UCO Bank Balance Enquiry

UCO Bank, one of India’s leading public sectors banks, offers multiple convenient ways for customers to check their account balance. Whether you prefer using your mobile phone, internet banking, or visiting an ATM, UCO Bank ensures seamless access to your financial information.

Updated On - 05 Oct 2025
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UCO Bank Balance Enquiry Number 

UCO Bank provides a toll-free number for balance enquiry and other customer service-related queries.

The toll-free number is: 1800-103-0123 

UCO Bank Balance Enquiry

Methods of UCO Bank Balance Enquiry 

Given below are some of the ways for account holders to check their UCO Bank account balance: 

Via Missed Call Banking 

  1. Register your mobile number with UCO Bank 
  1. Dial the UCO Bank balance enquiry number: 09278792787 
  1. The call will disconnect automatically after a few rings 
  1. You will receive an SMS with your account balance. 

Via SMS Banking 

  1. Register your mobile number with UCO Bank for SMS banking services 
  1. Send an SMS in the format: BAL <Account Number> to 09278792787 
  1. You will receive an SMS with your account balance 

Via Mobile Banking 

  1. Download the UCO mBanking app from the Google Play Store 
  1. Log in using your credentials 
  1. Navigate to the Account Summary or Balance Enquiry section 
  1. Your account balance will be displayed on the screen 

Via Net Banking 

  1. Visit the official UCO Bank net banking portal 
  1. Log in using your user ID and password 
  1. Navigate to the Account Summary or Balance Enquiry section 
  1. Your account balance will be displayed on the screen 

Via ATM 

  1. You must have an active debit card 
  1. Visit any UCO Bank or other bank’s ATM 
  1. Insert your debit card and enter your PIN 
  1. Select the Balance Enquiry option 
  1. Your account balance will be displayed on the screen 

Via Passbook 

  1. Visit your nearest UCO Bank branch 
  1. Request the bank staff to update your passbook 
  1. Your account balance and transaction history will be printed in the passbook 

Check your Account Balance Via UPI for UCO Bank 

You can check your account balance via UPI by following steps: 

  1. Open your UPI app like Phonepe, Google Pay, Paytm and more 
  1. Enter your UPI PIN to log in 
  1. Select for an option like Check Balance or View Balance in the app 
  1. If you have multiple accounts linked, select your UCO Bank account 
  1. Enter your UPI PIN to authenticate the request 
  1. Your account balance will be displayed on the screen. 

UCO Bank WhatsApp Banking 

UCO Bank provides WhatsApp Banking services for its customers to resolve their inquiries. Customers should text Hi to 8334001234

Services Offered through UCO Bank WhatsApp Banking 

Users can access the services listed below via UCO Bank WhatsApp Banking: 

  1. Account balance enquiry 
  1. Get mini statement 
  1. Cheque book request 
  1. Fixed Deposit details 
  1. Loan account details 
  1. Customer care support 
  1. Block/Unblock debit card 

FAQs on UCO Bank Balance Enquiry

  • Is UCO Bank WhatsApp Banking free to use?

    Yes, UCO Bank WhatsApp Banking is free of charge. However, standard data charges may apply.

  • Can I check my UCO Bank balance without internet?

    Yes, you can use the missed call service, SMS service, or visit an ATM to check your balance without internet access. 

  • What should I do if I don’t receive an SMS after a missed call?

    Ensure your mobile number is registered with UCO Bank. If the issue continues, contact UCO Bank customer care at 1800-103-0123

  • Is the UCO mBanking app safe to use?

    Yes, the UCO mBanking app uses secure encryption to protect your financial data. Ensure you download the official app from trusted sources. 

  • How often can I check my UCO Bank balance?

    There is no limit to the number of times you can check your balance. 

  • How do I register my mobile number with UCO Bank for balance enquiry?

    Visit your nearest UCO Bank branch and submit a request to link your mobile number to your account. Alternatively, you can do this through net banking or the UCO mBanking app. 

  • What is the customer care number for UCO Bank?

    You can contact UCO Bank customer care at 1800-103-0123 or 1800-274-0123

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