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  • Fixed Deposit BYTES FROM OUR KITCHEN

    Indian Bank NRE / NRO / NRI / FCNR FD Rates

    A Non to Resident Indian (NRI) can apply for a Term Deposit or Fixed Deposit scheme (FD) through the Indian Bank. This bank offers FDs for NRIs in the following variants:

    • Non to Resident External (NRE) Fixed Deposit
    • Non to Resident Ordinary (NRO) FD
    • Foreign Currency Non to Resident (Bank) (FCNR (B)) Deposit

    Key Indian Bank NRI FD rates

    • Highest NRE Deposit rate: 6.90% p.a.
    • Maximum NRO Term Deposit rate: 6.90% p.a.
    • Maximum FCNR (B) FD rate:
      • Canadian Dollar (CAD): 3.14% p.a.
      • Euro (EUR): 0.66% p.a.
      • Swiss Franc (CHF): 0.76% p.a.
      • Pound Sterling (GBP): 2.36% p.a.
      • Australian Dollar (AUD): 2.79% p.a.
      • US Dollar (USD): 3.64% p.a.
      • Japanese Yen (JPY): 0.01% p.a.

    Indian Bank NRE FD interest rates: Below Rs.1 crore

    Tenure bracket Regular NRE FD rates (per annum) Senior Citizens FD rates (per annum)

    12 months

    6.75%

    N/A

    12 months 1 day to 24 months

    6.60%

    N/A

    24 months to 36 months

    6.50%

    N/A

    36 months to 60 months

    6.75%

    N/A

    60 months

    6.90%

    N/A

    Above 60 months

    6.50%

    N/A

    *The Indian Bank NRE FD rates tend to change at the discretion of the bank. The rates given here are effective as of 21 March 2019.

    Indian Bank NRO FD interest rates: Under Rs.1 crore

    Tenure bracket Regular NRO FD rates (per annum) Senior Citizens FD rates (per annum)

    7 to 14 days

    4.50%

    N/A

    15 to 29 days

    4.50%

    N/A

    30 to 45 days

    4.50%

    N/A

    46 to 90 days

    5.00%

    N/A

    91 to 120 days

    6.25%

    N/A

    121 to 180 days

    6.50%

    N/A

    181 days to 270 days

    6.50%

    N/A

    270 days to 12 months

    6.50%

    N/A

    12 months

    6.75%

    N/A

    12 months 1 day to 24 months

    6.60%

    N/A

    24 months to 36 months

    6.50%

    N/A

    36 months to 60 months

    6.75%

    N/A

    60 months

    6.90%

    N/A

    Above 60 months

    6.50%

    N/A

    *The Indian Bank NRO FD rates tend to change at the discretion of the bank. The rates given here are effective as of 21 March 2019.

    Indian Bank FCNR (B) Term Deposit rates

    Indian Bank FCNR (B) FD rates

    Tenure
    FCNR (B) FD rates (per annum)
    CAD EUR CHF GBP AUD USD JPY

    12 months to 24 months

    3.14%

    0.32%

    0.38%

    1.95%

    2.58%

    3.64%

    0.01%

    24 months to 36 months

    2.91%

    0.36%

    0.45%

    2.12%

    2.53%

    3.58%

    0.00%

    36 months to 48 months

    2.92%

    0.45%

    0.56%

    2.25%

    2.53%

    3.58%

    0.00%

    48 months to 60 months

    2.94%

    0.56%

    0.66%

    2.31%

    2.72%

    3.55%

    0.00%

    60 months

    2.96%

    0.66%

    0.76%

    2.36%

    2.79%

    3.57%

    0.00%

    *The Indian Bank FCNR (B) Fixed Deposit rates tend to change at the discretion of the bank. The rates given here are effective as of 21 March 2019.

    Indian Bank NRO Fixed Deposit rates: Rs.1 crore to Rs.5 crore

    Tenure bracket Regular NRO FD rates (per annum) Senior Citizens FD rates (per annum)

    7 to 14 days

    4.50%

    N/A

    15 to 29 days

    4.50%

    N/A

    30 to 45 days

    4.50%

    N/A

    46 to 90 days

    5.00%

    N/A

    91 to 120 days

    6.00%

    N/A

    121 to 180 days

    6.25%

    N/A

    181 days to 270 days

    6.25%

    N/A

    270 days to 12 months

    6.25%

    N/A

    12 months

    6.50%

    N/A

    12 months 1 day to 24 months

    6.00%

    N/A

    24 months to 36 months

    5.50%

    N/A

    36 months to 60 months

    5.00%

    N/A

    60 months

    5.00%

    N/A

    Above 60 months

    5.00%

    N/A

    *The Indian Bank NRI FD rates tend to change at the discretion of the bank. The rates given here are effective as of 21 March 2019.

    Indian Bank NRE Term Deposit rates: Rs.1 crore to Rs.5 crore

    Tenure bracket Regular NRE FD rates (per annum) Senior Citizens FD rates (per annum)

    12 months

    6.50%

    N/A

    12 months 1 day to 24 months

    6.00%

    N/A

    24 months to 36 months

    5.50%

    N/A

    36 months to 60 months

    5.00%

    N/A

    60 months

    5.00%

    N/A

    Above 60 months

    5.00%

    N/A

    *The Indian Bank NRE FD rates tend to change at the discretion of the bank. The rates given here are effective as of 21 March 2019.

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