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  • Karur Vysya Personal Loan Customer Care is Rated as "Great!" by 91643 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Karur Vysya Personal Loan Customer Care

    Karur Vysya Bank (KVB) is a well-established bank that has numerous branches across different parts of the country. It is committed to offering innovative and affordable banking solutions to every individual of the society.

    The bank provides personal banking, corporate banking, NRI banking, agricultural banking, and MSME banking services. You can bank with KVB through internet banking, mobile wallet, mobile banking, KVB e-book, missed call banking, and many other modes.

    KVB has a great personal loan segment that has different types of personal loan options. Depending on your requirement and suitability, you can pick any of them at attractive interest rates.

    Karur Vysya Bank Personal Loan Customer Care

    Karur Vysya Bank is committed to providing proper customer care services to each of its customers. The bank has exclusive contact details for different products offered by the bank. When you obtain a personal loan from the bank, you can avail superior-quality customer care services without paying any additional fee. With the help of the customer care facility developed by the bank, you do not have to go to any branch. You can sit at your abode comfortably and make a call or send an email to the bank, and get your personal loan query answered.

    The table given below shows the contact details that will be applicable to KVB personal loans:

    KVB helpline number (Local charges will be applied) 1860 200 1916
    KVB helpline number (while calling from abroad) +91 44 - 30721916
    Email address customersupport@kvbmail.com

    You can enquire anything about a KVB personal loan, be it the loan application status or the collateral required for the loan disbursal. When you get in touch with the bank, you will get a clear picture of your personal loan. Due to the existence of this customer care facility, you can get all your doubts clarified instantly. This is a great benefit as it will prevent you from facing any unwanted problem in the future. With the help of this feature, you will not miss out on any updates or other aspects of your personal loan.

    KVB Online Feedback and Complaint

    The bank has an online form on its official website that can be filled by you to express your feedback or complaint.

    • You will need to go to the bank’s website and then click on ‘Customer Support’. Under this section, you will have to click on ‘Feedback/Complaint’.
    • You will have to now select Feedback or Complaint.
    • Next, you will have to mention if you are an existing customer or not.
    • Now, you will have to fill your name, email ID OR address, mobile number, state, name of your branch, and city. In the last field, you will have to key in your feedback or complaint.
    • You can enter the captcha code and then click ‘Submit’.

    You can reach out to KVB’s helpdesk to get solutions for all your personal loan-related issues in a prompt and skilled manner.

    Types of Karur Vysya Bank Personal Loans

    KVB Bon Voyage:

    This loan is provided by the bank for going on trips to foreign countries for vacation or business purposes. It is specifically given to help one meet his or her personal requirements.

    • The bank requires a guarantor who can be any person who is creditworthy.
    • It has to be repaid in 36 months.
    • The margin for this loan is 25%.
    • The interest rate for the fully secured loan is 1-year MCLR + 6.35%.
    • The interest rate for the partly secured loan is 1-year MCLR + 7.85%.

    KVB Swarnamitra:

    This loan is given against gold jewellery. The loan can be taken as an overdraft or as a short-term loan. It is given only to those who own gold jewellery.

    • The minimum loan amount is Rs.1 lakh.
    • The interest rate is 1-year MCLR + 2.60%.
    • The overdraft option of this loan will need to be repaid in 12 months and you can then renew it for another 12 months.
    • You will be required to pledge gold jewellery with a purity of at least 22 carats and gold ingots that are sold by banks.

    KVB Insta Loan:

    This personal loan is offered to permanent and confirmed employees working at well-recognised government institutions, schools, and companies. It can be utilised for meeting one’s personal needs such as medical treatment, wedding arrangements, home renovation, education, etc.

    • It is an installment loan that has to be repaid within 72 months.
    • The applicant for this loan should have a confirmed service for at least 2 years.
    • The primary security for this loan is a demand promissory note.
    • The floating interest rate for this loan is 1-year MCLR + 3.85%.
    • The fixed interest rate for this loan is 1-year MCLR + 3.60%.
    Apply for Personal Loan

    KVB Personal Loan:

    This is a secured or unsecured personal loan that is given to handle uncertain emergency needs or any other form of personal needs.

    • It is given to any salaried employee or self-employed individual.
    • It can also be taken by people who furnish securities such as IVP, LIC policies, NSCs, RBI bonds, KVPs, etc. These securities will be the collateral securities of this loan.
    • As a primary security, you will need to give a demand promissory note.
    • The interest rate for this secured loan is 1-year MCLR + 3.85%.
    • The interest rate for this unsecured loan is 1-year MCLR + 6.35%.
    • The guarantor for this loan will be one who has adequate net worth which will be approved by the bank.
    • It needs to be repaid within 36 months.

