Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • JK Transport and Vehicle Registration Process in Jammu and Kashmir

    Known as the ‘heaven on earth’, Jammu and Kashmir is a state known for its saffron production, weavers, and the tourist spots. The usage of two-wheelers is much lesser as compared to the other parts of the country, and may be that is why the pollution level is lesser than other states. Nevertheless, if you wish to drive or purchase a new two-wheeler or any other motor vehicle in this state, here is all you need to know.

    Like other states, any vehicle to be driven in J&K state, has to be registered under the Motor Vehicles Act, 1988. The vehicle has to be registered within 15 days of purchase of the vehicle and you should have a valid bike insurance policy to apply for the registration for the vehicle.

    Documents required for vehicle registration process:

    Submit the following documents at the zonal transport department, with applicable fees. The documents have to be attested by any notary public or gazetted officer:

    • Form 20 duly filled and signed by the applicant
    • Form 21 - sale certificate issued by the vehicle dealer
    • Form 22 - road worthiness certificate
    • Copy of motor insurance policy
    • Attested address proof (2 copies)
    • Form 34 duly signed by the applicant and financier if the vehicle was purchased on loan.
    • Proof for date of birth
    • Road tax payment acknowledgement
    • Chassis print
    • Registration fee
    • Self-attested passport size photography
    • PAN Card or Form 60 & 61 as applicable (2 copies)

    Documents required to renew RC:

    • Form 25
    • Form 20
    • Registration certificate (RC)
    • Vehicle fitness certificate by the dealer
    • Road tax paid receipts and dues payments, if any
    • Chassis print
    • Motor insurance certificate
    • PUC (attested)
    • Passport size photographs (attested)
    • Applicable fee
    • PAN card or Form 60(as applicable)

    List of documents needed to issue Duplicate RC:

    If you have lost the RC due to any reason, you must immediately apply for a duplicate RC with applicable fees along with following documents:

    • Form 26
    • LLD form
    • Valid motor insurance policy
    • Original DDR (Daily Dairy Report is filed by the police for non-cognisable offence)
    • Attested PUC certificate
    • Chassis print
    • Proof of address
    • Attested passport size photographs
    • RC report if it is an old registration certificate

    List of documents that you can submit for residential address proof:

    • Voter ID
    • Passport
    • LIC Insurance premium payment acknowledgment
    • If an individual is a state or central government employee, he/she can provide the I-card issued by the employer.
    • If the applicant has none of the above, then a copy of r-card with affidavit can be submitted.
    • For a corporate employee, the latest ITR (Income Tax Return) or recent sales tax RC along with affidavit will be valid.

    If you want to transfer the ownership of the vehicle or for transfer in case of death of the vehicle owner, you can visit the headquarters of Jammu and Kashmir Transport Department for more information.

    JK RTO Locations and Codes In Jammu and Kashmir

    RTO LOCATIONS JKRTO CODE RTO LOCATIONS JK RTO CODE
    Srinagar JK 01 Poonch JK 12
    Jammu JK 02 Pulwama JK 13
    Anantnag JK 03 Udhampur JK 14
    Budgam JK 04 Bandipora JK 15
    Baramulla JK 05 Ganderbal JK 16
    Doda JK 06 Kishtwar JK 17
    Kargil JK 07 Kulgam JK 18
    Kathua JK 08 Ramban JK 19
    Kupwara JK 09 Reasi JK 20
    Leh JK 10 Samba JK 21
    Rajouri JK 11 Shopian JK 22

