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    Bank of Baroda NRE / NRO / FCNR FD Interest Rates

    Bank of Baroda is a state owned bank in India with its headquarters in Vadodara, Gujarat. It is the second largest public sector bank in India and has total assets worth more than Rs.2.58 trillion. The bank was ranked 800 in Forbes Global 2000 list in 2014. The bank has over 5307 branches in and outside of India along with about 8000 ATMs. The bank is well known for its unique and cost effective financial products.

    Bank of Baroda Fixed Deposit for NRIs

    The bank offers a variety of fixed deposit accounts aimed at helping its customer build on their savings. The fixed deposit account comes at an attractive rate of interest along with flexible tenures. The bank has ensured that even NRIs can apply for Bank of Baroda fixed deposit. The bank offers special rates of interest for fixed deposit accounts for NRIs.

    Names of Bank of Baroda (BOB) NRI Deposits

    • Foreign Currency Non to Resident (Bank) Deposit scheme (FCNR(B))
    • Non to Resident Ordinary (NRO) Fixed Deposit scheme
    • Non to Resident External (NRE) Term Deposit scheme

    NRE Term Deposit Rates

    Maturity band Less than Rs.1 crore Rs.1 crore to Rs.10 crores

    12 months

    6.70%

    6.70%

    Above 12 months to 401 days

    6.85%

    6.80%

    401 days to 24 months

    6.80%

    6.80%

    Above 24 months to 120 months

    6.70%

    6.70%

    *The BOB NRE Deposit rates are subject to change at the discretion of the bank. The interest rates mentioned in this table are valid as of 23 January 2019.

    Credit Score Credit Score

    NRE FD interest Rates: Rs.10 Crore To Rs.50 Crores

    Maturity band Rs.10 crore to Rs.25 crores Rs.25 crore to Rs.50 crores

    12 months

    6.70%

    6.70%

    Above 12 months to 24 months

    6.80%

    6.80%

    Above 24 months to 36 months

    6.70%

    6.70%

    *The BOB NRE Fixed Deposit interest rates are subject to change at the discretion of the bank. The interest rates mentioned in this table are valid as of 23 January 2019.

    NRE Deposit Rates: Above Rs.50 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    12 months

    6.70%

    N/A

    *The BOB NRE Deposit interest rates are subject to change at the discretion of the bank. The interest rates mentioned in this table are valid as of 23 January 2019.

    NRO Fixed Deposit Rates

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 14 days

    4.50%

    N/A

    Above 14 days to 45 days

    4.75%

    N/A

    Above 45 days to 3 months

    5.00%

    N/A

    Above 3 months to 6 months

    5.75%

    N/A

    Above 6 months to 9 months

    6.50%

    N/A

    Above 9 months to 12 months

    6.50%

    N/A

    12 months

    6.70%

    N/A

    Above 12 months to 401 days

    6.85%

    N/A

    401 days to 24 months

    6.80%

    N/A

    Above 24 months to 120 months

    6.70%

    N/A

    *The BOB NRO Term Deposit rates are subject to change at the discretion of the bank. The interest rates mentioned in this table are valid as of 23 January 2019.

    BOB FCNR(B) Fixed Deposit Rates

    Tenure
    FCNR (B) FD rates p.a. (in %)
    YEN EUR CAD USD AUD GBP

    12 months to 24 months

    0.23%

    0.00%

    3.04%

    3.50%

    2.48%

    1.41%

    24 months to 36 months

    0.23%

    0.04%

    2.75%

    3.41%

    2.44%

    1.67%

    36 months to 48 months

    0.22%

    0.14%

    2.75%

    3.60%

    2.45%

    1.73%

    48 months to 60 months

    0.22%

    0.26%

    2.77%

    3.58%

    2.67%

    1.79%

    60 months

    0.23%

    0.41%

    2.80%

    3.61%

    2.75%

    1.83%

    *The BOB FCNR (B) Term Deposit interest rates are subject to change at the discretion of the bank. The interest rates mentioned in this table are valid as from 1 January 2019 to 31 January 2019.

