Digit Auto Rickshaw Insurance

An auto rickshaw insurance is a commercial vehicle insurance policy that is designed to protect and also suit the needs of a three-wheeler. It is mandatory for every auto owner to have at least a third-party auto insurance. This is to financially protect them from third-party liabilities. 

check free credit score

Also Check : Two Wheeler Insurance

Features of Digit Auto Rickshaw Insurance

Key Features 

Digit Benefit 

Claim Process 

Paperless Claims

Customer Support 

24x7 Support

Additional Coverage 

PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles

Damages to Third-Party 

Unlimited Liability for Personal Damages, up to 7.5 Lakhs for Property/Vehicle Damages

Why You Need Digit Auto Rickshaw Insurance?

  1. If you or your organisation owns auto-rickshaws, the law mandates that you have at least buy a Liability Only Policy.
  2. If you use an auto rickshaw which is a crucial part of your business, have to have a standard/comprehensive package policy.
  3. An auto-rickshaw which comes with a valid insurance assures your customers/passengers that you are responsible.
  4. An insured auto-rickshaw ensures your business does not face any unplanned losses.

Benefits of Digit Auto Rickshaw Insurance

  1. Customize your Vehicle IDV
  2. 24*7 Support
  3. Super-Fast claims

Coverage of Digit Auto Rickshaw Insurance

  1. Accidents
  2. Theft
  3. Fire
  4. Natural Disasters
  5. Personal Accident
  6. Third Party Losses
  7. Towing Disabled Vehicles

What is Not Covered Under Digit Auto Rickshaw Insurance?

Own Damages for Third-Party Policy holder

If there is a third-party or liability only bike policy, the damages to own vehicle will not be covered.

Drunk Riding or without a Licence

Your bike insurance claim will not be accepted if you were intoxicated while driving.

Consequential Damages and Contributory Negligence

All damages that are not a direct result of the accident. For example, after an accident, if the auto was used incorrectly and the engine is damaged. A contributory negligence includes damage like driving an auto in a flood.

Types of Auto Rickshaw Insurance Plans

Liability Only

Standard Package

Damages caused by your auto to any third-party person or property

Yes

Yes

Damages caused to any third-party person or property by your auto

Yes

Yes

Loss or damages to your own auto due to natural calamities, fire, theft or accidents.

No

Yes

Injury/death of owner-driver

Yes

Yes

FAQs on Digit Auto Rickshaw Insurance

  • What do I do if my auto-rickshaw gets into an accident?

    You can call Digit at 1800-103-4448 if your auto gets into an accident.

  • Where do I repair my auto-rickshaw if there are damages?

    If you have an auto-rickshaw policy with Digit, you can use any of the 1400+ garages in India.

  • Can I buy an e-Rickshaw insurance from Digit online?

    Yes, you can. You have to Whatsapp Digit on 70 2600 2400.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.