance policy
  • Pollution Under Control certificate
  • Fitness certificate obtained by the board of inspection
  • Road tax
  • Applicable process free
  • PAN Card or Form 60 and 61 (as applicable)
  • Emission test certificate

Vehicle Ownership transfer:

Vehicle ownership transfer is necessary only when you purchase a second hand vehicle or the registered owner has suffered an unfortunate death. If the transfer application is not filed within 14 days from the date of purchase, penalty will be applicable. Documents required are:

  • Original RC
  • Attested copy of Form 29 and 30
  • Motor insurance policy certificate
  • Attested copy of address proof of purchaser
  • Attested copy of valid Pollution Under Control Certificate
  • Applicable fee along with penalty, if any
  • Copy of PAN Card or Form 60 and 61

Transfer of ownership in case of Death of the registered owner:

  • Original RC
  • Form 30 and 31
  • NOC from financier if the vehicle was purchased on loan
  • Original death certificate of the registered owner
  • Succession member Certificate issued by SDM
  • Affidavit by applicant testifying that he/she is the legal heir
  • Motor insurance certificate
  • Address proof of applicant
  • PUC
  • PAN Card or Form 60 and 61
  • Form 20

Vehicle endorsing hypothecation:

The endorsement of hypothecation is necessary if the vehicle was purchased on loan. The documents attestation has to be performed by a notary public or gazette officer.

  • Original RC
  • Two copies of Form 34 duly filled for endorsement of hypothecation
  • Copy of valid motor insurance
  • Address proof of the registered owner
  • Pollution Under Control certificate
  • Prescribed fee
  • PAN Card or Form 60 and 61 (as applicable)
  • Certificate from financier mention the loan repayment if you want to remove the hypothecation from RC

Documents required to renew RC:

  • Form 25
  • Registration certificate
  • Road tax paid receipts and dues payments, if any
  • Motor insurance certificate
  • PUC
  • Applicable fee
  • PAN card or Form 60 and 61 (as applicable)

List of documents needed to issue Duplicate RC:

If you have lost the RC due to any reason, you must immediately apply for a duplicate with applicable fee along with the following documents:

  • Form 26
  • Original copy of the F.I.R
  • Valid motor insurance policy
  • PUC certificate (attested)
  • Proof of address
  • Attested copy of PAN Card or Form 60 and 61 (as applicable)
  • Challan clearance from traffic police and Enforcement wing Transport Department for commercial vehicles
  • Tax clearance receipt must be submitted in case of commercial vehicles

Registration documents list for a vehicle purchased in public auction:

  • Form 32 and 20
  • Registration Certificate
  • Form 21 (sales certificate) issued by the Auctioning Department, in favor of the owner of the auctioned vehicle, or the order confirming the sale of the vehicle to the said person
  • The certified copy of order from the State or Central Govt. Auctioning personnel confirming the sale
  • Copy of the motor insurance
  • PUC
  • Attested copy of address proof
  • Road tax as applicable
  • Registration/Re-registration fee

Jharkhand RTO codes and Locations:

JH RTO Location JHRTO Code
Ranchi JH - 01
Hazaribagh JH – 02
Daltonganj JH – 03
Dumka JH – 04
Jamshedpur JH – 05
Chaibasa JH – 06
Gumla JH – 07
Lohardaga JH – 08
Bokaro Steel City JH – 09
Dhanbad JH – 10
Giridih JH – 11
Koderma JH – 12
Chatra JH – 13
Garhwa JH – 14
Deoghar JH – 15
Pakur JH – 16
Godda JH – 17
Sahibganj JH – 18
Latehar JH – 19
Simdega JH – 20
Jamtara JH – 21
Saraikela-Kharsawan JH – 22
Khunti JH – 23
Ramgarh JH – 24

