An auto rickshaw insurance is a commercial vehicle insurance policy that is designed to protect and also suit the needs of a three-wheeler. It is mandatory for every auto owner to have at least a third-party auto insurance. This is to financially protect them from third-party liabilities.
Also Check : Two Wheeler Insurance
Key Features | Digit Benefit |
Claim Process | Paperless Claims |
Customer Support | 24x7 Support |
Additional Coverage | PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles |
Damages to Third-Party | Unlimited Liability for Personal Damages, up to 7.5 Lakhs for Property/Vehicle Damages |
Own Damages for Third-Party Policy holder
If there is a third-party or liability only bike policy, the damages to own vehicle will not be covered.
Drunk Riding or without a Licence
Your bike insurance claim will not be accepted if you were intoxicated while driving.
Consequential Damages and Contributory Negligence
All damages that are not a direct result of the accident. For example, after an accident, if the auto was used incorrectly and the engine is damaged. A contributory negligence includes damage like driving an auto in a flood.
Liability Only | Standard Package | |
Damages caused by your auto to any third-party person or property | Yes | Yes |
Damages caused to any third-party person or property by your auto | Yes | Yes |
Loss or damages to your own auto due to natural calamities, fire, theft or accidents. | No | Yes |
Injury/death of owner-driver | Yes | Yes |
You can call Digit at 1800-103-4448 if your auto gets into an accident.
If you have an auto-rickshaw policy with Digit, you can use any of the 1400+ garages in India.
Yes, you can. You have to Whatsapp Digit on 70 2600 2400.
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