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  • Karur Vysya Personal Loan Customer Care is Rated as "Great!" by 94136 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Karur Vysya Personal Loan Customer Care

    Karur Vysya Bank (KVB) is a well-established bank that has numerous branches across different parts of the country. It is committed to offering innovative and affordable banking solutions to every individual of the society.

    The bank provides personal banking, corporate banking, NRI banking, agricultural banking, and MSME banking services. You can bank with KVB through internet banking, mobile wallet, mobile banking, KVB e-book, missed call banking, and many other modes.

    KVB has a great personal loan segment that has different types of personal loan options. Depending on your requirement and suitability, you can pick any of them at attractive interest rates.

    Karur Vysya Bank Personal Loan Customer Care

    Karur Vysya Bank is committed to providing proper customer care services to each of its customers. The bank has exclusive contact details for different products offered by the bank. When you obtain a personal loan from the bank, you can avail superior-quality customer care services without paying any additional fee. With the help of the customer care facility developed by the bank, you do not have to go to any branch. You can sit at your abode comfortably and make a call or send an email to the bank, and get your personal loan query answered.

    The table given below shows the contact details that will be applicable to KVB personal loans:

    KVB helpline number (Local charges will be applied) 1860 200 1916
    KVB helpline number (while calling from abroad) +91 44 - 30721916
    Email address customersupport@kvbmail.com

    You can enquire anything about a KVB personal loan, be it the loan application status or the collateral required for the loan disbursal. When you get in touch with the bank, you will get a clear picture of your personal loan. Due to the existence of this customer care facility, you can get all your doubts clarified instantly. This is a great benefit as it will prevent you from facing any unwanted problem in the future. With the help of this feature, you will not miss out on any updates or other aspects of your personal loan.

    KVB Online Feedback and Complaint

    The bank has an online form on its official website that can be filled by you to express your feedback or complaint.

    • You will need to go to the bank’s website and then click on ‘Customer Support’. Under this section, you will have to click on ‘Feedback/Complaint’.
    • You will have to now select Feedback or Complaint.
    • Next, you will have to mention if you are an existing customer or not.
    • Now, you will have to fill your name, email ID OR address, mobile number, state, name of your branch, and city. In the last field, you will have to key in your feedback or complaint.
    • You can enter the captcha code and then click ‘Submit’.

    You can reach out to KVB’s helpdesk to get solutions for all your personal loan-related issues in a prompt and skilled manner.

    Types of Karur Vysya Bank Personal Loans

    KVB Bon Voyage:

    This loan is provided by the bank for going on trips to foreign countries for vacation or business purposes. It is specifically given to help one meet his or her personal requirements.

    • The bank requires a guarantor who can be any person who is creditworthy.
    • It has to be repaid in 36 months.
    • The margin for this loan is 25%.
    • The interest rate for the fully secured loan is 1-year MCLR + 6.35%.
    • The interest rate for the partly secured loan is 1-year MCLR + 7.85%.

    KVB Swarnamitra:

    This loan is given against gold jewellery. The loan can be taken as an overdraft or as a short-term loan. It is given only to those who own gold jewellery.

    • The minimum loan amount is Rs.1 lakh.
    • The interest rate is 1-year MCLR + 2.60%.
    • The overdraft option of this loan will need to be repaid in 12 months and you can then renew it for another 12 months.
    • You will be required to pledge gold jewellery with a purity of at least 22 carats and gold ingots that are sold by banks.

    KVB Insta Loan:

    This personal loan is offered to permanent and confirmed employees working at well-recognised government institutions, schools, and companies. It can be utilised for meeting one’s personal needs such as medical treatment, wedding arrangements, home renovation, education, etc.

    • It is an installment loan that has to be repaid within 72 months.
    • The applicant for this loan should have a confirmed service for at least 2 years.
    • The primary security for this loan is a demand promissory note.
    • The floating interest rate for this loan is 1-year MCLR + 3.85%.
    • The fixed interest rate for this loan is 1-year MCLR + 3.60%.
    Apply for Personal Loan

    KVB Personal Loan:

    This is a secured or unsecured personal loan that is given to handle uncertain emergency needs or any other form of personal needs.

    • It is given to any salaried employee or self-employed individual.
    • It can also be taken by people who furnish securities such as IVP, LIC policies, NSCs, RBI bonds, KVPs, etc. These securities will be the collateral securities of this loan.
    • As a primary security, you will need to give a demand promissory note.
    • The interest rate for this secured loan is 1-year MCLR + 3.85%.
    • The interest rate for this unsecured loan is 1-year MCLR + 6.35%.
    • The guarantor for this loan will be one who has adequate net worth which will be approved by the bank.
    • It needs to be repaid within 36 months.

    KVB Quick Loan:

    Karur Vysya Bank has created this loan in order cater to the sudden needs of individuals. You can procure this loan quickly to take care of your personal or business requirements.

