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  • Bharti AXA Two Wheeler Insurance

    Bharti AXA Two Wheeler Insurance
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    Plan Benefits

    Policy Coverage

    Customer Service

    Claim Experience

    Bharti AXA General Insurance Company Limited is a leader in providing financial protection. In 2009, the organization received dual certifications of ISO. Bharti AXA is a joint venture of Bharti Enterprises and AXA Group, with 74% and 26% stake, respectively.

    Being one of the leading insurance companies present today, Bharti AXA provides comprehensive products with innovative solutions, tailored for the changing needs of their customers. Two wheelers are considered to be the best mode of transport in busy cities. They are cost effective as they provide great mileage and also helps to beat the traffic. But life is full of unpredicted and unprecedented events and individuals must be ready to deal with them at all times. It is important that you insure your two wheeler which not only provides coverage for you and all your vehicle damages in the event of an accident, but also, takes care of third party liabilities.

    Features and Benefits of Bharti AXA Two Wheeler Insurance

    Basic Cover
    • The insurance policy protects your vehicle by providing cover in an event of theft, robbery, accident, fire, etc.
    • Bharti AXA two wheeler insurance plan takes care of all third party liabilities in case of injury to third party or damage to third party property.
    • In the event of permanent disability or death of the driver of the 2 wheeler in an accident, insurance cover provided can go up to an amount of 1 lakh INR.
    Basic Cover + Personal Accident cover for passengers

    This particular insurance policy comes with all the features and benefits of a basic cover and also provides personal accident cover for the co-passenger. The insurance amount can go up to 1 lakh INR.


    • Damages or Loss to the insured vehicle due to accidents, terrorist attacks, strikes, riots, earthquakes, fire, flood, cyclones, etc. Accidental damages caused to the vehicle while in transit are also covered.
    • Compensation is provided to third party in case of bodily injuries. Property damage liability takes care of all damages caused to the third party.
    • The owner or driver of the insured vehicle is protected under the personal accident cover offered by the insurance policy


    • Mechanical or electrical breakdown
    • General wear and tear caused to the vehicle over time
    • Damage or loss incurred due to depreciation of the insured vehicle
    • Damages caused due to driving under intoxication
    • Any loss caused due to nuclear risks

    Claim Process

    Intimate your claim – You need to call up the customer service department for the intimation of your claim. Details that you need to provide during the process are Policy number, date and time of loss, location of loss, your contact number along with extent and nature of loss and injury. The claim form is available online and can be downloaded and filled for making a claim.

    Send your vehicle for repair – After you find a suitable workshop for the repair of your vehicle, you need to go there with specific documents. You must duly fill in the claim form and sign it. Self-attested photocopies of R/C Book and driving license are also required. You must carry the originals for proof and verification. FIR must be produced in case of damage, theft or third party injury.

    Claim Settlement – You can send you vehicle to Bharti AXA’s cashless networks for repairs. Spot approval for the claim will be given after the inspection has been carried out by the surveyor. This will be released only after you are completely satisfied with the repairs.

    Documents Required for Claim Settlement in Bharti AXA Two Wheeler Insurance

    For cashless claim, the following documents are required

    • Claim form which is signed by the insured and filled in completely.
    • Bring in the original R/C Book for verification and a self-attested photocopy.
    • Bring in the original driver’s license for verification and a self-attested photocopy.
    • FIR/ Charge sheet in case of major damage or third party property damage/ theft of vehicle/ third party injury / damage due to riot /death/, strike and malicious act.
    • Satisfaction letter if you would like to avail cashless facility at Bharti AXA’s preferred garages. If you are a firm/corporate, then the company's rubber stamp/seal needs to be on the letter.
    • Additional documents may be required on a case to case basis.

    Bharti AXA Two Wheeler Insurance Documents Required

    • Bharti AXA offers a comprehensive two wheeler insurance policy that comes with a host of features like cashless network garages and personal accident cover.
    • In order to secure a two-wheeler insurance policy from Bharti AXA, you have to provide very basic details like the engine number and the chassis number of your two-wheeler.

    Keep other details like vehicle delivery date, two wheeler make and cubic capacity (CC) of engine, registration date and vehicle’s model and year of manufacture to register for a two-wheeler insurance policy without any hassles.

    Bharti AXA 2 Wheeler Insurance Renewal Online

    In order to enjoy the benefits and perks of your two wheeler insurance, it is a must that you renew your two wheeler insurance before time runs out. With the advancement in technology, things are much easier now. The online portal of Bharti AXA not only allows you to renew your two wheeler insurance plan, but also, it is quick and hassle free. In times like these, when time is a real constraint, a feature like this is ought to be beneficial for the customers. All you need to do is go to the Bharti AXA online portal and enter your policy number along with the expiry date of the policy, under the two wheeler insurance tab. Other information that you will need to provide during this process include your name, registered email id and mobile phone number and date of registration.

    Frequently Asked Questions

    Is FIR required while claiming insurance in case of theft of my two wheeler?

    Yes, an FIR report is required while claiming insurance, in case your two wheeler has been stolen.

    If my vehicle is damaged due to nuclear attack, can I claim insurance?

    No, your vehicle is not covered against nuclear attacks under the insurance policy.

    Where can I find the Bharti AXA claim form?

    The claim form is available online and you can fill it up by downloading it while making claims.

    What happens when I sell my two wheeler?

    Your Bharti AXA vehicle insurance can be transferred in the name of the buyer. The buyer must apply for transfer of insurance with Bharti AXA.

    Does the policy take care of third party liabilities?

    Yes, the Bharti AXA two wheeler insurance policy takes care of all third party liabilities arising in an event of an accident.

    News About Bharti AXA Two Wheeler Insurance

    • Long-Term Two Wheeler Insurance Made Available by Bharti AXA General Insurance

      Last week, Bharti AXA General Insurance released a long-term two wheeler insurance policy in an effort to enhance convenience for customers. General insurers such as Bajaj Allianz General, HDFC Ergo and ICICI Lombard have already made available insurance policies that require no renewal for three years.

      Bharti AXA General revealed that its decision to release such a policy came after a poll in which over 80% of the respondents said that they prefer a long-term policy which did not have to be renewed on a frequent basis. The key feature of this policy is that the annual rate hike announced by IRDAI every April will have no bearing on it.

      25th November 2016

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