IndusInd Bank NRO/NRE/FCNR FD Rates

IndusInd Bank offers Non-Resident Indians (NRIs) and Person of Indian Origin (PIO) fully repatriable and tax-free fixed deposit options which have attractive interest rates and tenures that range from 1 year up to 10 years.

Updated On - 22 Sep 2025

IndusInd Bank NRO Fixed Deposit Rates Less than Rs.3 crore

IndusInd Bank's NRO fixed deposit rates for amounts of less than Rs.3 crore are as given below:

Tenure 

Rate 

Rate 

7 days to 14 days 

3.50 

4.00 

15 days to 30 days 

3.50 

4.00 

31 days to 45 days 

3.75 

4.25 

46 days to 60 days 

4.75 

5.25 

61 days to 90 days 

4.75 

5.25 

91 days to 120 days 

4.75 

5.25 

121 days to 180 days 

5.00 

5.50 

181 days to 210 days 

5.85 

6.35 

211 days to 269 days 

6.10 

6.60 

270 days to 354 days 

6.35 

6.85 

355 days to 364 days 

6.50 

7.00 

1 Year to below 1 Year 3 months 

7.75 

8.25 

1 Year 3 months (15 months) to below 1 Year 4 months (16 months) 

7.75 

8.25 

1 Year 4 months to below 1 Year 5 months 

7.75 

8.25 

1 Year 5 months to below 1 Year 6 months 

7.99 

8.49 

1 Year 6 Months up to 2 Years 

7.75 

8.25 

Above 2 Years to below 2 Years 6 Month 

7.25 

7.75 

2 years 6 Months (30 months) to below 2 years 7 months (31 months) 

7.25 

7.75 

2 year 7 months to 3 years 3 months 

7.25 

7.75 

Above 3 years 3 months to below 61 month 

7.25 

7.75 

61 month and above 

7.00 

7.50 

Indus Tax Saver Scheme (5 years) 

7.25 

7.75 

Note: The interest rates are applicable w.e.f. 26 November 2024 and are subject to change at the bank’s discretion. 

IndusInd Bank NRE Fixed Deposit Rates

IndusInd Bank's NRE fixed deposit rates for amounts of Rs.2 crore to less than Rs.5 crore is as given below:

Tenure 

Rate 

Rate 

1 Year to below 1 Year 3 months 

7.75 

8.25 

1 Year 3 months (15 months) to below 1 Year 4 months (16 months) 

7.75 

8.25 

1 Year 4 months to below 1 Year 5 months 

7.75 

8.25 

1 Year 5 months to below 1 Year 6 months 

7.99 

8.49 

1 Year 6 Months up to 2 Years 

7.75 

8.25 

Above 2 Years to below 2 Years 6 Month 

7.25 

7.75 

2 years 6 Months (30 months) to below 2 years 7 months (31 months) 

7.25 

7.75 

2 year 7 months to 3 years 3 months 

7.25 

7.75 

Above 3 years 3 months to below 61 month 

7.25 

7.75 

61 month and above 

7.00 

7.50 

Indus Tax Saver Scheme (5 years) 

7.25 

7.75 

Note: The interest rates are applicable w.e.f. 26 November 2024 and are subject to change at the bank’s discretion. 

IndusInd Bank FCNR/RFC Deposit rates

IndusInd Bank's FCNR/RFC fixed deposit rates are as given below:

Period / Currency 

USD < 1 Mio 

USD 1 Mio < 10 Mio 

USD 10 Mio < 25 Mio 

USD 25 Mio & Above 

GBP 

EUR 

JPY 

CAD 

AUD 

1year < 2 years 

6.00 

6.15 

6.15 

6.15 

5.65 

4.00 

4.55 

5.30 

2 years< 3 years 

4.80 

4.80 

4.80 

4.80 

5.00 

3.20 

2.50 

3.90 

4.60 

3 years< 4years 

4.75 

4.75 

4.75 

4.75 

4.85 

3.20 

3.90 

4.50 

4 years< 5 years 

4.75 

4.75 

4.75 

4.75 

4.80 

3.20 

3.90 

4.50 

5 yrs 

4.75 

4.75 

4.75 

4.75 

4.80 

3.20 

2.90 

3.90 

4.50 

Note: The interest rates are applicable w.e.f. 25 November 2024 and are subject to change at the bank’s discretion. 

FAQs on Indusind Bank NRI Fixed Deposit

  • What is the minimum tenure I can have a fixed deposit for with IndusInd Bank?

    Your minimum tenure for an IndusInd Bank fixed deposit scheme is 7 days.

  • What is the maximum tenure I can have a fixed deposit for with IndusInd Bank?

    Your maximum tenure for an IndusInd Bank fixed deposit scheme is 10 years.

  • Is premature withdrawal allowed for Indus Tax Saver Deposit Scheme?

    No, there is no premature withdrawal facility for the Indus Tax Saver Deposit Scheme.

  • Can I apply for IndusInd Bank fixed deposit through internet banking?

    Yes, as an account holder with IndusInd Bank, you can apply for an IndusInd Bank fixed deposit with internet banking.

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