Yamaha Fascino Insurance

1. Regular wear and tear of your Yamaha Fascino. 
2. If parts/accessories of the vehicle are stolen without the entire vehicle being stolen. 
3. Any damage/loss caused to the scooter while driving without a valid license.  
4. Loss/damage occurring because of driving under intoxication.  
5. Electrical and mechanical breakdown of the vehicle.  
6. Depreciation of the scooter with time.  

Types of Yamaha Fascino insurance policies  

Several insurance companies in India offer two-wheeler insurance policies for Yamaha Fascino at affordable premium rates. Here are the types of policies that they offer: 

1. Third-party liability insurance: This type of insurance policy covers any expenses incurred by a third-party to get his/her vehicle repaired if the damage is caused by your vehicle. Your insurer will pay for the damages to the third-party in case of a road accident which involves your scooter. However, you can't claim any compensation under this policy to repair the damages caused to your own vehicle.  
2. Comprehensive insurance: This type of insurance policy covers the damages or losses caused to your Yamaha Fascino as well as the third-party vehicle or property. It gives full coverage for your vehicle against all types of damages caused due to road accidents, natural calamities, and man-made disasters. It also comes with a personal accident cover of up to Rs.1 lakh. 

Features of Yamaha Fascino insurance policy  

A comprehensive two-wheeler insurance policy for your Yamaha Fascino will exhibit the following features:  

1. Optimum protection:A comprehensive insurance policy will offer optimum protection to your scooter while it is on the road. Besides covering all types of own vehicle damages, it also offers protection against third-party damages.  
2. Third-party liability coverage: A comprehensive policy comes with a third-party liability cover to reduce your financial burdens in case of an accident involving a third-party. All the legal liabilities will be handled by your insurer and you needn't worry about the expenses incurred by the third-party while getting their vehicle or property repaired. 
3. Coverage against own damage: You can raise a claim for the damages caused to your Yamaha Fascino when you have a comprehensive insurance policy. The damages can occur due to accident, natural calamity, or man-made disasters. 
4. Theft cover: Under a comprehensive two-wheeler insurance policy, your insurer will provide a theft cover. In the event of your vehicle being stolen, you will get the full Insured Declared Value (IDV). 
5. Protection for personal accident: You can claim compensation from the insurance company in case of any accident. The medical bills and other treatment costs will be borne by the insurer in such an instance. 
6. Wide network of cashless garage: You can get your vehicle repaired from a network garage of the insurer without paying anything from your pocket. When you get the repairing done from a network garage you will get the benefit of cashless claim settlement wherein the garage is directly paid by the insurance company. 

Top companies which offer Yamaha Fascino insurance  

Top companies in India that offer two-wheeler insurance for Yamaha Fascino are listed below:  

1. Tata AIG General Insurance Co. Ltd.  
2. HDFC Ergo General Insurance Co. Ltd. 
3. Reliance General Insurance Ltd.  
4. ICICI Lombard General Insurance Co. Ltd.  
5. Bharti AXA General Insurance Co. Ltd.  
6. Acko General Insurance Ltd.  
7. Royal Sundaram General Insurance Co. Ltd.  

How to apply for a Yamaha Fascino insurance?

Follow these simple steps to apply for a two-wheeler insurance policy for your Yamaha Fascino:  

1. Log on to the official website of the chosen insurance company. 
2. Fill up the application form with your personal and vehicle details. In certain cases, you might have to provide only the vehicle registration number to invite a quote from the company. 
3. Submit all the essential documents on the portal for the purpose of verification. 

If you want to apply for a policy directly, personally visit the office of the insurer. Submit the duly filled and signed application form along with all the required documents. Make sure to carry the originals along with you for successful completion of the process.