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  • TATA AIG Two Wheeler Insurance

     4.5 / 5.0   by 42 users
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    Plan Benefits

    Policy Coverage

    Customer Service

    Claim Experience

    Tata AIG Two Wheeler Insurance Overview

    The traffic conditions prevailing nowadays have made driving riskier than ever before. Given that, the general opinion remains that a two wheeler is a far more sensible choice, given its quick mobility and convenience, for commuting within the city. However, scooting around the city too can be unsafe at times, which is why, Tata AIG Insurance is here to provide you and your two wheeler with the necessary protection.


    Key Benefits Of TATA AIG Two Wheeler Insurance

    01
    02
    03
    04
    Cashless Claim Networks

    Cashless Claim Networks

    Cashless claim service available at authorised network garages across India.

    Discounts

    Discounts

    Policyholders can get a No Claim Bonus of up to 50%.

    Accidental Cover

    Accidental Cover

    Personal accident coverage will be provided to policyholders.

    Online Renewal

    Online Renewal

    When the policy is about to expire, policyholders can renew it online.


    Add-on Covers For TATA AIG Two Wheeler Insurance

    01
    Third Party Cover

    Third Party Cover

    Maximum cover for third-party property damage will be Rs. 1,00,000 in the case of two-wheelers.


    Inclusions And Exclusions In TATA AIG Two Wheeler Insurance

    01
    02
    Inclusion

    Inclusion

    Loss or damage to the insured vehicle due to fire / earthquake / flood / cyclone

    Exclusion

    Exclusion

    Damage by a person driving under the influence of liquor / alcohol / drugs


    Tata AIG offers a comprehensive two wheeler policy which has been designed to not only cover any damage or loss caused to your vehicle but also protect you against any third party liability which may arise due to the accident.

    Features & Benefits of Tata AIG Two Wheeler Insurance

    Tata AIG two wheeler insurance provides all-round protection to you and your vehicle in case any untoward incident takes place. There is a unique set of features and benefits accompanying this two wheeler insurance which sets it apart from the others available in the market.

    • It covers you for any partial or total loss / damage caused to your vehicle, arising due to fire & allied perils or due to an accident.
    • Tata AIG Two Wheeler Insurance features Third Party Legal Liability, which basically covers you for any legal liability which may arise due to loss or damage to life or property of a third party.
    • Enjoy a special discount (No Claim Bonus) for a claim free experience.
    • In the event of an accident, depreciation for parts which require to be replaced shall be calculated at a predefined rate.
    • No deduction shall be made on the count of Salvage value.
    • Enjoy the convenience of making direct payments at multiple garages which support Direct Payment facility (only at limited locations).
    • For greater ease and convenience, you may also apply for a Tata AIG two-wheeler insurance policy online.
    • Take advantage of the swift Claim Settlement process with the Tata AIG two-wheeler insurance.
    • In case you have any queries regarding your two-wheeler insurance, the 24x7 customer support center shall assist you in resolving them at the earliest.
    • If you wish to renew your Tata AIG two-wheeler policy, it can be done online in just a few simple steps.
    • You can opt for reminders when it’s time to renew your policy to continue getting top notch protection for your vehicle.
    • Tata AIG has introduced the Auto Secure - Two Wheeler Long Term policy which offers you coverage for two or three years, based on your requirement. However, this policy is only available for vehicles that are less than 5 years old. The key advantages of this long-term policy are as follows:
      • There will be considerable savings on premium, as you will be immune to the annual changes in policy premiums.
      • You need not face the hassle of policy renewal each year.
      • The long-term policy also provides you NCB protection, i.e., the NCB is not nullified when a claim is made; instead it is reduced to a lower slab. Effectively, you can enjoy the NCB benefit for the complete policy tenure even if you make a limited number of claims during this period.

    Tata AIG Two Wheeler Insurance Coverage

    The Tata AIG Auto Secure - Two Wheeler Package policy covers you:

    • For any loss or damage caused to your vehicle.
    • For any Third Party Legal Liability arising out of the accident and resulting in loss/damage to life or property of any third party.