    • This loan can be taken for a short or a long period.
    • It is given specifically to individuals who have NSC or KVP certificates.
    • It can be taken as an overdraft or as a normal loan.
    • It can be repaid entirely in one go or via equated monthly installments (EMIs).
    • The interest rate for this loan is 1-year MCLR + 3.60%.
    • The primary security for this loan is a fully paid KVP or NSC or a state government bond or a central government bond.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with them and i had recently started using the services of them. I had been using the website of them and it has been easy in using it. Their customer support also had been good as well where there has been a good response which they had made so far.
      Was this review helpful? 3
      , new delhi
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan has been smooth and easy. The loan amount which they had provided had been less than i expected, but the interest rate with them had been good. There has not been any hassle faced with the services of them. Their customer support and their staff responses also had been good as well.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 17, 2018
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience i had with this loan and the loan amount which they had provided also had been good as well, but the interest rate had been on the higher end when compared with the market rate. Their customer support also had been responsive as well and there has not been any hassle faced with them so far.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • Bank Bazaar Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with Bank Bazaar and i had been using the services of them for the last 4-5 months. I had been using the mobile application as well as the website of them and both had been easy in using it. Their customer support also had been good as well.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • Kotak Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan had taken almost three to four days and the process had been easy. The loan amount which they had provided has been satisfactory and the interest rate also been good as well. There has not been any charges which they had been charged also had been good when compared with the market rate.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience in getting this personal loan and the loan amount which they had provided also had been satisfactory. The interest rate with them has been a little higher when compared with the market rate. There has not been any charges which they had taken on processing and their customer support had been good.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      The experience i had with them has not been satisfactory and the process has been good in getting the loan. There has been some small issues when i was trying to close it before the tenure period where there was no option for a pre closure. The interest rate has been quite nominal with them and the loan amount was okay.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 17, 2018
    • review Personal Loan
      "Good finacial service with high rate of intrest "
      0.5 4.0/5 "Great!"
      I have taken personal loan from Bajaj fin serv , Am not satisfied with the rate of interest of 19%which is high. Where there is processing fees of Rs 8000 They took time for approval and documentation. Their customer executive explained the term and condition before taking the loan.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. It was good, I am using the mobile application it is really easy uses. Customer support is good , they helped me very well throughout the process . This was my first experience with bank bazaar and it is too good .
      Was this review helpful? 1
      , lucknow
      Reviewed on Sep 16, 2018
    • IndusInd Bank Personal Loan
      "good "
      0.5 2.0/5 "Expected more"
      I got my personal loan through INDUSIND BANK , the loan process was too slow and even initially they said everything will be online but they personally visit to check the documents , it took 25days to receive the loan . They provide 300000 of loan and it is sufficient , there is no processing fee with this bank .
      Was this review helpful? 1
      , lucknow
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR services for while , i came to know about this service through online . The customer support follow up was also good during the application. Bank Bazaar makes it easier to compare and choose various banking products online. .
      Was this review helpful? 3
      , mumbai
      Reviewed on Sep 16, 2018
    • Incred Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have take my personal loan with INCRED INSTITUTION , the tenure period is 36 months and rate of interest is too high 28% so i am not happy with that . I did not face issue at the time of getting loan . The processing fee is 5000 and loan amount is 110000 and it is sufficient to me .
      Was this review helpful? 2
      , mumbai
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. For the first time i have taken i have taken financial product through bank bazaar . The best part is the process of getting loan was to quick . Bank bazaar needs to filter the list suggested to the customers based on the requirements as per customer needs.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC BANK , the processing fee is 8000 and it is too high , there is no preclosere option with this bank . Rate of interest is 17.5% and it is not nominal in the market . Customer support and their response is good , i got my loan soon , there is no issue with this bank .
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. The best part is customer support there peoples are very cooperative , i receive too many calls from them just to get my work done , they are very helpful . Mobile application and website were easy to use and very user friendly .
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 16, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i have bitter experience with this bank , the customer support attitude not good with this bank . Initially they said 12.9% of interest rate but later they charge 14% so it is very disappointing part . Loan amount is 1.5 lakh and it is sufficient to me .
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 16, 2018
    • review Personal Loan
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with BAJAJ FINANCE , the tenure period is 3year . Customer support is good they respond on time and the process of getting loan is very smooth and quick , i did not face any issues at the time of documentation . Loan amount is 60000 and it is sufficient to me .
      Was this review helpful? 1
      , nellore
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR for many months . The best part of this website is their representative is good and attentive , everything was explain step by step and clearly , and even their follow up is outstanding . I came to know about this website through advertisement .
      Was this review helpful? 1
      , nellore
      Reviewed on Sep 16, 2018
    • Fullerton Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with FULLETRON INSTITUTION , i am happy with this bank , they provide within 15 days my loan amount . They charge 11% of interest rate and tenure period is 3year . They provide 120000 of loan but i got 99000 after deducting . I use to pay 5500 of EMI.
      Was this review helpful? 0
      , nellore
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      I've been using the Bank Bazaar services for a while. I have applied for a personal loan via Bank bazaar. The customer support follow up was also good during the application. Bank Bazaar makes it easier to compare and choose various banking products online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2018
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