Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Personal Loan Reviews

    • Bajaj Finserv Personal Loan
      "Personal loan process"
      0.5 4.0/5 "Great!"
      My personal loan was taken from Bajaj Finserve. Interest rate offered by them is way too high however EMI is very much affordable. Bajaj Finserve is charging lot of miscelleneous charges like cheque bounces and other charges which is very high. Ofcourse I had got the NOC from them on time.
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      , bangalore
      Reviewed on Sep 22, 2017
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I received a personal loan from Bajaj finserv around 3 years ago. This loan had the tenure of 3 years. The customer service is good with Bajaj finserv, but at present there customer service is not up to the mark. The rate of interest is average with Bajaj finserv . The processing fee and the charges are high with Bajaj when compared with others.
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      , guntur
      Reviewed on Sep 21, 2017
    • Bajaj Finserv Personal Loan
      "Average"
      0.5 4.5/5 "Excellent!"
      I am having the personal loan with the Bajaj Finserv and the interest rate is around 12%,. Further more, the loan amount got disbursed within a span of four days of time. Processing charges were really huge one when it comes to bajaj finserve .
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      , kochi
      Reviewed on Sep 21, 2017
    • Bajaj Finserv Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Its been a great experience i having with the BAJAJ FINSERV as i took a personal loan from them . the BAJAJ FINSERV approved the amount and i got a higher rate of interest . when i applied the no charges of doing part payment option but after my loan got approved these people were charging 2% for the part payment option . they have to reduce the rate of interest like other banks .
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      , hyderabad
      Reviewed on Sep 21, 2017
    • Bajaj Finserv Personal Loan
      "VERY GOOD LOAN"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserve personal loan process is very smooth, the rate of interest charged by Bajaj Finserve is very high some of the executives called me and they had taken some documents otherwise the bank was very good it was providing me very good service. Interest rate and processing fee charged was okay. Its an ongoing loan. Bajaj Finserve was not in need of any additional documents though its an unsecured loan.
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      , hyderabad
      Reviewed on Sep 20, 2017
    • Bajaj Finserv Personal Loan
      "Good to go with Bajaj"
      0.5 4.0/5 "Great!"
      The Online website of Bajaj Finserv is not up to the mark, they need to update a lot with their website . The user interface need to be customer friendly with Bajaj. They have taken 15days to disburse my loan amount. The rate of interest is high with bajaj when compared with others. The processing fee and the charges are nominal with bajaj Finserv personal loan,
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      , chennai
      Reviewed on Sep 20, 2017
    • Bajaj Finserv Personal Loan
      "Flexible option regards personal loans"
      0.5 4.0/5 "Great!"
      I took personal loan twice from Bajaj Finserv based on my credit card it was a speedy process. Compared to banks they are giving many options like part payment, preclosure but interest rate was high at the time, I hope now the interest rate became same as bank.
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      , bangalore
      Reviewed on Sep 20, 2017
    • Bajaj Finserv Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan from Bajaj Finserv. The services are very customer friendly. Most of all the executive was very professional. And the document process was not much. I only had to submit the kyc documents and another benefit was the processing charges was and roi was not there.
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      , ranchi
      Reviewed on Sep 20, 2017
    • Bajaj Finserv Personal Loan
      "Customer's friendly"
      0.5 5.0/5 "Blown Away!"
      I found Bajaj finserv is really good, I got better offer from them. Interm of service Bajaj Finserv is prompt, they are giving good follow up to the customer. I took personal loan of Rs. 5 lakhs with five years of tenure, interest rate is really attractive they offered around 12.99% with some nominal charges.
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      , bangalore
      Reviewed on Sep 19, 2017
    • Bajaj Finserv Personal Loan
      "Very good personal loan"
      0.5 5.0/5 "Blown Away!"
      The most promising feature of BAJAJ is it has offered me a Flexi loan, If the customer is in a need of a loan they will provide the complete loan amount. However it is not necessary for the customer to use the complete amount. What ever he utilizes he has to pay interest in other words interest would not be calculated on the complete amount. Just in case if the customer utilizes the complete amount the entire amount would be converted in to EMI and he has to repay that in the form of EMI.
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      , hyderabad
      Reviewed on Sep 19, 2017
    • Bajaj Finserv Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      The service was prompt from Bajaj Finserv . They have Disbursed my loan amount within a week time. The rate of interest is high when compared with other banks. The required loan amount was been disbursed and I am satisfied with it. I would say it was an excellent service.
