Honda Activa Insurance

1. Any damage/loss occurred while driving without a valid license.
2. Loss/damage caused as a result of driving under the influence of intoxicants.
3. Electrical and mechanical breakdown of the scooter.
4. Depreciation of the Honda Activa with time.

Types of Honda Activa Insurance Policies

There are two types of two-wheeler insurance policies that you can buy for your Honda Activa. You can buy extra riders and add-on covers along with the base cover if you want to increase the coverage of the policy.

1. Comprehensive two-wheeler insurance plan- This all-round plan will cover your Honda Activa against all kinds of damages and injuries. It also comes with a personal accident cover of up to Rs.1 lakh and an optional third-party liability cover.
2. Third-party two-wheeler insurance plan- This plan will cover you against all legal liabilities arising out of injuries or damages caused by your Honda Activa to a third-party individual or property. The insurance company will not pay for any damages caused to you or your vehicle.

Features of Honda Activa Insurance Policy

Here are the exclusive features of a comprehensive Honda Activa two-wheeler insurance policy:

1. Comprehensive coverage - With a comprehensive two-wheeler insurance policy you will get complete coverage for your Honda Activa scooter. It will include an own damage cover as well as a third-party cover.
2. Own-damage cover - The own damage cover included in this policy will protect your vehicle from all types of loss or damage. Simply put, in case of any damage caused to your vehicle while it is on the road, the insurance company will bear the cost of damage.

1. Full insured value in the event of theft - If your Honda Activa bike is damaged beyond repair or has been stolen you can claim the full insured declared value.
2. Personal accident cover - It will come with a personal accident cover for the owner/driver of the scooter. In case of any accident or injury caused to them, the insurer will pay the medical expenses.
3. Third-party liability cover - You will be covered against any damages/losses caused to a third-party person, vehicle, and property. This means the insurer will pay the cost of the damage or loss caused to the other party.
4. Cashless claim settlement - When you have a two-wheeler insurance policy you can enjoy cashless claim benefits by getting your vehicle repaired from a network garage of the insurer. The amount will be directly paid to the garage by your insurer.

Top Companies which Offer Honda Activa Insurance

These are some of the renowned companies in India that offer two-wheeler insurance for Honda Activa:

1. HDFC Ergo General Insurance Co. Ltd.
2. ICICI Lombard General Insurance Co. Ltd.
3. Tata AIG General Insurance Co. Ltd.
4. Acko General Insurance Ltd.
5. Reliance General Insurance Ltd.
6. Bharti AXA General Insurance Co. Ltd.
7. Royal Sundaram General Insurance Co. Ltd.

How to Apply for a Honda Activa insurance?

You can apply for a two-wheeler insurance policy for your Honda Activa online in a few simple steps:

1. Visit the official website of the insurance company of your choice.
2. Fill up the online application form with your details or just provide the vehicle registration number to invite a quote (depends on the company you are applying with)
3. Upload all the KYC and vehicle-related documents that have been asked for.

Alternately, visit the nearest office of the insurance company and submit the filled-up application form along with the essential documents. In case of any query or doubt, you can seek assistance from the representatives of the company.