    Two Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • United India Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      My two wheeler is insured with United India Insurance from last 3 years, a premium of Rs 1300 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 20, 2018
    • New India Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have been applied for Two wheeler insurance with New india insurance , the premium amount they have charged me in a year up to 1345 which is nominal and this insurance cover up to 1,00,000 value and i use to pay premium through off line mode.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 19, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Protect"
      0.5 5.0/5 "Blown Away!"
      The customer support is good for the renewal or the new product. I took the policy for one year I paid around Rs. 1400, the premium amount is high compared to other insurance, if any damage happens I can approach center service they will provide the center.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 19, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with Oriental insurance from last 1 year, a premium of Rs 2000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 19, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have two wheeler insurance with IFFCO TOKYO from last 6 years, a premium of Rs 1300 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 1
      , khargone
      Reviewed on Nov 19, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Cheap and best policy"
      0.5 5.0/5 "Blown Away!"
      I have not spoke with the Iffco Tokio customer care service. Here in local, i have taken the two wheeler insurance policy. Because of the lower premium, i have selected this company. They have tie up with Honda company. They are doing cashless facility on Honda bikes. I've paid a premium amount of Rs. 1200 per year.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 18, 2018
    • HDFC Ergo Two Wheeler Insurance
      "No claim experience with HDFC ergo"
      0.5 4.0/5 "Great!"
      Last two years i have not spoke with the customer care service for any reason. The dealer has provided the policy with HDFC Ergo since i took the loan with them. I pay the premium amount of Rs. 1000 and its renews every year. I have not gone through about the policy details. For past 2 years, i have been renewing the policy with same company.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I took a two wheeler insurance with Oriental Insurance. In my company, they have tied up with one agency for the personal and vehicle insurance. I have paid 1400 rupees for a year. The services are good. The process was simple. The policy coverage and the plan benefits.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with Royal sundaram insurance from last 4-5 years, a premium of Rs 2000 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 2
      , jaipur
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Yet to experience the claim"
      0.5 4.0/5 "Great!"
      I have not used the insurance policy so far. I never claimed anything in this policy. I have not spoke with the customer care. My friend has recommended me about the two wheeler insurance policy with Reliance. I pay the premium amount of Rs. 1500 for one year. I renew the policy through onine.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler insurance with HDFC Ergo. I got a Passion Pro and Scooty for both the vehicles, I used to renew with HDFC Ergo. The customer service is good. There is no claim experience. The policy coverage and the plan benefits are good. I pay 4,000K yearly for 2 vehicles. The policy period is one year.
      Was this review helpful? 1
      , tiruchirapalli
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      When i purchased the vehicle, the dealer has provided the insurance with HDFC Ergo. I have not used any claim with HDFC Ergo. I have not spoke with their customer care. I pay the premium amount through credit cards. Last year i have bought this policy. Since i'm existing customer of HDFC, i have selected my two wheeler policy with HDFC Ergo.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy to use"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy was taken from Reliance. The dealer was provided the two wheeler insurance policy when i purchased my bike. I have paid a premium amount of Rs. 7000 for two years. The policy covers all the parts of the vehicle. The documentation process was good. According to the bike condition, they have provided 100% coverage value.
      Was this review helpful? 1
      , ahmednagar
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      It is very good and I have a two wheeler insurance with Bajaj Allianz and it was recommended by the showroom person. I have a Honda Activa bike. It is a one year policy. I got the insurance papers on time. There is helpline number to reach the customer support. The premium was paid through cheque.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 16, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with New India Assurance from last 3 years, i am not aware of the premium amount as my company pays it. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 16, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Claim process is taking more time"
      0.5 4.0/5 "Great!"
      I have purchased the health insurance policy with Oriental. My entire family has been covered in this policy. My organization has provided the policy and they will be managing all the policy details. I never interacted with the oriental customer care services. I had a claim experience with oriental but my company taking care of that when i submitted the documents. Its taking 20 days to get settlement. They have given me a coverage value of Rs. 5 lakhs.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 4.5/5 "Excellent!"
      Using the bajaj Allianz insurnace for my two wheeler for last 2 years. I used to pay the premium of Rs. 1240. They have provided the value of the bike Rs. 38000. They have covered for 70% of the bike value. I never faced any issues with the policy. Because of the lower price, i have selected the policy with Bajaj Allianz.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have a bike insurance with ICICI Lombard. Its a one year policy. I asked the service provider for an insurance and they was suggest me ICICI Lombard. I have paid 1300 rupees for a year through cash. I have claim experience, they have taken almost 18 months for the reimbursement. I am satisfied with the policy coverage and the plan benefits.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 15, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      The plan is good with Bajaj Allianz insurance company, in terms of coverage value, the insured value around Rs. 47,000 for my Honda Dream yuga bike, its just two years old. I have coverage for loss, damage, accidental. They have many service centers as well.
      Was this review helpful? 3
      , ghaziabad
      Reviewed on Nov 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      The bike policy was arranged through the dealer, since it mandatory purpose I took the policy from Bajaj Allianz. I don't have any option hence I took by paying some premium. I availed comprehensive policy for my bajaj discover bike for one year tenure.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 13, 2018
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