Provident fund is a financial security asset which acts as a stable and a disciplined investment solution for post-retirement needs of employees. Individuals PF contribution throughout their employment on a periodic basis, which can either be withdrawn while quitting jobs or during important occasions such as marriages and medical emergencies. For the working class, in both private and public sector, EPF is an idyllic investment solution for retirement corpus. At present, the wage ceiling for coverage under EPFO is Rs.15,000 per month which is likely to be raised in the coming days.
|EPF Balance SMS Request To||7738299899|
|SMS Format(Eg)||EPFOHO UAN|
|Language Supported||English, Hindi, Telugu, Punjabi, Gujarati, Marathi, Malayalam, Tamil, Kannada, and Bengali|
The EPF balance can be checked online on the member's website as mentioned earlier. However, what if you are in a situation where you do not have any online access and just have your phone in hand, but need to check your EPF balance desperately. The EPFO has come with the solution. It is simply an SMS that allows you to check your EPF balance on SMS.
For initial users, you would require to login to EPFO provide and provide details. As of October 2015, EPFO has also started balance checking facility of EPF through cell phones. This means that there is no requirement of logging in to EPFO portal and provide details.
On September 18, 2015 the EPFO also launched the EPF Mobile App, SMS Based UAN Activation and also the Missed Call Service. As mentioned earlier, EPFO launched the UAN (Universal Account Number) advantage for all EPF members. To make the UAN facility more user-friendly, EPFO started SMS based balance-checking facility. Note that this feature can be only used by people who have UAN Account Number and have registered their mobile number during UAN activation. Here are the steps to check EPF balance with SMS and texting.
Remember that you may not receive the message in the case that your Aadhaar, PAN and bank account were digitally approved and provided by the employer. Therefore if you do not receive the SMS then contact your current employer immediately.
Transfer of provident fund accounts was considered a herculean task by employees as it involved surplus amount of paperwork and EPFO visits. But with the launch of web enabled UAN system, the entire process has become extremely convenient, safe, and secure. Apart from the web portal, EPFO also offers mobile services including app and SMS service.
SMS Service of EPFO
To enhance the convenience of their subscribers, the EPFO has rolled out the SMS facility to carry out few basic EPF processes. Once such process that can be carried out through the SMS facility is checking their PF Balance in one’s account. All that the employee needs to do is use his/her UAN registered mobile number and SMS their details in the following format - EPFOHO UAN ENG - to 7738299899. ENG stands for English. Since employees can use the SMS facility in 10 different languages - English, Hindi, Telugu, Punjabi, Gujarati, Marathi, Malayalam, Tamil, Kannada, and Bengali. Listed below are the language codes that the customer is required to use in the SMS format when carrying out the request for PF balance.
Once the details have be messaged using the above mentioned codes to 7738299899, the subscriber will receive the following details in the following format:
- Name of the PF account holder
- Date of birth
- Last contribution made by both employer and employee
- Total balance in the PF account
Benefits of SMS Service
SMS is generally a one-to-one communication medium which is less time consuming compared to other means of instant information delivery. In other words, it delivers the message straight into the hands of the intended user. SMS is a widely used tool for B2C communications, and at the same time it is also one of the most preferred channels of attending user requests by various organizations such as financial institutions and governmental bodies. The SMS service launched by EPFO exemplifies the same.
Due to the advancement in technology, numerous applications have been launched in the mobile market. Even then, Short Messaging Service (SMS) deserves a special place among all solutions available in the digital space. With the proliferation of mobile devices, SMS has become an integral tool for establishing quicker communications. Going in line with digital progression, EPFO offers short code SMS service to access information related to PF accounts.
- How long after the Universal Account Number (UAN) registration can individuals start getting their EPF balance via SMS?
- From where can individuals get their UAN?
- Whom should individuals contact regarding UAN and Know Your Customer (KYC) queries?
- Is it possible for apprentices to become EPF members?
- Is it mandatory for individuals to register their mobile number on the EPFO portal to receive their EPF balance via SMS?
- Are employers allowed to join the PF?
- What documents can be submitted KYC?
Individuals can get their EPF balance via SMS 48 hours after the registration of their UAN on the Employees Provident Fund Organisation (EPFO) portal.
Individuals can get their UAN from their employers or it can be found on the salary slip.
Regarding UAN and KYC queries, individuals can call EPFO Toll Free No. 1800 118 005.
No, apprentices cannot become EPF members. However, once they stop being an apprentice, they can be enrolled to become an EPF member.
Individuals can receive their EPF balance via SMS only after they have linked their mobile number on the UAN portal.
No, employers are not allowed to join the PF.
Given below are the list of documents that can be submitted as KYC:
- Bank account number
- Permanent Account Number
- Election card
- National Population Register
- Driving License
EPF Other Pages
- EPF Form 5
- Employee Provident Fund Scheme 1952
- EPF Form 11
- PF Limit
- PF Nomination Form
- PF Statement
- EPF Form 2
- EPF Name Correction
- PF Account Number
- PF Withdrawal Forms
- SBI EPF Account
- EPF Account Withdrawal Fraud
- EPF Money after Resignation
- EPF Life Insurance
- 7 Ways to Check PF Account Balance
- EPFO into Equities