Yes Bank NRO/NRE/FCNR FD Rates

 Yes Bank offers fixed deposit schemes for Non-Resident Indians (NRIs) that have attractive interest rates of up to 8.00% p.a. with flexible tenures starting from 1 year onwards and a minimum deposit amount of Rs.10,000.

The NRE fixed deposits are tax-free in India and come with auto-rental and 24x7 internet banking options. 

Updated On - 02 Oct 2025
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Yes Bank NRO FD Rates Up to Rs.3 crore

Yes Bank's NRO fixed deposit rates for amounts of up to Rs.2 crore are as given below:

Tenure 

Rate of Interest for General Public (% p.a.) 

Rate of Interest for Senior Citizens (% p.a.) 

7 days to 14 days 

3.25% 

3.75% 

15 days to 45 days 

3.70% 

4.20% 

46 days to 90 days 

4.10% 

4.60% 

91 days to 120 days 

4.75% 

5.25% 

121 days to 180 days 

5.00% 

5.50% 

181 days to 271 days 

6.10% 

6.60% 

272 days to < 1 year 

6.35% 

6.85% 

1 year 

7.25% 

7.75% 

1 year 1 day to < 18 months 

7.50% 

8.00% 

18 months 

7.75% 

8.25% 

18 month < 24 months 

7.75% 

8.25% 

24 months to < 36 months 

7.25% 

7.75% 

36 months to < 60 months 

7.25% 

8.00% 

60 months 

7.25% 

8.00% 

60 months 1 day to <= 120 months 

7.00% 

7.75% 

Note: YES Bank can change the interest rates at any given time without prior notice. The above-mentioned interest rates are effective from 5 November 2024. 

Yes Bank NRE FD Rates Up to Rs.2 crore

Yes Bank's NRE fixed deposit rates for amounts of up to Rs.2 crore are as given below:

Tenure 

Rate of Interest (p.a.) 

1 Year 

7.25% 

1 Year to < 18 Months 

7.50% 

18 Months 

7.75% 

18 Month < 36 Months <24 Months 

7.75% 

24 Months < 36 Months 

7.25% 

36 months to < 60 months 

7.25% 

60 months 

7.25% 

60 months 1 day to <= 120 months 

7.00% 


Note:
YES Bank can change the interest rates at any given time without prior notice. The above-mentioned interest rates are effective from 31 July 2023.

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Yes Bank FCNR (B) Deposit Rates

Yes Bank's FCNR (B) fixed deposit rates are as given below:

Tenure  

USD  

GBP 

EURO 

JPY 

CAD 

AUD 

HKD 

SGD 

1 year to less than 2 years  

5.80% 

5.65% 

3.80% 

2.15% 

4.60% 

5.25% 

3.00% 

4.05% 

2 years to less than 3 years  

4.85% 

5.00% 

3.25% 

2.30% 

4.10% 

4.65% 

3.00% 

3.75% 

3 years to less than 4 years  

4.75% 

4.25% 

2.55% 

2.25% 

3.80% 

4.55% 

1.35% 

3.60% 

4 years to less than 5 years  

4.75% 

4.00% 

2.00% 

0.05% 

3.75% 

4.55% 

1.35% 

1.40% 

5 years  

4.60% 

4.00% 

2.00% 

2.20% 

3.75% 

4.55% 

1.35% 

1.40% 

Note: YES Bank can change the interest rates at any given time without prior notice. The above-mentioned interest rates are effective from 30 November 2024.

Yes Bank RFC Deposit Rates for Returning NRIs

Yes Bank's RFC fixed deposit rates for returning NRIs are as given below:

Tenure   

USD   

GBP  

EURO 

JPY   

CAD 

AUD 

1 year to less than 2 years   

5.80% 

5.65%  

3.80% 

2.15% 

4.60% 

5.25% 

2 years to less than 3 years   

4.85%  

5.00%  

3.25% 

2.30% 

4.10% 

4.65% 

3 years to less than 4 years   

4.75%  

4.25%  

2.55% 

2.25% 

3.80% 

4.55% 

FAQs on YES Bank NRI FD Rates

  • What is the minimum tenure of YES Bank NRI FD?

    The minimum tenure of NRI FD is seven days.

  • What is the maximum tenure of NRI FD?

    The maximum tenure of NRI FD is 10 years.

  • What is NRI FD?

    The Indians living abroad can invest in fixed deposit through their Non-resident Ordinary (NRO) accounts. This type of FD is called NRI FD.

  • Can I avail overdraft facility with YES Bank NRI FD?

    Yes, there is overdraft facility available with YES Bank NRI FD.

  • Is premature withdrawal permitted for FCNR deposits?

    Premature withdrawal is allowed for FCNR deposits. However, no interest shall be paid out for deposits prematurely withdrawn before 1 year.

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