Indian Bank NRE/NRO/NRI/FCNR FD Rates
Indian Bank NRI FD rates for NRE deposits below Rs.3 crore go up to 6.65% p.a. on the 555-day IND Grow deposit. NRIs can apply for an Indian Bank fixed deposit in the following variants, and NRE term deposits need a minimum tenure of one year.
- Non-Resident External (NRE) Fixed Deposit
- Non-Resident Ordinary (NRO) FD
- Foreign Currency Non-Resident (Bank) (FCNR (B)) Deposit
Indian Bank NRE FD Interest Rates:
The following table enlists the Indian Bank Non-Resident External Deposit rates*:
Tenure Bracket | Less than Rs.3 crore (p.a.) |
7 days to 14 days | 2.80% |
15 days to 29 days | 2.80% |
30 days to 45 days | 3.00% |
46 days to 90 days | 3.25% |
91 days to 120 days | 3.50% |
121 days to 180 days | 3.85% |
181 days to less than 9 months | 4.50% |
9 months to less than 1 year | 4.75% |
IND Supreme 2.0 (300 days) | 6.20% |
1 year | 6.10% |
Above 1 year to less than 2 years | 6.20% |
IND Green (500 days) | 6.40% |
IND Grow (555 days) | 6.65% |
2 years to less than 3 years | 6.15% |
IND Prosper (777 days) | 6.60% |
3 years to less than 5 years | 6.05% |
5 years | 6.00% |
Above 5 years | 6.00% |
Note: The Indian Bank NRE FD interest rates are subject to change as per the discretion of the bank. The interest rates are effective from 4 August 2026.
For deposits between Rs.3 crore and Rs.5 crore
Period | Callable (p.a.) | Non-Callable (p.a.) |
7 days to 14 days | 4.50% | 4.50% |
15 days to 29 days | 5.00% | 5.00% |
30 days to 45 days | 5.00% | 5.00% |
46 days to 90 days | 5.00% | 5.05% |
91 days to 120 days | 5.25% | 5.30% |
121 days to 180 days | 5.25% | 5.30% |
181 days to less than 9 months | 5.50% | 5.55% |
9 months to less than 1 year | 5.50% | 5.55% |
1 year | 6.00% | 6.05% |
Above 1 year to less than 2 years | 6.00% | 6.05% |
2 years to less than 3 years | 5.50% | 5.50% |
3 years to less than 5 years | 5.50% | 5.50% |
5 year | 5.50% | 5.50% |
Above 5 years | 5.50% | 5.50% |
Note: The Indian Bank NRE FD interest rates are subject to change as per the discretion of the bank. The interest rates are effective from 6 October 2026.
Summary
Indian Bank NRI FD rates cover NRE, NRO and FCNR (B) deposits, and the tables above list the NRE rates for deposits below Rs.3 crore and between Rs.3 crore and Rs.5 crore. NRE term deposits need a minimum tenure of one year, and NRIs can add a nominee and appoint a resident to operate the account. Compare the Indian Bank NRE FD rates by tenure before booking a deposit.
FAQs on Indian Bank NRI Fixed Deposit Rates
1.What is the minimum tenure of the NRE FD offered by Indian Bank?
The minimum tenure of the NRE FD offered by Indian Bank is 1 year.
2.What is the maximum tenure of the NRE FD offered by Indian Bank?
The maximum tenure of the NRE FD offered by Indian Bank is 10 years.
3.Can I avail a loan against the amount that is available in the NRE FD account?
Yes, you can avail a loan against the amount that is available in the Indian Bank NRE FD account.
4.Can NRIs appoint Indian residents to operate their Indian Bank NRE FD account?
Yes, Indian residents can be appointed by NRIs to operate the account.
5.Can I add nominees to the NRE FD account offered by Indian Bank?
Yes, Indian Bank offers the facility to add nominees to the account. However, the nominee must be a resident abroad or in India.
6.What types of NRI fixed deposits does Indian Bank offer?
Indian Bank offers NRE, NRO and FCNR (B) fixed deposits for NRIs. NRE and NRO deposits are held in Indian rupees, while FCNR (B) deposits are held in foreign currency.
7.Do Indian Bank NRE FD interest rates change?
Indian Bank NRE FD interest rates are set by the bank and can change at its discretion. The current rates by tenure and deposit amount are listed in the rate tables on this page.
8. What is the difference between callable and non-callable Indian Bank NRE FD rates?
A callable Indian Bank NRE FD can be closed before maturity, while a non-callable deposit is meant to run for the full tenure. The second rate table on this page lists the rates for both options.
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