    The Tata AIG Auto Secure - Two Wheeler Long Term policy includes the following coverage:

    • This insurance plan protects the insured vehicle from natural calamities, theft, riots, and malicious damages.
    • It offers liability coverage to protect against death or property damages to third-party.
    • The policy also provides Personal accident cover of Rs.1 lakh to the owner driver.
    • It offers add-on Personal accident cover to pillion riders, apart from the insured driver. This coverage is available for a sum insured of Rs.2,00,000.
    • Customers can also choose to insure the customised electrical and electronic fittings of the vehicle with an add-on cover.

    Tata AIG Two Wheeler Insurance Coverage Exclusions

    Tata Aig Two Wheeler Insurance Coverage

    There are a few general cover exceptions/exclusions applicable to the Tata AIG Two Wheeler Insurance policy. The insurance company shall not be liable to provide cover in the event of any of the following taking place:

    • Any liability and/or loss or damage caused to the vehicle outside the geographical area specified in the policy.
    • Any claim arising due to a contractual liability.
    • Any damage / loss sustained or liability incurred while:
      • The insured vehicle being driven / used outside the limitations specified in the policy; OR
      • The insured vehicle being driven by any person other than the driver as stated in the Driver's Clause.
    • Any loss / damage / liability which is caused / incurred or contributed due to nuclear weapons material.
    • Any loss / damage caused / expense incurred due to damage to property resulting from any consequential loss.
    • Any damage / loss / liability arising directly or indirectly from radioactive contamination or ionizing radiations from any nuclear fuel or nuclear waste left over from the combustion of nuclear fuel.
    • Any accidental loss / damage / liability arising due to invasion, hostilities, war or warlike operations, civil war, military / usurped power, mutiny rebellion, acts of foreign enemies, or events arising out of any direct or indirect consequences of any of the above mentioned occurrences.

    Exclusions to the Tata AIG Auto Secure - Two Wheeler Long Term policy are specified below:

    • The policy will not cover for risks when the vehicle is hired or used for racing/speed testing.
    • The coverage does not include the risks due to the use of the vehicle outside India.
    • All types of wear and tear, consequential loss, or mechanical/electrical breakdown will not be covered.
    • War and nuclear perils are not covered by the policy.

    Add-On Covers For Tata AIG Two Wheeler Insurance

    Depreciation Reimbursement

    This cover reimburses the insured for the amount of depreciation that has been deducted on the value of the replaced parts after an accident, under Section 1 of the policy. You can avail this cover for a maximum of two times during the policy period.

    Eligibility For Tata AIG Two Wheeler Insurance

    Any individual who owns a two-wheeler is eligible to apply for the Tata AIG Two wheeler insurance.

    Claim Process For Tata AIG Bank Two Wheeler Insurance

    Another important feature which sets Tata AIG apart from other insurance providers is its fair, cost-efficient, and swift claim settlement process. For claim settlement, you may either visit any of the nearest Tata AIG Insurance branches or contact them online.

    TATA AIG Two Wheeler Insurance Renewal Online

    It is of utmost importance that you renew your two wheeler insurance scheme in time, in order to continue with all the perks and benefits of it. TATA AIG’s online portal for renewal of two wheeler insurance makes things easy and hassle free for the customers.

    All you need to do is go to their portal and enter your existing policy number along with your Client Identification Number and the two wheeler registration number. You also need to provide personal details including your registered email id and mobile number. The third field would require you enter your source of income. After you make all your payments towards the premium, the digitally signed copy of the insurance plan will be sent to you on your registered email id. You can also download a copy for your reference from the personal dashboard.

    Tata AIG Two Wheeler Insurance Premium Calculator

    Customers can calculate the amount of premium on their two-wheeler insurance by using the Bike insurance premium calculator. All you have to do is click on ‘Two-wheeler Insurance’ under the ‘Buy’ tab and fill in few basic details. Click on ‘Get Quote’ after filling in the details and the premium will be displayed on the screen.

    Tata AIG General Insurance Customer Care Number

    You may avail on-call support from the customer support centre at Tata AIG for any queries and concerns if you wish to buy Tata AIG Two-wheeler insurance online, renew Tata AIG Bike Insurance, or have any other claims related issues. The customer care team which can be contacted 24/7 will help you resolve your issues and will guide you with alternatives available.

