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  • Bank Of Maharashtra Personal Loan Customer Care is Rated as "Great!" by 95377 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Bank Of Maharashtra Personal Loan Customer Care

    Incepted at Pune in Maharashtra, Bank of Maharashtra received its registration on 16 September 1935 and started its full-fledged operations on 8 February 1936. The bank became autonomous in the year 1998 and currently serves 15 million customers far and wide across the country with 1897 branches as of 5 April 2016. This has led Bank of Maharashtra to attain the largest network of branches amongst all public sector banks in the state of Maharashtra.

    Additionally, Bank of Maharashtra offers Depository services as well as Demat facilities at its 131 bank branches and holds the position of the Convener in the State Level Bankers’ Committee. The bank also has tie ups with the Life Insurance Corporation of India (LIC) and the United India Insurance Company (UIIC). Bank of Maharashtra is also 100% CBS-compliant and offers ‘Anytime, Anywhere Banking’ to its massive clientele. Being one of the oldest and trusted banks of the country, the bank has been awarded “Best Financial Inclusion Initiative” award by IBA in Banking Technology in 2016.

    Bank of Maharashtra Customer Care Service Details

    Bank of Maharashtra offers round-the-clock customer care services to its customer in order to help them with their queries. You can trust the bank’s polite and sympathetic representatives to help you navigate through the process of your personal loan application. Please see the details of the MahaSecure Customer Care Helpdesk mentioned below:

    24-hour toll-free numbers 1800 233 4526 OR 1800 102 2636
    Landline numbers 020 24480797 OR 020 24504117 OR 020 24504118
    Email address mahasecure@mahabank.co.in

    If you are accessing the internet banking facility of Bank of Maharashtra and need some help, you can get in touch with the bank’s representatives using the below mentioned details:

    SMS-based customer support For Internet Banking Activation, SMS ACTV to 9223181818 For other Internet Banking related assistance, SMS ASSIST to 9223181818
    24X7 Internet banking toll-free numbers 1800 233 4526 OR 1800 102 2636
    Landline number 020 24480797
    Email address mahaconnect@mahabank.co.in

    Bank of Maharashtra Grievance Redressal

    To provide customers the opportunity to voice their concerns or suggest any areas of improvement, Bank of Maharashtra observes the 15th of each month as ‘Customer Day’ across all offices including the Zonal offices and the Head office. If the 15th of any months coincides with a holiday then this day is recognised on the previous working day.

    Bank of Maharashtra offers an online complaint form that you can fill and submit to get your grievances redressed by the customer care center in a courteous and prompt manner. The customer care of the bank treats all complainants equally and provides fair resolutions to the petitioner’s problem.

    Stages of complaint redressal at Bank of Maharashtra

    1. Step 1: Once a customer files a complaint, the matter is brought to the immediate notice of the concerned Branch manager for redressal.
    2. Step 2: If the problem is not solved up to the customer’s satisfaction, the issue may be escalated to the respective Zonal head.
    3. Step 3: If the petitioner still feels that the complaint has not been resolved adequately, he or she can further escalate the matter to the Principal Nodal Office at the Head office of the bank along with the complete details of the case.
    4. Step 4: In case the complainant doesn’t get a satisfactory response even after following the above mentioned course of action, he or she may write directly to the Chairman & Managing Director of the Bank.

    Even after going through the course mentioned above, if any grievance remains unresolved for more than a month or a customer is not satisfied with the outcome, he or she can resort to the following alternatives:

    • The Banking Ombudsman located in State Capitals under RBI Ombudsman Scheme 2006
    • The District Consumer Forum under Consumer Protection Act, 1985
    • Directorate of Public Grievances, Government of India, Cabinet Secretariat, Sansad Marg, New Delhi

    How to raise a grievance

    A customer can raise a request for his or her grievance redressal through multiple modes at Bank of Maharashtra. See below the details of the modes through which you can get in touch with the customer care team:

    Grievance redressal phone number 020-25614259
    Grievance redressal email address cmcustomerservice@mahabank.co.in OR customerfeedback@mahabank.co.in
    Grievance Redressal Officer mailing address Mr. Makarand Krishana Deval Bank of Maharashtra Marketing & Publicity Department, Head Office ‘Lokmangal’, Shivajinagar Pune - 411005 Maharashtra, India

    Alternatively, you can also get in touch with the Compliance Officer using the below mentioned details:

    Name of alternate Compliance Officer Mr. Mahesh C. Banswani
    Designation Assistant General Manager, HRM
    Telephone number 02025511654
    Mobile number 09730000472
    Email address agmhrm@mahabank.co.in

    Once a complaint is lodged, the candidate is provided with a unique grievance number generated under Central Grievance Management System (CGMS). This number can be used further for any future references. All grievances are recorded in the CGMS and the Grievance Register of the bank, and will be available to the senior management for periodic reviews. The subscriber and complaint details are kept confidential and will be shared with any other organisation or regulatory authority when an external input is required to resolve the grievance. However, this is done only after receiving the written consent of the complainant.

