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  • Dhanlaxmi Bank Mobile Banking

    Dhanlaxmi Bank has launched a simple yet convenient mobile application that will help their customers perform most of their banking transactions online without visiting a bank. Customers can download the bank’s android, iOS, or Windows App from the respective App stores and activate the app by creating a MPIN. Customers will be asked for their debit card details and other credentials while registering for Dhanlaxmi Bank mobile banking.

    Features of Dhanlaxmi Bank Mobile Banking

    Dhanlaxmi Bank mobile banking is known for its salient features like:

    • It allows you to check your account balance instantly
    • Customers can view last 10 transactions in moni statement format
    • Gives Dhanlaxmi Bank credit card details
    • Facilitates funds transfers (NEFT, RTGS, and IMPS)
    • Allows customers to recharge their mobile phones or DTH connection
    • Request for a cheque book

    Dhanlaxmi Bank fund transfer options

    Dhanlaxmi Bank offers NEFT, RTGS, and IMPS fund transfer facilities. For more details on each type of fund transfer, read on.

    NEFT: NEFT stands for National Electronic Funds Transfer. It is an electronic fund transfer method which allows customers to transfer funds to another account holder online. NEFT transfer allows customers to transfer funds to any bank account held in any participating bank across the country. Dhanlaxmi Bank offers NEFT transfer services on their mobile banking app. To use NEFT transfer facility, customers should add the beneficiary details and wait for few minutes for it to be approved by the bank. Once the customer receives the approval, they can go ahead and transfer the funds to the beneficiary. To add a beneficiary, customers have to enter the beneficiary’s name, bank account number, bank branch details, and the phone number.

    RTGS: Real-time Gross Settlement is another fund transfer method that allows the customer to transfer funds on a real time basis. Unlike NEFT transfer which is cleared batchwise, RTGS transfer does not have a waiting period for clearance. Funds get cleared frequently. A lower waiting time makes RTGS fund transfer method one of the most popular transfer methods. Dhanlaxmi Bank offers quick and reliable RTGS fund transfer facilities.

    IMPS- There are emergency situations where customers will want to transfer funds immediately. IMPS or Immediate Payment Services is a fund transfer method through which funds can be transferred immediately without any waiting time. Dhanlaxmi Bank offers IMPS services 24*7.

    Dhanlaxmi Bank fund transfer charges and timings

    NEFT

    Transfer Amount Charges (exclusive of taxes) for Indus comfort regular, Indus Comfort and Indus Comfort Premium users
    Up to Rs.10,000 Rs.2.5 per transaction
    Rs.10,001 - Rs.1 lakh Rs.5 per transaction
    Rs.1 lakh - Rs.2 lakh Rs.15 per transaction
    Above Rs.2 lakh Rs.25 per transaction
    Cut-off timing for processing on the same day
    BRANCH TIMING NETBANKING TIMING
    Monday to Friday 9 AMto 7 PM
    Saturday(excluding 2nd and 4th) - During branch working hours 9AM to 1PM

    RTGS

    Transfer Amount Charges (exclusive of taxes)
    Rs. 2 lakh to Rs. 5 lakh Rs.25 per transaction
    Above Rs. 5 lakhs Rs.50 per transaction
    Cut-off timing for processing on the same day
    Monday to Friday 9 AM to 5 PM
    Saturday(excluding 2nd and 4th) 9 AM to 5 PM

    Benefits of using Dhanlaxmi Mobile Banking

    • Mobile banking saves a lot of time and customers can avoid visiting the bank for minor reasons.
    • Once customers registers for mobile banking, they receive constant updates about their account which allows them to keep a track on their account all the time.
    • Alerts from banks also helps the customers to report any unauthorized transaction which helps in detecting fraudulent activities.
    • Dhanlaxmi Bank mobile banking app has a dedicated platform to pay bills which helps the customers pay bills on time.
    • Dhanlaxmi Bank mobile banking app also helps customer transfer funds in no time. This saves a lot of time and is hassle free.
    • Dhanlaxmi Bank mobile banking service is economical as it is free of cost.

    Dhanlaxmi Bank Mobile Banking Security Measures

    • Dhanlaxmi Bank mobile banking browser is protected by the most stringent security system. It allows customers to transact in a secure manner.
    • All the transaction are made using 128-bit SSL encrypted medium which is the highest level of security available for interest services.
    • Customers are given a unique customer ID number and are asked to create a strong password to protect the account.
    • Customers also get OTP(one-time password)on their registered mobile number or Email ID to authorize every transaction.

    Dhanlaxmi Mobile Banking: Do’s and Dont’s

    Do’s:

    • Set a separate password for mobile banking transaction.
    • Install anti-virus software on your mobile handset which helps in fighting against viruses.
    • Make sure you download and run security updates on your mobile browser regularly.
    • Always delete your browsing history of your mobile on a regular basis.
    • Download the mobile banking app from genuine, relevant app store.
    • Delete spam messages regularly

    Dont’s:

    • Do not open any attachments or links you receive from unknown sources.
    • Do not share your login credentials with anyone.
    • Do not use public WiFi networks for internet banking transactions.
    • Do not write your password anywhere.
    • Do not click the back button on your phone while trying to go back to the previous page. Use the back button on the navigation tab on the browser.

    Dhanlaxmi Bank Customer Care Numbers

    Dhanlaxmi Customer care number
    Toll-free numbers 1800 425 1747
    Chargeable numbers 91 - 0487 6613000

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    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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