Standard Chartered Bank NRI Fixed Deposits

Standard Chartered Bank offers both Non-Resident External (NRE) and Non-Resident Ordinary (NRO) fixed deposits with attractive interest rates.

The bank also offers FCNR (B) deposit options in various currencies.

Updated On - 05 Sep 2025
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Standard Chartered Bank NRI Fixed Deposit Interest Rates

The following are the interest rates for the various FD schemes for NRIs offered by Standard Chartered Bank:

Standard Chartered Bank NRE FD Deposit Interest Rates Up to Rs.7.5 Crore

The NRE FD interest rates are as given below:

Tenure 

INR < 2 Cr 

INR 2cr -<3cr 

INR 3cr – < 4 cr 

INR 4 cr – < 5 cr 

INR 5cr – < 6 cr 

INR 6 cr – < 7.50 cr 

1yr  – 375days 

7.50% 

7.50% 

6.00% 

6.00% 

5.00% 

8.10% 

376 -390 days 

7.25% 

7.25% 

5.60% 

5.60% 

3.50% 

5.60% 

391 days < 18 Months 

7.20% 

7.20% 

6.00% 

6.00% 

3.50% 

6.00% 

18M < 21 M 

7.20% 

7.20% 

6.00% 

6.00% 

3.50% 

6.00% 

21M < 2 Yrs 

7.20% 

7.20% 

6.00% 

6.00% 

3.50% 

6.00% 

2 Yrs < 3 Yrs 

7.20% 

7.20% 

6.00% 

6.00% 

3.50% 

6.00% 

3 Yrs < 4 Yrs 

7.10% 

7.10% 

6.00% 

6.00% 

3.50% 

6.00% 

4 Yrs < 5 Yrs 

6.75% 

6.75% 

6.00% 

6.00% 

3.50% 

6.00% 

5 Yrs 

6.75% 

6.75% 

6.00% 

6.00% 

3.50% 

6.00% 

*The NRE fixed deposit rates are changeable at the bank's discretion. These interest rates are valid from updated on 31 January 2025.

Standard Chartered Bank NRO FD Deposit Interest Rates Up to Rs.7.5 Crore

The NRO fixed deposit interest rates are as given below:

