Central Bank of India NRO FD/NRE/FCNR FD Rates
Central Bank of India offers fixed deposit schemes for Non-Resident Indians (NRIs) that earn attractive interest rates of up to 6.70% p.a. with flexible tenures that range from 1 year up to 10 years.
Central Bank of India NRE FD Rates Up to Rs.3 crore
Central Bank of India's NRE fixed deposit rates for amounts of up to Rs.3 crore are as given below:
Tenure bracket | Regular FD rates (p.a) |
12 months to less than 24 months | 6.60% |
24 months to less than 36 months | 6.70% |
36 months to less than 60 months | 6.75% |
60 months up to 120 months | 6.50% |
*The Central Bank of India NRO FD rates are subject to change as per the discretion of the bank. The rates mentioned in this table are valid as of 10 July 2025.
Central Bank of India NRE FD Rates Rs.3 crore to Rs.10 crore
Central Bank of India's NRE fixed deposit rates for amounts from Rs.3 crore to Rs.10 crore are as given below:
Tenure bracket | Regular FD rates (p.a) |
12 months to less than 24 months | 6.60% |
24 months to less than 36 months | 6.70% |
36 months to less than 60 months | 6.50% |
60 months up to 120 months | 6.50% |
*The Central Bank of India NRE FD rates are subject to change as per the discretion of the bank. The rates mentioned in this table are valid as of 10 July 2025.
Highest Central Bank of India NRI Deposit Rates
- Central Bank of India NRE deposit highest interest rate for below Rs.2 crore: 7.00% p.a. for a tenure of 2 years to 3 years.
- Central Bank of India NRE deposit highest interest rate for Rs.2 crore to Rs.10 crore: 6.85% p.a. across all tenures of 1 year up to 2 years
Central Bank of India FCNR (B) Deposit Rates
Central Bank of India's FCNR (B) fixed deposit rates are as given below:
Tenure | Interest Rates (% p.a.) | ||||
| USD | GBP | EUR | CAD | AUD |
1 year to less than 2 years | 5.50 | 4.50 | 3.00 | 2.22 | 3.20 |
2 years to less than 3 years | 4.50 | 4.00 | 2.00 | 1.97 | 3.00 |
3 years to less than 4 years | 4.25 | 3.50 | 1.50 | 1.72 | 2.70 |
4 years to less than 5 years | 3.80 | 3.00 | 1.50 | 1.72 | 2.70 |
5 years only | 3.80 | 3.00 | 1.50 | 1.72 | 2.70 |
Note: The Central Bank of India FD rates are subject to change at the discretion of the bank. The interest rates given in this table are valid from 10 July 2025.
FAQs on Central Bank of India NRI Fixed Deposit Rates
- What is the maximum tenure of the NRE FD scheme offered by Central Bank of India?
The maximum tenure of the NRE FD scheme offered by Central Bank of India is 10 years.
- What is the minimum tenure of the NRE FD scheme offered by Central Bank of India?
The minimum tenure of the NRE FD scheme offered by Central Bank of India is 1 year.
- Does Central Bank of India offer an additional interest rate for senior citizens on its NRE FD scheme?
No, Central Bank of India does not offer an additional interest rate for senior citizens on its NRE FD scheme.
- In case I avail a loan against the FD account, is premature withdrawal allowed?
No, premature withdrawal is not permitted in case you avail a loan against the NRE FD account.
- In case I close the NRE FD account before one year, is a penalty levied?
Yes, a 1% penalty is levied in case you close the NRE FD account before 1 year.
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