Who can open a Dhanam Premium Savings Account?

This account is available to individuals, societies, clubs, associations, and trusts, and can also be opened in the name of a minor.

What is the minimum balance requirement for this account?

You need to maintain an Average Monthly Balance (AMB) of Rs. 10,000.

Are there any charges for not maintaining the minimum balance?

Yes, the charges vary based on the shortfall from Rs.100 to Rs.400 , depending on how much below the AMB your balance falls.

What are the key transaction limits for this account?

You get Rs.50,000 ATM withdrawal limit, Rs.75,000 POS limit per day, and up to Rs.1 lakh per day for cash deposits or withdrawals at non-base branches.

Are there any free services included?

Yes, you get free unlimited ATM transactions (even at other bank ATMs), 10 free NEFT & RTGS transactions/month, personalised cheque books, and unlimited cash deposits at the home branch.

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Dhanam Premium Savings Account

The Dhanam Premium Savings Account is an account introduced by Dhanlaxmi Bank for offering a convenient and hassle-free banking experience. This savings account includes numerous features and benefits for its customers.

Bank	Dhanlaxmi Bank
Account Name	Dhanam Premium Savings Account
Category	Savings Account
Initial Deposit Requirements	Nil
Average Minimum Balance	Rs.10,000
Eligibility	All individuals, societies, clubs, associations and trusts are eligible. The account can also be opened in the name of a minor.

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Features of the Dhanam Premium Savings Account:

The following are some of the main features of the Dhanlaxmi Bank Savings Account:

ATM Withdrawal Limit	Rs.50,000 per day
POS Limit Per Day	Rs.75,000
Cash Deposit/Withdrawal Limit at Non base Branch	Rs.1,00,000 per day
ATM Transactions (Other Bank)	Unlimited
NEFT and RTGS	Available 10 Free NEFT transactions monthly 10 Free RTGS transactions monthly
Personalised Cheque Book	Available per quarter
Cash Deposit at Home Branch	Unlimited
NEFT - Net banking	Available

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Charges applied on Dhanam Premium Savings Account:

Given below are the charges levied on the services offered on the Dhanam Premium Savings Account:

Other Bank ATM Transaction	Free
NEFT (Net Banking)	Free
Personalised Cheque Book	Free
Demand Draft	3 per month free of charge
Cash Deposit at Home Branch	Free
Cash Deposit/Withdrawal at Non base Branch	Free upto Rs.1,00,000 per day
Charges for AMB Non-maintenance	Upto 10% - Rs.100 Above 10% to 30% - Rs.200 Above 30% to 60% - Rs.350 Above 60% - Rs.400

Dhanlaxmi Bank Dhanam Privilege Savings Account:

Dhanam Privilege Savings Account is a savings account launched by Dhanlaxmi Bank for their valued customers. This account fulfils all the banking needs of the bank's privilege customers.

Bank	Dhanlaxmi Bank
Account Name	Dhanam Privilege Savings Account
Category	Savings Account
Initial Deposit Requirements	Nil
Average Minimum Balance	Rs.25,000
Eligibility	All individuals, societies, clubs, associations and trusts are eligible. The account can also be opened in the name of a minor.

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Features of the Dhanam Privilege Savings Account:

The following are some of the main features of the Dhanam Privilege Savings Account:

ATM Withdrawal Limit	Rs.50,000 per day
POS Limit Per Day	Rs.1,00,000 per day
Cash Deposit/Withdrawal Limit at Non base Branch	Rs.2,00,000 per day
ATM Transactions (Other Bank)	Unlimited
NEFT and RTGS	Available Unlimited NEFT transactions monthly Unlimited RTGS transactions monthly
Personalised Cheque Book	Available per quarter
Cash Deposit at Home Branch	Unlimited
NEFT - Net banking	Available

Charges on Dhanam Privilege Savings Account:

Given below are the charges levied on the services offered on the Dhanam Privilege Savings Account:

Other Bank ATM Transaction	Free
NEFT (Net Banking)	Free
Personalised Cheque Book	Free
Demand Draft	5 per month free of charge
Cash Deposit at Home Branch	Free
Cash Deposit/Withdrawal at Non base Branch	Free upto Rs.2,00,000 per day
Charges for AMB Non-maintenance	Upto 10% - Rs.150 Above 10% to 30% - Rs.300 Above 30% to 60% - Rs.450 Above 60% to 80%- Rs.600 Above 80% - Rs.800

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

FAQs on Dhanam Premium Savings Account

Who can open a Dhanam Premium Savings Account?
This account is available to individuals, societies, clubs, associations, and trusts, and can also be opened in the name of a minor.
What is the minimum balance requirement for this account?
You need to maintain an Average Monthly Balance (AMB) of Rs. 10,000.
Are there any charges for not maintaining the minimum balance?
Yes, the charges vary based on the shortfall from Rs.100 to Rs.400, depending on how much below the AMB your balance falls.
What are the key transaction limits for this account?
You get Rs.50,000 ATM withdrawal limit, Rs.75,000 POS limit per day, and up to Rs.1 lakh per day for cash deposits or withdrawals at non-base branches.
Are there any free services included?
Yes, you get free unlimited ATM transactions (even at other bank ATMs), 10 free NEFT & RTGS transactions/month, personalised cheque books, and unlimited cash deposits at the home branch.

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