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      , bangalore
      Reviewed on Sep 16, 2017
    • Bajaj Finserv Personal Loan
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have approached BAJAJA FINSERV for my personal loan. They have processed my application very fast and the representative collected my documents immediately, I thought that they would sanction my loan amount soon but they have rejected my application because the personal loan option with BAJAJ FINSERV is not for bachelors which was disappointing . However their rate of interest was bit lower comparing to TATA CAPITAL .
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      , bangalore
      Reviewed on Sep 16, 2017
    • Bajaj Finserv Personal Loan
      "Should be transparent in their process"
      0.5 1.0/5 "Really Bad"
      I never ever recommend Bajaj Finserv to others, they charged me around 18% interest for the personal loan and their executive who helped to processed my loan, he said it was a zero processing for foreclosure, when I went to foreclosure my loan, they asked me to pay 5% of interest, then I raised complain and rectified the issue.
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      , hyderabad
      Reviewed on Sep 15, 2017
    • Bajaj Finserv Personal Loan
      "Not bad"
      0.5 3.5/5 "Pretty good"
      Applying personal loan through Bajaj finances is good they have served well overall the repayment tenure time is between 6 months to one year which is good, it is comfortable and hassle free. Also they don't charge any processing fee and absolutely no hidden charges.
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      , varanasi
      Reviewed on Sep 14, 2017
    • Bajaj Finserv Personal Loan
      "User friendly"
      0.5 4.0/5 "Great!"
      Its okay to bank with Bajaj finserve bacause their response and services are good and useful .Their customer service is okay not bad but the rate of interest is very high should be according to market and affordable when compared to others in the market.
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      , salem
      Reviewed on Sep 14, 2017
    • Bajaj Finserv Personal Loan
      "Better service"
      0.5 4.5/5 "Excellent!"
      Actually the interest rate is very low with Bjaja finserv personal loans. They have given me a call and informed me that they can disburse the loan amount within in a week time. The required loan amount was Rs,4lakhs and they told they can approve the full loan amount, The customer service is good with Bajaj finserv .
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      , hyderabad
      Reviewed on Sep 13, 2017
    • Bajaj Finserv Personal Loan
      "Interest rate and service should be improved"
      0.5 3.0/5 "Satisfactory"
      Earlier I had personal loan with Bajaj Finserv then I transfered to SBI because of the rate of interest. They offered me 11.99% but SBI gave me 8.7%. I paid 4% of interest to the Bajaj Finserv for preclose my loan. Their customer service is also not upto the mark, its really bad, they should work on it.
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      , pune
      Reviewed on Sep 13, 2017
    • Bajaj Finserv Personal Loan
      "worst people with worst attitude. "
      0.5 0.5/5 "Unacceptable"
      i got call from bajaj finance representative regarding personal loan. they ask me about my details which i gave them. after that they ask me about my documents and ask me to send by mail which i send . after all this process i din not get any call from them. when i call ajinkya(8605011091) who called me for loan i simply asked him regarding my documents were he told me that your company is not listed with us so we cant process your file. first of all my question is that if my company is not listed then how can you ask about my personal documents like adhar card pan card etc... when i asked him this question he start abusing which is not a professionalism . i will suggest before asking for personal documents please check the eligibility either he is eligible for this or not.
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      , pune
      Reviewed on Sep 11, 2017
    • Bajaj Finserv Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserv is very prompt for my personal loan. They had delivered very fast service. Their agents are very fast in all the formalities and they visited my place and helped me I have availed the loan in 2015 and the amount is just one laksh rupees with 4500 as emi and tenured is for 36 months
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      , mumbai
      Reviewed on Sep 09, 2017
    • Bajaj Finserv Personal Loan
      "Interest rate and charges should be reduced"
      0.5 3.5/5 "Pretty good"
      Bajaj Finserv customer service is very prompt they helped on it to avail personal loan. But in term of interest rate was high they charged around 18% for one lakh of loan amount and they taken processing fee around Rs. 6200 from the disbursement.
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      , mumbai
      Reviewed on Sep 08, 2017
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    Bajaj Finserv Personal Loan Customer Care Number is Rated as "Great!" by 1517 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Bajaj Finserv Personal Loan Customer Care Number

