For employees across the country, HDFC Bank has rolled out the Premium Salary Account which is a customised salary account that is offered to select corporates. This salary account is a zero balance account and comes with the benefits of a free Accidental Death Cover up to Rs.15 lakh and an International Air Accident Death Cover up to Rs.1 crore.
Learn more about Open HDFC Savings Account, HDFC Zero Balance Account, HDFC Netbanking
To be eligible for the Free Personal Accidental Death Cover and the Free Air Accidental Death Cover, customers need to meet certain criteria.
The candidate should submit the following Government approved KYC documents, when submitting the account opening form.
Listed below are the fees and charges for the HDFC Bank Premium Salary account:
Particulars | Charges |
Visa Money Transfer | Rs.5 (plus GST as applicable) per transaction |
Unarranged overdraft | Rs.100 per transaction + 18% Interest p.a |
TIN Regeneration (requests received at the branch for physical dispatch) | Rs.50 per instance |
Third party Cash transaction (Cumulative of Deposit and Withdrawal) | Up to a limit of Rs.25,000 per day - Rs.150/- (plus GST as applicable) Above Rs.25,000/- not allowed |
TDS Certificate | Free |
Stop Payment Charges | Particular cheque Rs.100 Range of cheques Rs.200/- Free through NetBanking |
Standing Instructions | Setting up charges - Free Rs.25 per transaction plus remittance charge |
Signature Attestation | Free |
RTGS - Outward | Above Rs.2 lakhs to Rs.5 Lakhs - Rs. 25 (plus GST as applicable) per transaction Above Rs.5 Lakhs - Rs.50 (plus GST as applicable) per transaction |
RTGS - Inward | Free |
PIN regeneration charge | Rs.50 (plus GST as applicable) |
Photo Attestation | Rs.100 per instance NIL (For Senior Citizens) |
Phone banking | Free |
Passbook issuance | Free |
PAP Cheque book usage charges | Nil |
PAP Cheque book | Free first 25 cheque leaves per half year (Financial year) Additional chequebook of 25 leaves will be charged at Rs.75 per chequebook |
Old records/copy of paid cheques | Up to 1 year - Rs.50 per record Above 1 year - Rs.100 per record |
Number of Cash transactions(Both of Deposit and Withdrawal) | 4 free cash transactions per month 5th transaction onwards - Rs.150 per transaction (plus GST as applicable) would be levied |
Netbanking | Free |
NEFT Charges- outward | Up to Rs.10,000 - Rs.2.5 (Plus GST as applicable) per transaction Amounts from Rs.10,001 to Rs.1 lakh - Rs.5 (Plus GST as applicable) per transaction Amounts above Rs.1 lakh up to Rs.2 lakh - Rs.15 (Plus GST as applicable) per transaction Amounts above Rs.2 lakh - Rs.25 (Plus GST as applicable) per transaction |
NEFT Charges for Indo Nepal transactions | Customers having NSBL*Account - Rs.20 Customers having non-NSBL* Account: Upto Rs 5,000 - Rs.70 Above Rs 5,000 - Rs.95 * Nepal State Bank Ltd |
NEFT Charges - Inward | Free |
Mobilebanking | Free |
Minimum Balance (Average Monthly Balance) | Zero |
Managers Cheques / Demand Drafts at HDFC Bank branches | Free upto Rs.25,000 Above Rs.25,000 Rs.5 per 1000 - subject to a min. of Rs.75 and max. Rs. 10,000) Via Netbanking: Upto Rs. 10 Lakh - Rs.50+ Bank charges Third party DD upto Rs. 1,00,0000 - Rs .50+ Bank charges |
Local Cheque deposited for outstation accounts | Free |
Issue of duplicate | At the HDFC Branch - Rs 100 Via Phone Banking - Rs.75 NetBanking, Mobile Banking, Phone Banking - IVR & ATM - Rs.50 |
IPIN Regeneration (requests received at the branch for physical dispatch) | Rs.100/- per instance |
Interest Certificate | Rs.50 |
InstaPay | Rs.10 |
IMPS (Immediate Payment Service) - Outward | Amount up to Rs.1 lakh - Rs.5 (Plus GST as applicable) per transaction Amount above Rs. 1 lakh up to Rs.2 lakhs - Rs.15 (Plus GST as applicable) per transaction |
IMPS (Immediate Payment Service) - Inward | Free |
Hold Statement | Rs.400 per year |
ECS / ACH (Debit) Return Charges | Rs.350 in a quarter Rs.750 would be levied from second instance onwards in the same quarter. |
Duplicate passbook issuance | Rs.100 |
Demand Drafts- Issued - On Non HDFC Bank Locations | Upto Rs.500 - Rs.10 Above Rs.500 to Rs.1000 - Rs.15 Above Rs.1000 to Rs.5000 - Rs.25 Above Rs. 5000 to Rs.10,000 - Rs.30 Above Rs.10,000 - Rs.5 per Rs.1,000 |
Decline charge for insufficient balance | Rs. 25 per transaction (Plus GST as applicable) |
