EPF Claim Form Last Updated : 17 Oct 2019

EPF Claim Form
EPF Claim Form

There are different types of EPF claim forms for different categories of claims. It is important to apply for withdrawal of EPF using the correct claim form for a hassle-free disbursal of funds.

There are various implications of PF withdrawal, most important among which is the TDS applicable on withdrawals. As such, it is not advisable to withdraw EPF balance during active employment, rather members should look toward PF transfer between organizations as and when they change jobs.

Types of EPF Claim Forms

There are types of PF Forms available from the organization for different claim processes. Major among them are:

  • Form 19: This is to be filled in case of final settlement of PF account by a member.
  • Form 10C: This is to be filled for claiming Scheme Certificate/Withdrawal Benefit as per Employees’ Pension Scheme ’95.
  • Form 10D: This is to be filled for pension claims.
  • Form 20: This is to be filled for claiming PF by legal heir/nominee on death of a member.
  • Form 5IF: This is to be filled for claiming assurance benefit as per Employees’ Deposit Linked Insurance ’76 by legal heir/nominee of a member.
  • Form 31: For claiming advance/temporary withdrawal as per Employees’ Provident Scheme ’52.
  • Form 13: For transferring PF/pension between different accounts.
  • Form 14: For financing a life insurance policy out of the PF account

For more information, Check out related articles UAN registration, UAN Login, EPFO Login & PF Withdrawal Rules

PF Forms for EPF Withdrawal

Form 13 has to be submitted when transferring PF account from old employer to new employer.

  • Form to be Submitted for Currently employed PF Subscriber
Situation Form

Advance on PF

Form 31

LIC policy to be financed through PF

Form 14

Pension Fund settlement (over 58 years)

Form 10D (completed 10 years of employment)

Form 10C (not completed 10 years of service as of 58 years of age)

  • Form to be Submitted for Currently unemployed PF Subscriber
Age Employment duration Form Benefit

Below 50 years

Completed 10 years

Form 19

Final PF settlement

Form 10C

Scheme Certificate

Less than 10 years

Form 19

Final PF settlement

Form 10C

Withdrawal Benefit/Scheme Certificate

Above 50, below 58

Completed 10 years

Form 19

Final PF settlement

Form 10C

Scheme Certificate

 

Reduced Pension

Less than 10 years

Form 19

Final PF settlement

Form 10C

Withdrawal Benefit/Scheme Certificate

Above 58 years

Completed 10 years

Form 19

Final PF settlement

 

Pension

Less than 10 years

Form 19

Final PF settlement

Form 10C

Withdrawal Benefit

  • Form to be Submitted for Unemployed due to disability PF Subscriber
Age Form Benefit

Below 58 years

Form 19

Final PF Settlement

 

Pension

Above 58 years (10 or more years of employment)

Form 19

Final PF Settlement

 

Monthly Pension

Above 58 years (less than 10 years of employment)

Form 19

Final PF Settlement

Form 10C

Withdrawal Benefit

  • Form to be Submitted for Deceased PF Subscriber
Age at death Service status Employment duration Form Benefit

Below 58 years

In Service

-

Form 20

Final PF settlement

 

Scheme Certificate

Form 5 IF

EDLI Insurance

Away from service

-

Form 20

Final PF settlement

 

Pension

Above 58 years

In Service

Completed 10 years

Form 20

Final PF settlement

 

Monthly Pension

Form 5 IF

EDLI Insurance

Less than 10 years

Form 20

Final PF settlement

Form 10C

Withdrawal Benefit

Form 5 IF

EDLI Insurance

Away from Service

Completed 10 years

Form 20

Final PF settlement

   

Monthly Pension

Less than 10 years

Form 20

Final PF settlement

 

Form 10C

Withdrawal Benefit

 

EPF Withdrawal Online Procedure

Given below is the step-by-step procedure to withdraw your Provident Fund (PF) online 

  1. First, you must log in to the Employees Provident Fund Organisation (EPFO) portal (https://unifiedportal-mem.epfindia.gov.in/memberinterface/) by entering the Universal Account Number (UAN), password, and captcha details. 
  2. Login to EPFO Member Portal
    Fig.1 Login to EPFO Member Portal

  3. On the next page, click on ‘Claim (Form – 31, 19 & 10C)’ which can be found under the ‘Online Services’ tab. 
  4. Select Claim Form-31
    Fig.2 Select Claim Form-31