Two Wheeler Insurance Reviews

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  • Bajaj Allianz Two Wheeler Insurance
    "Need to reduce the premium"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with Bajaj Allianz because mine is Bajaj bike so it will be easier for claim and also lot of showrooms included. I got the insurance paper. The claim process was average, the amount was not fully refunded. Also the process was lengthy. I have paid the premium of Rs.2000 for one year. It is a first party insurance. I felt the premium is quite high.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I took my two wheeler insurance from Bajaj Allianz last year. It was suggested by my friend because he is working. I have paid approx 1000 rupees to purchase the policy. I never had a customer service experience and no claim. The benefits are good and its a third party insurance.
    Was this review helpful? 0
    , pune
    Reviewed on Jan 18, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Not recommendable policy"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from ICICI Lombard. I have applied the claim from with ICICI Lombard but they have not given proper response. They have not processed the claim also. Since because of the lowest premium, i have opted this policy. The service is not upto the mark.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 18, 2019
  • Bharti Axa Two Wheeler Insurance
    "Excellent Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy a long back and the premium has been paying annually. The premium amount has not been too high and the payment method has also been convenient. I had not made any claims so far and it has been a good policy for others as well.
    Was this review helpful? 0
    , navi mumbai
    Reviewed on Jan 18, 2019
  • New India Two Wheeler Insurance
    "Good Insurance company"
    0.5 4.0/5 "Great!"
    They are good in all service, without approach them they are providing good service. New India premium is economical, I paid the premium around Rs 7000 for three years. They gave me the third party cover, cash less service. They got tie up with many experience the agents are good.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Premium should be economical for the renewal"
    0.5 4.0/5 "Great!"
    Whenever there is a issue, I can reimburse with Bajaj Allianz its good than other company. One time I claimed, they gave me cash less service the premium is lesser than others then I changed it. The renewal option is good but they show more premium when I go for renewal.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy almost four years back and i am paying the premium annually. The premium amount has not been high and the payment method has been simple. There has not been any claims made so far and the services which they had offered so far was good.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 17, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good for two wheeler"
    0.5 4.0/5 "Great!"
    My policy belongs to HDFC Ergo, its a premium policy for one year the insured value is fine for me Rs. 97,000, I have the KTM Duke bike its good, I took first party insurance with HDFC Ergo, I really not interacted with them for any policy queries.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • Bharti Axa Two Wheeler Insurance
    "IDV percentage should be increased"
    0.5 4.0/5 "Great!"
    The insured value is low in Bharti axa, I Purchased Royal Enfield bike for Rs. 1.75 but they gave me only Rs. 1.20 lakh . My policy has the tenure of two years, I am not sure about the tie up services. I have taken the first party insurance. I purchased in the month of october 2017.
    Was this review helpful? 2
    , new delhi
    Reviewed on Jan 14, 2019
  • National Insurance Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I had my two wheeler insurance from National Insurance and it was a better experience. This insurance was issued by the showroom as a default. There is no claim. I felt the premium is bit higher so moved to HDFC Ergo. The customer service is better.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance was taken from HDFC Ergo because it has more benefits and the premium is lower compared to others. It is a first party insurance. The customer service is very good. There was no claim and IDV value is good. I got the insurance paper.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance for my bike a long time back and it had been a good policy. I had been paying the premium on an annual basis and the premium amount was not too high as well. The payment method has been simple and there has not been any hassle. There has not been any claims made so far and there has not been any hassle faced with the services of them.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jan 13, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Good features"
    0.5 4.0/5 "Great!"
    I have my two wheeler insurance with ICICI Lombard. The services are good and there no hassles to get the policy. The premium is also nominal. The policy coverage and benefits are satisfactory. I also received the policy papers on time. Good in all.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 12, 2019
  • United India Two Wheeler Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    This policy was recently renewed for my bike, my brother went to the showroom and then he renewed the policy, the premium is economical as per the market. They are issuing the policy with the good coverage of bike. Its a trusted insurance company and I got the paper on time.
    Was this review helpful? 4
    , kolkata
    Reviewed on Jan 11, 2019
  • Reliance General Two Wheeler Insurance
    "Should get tie up with more service centers"
    0.5 3.5/5 "Pretty good"
    Even for my Bajaj discover bike I had Reliance general insurance it has the tenure of one year, they gave me good insured value around Rs. 19,000, it covers for the loss, damage. They need to get tie up with chennai to get the hassle free service.
    Was this review helpful? 2
    , chennai
    Reviewed on Jan 10, 2019
  • Reliance General Two Wheeler Insurance
    "Easy Renewal"
    0.5 3.5/5 "Pretty good"
    Based on my experience Reliance insurance company is good, the premium is standard as per the current market. I have Honda it covers for loss, damage cover. There is no claim experience, I used to visit to the branch for the renewal they provide good service.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 10, 2019
  • Iffco Tokio Two Wheeler Insurance
    "Quick Service "
    0.5 4.0/5 "Great!"
    I have bike policy with IFFCO TOKIYO, it was my friend bike later on it got transfered to my name with Iffco Tokiyo two wheeler policy, the insured value is good it has coverage for the loss and damage. On time they processed the policy on my name. I am happy about it.
    Was this review helpful? 2
    , mumbai
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    In New India, I have insured my Hero CT delux bike, once a while it got damaged they done the service on time, the premium is low however the insured value is good. It has third party insurance, the service is good and I could renew the policy on time.
    Was this review helpful? 0
    , ambala
    Reviewed on Jan 10, 2019
  • National Insurance Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    In National Insurance the premium amount is low around Rs. 2000 for one year, the insurance company allocated Rs. 35,000 for my bike. My Honda dio vehicle is around 6 years, the policy activation done on time. My bike got damaged within 10 days.
    Was this review helpful? 3
    , ambala
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Average Two Wheeler insurance"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from New India for my new bike. The showroom people has done a insurance when i purchased my two wheeler. I paid the premium amount of Rs. 1600. The documentation process was simple. They have given the IDV value of Rs. 55000 which I'm happy about.
    Was this review helpful? 3
    , mangalore
    Reviewed on Jan 09, 2019
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