    Bajaj Finserv Personal Loan Customer Care - Overview

    Bajaj Finserv provides an exceptional customer service experience with 24x7 email and voice support. It has a number of channels to address customer grievances and collect feedbacks. Also, separate grievance redressal platforms are available for Non Resident Indians. In case of unsatisfactory response from the customer support cell, you can get in touch with the nodal officer or the customer service head.

    Perfect Personal Loan Deals for you

    Bajaj Finserv Customer Portal

    With an aim to achieve customer satisfaction and to enhance the quality of offerings, the customer portal of Bajaj Finserv allows the following activities online:

    • View loan status and other related information
    • Download welcome letter, e-statements, and No Objection Certificate (NOC).
    • Make loan payments and foreclosures
    • View and update contact information
    • EMI calculation
    • Get your questions answered
    • Track the response time and much more

    Grievance redressal mechanism

    Bajaj Finserv team is committed to resolve all customer queries within 7 working days. In case you are not satisfied with the answers received, you can write to the customer support at grievanceredressalteam@bajajfinserv.in, providing the details of your enquiry. The Grievance Redressal cell investigates the concerns raised by customers and solves them within three working days. However, if you are still dissatisfied with the responses from the customer support team, you can write to the national head of customer support at customerexperiencehead@bajajfinserv.in.

    Bajaj Finserv Voice Support

    You can reach out to the Bajaj Finserv customer support team on 020 3957 5152 for all personal loan related queries. The call service is available in English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Malayalam, and Kannada. While making calls from a non-registered number please keep the customer information ready for verification process. Given below are the contact numbers:

    • Personal loan queries: 1800 1030 333
    • EMI card helpline: 020 3957 5152
    • Loan queries other than durable finance: 020 3957 4151
    Apply for Personal Loan

    Email enquiries

    For all your queries on personal loan products, you can write to Bajaj Finserv at wecare@bajajfinserv.in, mentioning your account number and the registered mobile number. For a better and fast experience, send the mails from your registered email ID. You can expect a reply within 2 days from the date of enquiry.

    SMS

    You can also source answers for your questions by sending an SMS from your registered mobile number to 9227564444. To receive SMS responses, simply send the SMS Code of the particular topic you are seeking information on. Refer the below table for SMS codes.

    SMS Code Type of Information
    GETEMAIL To know your registered email ID
    UPDEMAIL To update email address
    CUSTID To know customer ID
    LAN To view details of loan account number
    EXPERIA For customer portal username and password
    SOA Statement of Account
    NOC For No Objection Certificate
    REPSCH For repayment schedule
    VAN Flexi Virtual Account Number
    TAN To know TAN number
    BRANCH To know the nearest branch
    PAYBRAN For information on nearest paying branch
    EMI LAN For knowing EMI details
    PIN To know EMI Card PIN number
    FEEDBACK To give feedback
    LIMIT To know the available loan limit
    APP To download the Bajaj Finserv app

    You can also view the details of your personal loan by using the Bajaj Finserv app which is available for both android and iOS.

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