  5. All your details will be displayed on the next page. You must enter the last four digits of your bank account number. Next, click on ‘Verify’. 
  6. Enter Bank Account Number
    Fig.3 Enter Bank Account Number

  7. The ‘Certificate of Undertaking’ will come up. Click on ‘Yes’. 
  8. Certificate of Undertaking
    Fig.4 Certificate of Undertaking

  9. Next, you must click on ‘Proceed for Online Claim’. 
  10. From the ‘I want to apply for’ drop-down, choose ‘PF Advance (Form 31)’. 
  11. The ‘Purpose for which advance is required’ option will come up along with ‘Amount of Advance required (in Rs.)’ and ‘Employee Address’. The withdrawal options that the employee is ineligible for will be red in colour. 
  12. Selecting Withdraw Options
    Fig.5 Selecting Withdraw Options

  13. Check on the certification and submit the application. 
  14. Scanned documents must be submitted according to the purpose of withdrawal. 
  15. The employer will need to approve the request. After approval, the money will be deposited into your bank account. 

EPF Claim Form Details

1. Form 19 - Final Settlement of PF

Form 19 has to be submitted for claiming the amount under your EPF account. The form is usually used when a member leaves a service, retires or is terminated from employment due to illness, retirement etc. This is a 2-page form and you will need the following details beforehand when filling up this form:

  • PF account number
  • Bank account number (as registered by employer)
  • IFSC code
  • Date of joining
  • Date of leaving
  • PAN number (to avoid/reduce quantum of TDS)
  • Form 15G/15H (for senior citizens and members under income tax limit respectively)

Apart from these, you need to fill in information such as mode of remittance (money order/bank account details/cheque), full postal address, signatures and Re.1 revenue stamp. You will also be required to submit a blank canceled cheque along with the form to verify the bank account details.

2. Form 10C - Pension Fund Settlement

Form 10C is to be submitted for claiming the Employee Pension Scheme(EPS) benefits. A part of the employer’s contribution is categorized as EPS funds which can be withdrawn along with the PF balance subject to conditions. Form 10C is a 4 page form which is used to claim the following:

  • Refund of employer share
  • Scheme Certificate for membership retention
  • Withdrawal Benefit

On these, the following conditions are applied:

  • If an employee’s total service is less than 9.5 years, and he/she is less than 50 years old, he/she can apply for Withdrawal Benefit, which is basically Pension Fund Money Back scheme. Such employees are not entitled for pension.
  • If an employee’s service is more than 9.5 years and he/she is less than 50 years old, only the Scheme Certificate can be claimed.

You need the following information among others while filling the first 2 pages of the form. The 3rd page concerns advances you have taken (if any) while the 4th page is for administrative purposes only.

  • Last employer name and address
  • PF account number
  • Last working day
  • Full postal address
  • Bank account details

3. Form 10D - Pension Claims

This form is used to claim pension benefits. The form has to be submitted in duplicate if within a state and in triplicate if in a different state. Details need to be submitted as per the forms given above. Pension can be claimed by:

    • Member or
    • Orphan or
    • Widow/widower or
    • Specified nominee

4. Form 20 - Claim PF by Nominee

This form is to be used in the unfortunate case of the member’s death. The form has to be filled by family member or specified nominee for claiming the PF balance of a member. It has to be submitted through the last employer. In case that is not possible, the PF claim form can be attested by a government officer including but not limited to a magistrate, gazetted officer, postmaster, MP/MLA, bank manager, municipal chairman/president and other officials as specified in the form. Details need to be submitted as per the forms given above and additionally the claimant (nominee) also needs to fill information about himself.

5. Form 5IF - Claim EDLI insurance benefits by Nominee

This form is used to claim the EDLI insurance benefits by the nominee or legal heir of a member. The form is quite small and similar to form 10D with minor differences and has to be filled by the appropriate person (nominee/legal heir) to claim assurance benefits.

