Monitoring your bank balance is crucial for managing your finances effectively. Banks offer phone banking, SMS, internet banking, and missed call services, allowing you to check your balance anytime, anywhere.
Now there is no more waiting or complicated steps to know your bank account balance. With the missed call facility, you can easily check your bank account balance by simply dialing the number provided by your bank and then hanging up after the call rings. After that, you will get an SMS with your current balance. You do not require an internet connection or any online app for this. Moreover, this service is available 24/7 and is completely free.
Government banks provide basic banking services to everyone, especially to the people living in rural and remote areas. The main aim of government banks is to provide banking facilities to people who may not have easy availability of internet services or advanced banking technology. It is possible only because of customer-friendly services, like the missed call balance check.
Below is the list of government banks that provide this service, along with their missed call and toll-free customer service numbers for your convenience:
Bank Name | Check account Balance | Toll-Free Number |
Bank of Maharashtra | ||
Canara Bank | ||
Central Bank of India | ||
Indian Overseas Bank (IOB) | ||
Punjab and Sind Bank | ||
Punjab National Bank | ||
You can even get mini account statements from the following banks by giving missed calls to a given number:
Bank | Get Mini Statement |
Bank of Maharashtra | |
Many banks also offer SMS-based balance check services. By this, you can quickly check your balance by sending a simple SMS. This process also does not require an internet connection. You just need to send a text to the number provided by your bank, and you will get the details instantly. Below are the reference numbers of Government Banks for your help:
Bank Name | SMS Number | SMS Format |
Bank of Baroda | MINI <space> last four digits of the account number | |
Bank of India | BAL <space> <your four-digit SMS password> | |
BALAVL<account no.> <MPIN> | ||
Canara Bank | CANBAL <space> USERID<space> MPIN | |
Central Bank of India | BALAVL<Account Number><MPIN> | |
Indian Bank | BALAVL <Account Number> <MPIN> | |
Indian Overseas Bank (IOB) | BAL <Last 4 digits of Account Number> | |
Punjab and Sind Bank | PBAL <PSB account number> SMS Banking Password | |
State Bank of India (mini statement) | “MSTMT” from the registered number | |
UCO Bank | UCOBAL <mPIN> | |
Union Bank | “UBAL“from the registered number |
Private banks are known for providing faster and more personalized services to their customers. These banks also offer a missed call facility for balance checks which allows customers to quickly access their account balance without needing internet or apps.
Below is the list of private bank numbers for checking bank balance and to contacting customer support by using a toll-free number:
Bank Name | Account Balance Check | Toll-Free Number |
Axis Bank | ||
Bandhan Bank | ||
City Union Bank | ||
DCB Bank | ||
Federal Bank | ||
HDFC Bank | ||
ICICI Bank | ||
IndusInd Bank | ||
IDFC First Bank | ||
IDBI Bank | ||
Karnataka Bank | ||
Karur Vysya Bank | ||
Kotak Mahindra Bank | ||
RBL Bank | - | |
South Indian Bank | ||
YES Bank |
Here are the bank numbers from which you can get your savings account mini statement:
Bank | Get Mini Statement |
Axis Bank | |
Bandhan Bank | |
HDFC Bank | |
ICICI Bank | |
YES Bank |
In the following table you can get the SMS numbers and format for private banks if you want to check your bank balance through this service:
Bank Name | SMS Number | SMS Format |
Axis Bank | BAL <Account Number> | |
Bandhan Bank | BAL<Account Number> | |
City Union Bank | Vlock | |
DCB Bank | BAL | |
Federal Bank | BAL <space> last 4 digits of your account number | |
HDFC Bank | BAL | |
ICICI Bank | SMS IBAL(space)Last 6 digits of Account No. | |
IndusInd Bank | BAL | |
IDFC First Bank | BAL/BALANCE<Space><Last 4 digits of A/C No.> | |
IDBI Bank | ‘BAL’ (space) ‘CUSTOMERID’ (space) ‘PIN’ (space) Account Number | |
Karnataka Bank | TRN <space> <Account Number> | |
Karur Vysya Bank | KVBBAL | |
Kotak Mahindra Bank | <BAL> | |
RBL Bank | BAL C (for Primary Account Balance Enquiry) or BAL C A (for Specified Account Balance Enquiry) | |
South Indian Bank | BAL<SIB Debit Card PIN> | |
YES Bank | YESBAL <Customer ID> |
Yes, this service is completely free of charge for both prepaid and postpaid mobile connections.
No, you can only check the bank balance from the mobile number which is registered with your bank. So always make sure that your mobile number is linked to your bank account for the service to work.
No, you do not require an internet connection. The service works on your mobile network and does not require data.
Yes, mostly all the banks in India provide a missed call facility whether it is a private or a public bank.
No, it is a secure way to check your balance, as it only works with registered mobile numbers.
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