    The toll-free number of Tata AIG customer care is: 1800-266-7780

    Here is the list of city-wise Tata AIG Customer care phone numbers:

    Ahmedabad - 66610201

    Bengaluru - 66500001

    Chennai - 66841050

    Delhi - 66603500

    Hyderabad - 66629882

    Kolkata - 64509767

    Mumbai - 66939500

    Pune - 66014156

    Tata AIG Two-Wheeler Insurance Customer Care Email Address:

    Customers may get file complaints or make product enquiries via email as well. They may obtain more information about different bike/scooter insurance plans offered by the insurer and get assistance on a range of insurance related issues.

    Customers may send emails at: customersupport@tata-aig.com

    Visit The Nearest Tata AIG General Insurance Branch Office

    You may personally visit the nearest Tata AIG General Insurance branch office to avail support from the customer care team. The customer support team will help you with the purchase, renewal, claims, and any other related issues. Following are the addresses and phone numbers of some of the Tata AIG branch offices in important Indian cities.

    Delhi

    Branch Name Address Contact Number
    Kirti Nagar A-2 2nd Floor, Main Najafgarh Road, Near Kalra Hospital, Kirti Nagar New Delhi-110015 011-65682600-05
    Janakpuri 105,1st Floor, DDA Tower-2, District Centre, Janakpuri, New Delhi-110058 011-64540001-05
    Jasola DTJ-415, 4th floor, DLF-Tower B, Jasola District Centre, New Delhi-110025 011-66563600
    Preet Vihar F-25, 1st floor, Preet Vihar, Vikas Marg, East Delhi Delhi-110092 011-64540043
    Pitampura 301-308 , Aggarwal Prestige Mall Tower 3rd Floor, Plot No-2, Road No.44, Main Road, Near M2K Cinema Rani Bagh, Pitampura, New Delhi-110034 011-27004100

    Mumbai

    Branch Name Address Contact Number
    Lower Parel A-6, 6th Floor, Tradeworld, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai-400013 022-66382333/66382300
    Lower Parel Reg. Office 15th Floor, Tower A, Peninsula Business Park, GK Marg, Lower Parel, Mumbai-400013 022-66699696
    Malad East A-501 Building No.4, IT Infinity Park Dindoshi, Malad (E),Mumbai - 400097 022-66930000
    Vashi 6/F 607 Devratta Society Plot No.83, Sector-17, Vashi, Navi Mumbai-400705 022-67914790
    Vileparle 2nd Floor, Pressman House, Opp. Orchid Hotel, 70A, Nehru Road, Vile Parle (East), Mumbai- 400099 022-66822100/101
    Ghatkopar Office No.508A & 509, 5th Floor, Kailash Plaza, V. B. Lane, Ghatkopar (East), Mumbai-400077 022-65300198/187/188
    Borivali Office No.205, 2nd Floor, Orchid Plaza, S V Road, Borivali (West), Mumbai-400092 022-65978698

    Chennai

    Branch Name Address Contact Number
    Egmore 2nd Floor, Samson Towers, 403 L Pantheon Road, Egmore, Chennai-600008 044-66220222
    Tambaram 1st floor Rajendra Bldg, Door No. 10A, Duraiswamy Pillai Street, West Tambaram Chennai-600045 044-64565062

    Bangalore

    Branch Name Address Contact Number
    Koramangala 2nd Floor, No.83, 7th Cross,4th B Block, Above HDFC Bank, Near BDA complex, Koramangala, Bengaluru- 560034 080-64531123
    Millers Road 2nd floor JP & Devi Jambukeshwar Arcade No.69, Millers Road, Bengaluru-560052 080-66272829
    Whitefield 2nd Floor, Saroj Studio, Thubarahalli, Whitefield Main Road, Bengaluru- 560066 080-60660016

    Hyderabad

    Branch Name Address Contact Number
    Begumpet 4th Floor Block - A My Home Tycoon, Kundanbagh Begumpet, Hyderabad-500016 040-66575000/040-66575099

    Kolkata

    Branch Name Address Contact Number
    Dr. UN Brahmachari Road 2nd Flr, Constantia Bldg, Dr. UN Brahmachari Road, Kolkata-700017 033-64505000

    Request A Call-Back

    To get assistance with any issues pertaining to two-wheeler insurance, you may request a call back by filling in some basic information in the ‘Have Us Call You!’ form within the ‘Get in Touch With Us’ page in the official Tata AIG website. After submitting the request, a customer care executive will get in touch with you within a specific period of time.