6. Form 31 - Claim Advances from PF Balance

This form is used to claim advances from the PF balance by a member. The form allows advances for various reasons such as:

  • Purchase/construction of house/land/flat
  • Addition/alteration to house
  • Refund of outstanding principal and interest of loan
  • Lock/closure of establishment for more than 15 days resulting in uncompensated unemployment for the member
  • No wage for more than 3 months
  • Discharge/dismissal that has been challenged in court
  • Own/family’s health treatment
  • Children’s education
  • Equipment purchase for a disabled dependent
  • Withdrawal within 1 year before retirement

7. Form 14 - Financing a Life Insurance Policy

This form is to be submitted when financing a life insurance policy out of the PF account. You need to enter details such as the sum, PF account number, account balance, LIC office address and various information related to the life insurance plan specifics.

8. Form 13 - EPF Transfer Claim Form

In case an individual changes jobs, he/she must transfer the previous PF account to the new account. The form that is used for transfer of PF is Form 13. If a member chooses to opt for online transfer claim, he/she must have an active Universal Account Number (UAN). The member must login to the Employees’ Provident Fund Organisation (EPFO) portal in order to transfer PF accounts online. In some cases, a member would not be eligible for online transfer claim, therefore, a Form 13 must be submitted in physical form. The member can process the online transfer claim by clicking on ‘One Member – One EPF Account (Transfer Request)’ under the ‘Online Services’ tab. Upon entering the PF details of his current and previous employers, an OTP will be sent to the registered mobile of the member to process transfer request. However, the member will need an online attestation from his previous or current company for the claim to be processed. 

Prerequisites for transferring PF online 

  • Member must have an active UAN. 
  • Bank account and IFSC code of the member must be linked with the UAN. 
  • An approved e-KYC is mandatory. 
  • The PF number of the current and previous employment of the member must be present in the EPFO portal. 
  • All personal details of the employee mentioned on the portal must be correct. 
  • Only one transfer request can be done.

Offline EPF Transfer

This form is to be filled for transferring your EPF account from the last employer to the new one. The form can be filled both online and offline. The offline form can be submitted through either the old employer or the new employer. The form has to be submitted in triplicate to the respective HR. The HR will then forward it to the respective agency which will then submit it to the PF office. The process is lengthy and usually slow.

Online EPF Transfer

At least one of the employers should have their digital signatures registered with the EPFO to avail the online transfer benefits. The member should be enrolled with the Online Transfer Claim Portal (OTCP) to avail online transfer facility. Once registered at the portal, member can request for transfer of account and fill in details as instructed. He/she can then download the printable Form 13 which is to be signed and submitted to employer. The HR will then authorize the claim through the OTCP tool, and the process is faster compared to offline means.

Online PF Withdrawal

Online PF withdrawal facility will be available soon from the EPFO board. As of now, members can check their PF balance and view/download their PF passbook on the online portal. There is an option for linking your Aadhar card with the PF account which will allow you to take more actions online. The government is in the process of allowing online PF withdrawals, however this is expected to take some time for implementation as a lot of factors are at play here.

FAQs 

  1. Can a PF member submit his/her claims settlement form without the employer’s attestation? 
  2. Currently, Form 31, 19, and 10C can be submitted by the PF member without the attestation of the employer. However, the Universal Account Number (UAN) must be active and all KYC details of the member must be linked to the UAN. 

  3. What are the conditions to file for transfer claim online? 
  4. The conditions to file for PF transfer claim online are mentioned below: 

    • The current and previous member IDs of the member must be available on the EPFO portal. 
    • KYC details of the member must be updated online. 
  5. How can the member see the status of his/her claim? 
  6. The member can find the updated status of his/her claim by clicking on ‘Track Claim Status’ under ‘Online Services’. 

  7. Can a member sell or surrender his/her pension account? 
  8. No, a member cannot sell his/her pension account. 

  9. If a member withdraws the PF amount, should he/she also withdraw the pension as well? 
  10. No, a member can withdraw only the PF amount and keep the pension amount as it is. 

  11. For how many years can a member keep his/her PF account active? 
  12. A member can keep his/her PF account active till withdrawal. However, if no contributions are made for more than 3 years, no interest will be credited from the 3rd year. 

  13. Can an employee directly join the EPF? 
  14. No, the employee cannot join the EPF directly. He/she should be working for an organisation that has provisions under the EPF & MP Act, 1952. 

  15. Can a member discontinue his/her membership while still working? 
  16. No, a member is not permitted to discontinue his/her membership while still working. 

  17. Is there a particular amount of times that PF can be withdrawn online? 
  18. PF can be withdrawn on various grounds. However, PF can be withdrawn only on pre-specified grounds. 

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