    Whether you are unsatisfied with the resolution provided by the Grievance Redressal Officer or your grievance redressal is still pending, you can contact the Chief Grievance Redressal Officer (CGRO) using the below mentioned details:

    Name of Chief Grievance Redressal Officer Mr. Milind Gharad
    Designation Assistant General Manager
    Telephone number 020-25510708
    Mobile number 09911103231
    Email address agmabc@mahabank.co.in
    Address Bank of Maharashtra Alternate Business Channel Department, Head Office ‘Lokmangal’, Shivajinagar Pune - 411005 Maharashtra, India

    Check out the details of the Corporate Module Chief Grievance Redressal Officer:

    Name of Corporate Module Chief Grievance Redressal Officer Mr. Karajagi Mohammed Ishak Abdul Rahiman
    Designation Deputy General Manager, HRMD
    Telephone number 02025532752
    Mobile number 09831343222
    Email address dgmhrm@mahabank.co.in

    Please note that the complaint will be assumed to be resolved if the subscriber fails to respond within 45 days after the receipt of the written response from the grievance redressal entity or intermediary regulated by the bank authority.

    Types of loans offerd by Bank of Maharashtra

    • Pradhan Mantri Awas Yojana
    • Maha Ghar Housing Loan
    • Maha Doc+ Loan Scheme
    • MSME Credit+ Scheme
    • Stand-Up India Scheme
    • Loan Against Property
    • Skill Loan Scheme
    • Pradhan Mantri Mudra Yojana
    • MSME Schemes
    • Maha Combo Loan Scheme
    • Educational Loans
    • Loan Scheme for Exporters
    • Loan Scheme for Agriculturists
    • Loan Scheme for Corporates
    • Loan Scheme for Entrepreneurs
    • Loan Scheme for Professionals
    • Loan Scheme for Individuals
    • Maha Adhar Loan Scheme for Pensioners
    • Housing Finance Scheme
    • Mahabank Vehicle Loan Scheme for Old Car and Two Wheelers
    • Mahabank Gold Card Scheme for Exporters
    • TopUp Loan for Home Loan Borrowers
    • Mahabank Salary Gain Scheme
    • Mahabank Gold Loan Scheme
    • Personal Loans
    • Scheme for Solar Water Heating Systems
    • Mahabank Consumer Loan Scheme
    • Scheme for Solar Lighting Systems
    Apply for Personal Loan

    Maha Bank Personal Loan Scheme

    Personal loans are a great way to handle a temporary financial crisis without having to explain the bank outgoings of your loan expenditure. The Maha Bank Personal Loan Scheme of Bank of Maharashtra can be used to pay for various short-term personal expenses such as medical expenses, travel expenses, income tax liability, expenses for family functions, paying off credit card bills or other debts, expenses for business requirements, and many more.

    Maha Bank Personal Loan Scheme Eligibility criteria

    • Salaried individuals having existing housing loans
    • Candidates having a corporate salary account with a minimum of 2 years of work experience and at least 1 year in the current organisation
    • Candidate should have a minimum of 1 year of standing relationship with the bank
    • Applicant must be of the age group of 18 to 60 years
    • Corporate salary account holder must have had a minimum income of Rs.3 lakh in the previous year
    • Existing housing loan debtor must have had a minimum income of Rs.2.50 lakh in the previous year (subject to adequate disposable income)

    Documents required for Maha Bank Personal Loan Scheme

    • Proof of identity
    • Proof of address
    • PAN Card of the applicant
    • The candidate’s proof of income
    • Income Tax Return (ITR) or Form 16 from the employer for at least 2 years
    • The applicant’s salary slips of the last 3 months
    • The applicant’s bank statements of the last 6 months showing the salary credit details