    Highlights of BOB NRI Deposit Interest Rates

    • Highest BOB NRO FD rate: 6.80% p.a. (401 days to 2 years)
    • NRO FD interest rates available: 4.50% p.a. to 6.80% p.a.
    • Maximum BOB NRE Deposit rate: 6.85% p.a. (Above 1 year to 400 days)
    • Range of NRE FD rates available: 6.70% p.a. to 6.85% p.a.
    • Highest FCNR (B) FD interest rates:
      • Euro (EUR): 0.41% p.a.
      • US Dollar (USD): 3.61% p.a.
      • Japanese Yen (YEN): 0.23% p.a.
      • Pound Sterling (GBP): 1.83% p.a.
      • Canadian Dollar (CAD): 3.04% p.a.
      • Australian Dollar (AUD): 2.75% p.a.
    Credit Score Credit Score

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    BOB NRI FD Rates Reviews

    Write a Review
    • Bank of Baroda Fixed Deposit
      "Overall no hassles"
      0.5 5.0/5 "Blown Away!"
      It is a very simple process to open a fixed deposit account with Bank of Baroda. The lock in period is for five years. They provide a very good interest on my savings. The process at the bank is also good. There are no hassles in the overall experience.
      Was this review helpful? 2
      , faridabad
      Reviewed on Apr 12, 2019
    • Bank of Baroda
      Bank of Baroda Fixed Deposit
      "Need improvement on customer support"
      0.5 4.0/5 "Great!"
      I have done one time investment fixed investment in Bank of Baroda, it has five year of locking period. The interest is nominal for the FD, I believe BOB give the interest around 8% , however there was no proper information regarding the interest. My father have taken this FD on my name, every year I deposit the amount.
      Was this review helpful? 2
      , noida
      Reviewed on Mar 25, 2019
    • Bank of Baroda Fixed Deposit
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have a fixed deposit account with Bank of Baroda and the process to get this account done was easy. The customer services are good and the interest rate is also to my satisfaction. I have taken a loan recently on this account. It just took half an hour for the process for the loan.
      Was this review helpful? 5
      , dhanbad
      Reviewed on Oct 14, 2017
    • Bank of Baroda Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had Fixed Deposit account with Bank of Baroda about quite long back. The tenure period is six years and the fixed amount is four to five lakhs. The percentage of interest rate is quite good and they returned the money back with the promised interest amount.
      Was this review helpful? 4
      , hyderabad
      Reviewed on May 09, 2017
    • Bank of Baroda Fixed Deposit
      "Bulk amount with good interest and hassle free Opening"
      0.5 5.0/5 "Blown Away!"
      I had opened my Fixed deposit with saving account in BOB. With hassle free opening through netbanking it was more comfortable. I could view the current interest and period of time was transparent in the website. They used to provide interest on quarterly bases. I paid bulk amount single time with good interest credits.
      Was this review helpful? 8
      , jaipur
      Reviewed on Nov 14, 2016
    • Bank of Baroda Fixed Deposit
      "Good experience"
      0.5 4.0/5 "Great!"
      My parents were actually guiding me and its based on their advise, I decided to invest in Bank Of Baroda for FD. BOB has offered a very good rate and it is very much reliable. The tenure of the deposit is 5 years and this FD was taken before 3 years.
      Was this review helpful? 8
      , new delhi
      Reviewed on Jul 01, 2016
    • Bank of Baroda Fixed Deposit
      "Renewal of FD"
      0.5 4.5/5 "Excellent!"
      I was provided the highest interest rate and reminder of matured term deposit has been informed to me on the very next day which saved the interest loss to me . It seems to be very simple to renew the MTD (matured term deposit) at the latest updated interest rate.
      Was this review helpful? 6
      , mumbai
      Reviewed on Jun 13, 2016
    • Bank of Baroda Fixed Deposit
      "Good"
      0.5 4.5/5 "Excellent!"
      Bank of Baroda is offering 7% interest rate currently for the Fixed deposit plan with the tenure of five year. Initially they were offering 8% but now it has been reduced. The minimum amount to start the plan is rs.1000 there is no activation charges. I visited the bank to avail the facility and within five to ten minute the plan was activated.
      Was this review helpful? 11
      , chennai
      Reviewed on May 17, 2016
    • Bank of Baroda Fixed Deposit
      "Easy and Quick to open"
      0.5 5.0/5 "Blown Away!"
      Its really easy to open a fixed deposit with Bank of Baroda and they do offer a good interest rate based on the market price for this account.The customer service provided was good and I have been using this account for few months and waiting for the benefits.Its after 7years I will be getting double the amount through this fixed deposit. Customer Responsiveness is good.
      Was this review helpful? 13
      , ahmedabad
      Reviewed on Feb 25, 2016
    • Bank of Baroda Fixed Deposit
      "Better services"
      0.5 4.0/5 "Great!"
