Axis Bank NRI FD Interest Rates 2025 (NRE / NRO / FCNR)

Axis Bank offers Term Deposit schemes for Non-Resident Indians (NRIs). Fixed Deposits (FDs) are available as Non-Resident External (NRE) Deposits, Non-Resident Ordinary (NRO) FDs, Foreign Currency Non-Resident (Bank) Deposit (FCNR (B), as well as Fixed Deposits Plus.

Updated On - 05 Nov 2025

Key Axis Bank NRI FD Rates

  1. Highest Axis Bank NRE Fixed Deposit rate: 6.60% p.a. 
  2. Highest Axis Bank NRO Term Deposit rate: 6.60% p.a. 
  3. Highest Axis Bank FCNR (B) FD rate: 
  4. Euro (EURO): 1.65% p.a
  5. US Dollar (USD): 4.00% p.a. 
  6. US Dollar (USD) $1 million and Above: 4.60% p.a
  7. Pound Sterling (GBP): 4.25% p.a. 
  8. Japanese Yen (JPY): 1.01% p.a. 
  9. Australian Dollar (AUD): 3.75% p.a.  
  10. Canadian Dollar (CAD): 2.65% p.a. 

Axis Bank NRE Term Deposit Rates for Less than Rs.3 Crore 

Tenure 

Rate of Interest (p.a.) 

1 year to 1 year 10 days 

6.25 

1 year 11 days to less than 13 months 

6.25 

13 months to less than 15 months 

6.25 

15 months to less than 18 months 

6.50 

18 months to less than 2 years 

6.60 

2 years to less than 3 years 

6.60 

3 years to less than 5 years 

6.60 

5 years to 10 years 

6.60 

Note: The above-mentioned NRE FD interest rates are effective from 10 October 2025. 

Axis Bank NRO Deposit Interest Rates for Below Rs.3 Crore 

Tenure 

Interest Rates (p.a.) 

7 to 14 days 

3.00 

15 to 29 days 

3.00 

30 to 45 days 

3.25 

46 to 60 days 

4.00 

61 to 87 days 

4.00 

88 days to 3 months 24 days 

4.50 

3 months 25 days to less than 4 months 

4.50 

4 months to less than 6 months 

4.50 

6 months to less than 9 months 

5.50 

9 months to less than 1 year 

5.75 

1 year to less than 1 year 10 days 

6.25 

1 year 11 days to less than 13 months 

6.25 

13 months to less than 15 months 

6.25 

15 months to less than 18 months 

6.50 

18 months to less than 2 years 

6.60 

2 years to less than 3 years 

6.60 

3 years to less than 5 years 

6.60 

5 years to 10 years 

6.60 

Note: The above-mentioned NRO interest rates are effective from 10 October 2025. 

Axis Bank FCNR (B) Fixed Deposit Rates

Axis Bank FCNR (B) Fixed Deposit Interest Rates  

Tenure 

USD below $1 million 

USD $1 million and Above 

CAD 

AUD 

EURO 

GBP 

JPY 

1 year to less than 2 years 

4.00 

4.60 

2.65 

3.75 

1.65 

4.25 

0.01 

2 years to less than 3 years 

3.50 

3.50 

2.50 

3.60 

0.01 

3.80 

0.01 

3 years to less than 4 years 

3.25 

3.25 

2.25 

3.15 

0.01 

0.01 

0.01 

4 years to less than 5 years 

3.25 

3.25 

2.15 

3.15 

0.01 

0.01 

0.01 

5 years 

3.25 

3.25 

1.95 

2.95 

0.01 

0.01 

0.01 

Note: The interest rates mentioned in the table are effective from 29 September 2025. 

Axis Bank NRI Fixed Deposits Plus Interest Rates 

Tenure 

Rs.3 crore to less than Rs.5 crore 

Rs.5 crore to less than Rs.10 crore 

Rs.10 crore to less than Rs.25 crore 

1 year to 1 year 10 days 

6.40 

6.40 

6.40 

1 year 11 days to less than 13 months 

6.40 

6.40 

6.40 

13 months to less than 15 months 

6.40 

6.40 

6.40 

15 months to less than 18 months 

6.55 

6.25 

6.25 

18 months to less than 2 years 

6.60 

6.25 

6.25 

2 years to less than 3 years 

6.60 

6.35 

6.60 

3 years to less than 5 years 

6.60 

6.45 

6.45 

5 years to 10 years 

6.60 

6.45 

6.45 

Note: The above-mentioned NRI FD plus interest rates are effective from 10 October 2025. 

FAQs on Axis Bank NRI Fixed Deposit

  • What is the minimum and maximum deposit for Axis Bank NRI, NRE, and NRO fixed deposits?

    The minimum deposit for Axis Bank NRI, NRE, and NRO fixed deposits is Rs.3 crore with no maximum limit.

  • What are the interest payout options available for Axis Bank NRI fixed deposits?

    The interest payouts available for Axis Bank NRI fixed deposits are monthly, quarterly, and on maturity of the FD.

  • How much TDS is deducted on Axis Bank NRI fixed deposits?

    For Axis Bank NRI fixed deposits, Tax Deducted at Source (TDS) is taken at 30% plus education cess on the interest earned on the FDs.

  • Are the funds from Axis Bank NRI fixed deposits repatriable?

    Yes, the funds from Axis Bank NRI fixed deposits are fully repatriable.

  • Do I have to pay tax on the interest earned on my Axis Bank NRI FD account?

    No, the interest component on Axis Bank NRI FD is tax free.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.