    FAQs - Frequently Asked Questions

    Can I insure my second hand two wheeler with Tata AIG two-wheeler insurance?

    Yes, Tata AIG two wheeler insurance can be taken for second hand two wheelers also.

    Can I apply for a Tata AIG Two-wheeler policy online?

    Yes, you can now apply for a Tata AIG two wheeler Insurance policy online in just a few easy steps.

    Will I get reminders for renewing my Tata AIG two-wheeler insurance?

    Yes, Tata AIG shall send you timely reminders when it is time for you to renew your two wheeler insurance policy.

    Do I get a No Claim Bonus for a claim free insurance period?

    Yes, with Tata AIG you get to enjoy a No Claim Bonus for a claim free period.

    Does this two-wheeler insurance policy cover Third Party Legal Liability?

    Yes, you are covered against any third party legal liability arising from an accident and resulting in loss or damage to life or property.

    How can I decrease or increase the Insured Declared Value of my vehicle?

    Decrease or increase of the IDV can only be done at the time of policy renewal. It can be increased or decreased up to 10%. You need to contact the insurance provider to make the necessary changes to the policy.

    If I raise a claim for key replacement, will I lose my accrued NCB?

    A claim under the key replacement cover is not considered as an own damage claim. So, if your claim only includes key replacement, you will not lose the NCB; you will be eligible for the next NCB slab at renewal.

    I have a restricted cover two-wheeler insurance policy with Tata AIG. Can I enhance my policy with add-on covers?

    No, add-on covers are only offered for comprehensive package policies.

    How long does it take for claim settlement?

    Once all the necessary documents are received from the policyholder, the insurer takes 7 working days to settle the claim.

    When should I initiate the renewal of my two-wheeler insurance?

    You should look to renew your insurance before it expires, so that your vehicle is protected without any break in policy. On-time renewal also helps you retain the No Claim Bonus that amounts to a significant reduction in premium in the subsequent years. Additionally, renewing your policy on time gives you peace of mind, as you will not be breaching the law by riding an uninsured two-wheeler at any point in time.

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    TATA AIG Two Wheeler Insurance Reviews