      I hold a fixed deposit with Bank of Baroda. It has been a satisfactory experience with them for the eight years I am banking. There is always a response from the bank. The services are good too. The rate of interest is good. No charges taken for any kind of facilities.
      Was this review helpful? 9
      , thrissur
      Reviewed on Feb 19, 2016
    • Bank of Baroda Fixed Deposit
      "Good scheme "
      0.5 5.0/5 "Blown Away!"
      The services was excellent by BANK OF BARODA for the Fixed Deposit product. I will get one 1% above than the normal rate because I am working for this bank. I can easily monitor the details being as a employee. They should have the attractive schemes like double one double offer which will be really attract the customers.
      Was this review helpful? 9
      , chennai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Fixed Deposit
      "An oldest customers of this bank.."
      0.5 5.0/5 "Blown Away!"
      This is second year running for me and particularly I opened the fixed deposit for my daughter. With Bank of Baroda I have an account as since last five years and so I went with them. 8.3% is the rate for deposit and this is for year. And this is compounding rate. Over draft is also present.
      Was this review helpful? 10
      , mumbai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Fixed Deposit
      "SAME AS OTHER BANKS"
      0.5 4.5/5 "Excellent!"
      Recently I opened an Fixed Deposit account with BANK OF BARODA for the purpose of tax deductions. This is the only reason I invested some money with them. I personally opened this account with them. The interest rates were nominal when compared with other banks. Customer service is also good. And nice servicse
      Was this review helpful? 10
      , mumbai
      Reviewed on Oct 12, 2015
    • Bank of Baroda Fixed Deposit
      "ROI Is Nominal "
      0.5 5.0/5 "Blown Away!"
      Mainly I opened an Fixed Deposit account with BANK OF BARODA for the purpose of tax deductions. This is the only reason I invested some money with them. I personally opened this account with them. The interest rates were nominal when compared with other banks.
      Was this review helpful? 3
      , bhopal
      Reviewed on Sep 15, 2015
    • Bank of Baroda Fixed Deposit
      "Awesome Bank"
      0.5 5.0/5 "Blown Away!"
      I hold a Fixed Deposit Account with BANK OF BARODA for more than eight years. I opened this account under the Double Amount Scheme. It is the only bank which offers 94 months time period for making payments. Under this scheme what are the amount I am making it will get doubled at the end. When compared with other banks BOB is the best bank to hold an F D account.
      Was this review helpful? 9
      , ghaziabad
      Reviewed on Sep 14, 2015
    • Bank of Baroda Fixed Deposit
      "They are fine..."
      0.5 4.0/5 "Great!"
      Rate of interest on fixed deposit is much higher in Bank of Baroda than other nationalized banks. More than that it is compounding and it accumulates yearly once. Penalty charge is of 1%, suppose customers want to break the policy in middle of the availed tenure period.
      Was this review helpful? 4
      , chandigarh
      Reviewed on Sep 12, 2015
    • Bank of Baroda Fixed Deposit
      "Better"
      0.5 5.0/5 "Blown Away!"
      Interest rate offered by Bank of Baroda for the fixed deposit plan is 10% and the minimum lock in period is for 3 months . There is no any activation charges and also no penalty in case we break the plan in between the tenure. The only thing is that we cant do any bargain in terms of the interest rate were as we can do with other banks. After the maturity the amount will be credited to the account automatically.
      Was this review helpful? 17
      , mumbai
      Reviewed on Sep 09, 2015
    • Bank of Baroda Fixed Deposit
      "Best and Safe"
      0.5 4.5/5 "Excellent!"
      My experience with BANK OF BARODA is good.Customers service of this bank is excellent and is satisfactory. The branch is keep updating us about maturity and the new plans through SMS and E-mails. currently i have 3 FDR with bank and i m very happy with the return. Its the Best investment i have ever done.
      Was this review helpful? 12
      , jaipur
      Reviewed on Jul 11, 2015
    • Bank of Baroda Fixed Deposit
      "Good and batter"
      0.5 3.5/5 "Pretty good"
      My experience with bank of baroda is good.bank of baroda interest rate is average and it's some high compared to other some bank. Customers service of this bank is excellent and is satisfactory as well as charges for this is high. My experience is good with thos bank
      Was this review helpful? 12
      , mumbai
      Reviewed on Jun 29, 2015
    • Bank of Baroda Fixed Deposit
      "VERY GOOD"
      0.5 4.5/5 "Excellent!"
      In bank of Baroda i have an fixed deposit plan. Through which i am getting 9.75 % interest rate for my deposit amount.I renew the tenure of the FD every year. In case if we plan to take the money in between the we will be charged the penalty. The customer service is good in the particular branch which i used to visit.
      Was this review helpful? 13
      , mumbai
      Reviewed on Jun 16, 2015
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