Debit Card transaction charge - at Non HDFC Bank International ATMs | Rs.25 per balance enquiry and Rs. 125 per cash withdrawal (plus taxes as applicable) |
Debit Card - Replacement Charges/Re issuance charges | At HDFC Bank ATMs - First 5 transactions free across all Cities At non-HDFC Bank branches - In Top 6 cities: First 3 transactions free Non Top 6 cities : First 5 transactions free Transactions over and above free limit will be charges as under: Cash withdrawal - Rs.20 plus GST as applicable per transaction Non-Financial Transaction - Rs.8.5 plus taxes as applicable per transaction |
Debit Card - Renewal Fee - Women's Card | Free |
Debit Card - Renewal Fee - Titanium Royale | Free |
Debit Card - Renewal Fee - Titanium | Free |
Debit Card - Renewal Fee - Times Points | Free |
Debit Card - Renewal Fee - Regular/Rewards | Free |
Debit Card - Renewal Fee - Gold/Platinum | Rs.750 per year (Plus GST as applicable) |
Debit Card - Annual Fee - Women's Card | Free |
Debit Card - Annual Fee - Titanium Royale | Free |
Debit Card - Annual Fee - Titanium | Free |
Debit Card - Annual Fee - Times Points | Free |
Debit Card - Annual Fee - Regular / Rewards | Free |
Debit Card - Annual Fee - Gold / Platinum | Rs.750 per year (plus taxes as applicable) |
Collection of outstation cheques at HDFC Bank locations | Up to Rs .5,000 - Rs. 25, Rs. 20 for rural branches Rs.5,001 to Rs.10,000 - Rs.50, Rs.40 for rural branches Rs.10,001 to Rs.1,00,000 - Rs.100 Rs.1,00,001 and above - Rs.150/- |
Collection of outstation cheques - other locations | Up to Rs.5,000 - Rs.25, Rs.20 for rural branches Rs.5,001 to Rs.10,000 - Rs.50, Rs.40 for rural branches Rs.10,001 to Rs.1,00,000 - Rs.100 Rs.1,00,001 and above - Rs.150 |
Cheques deposited returned unpaid | Rs.100 per instance |
Cheque/Demand Drafts - Cancellation / Revalidation | Rs.100 |
Cheque return charges drawn on us - Local | Due to Insufficient funds - First cheque return in a quarter - Rs 350 From second cheque return in the same quarter - Rs.750 per return Charges due to funds transfer cheque return - Rs.350 Due to Technical reasons - Rs.50 per instance |
Cheque Collection - Local Clearing Zone | Free |
Charges for non-maintenance of account | None |
Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS) | No charges would be levied if the average monthly balance (AMB) is equal or above Rs.50,000. -In case the AMB is below Rs.50,000/- 15 free transactions would be permitted per month. From then on, Rs.75 will be charged for every transaction. |
BillPay | Free |
Balance Enquiry - at Branch | Free |
Balance Certificate | Current year - Free Previous year - Rs.50 |
ATM Card - Replacement charges | Rs.200 (plus GST as applicable) |
ATM Card | Free |
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50- per instance |
Address Confirmation | Rs 50 per instance |
Add-on Debit Card - Women's Card | Free |
Add-on Debit Card - Titanium Royale | Rs.400 per year (plus GST as applicable) |
Add-on Debit Card - Titanium | Rs.250 per year (plus GST as applicable) |
Add-on Debit Card - Times Points | Rs.650 per year (plus GST as applicable) |
Add-on Debit Card - Rewards | 500 per year (plus GST as applicable) |
Add-on Debit Card - Regular | Free |
Add-on Debit Card - Gold Card / Platinum | Rs.750 per year (plus GST as applicable) |
Account Closure (from account opening date) | Upto 14 days - No Charge 15 days upto 12 months - Rs.500 After 12 months - No Charge |
Yes, all you need to do is take a letter from your employer to your local HDFC Bank. The letter should contain your name, account number, date of joining and basically a confirmation that you are now a member of the organisation.
No, that would not be possible.
No, you would need to submit a government approved identification as your employee ID will not be entertained.
You can change your address via your net banking account or at your local HDFC Bank branch. You will need to submit a government approved document stating clearly your new address. Once you have submitted your new address, it will take 7 days to be updated.
You can stop a cheque payment via your net banking account. Follow the steps mentioned below:
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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