Tenure 

INR < 2 Cr 

INR 2 Cr - < 3 Cr 

INR 3 Cr – < 4 Cr 

INR 4 Cr – < 5 Cr 

INR 5 Cr – < 6 Cr 

INR 6 Cr – < 7.50 Cr 

7-9 days 

2.75% 

2.75% 

3.50% 

3.50% 

5.00% 

5.00% 

10-14 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.00% 

5.00% 

15-17 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

18-20 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

21-23 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

24-26 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

27-29 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

30-32 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

33-35 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

36-38 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

39-41 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

42-44 days 

2.75% 

2.75% 

5.00% 

5.00% 

5.50% 

5.00% 

45-47 days 

3.25% 

3.25% 

5.00% 

5.00% 

5.50% 

5.00% 

48-50 days 

3.25% 

3.25% 

5.00% 

5.00% 

5.50% 

5.00% 

51-53 days 

3.25% 

3.25% 

5.00% 

5.00% 

3.50% 

5.00% 

54-56 days 

3.25% 

3.25% 

5.00% 

5.00% 

3.50% 

5.00% 

57-59 days 

3.25% 

3.25% 

5.00% 

5.00% 

3.50% 

5.00% 

60-74 days 

3.50% 

3.50% 

6.25% 

6.25% 

3.50% 

6.25% 

75-85 days 

3.50% 

3.50% 

6.25% 

6.25% 

3.50% 

6.25% 

86-104 days 

5.50% 

5.50% 

6.25% 

6.25% 

5.50% 

6.25% 

105-120 days 

5.50% 

5.50% 

6.25% 

6.25% 

3.50% 

6.25% 

121-149 days 

5.50% 

5.50% 

6.25% 

6.25% 

3.50% 

6.25% 

150-164 days 

5.50% 

5.50% 

6.25% 

6.25% 

3.50% 

6.25% 

165-180 days 

5.50% 

5.50% 

6.25% 

6.25% 

3.50% 

6.25% 

181-210 days 

6.50% 

6.50% 

6.10% 

6.10% 

3.50% 

6.10% 

211-226 days 

6.50% 

6.50% 

6.10% 

6.10% 

3.50% 

6.10% 

227-269 days 

6.50% 

6.50% 

6.10% 

6.10% 

3.50% 

6.10% 

270-345 days 

6.50% 

6.50% 

6.10% 

6.10% 

3.50% 

6.10% 

346-364 days 

7.00% 

7.00% 

6.10% 

6.10% 

3.50% 

6.10% 

1 Yr – 375 days 

7.50% 

7.50% 

6.00% 

6.00% 

5.00% 

8.10% 

376-390 days 

7.25% 

7.25% 

5.60% 

5.60% 

3.50% 

5.60% 

391 days < 18 Months 

7.20% 

7.20% 

6.00% 

6.00% 

3.50% 

6.00% 

18M < 21M 

7.20% 

7.20% 

6.00% 

6.00% 

3.50% 

6.00% 

21M < 2 Yrs 

7.20% 

7.20% 

6.00% 

6.00% 

3.50% 

6.00% 

2 Yrs < 3 Yrs 

7.20% 

7.20% 

6.00% 

6.00% 

3.50% 

6.00% 

3 Yrs < 4 Yrs 

7.10% 

7.10% 

6.00% 

6.00% 

3.50% 

6.00% 

4 Yrs < 5 Yrs 

6.75% 

6.75% 

6.00% 

6.00% 

3.50% 

6.00% 

5 Yrs 

6.75% 

6.75% 

6.00% 

6.00% 

3.50% 

6.00% 

*The NRE fixed deposit rates are changeable at the bank's discretion. These interest rates are effective from 31 January 2025.

Standard Chartered Bank FCNR (B) Deposit Interest Rates

The FCNR (B) deposit interest rates are as given below:

Maturity Period 

USD < 100,000 

GBP < 100,000 

EUR < 100,000 

CAD < 100,000 

AUD < 100,000 

JPY < 100,000 

1 year to 375 days 

0.10% 

0.01% 

0.01% 

0.01% 

0.01% 

0.01% 

375 days 

0.10% 

0.01% 

0.01% 

0.01% 

0.01% 

0.01% 

376 days to < 1.5 years 

0.01% 

0.01% 

0.01% 

0.01% 

0.01% 

NA 

1.5 years to < 2 years 

0.01% 

0.01% 

0.01% 

0.01% 

0.01% 

NA 

2 years 

0.01% 

0.01% 

0.01% 

NA 

NA 

NA 

2 years to < 740 days 

0.01% 

NA 

NA 

NA 

NA 

NA 

740 days 

0.01% 

NA 

NA 

NA 

NA 

NA 

741 days to 3 years 

0.01% 

NA 

NA 

NA 

NA 

NA 

3 years to 39 months 

0.01% 

NA 

NA 

NA 

NA 

NA 

*The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable on 31 January 2025.

Standard Chartered Bank RFC Deposit Interest Rates

The RFC deposit interest rates are as given below:

Currency 

Interest Rate 

AUD 

0.01% 

US 

0.10% 

EUR 

0.01% 

GBP 

0.01% 

JPY 

0.01% 

FAQs on Standard Chartered Bank NRI Fixed Deposits

  • What kind of currency is the NRI Fixed Deposit account maintained in?

    Maintenance of the NRI Fixed Deposit is done in Indian rupees.

  • Does Standard Chartered Bank offer the auto-renewal facility on its NRI Fixed Deposits?

    Yes, Standard Chartered Bank offers the auto-renewal facility on its NRI Fixed Deposits.

  • Can I avail a loan against the money that is available in the NRI Fixed Deposit account?

    Yes, you can avail a loan against the money that is available in the NRI Fixed Deposit account.

  • Are the interest and principal freely repatriable?

    Yes, the interest and principal are freely repatriable.

  • Do I have to pay any tax on the interest that is earned on an NRI Fixed Deposit?

    No, you do not have to pay any tax on the interest that is earned on an NRI Fixed Deposit.

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