    Maha Bank Personal Loan Scheme key points

    • Maximum loan amount that is subject to deduction norms is Rs.1.5 lakh under this scheme
    • The plan carries zero margin
    • The loan repayment tenure is flexible with a maximum of 36 months
    • The Benchmark Prime Lending Rate (BPLR) for this scheme is 15.00% effective from 01 October 2011
    • The Base Rate for Maha Bank Personal Loan Scheme is 9.60% effective from 07 October 2017
    • The processing charges of this plan is 1% of the entire loan amount with a minimum of Rs.1,000
    • The bank accepts one guarantor under this program
    • A 1% additional discount is given to corporate salary account holders and existing housing loan borrowers in the applicable rate of interest
    • The loan deduction amount will not exceed 60% of the gross income of the applicant in addition to the proposed EMI

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using the Bank Bazaar platform for a while. The experience was good, everything was good. I never faced any problems with their services, the website is user friendly, it is easy to access. And the whole application process was easy and hassle free. Overall it has been a smooth experience with the Bank Bazaar platform.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was less i had expected more, and the rate of interest they have charged me was up to 600 and they have not charged any processing fee ,till now i did not face any difficulty.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best card"
      0.5 4.0/5 "Great!"
      I have been using bank bazaar service for first time,i came to know about bank bazaar service through on line, i have been using website it is easy to access,there customer service where prompt they explained me about the loan which i have applied recently.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient, the rate of interest they have charged me was nominal and the processing fee they have charge me was nominal too, and there was no issue till now i had been faced.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Outstanding"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan with the help of bank bazaar. This is my first time and came to know about the website through online. The customer service and response was good. The process is excellent and it was easy to do comparison. I have used the website, its user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The service is good but the loan value is very less which needs to be increased. The rate of interest is good with Early Salary. I have taken only 9K and they didn't charge anything. It was quick and immediate service. I have submitted the documents online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through my friend as he had referred me about this service,have been using website for applying my personal loan and after that i had downloaded mobile application for tracking my details.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount was sufficient for me, they have give me loan amount by calculating my salary, the rate of interest was nominal they have charged like if i clear today then my rate of interest will be less tomorrow, they have not charged processing fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good and faster experience"
      0.5 5.0/5 "Blown Away!"
      Best about the bankbazaar providing the services on time to the customer. Customer care service of bankbazaar is really fine. From last 3 months i'm utilizing the services and i have come to know about this website through Internet. The waiting time has to be improved in the customer care services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line, and there service is accurate and clear and there customer service where prompt they explained me about the loan which i have applied recently, i have been using website it is easy to access.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient they have given up to 12,000, and the rate of interest they have showed 850 but while time of payment they have cut 12,400 and 350 rupees balance left,so it was kind of confusion i have got, apart from that i did not face any issue in delay in loan or in documentation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient they have given up to 12,000, and the rate of interest they have showed 850 but while time of payment they have cut 12,400 and 350 rupees balance left,so it was kind of confusion i have got, apart from that i did not face any issue in delay in loan or in documentation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with the services of them. The loan amount which they had provided has been satisfactory and the interest rate with them has been nominal when compared with the market rate. There has been some charges which they had made initially for the processing fees.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have holding my personal loan with HDFC bank for long time, the rate of interest they have charged me was nominal and processing fee was also nominal and i have not that much communicated with there support team , they provide less loan amount , overall service was average.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank, they have provided Excellent service, like i did not face any difficulty in documentation part they have given me loan amount up to 45,000, and they have charged rate of interest up to 14% it is nominal for me and they have charged processing fee up nominal even they said took charges for insurance from loan up to 5000, there service was good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR for while .Customer service was good and their response was on time. The website of bank bazaar is user friendly to use and is easy to navigate. The services provided by bank bazaar is good when compared to others in the market.
      Was this review helpful? 0
      , hosur
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i got preclosere option with this bank , I ma not happy with the process it took much time to dispose the loan . They gave 5year of tenure period . They charge nominal interest rate but processing was too high with this bank .
      Was this review helpful? 0
      , hosur
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR for while .The customer support response was very prompt . I bought a credit card from Bank Bazaar. The whole application process was easy and hassle free. BANK BAZAAR has been having a good user interface. I am very much happy with the website.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , there were no hidden charges with this bank . They did not charge any processing fee and i got my loan on time . The loan amount which i got through this bank is satisfactory .I did not got nay paper work they said they will send on mail but not yet receive .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line, have been using website for applying my personal loan and after that i had downloaded mobile application for tracking my details.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
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