  • Page 1 of 3 1 2 3
    • Tata AIG Two Wheeler Insurance
      "Average policy "
      0.5 3.0/5 "Satisfactory"
      I have take a two wheeler insurance from Tata AIG insurance . This policy covers for 1 year . It covers bumper to bumper coverage ,cashless garage benefits . Am satisfied with premium amount which am making the payment. I'm satisfied with the customer care.
      Was this review helpful? 3
      , chennai
      Reviewed on Sep 04, 2018
    • Tata AIG Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Premium for this insurance is normal, they took the processing time was less, i have been making payment for this premium for past few years, they have given me the good benefits in this premium, i feel it will give good benefits will be given in future, over all it a good insurance.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Aug 29, 2018
    • Tata AIG Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the Tata AIG . I am paying a premium of 1200 per year, it also has got Zero depreciation. I do not have any claim experience with the policy so far. Considering the premium I pay it is a recommendable policy to have.
      Was this review helpful? 9
      , new delhi
      Reviewed on Jul 26, 2018
    • Tata AIG Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with TATA AIG from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I paid a premium of Rs 3000 for 3 years at once for this insurance policy.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 06, 2018
    • Tata AIG Two Wheeler Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have my two wheeler insured with TATA AIG from last 1 year, i have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy. A premium of Rs 5500 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • Tata AIG Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have renewed the two wheeler insurance policy from the TATA AIG GENERAL INSURANCE company around 3 months ago. I have paid Rs,1700 to renew the two wheeler insurance policy . I never had any claim experience from this TATA AIG GENERAL INSURANCE policy. The plan benefits and the coverage is good with this policy .
      Was this review helpful? 0
      , new delhi
      Reviewed on May 02, 2018
    • Tata AIG Two Wheeler Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I have got the two wheeler insurance policy from the TATA AIG around a year ago and this policy has come when I got the bike. I have paid Rs,5000 to renew the policy last year. The intimations are given on time to renew the policy before the due date . The customer support service is good with the Tata aig general insurance policy .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 29, 2018
    • Tata AIG Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a two wheeler insurance with TATA AIG general insurance from more than 3 years. This policy has to be renewed every year and i pay a premium of Rs 1200-1500 for this insurance. I do not have claim experience so far with this insurance. I am happy with the coverage in this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2018
    • Tata AIG Two Wheeler Insurance
      "Average policy to use"
      0.5 4.0/5 "Great!"
      Around a year ago I have got the two wheeler insurance policy from the TATA AIG GENERAL INSURANCE company. I have paid Rs,1060 to avail this policy . The policy claim is good with this policy . I never got any claim experience with this TATA AIG GENERAL INSURANCE two wheeler insurance policy .
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 15, 2018
    • Tata AIG Two Wheeler Insurance
      "Its Better"
      0.5 4.0/5 "Great!"
      When I was purchasing new bike they gave me default TATA AIG two wheeler insurance, they told premium was around Rs. 1600 for one year. They are providing third party cover, accidental cover and road side assistance with 100% cover on my Bajaj avenger.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 21, 2018
    • Tata AIG Two Wheeler Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It is a good experience with Tata Aig two wheeler insurance service. The payments are generally through online which is a easy process. I never claimed any service from Tata aig till now. It is a average service from Tata Aig two wheeler insurance service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • Tata AIG Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have paid Rs,1200 to renew the Two wheeler insurance policy from the TATA AIG GENERAL INSURANCE company. They gave me reminders to renew the policy before the due date. I never had any claim experience with this policy. The plan benefits and the coverage is good with this TATA AIG GENERAL INSURANCE Two wheeler policy.
      Was this review helpful? 0
      , madurai
      Reviewed on Feb 07, 2018
    • Tata AIG Two Wheeler Insurance
      "Looking for better Service and Offer"
      0.5 1.0/5 "Really Bad"
      TATA AIG premium is low with better coverage however they are providing any other benefits. I have TVS Apache 2012 model at the time cost was Rs. 72,000. I didn't claim anything but they haven't provide any no claim bonus. TATA AIG website is also not userfriendly.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2018
    • Tata AIG Two Wheeler Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am using Tata AIG service for the past 2 years. It was average service on my bike insurance. There is no claim experience till now. It was suggested by the dealer. I never got any reminder call for the policy renewal. I paid 1400 rupees yearly to get this insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2018
    • Tata AIG Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have got the TATA AIG Two wheeler Insurance policy around 9months ago. I have got this policy along with the vehicle , still i have never renewed this policy, because this policy has 1 year of validity. I never had any claim experience with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 08, 2018
    • Tata AIG Two Wheeler Insurance
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am having the two wheeler insurance policy with the TATA AIG general insurance company. The coverage value is around 43000 Rupees, also the premium is around 1477 Rupees. I am happy with the TATA AIG general insurance company.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 18, 2017
    • Tata AIG Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      The customer support is good with the TATA AIG general insurance policy . They send the reminders to renew the policy before the due date. I paid Rs,3000 to renew the policy this year, and the premium amount is high because I gold a vehicle ROYAL EN FIELD CLASSIC 350CC.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 15, 2017
    • Tata AIG Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have recently got the two wheeler insurance with the TATA AIG, around a year ago. The customer support is good with the TATA AIG. I have paid Rs,1400 to renew the policy and I have paid through my credit card. The plan benefits and the coverage is good with this policy and I dont have any claim experience with this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 05, 2017
    • Tata AIG Two Wheeler Insurance
      "Good"
      0.5 3.5/5 "Pretty good"
      My two wheeler insurance was taken with TATA AIG. The entire process was taken care by the showroom person. They used to send the statements on time. I have no idea about the policy coverage and plan benefits. I never got any experience with the policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 04, 2017
    • Tata AIG Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      Through YAMAHA showroom I got the two wheeler insurance Policy from TATA AIG. I got this policy very recently. I never got any experience with this policy. The customer support is average is good with this policy. I paid around Rs,2000 for the 2 wheeler insurance.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
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