Dhanam Basic Savings Bank Deposit (Small)

For those who are looking for a simple savings bank account, the Dhanam Basic Savings Bank Deposit Account - Small, is an ideal choice. With the general banking features, and withdrawal facility, this is an easy-to-use savings account. This Dhanam Savings Account is a zero balance account.

Features of Dhanam Basic Savings Bank Deposit (Small)

Average Monthly Balance (AMB)

Nil

Charges for account maintenance

Nil

Eligibility

  1. Any individual can apply for this account.
  2. Minors can also apply, however should open jointly with a guardian.

Debit Card Type

Classic Debit Card

NEFT and RTGS Facility - From branch

Available

Internet Banking

Not available

Cash deposit at home branch

No limit

Cash deposit at non base branch

Upto Rs.10,000 per day (Self) for free

Cash withdrawal at non base branch

  1. Third-party withdrawals of upto Rs.50,000 is allowed per transaction.
  2. For transactions above Rs.50,000, Rs.1 per 1000 is charged. A minimum of Rs.50 is charged per transaction.
  3. If transaction amount is higher than Rs.2 lakh, customer should inform the bank beforehand.

Debit card limit

Rs.20,000 in a day

POS limit

Rs.30,000 in a day

Monthly statement of account via email

Not available

Monthly or Quarterly statement of account

Not available

Cash or cheque pickup delivery

Not available

Anywhere banking fund transfer

Unlimited for free

Charges for of Dhanam Basic Savings Bank Deposit Account - Small

NEFT - From branch

  1. Upto Rs.10,000 - Rs.2.50
  2. Rs.10,001 to Rs.1,00,000 - Rs.5
  3. Rs.1,00,001 to Rs.2,00,000 - Rs.15
  4. Above Rs.2,00,000 - Rs.25

RTGS - From branch

  1. Rs.2,00,000 - Rs.5,00,000 - Rs.20
  2. Above Rs.5,00,000 - Rs.45

PAP Cheque book

Not available

DD & PO charges at different bank branches

  1. Upto Rs.10,000 - Rs.25
  2. Rs.10,001 to Rs.50,000 - Rs.90
  3. Rs.50,000 to Rs.1,00,000 - Rs.175
  4. Rs.1,00,001 to Rs.10,00,000 - Rs.2 per 1000

 

 

Charges for DD of correspondence banks

  1. Upto Rs.10,000 - Rs.25
  2. Rs.10,001 to Rs.1,00,000 - Rs.2.50 per 1000
  3. Rs.1,00,001 to Rs.10,00,000 - Rs.2 per 1000

Charges for return of deposited cheque

Local cheque - Rs.45 Outstation cheque - Rs.140

Charges for cheque collection (outstation)

  1. Upto Rs.50,000 - Rs.20/instrument
  2. Rs.50,001 to Rs.1,00,000 - Rs.90/instrument
  3. Above Rs.1,00,000 - Rs.140/instrument

Charges for return of issued cheque

Rs.225/cheque

ATM pin generation for Debit card

Free

Phone Banking

Free

Mobile and SMS Banking

Free

Add-on card charges

Rs.100

Stop payment charges

Cheque leaf - Rs.45 per cheque Series - Rs.90

Charges for duplicate passbook or statement

Rs.45

Photo/signature/address attestation

Rs.45

Charges for no dues certificate

Rs.45

Charges for account closure

Nil

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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