    KVB Quick Loan:

    Karur Vysya Bank has created this loan in order cater to the sudden needs of individuals. You can procure this loan quickly to take care of your personal or business requirements.

    • This loan can be taken for a short or a long period.
    • It is given specifically to individuals who have NSC or KVP certificates.
    • It can be taken as an overdraft or as a normal loan.
    • It can be repaid entirely in one go or via equated monthly installments (EMIs).
    • The interest rate for this loan is 1-year MCLR + 3.60%.
    • The primary security for this loan is a fully paid KVP or NSC or a state government bond or a central government bond.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Good till date"
      0.5 5.0/5 "Blown Away!"
      I bank with HDFC Bank for the credit card and the offers and limit is good. I am able to access the card all over. There are no charges taken for the card. There are benefits like the cash back and rewards. It has been a good experience till date and I am happy with the services.
      Was this review helpful? 0
      , arrah
      Reviewed on May 26, 2018
    • Bank Bazaar Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Bankbazaar.com and there were no hassles in the overall process. The customer services and response is good and there were no issues to get connected with the banks. There were follow up calls and the website is good.
      Was this review helpful? 0
      , arrah
      Reviewed on May 26, 2018
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC Bank and the rate of interest is of 13.99% and the processing fee is of 2400. The document collection was delayed and after the paper work was taken I got the loan after two days. I got the loan amount as needed.
      Was this review helpful? 0
      , arrah
      Reviewed on May 26, 2018
    • Bank Bazaar Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Bankbazaar.com and there were no hassles in the overall process. The customer services and response is good and they were on time to reach out to me and provide me with the necessary details. There were follow up calls too. The website is also good.
      Was this review helpful? 0
      , raebareli
      Reviewed on May 26, 2018
    • HDFC Bank Personal Loan
      "High on ROI and charges"
      0.5 3.0/5 "Satisfactory"
      It is good experience with HDFC Bank as they collected the documents at the door step. The process was on time and I got it in 15 days. But the rate of interest is on the higher side it is of 15.5% and the processing charges was extremely high, it is of 17K.
      Was this review helpful? 0
      , raebareli
      Reviewed on May 26, 2018
    • Bank Bazaar Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I received an immediate response from Bankbazaar.com after I placed a request for the personal loan. I was provided with the necessary details and the arrangement for the document collection was also timely. The website is easy to use and understand.
      Was this review helpful? 0
      , vellore
      Reviewed on May 26, 2018
    • Fullerton Personal Loan
      "Good process"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Fullerton, the executive came over to my place and collected the documentation for the personal loan. The process was completed in 15 days. I am not sure about the interest rate. The processing charges is around 8K. I got the loan amount as needed.
      Was this review helpful? 0
      , vellore
      Reviewed on May 26, 2018
    • IndusInd Bank Personal Loan
      "Good. Can be more quicker"
      0.5 5.0/5 "Blown Away!"
      It was a good process with Indusind Bank for the personal loan. Initially I was told that is a paper less process and later I had to submit the complete set of documents and I had to sign so many forms. They took a long time to disburse the loan too, they took two weeks. The rate of interest is of 12% and the processing fees was zero.
      Was this review helpful? 0
      , pune
      Reviewed on May 26, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It has been very good response from their side, there has been time to time responses. There has been good reminders. I have started using recently with the services. I have been using their application and it had been easy in using it. There has been no issues faced so far.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2018
    • Kotak Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The overall experience i had with them had been very good. It took appropriate time in the process and i had received the loan in two weeks. The response from them had been very good, and there has been good solutions from their side. It has been a good quote and i was satisfied with the loan amount.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process has been very good when i have taken this loan, it has taken almost a week to get this loan amount. The process was easy as i already had an account with the same bank. The loan amount had been satisfactory and i have taken it for my personal expenses. The rate of interest also had been less as well, it was 12%.
      Was this review helpful? 0
      , thane
      Reviewed on May 26, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The overall loan experience had been very good and satisfactory. I have taken this loan for marriage purposes, the process has took more time than usual. But the customer service had been good, the rate of interest was a little high but which was 13%.
      Was this review helpful? 0
      , thane
      Reviewed on May 26, 2018
    • Bank Bazaar Personal Loan
      "Good. Can do better"
      0.5 3.0/5 "Satisfactory"
      After I placed my request for the personal loan through Bankbazaar.com, they contacted me on time and informed me the details and processed it to the banks as well. It would be better if the Amazon gift voucher is sent to me on time and I should have followed up for it.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2018
    • Citibank Personal Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      The overall experience was good at Citibank and the it was a quick process to get the personal loan. The rate of interest is 12.99% and the processing charges is of 750 which is very minimal when compared to the other banks. It would be better if the EMI date is more flexible as my EMI date is on the 1st of every month and I am unable to change the same. When I contacted the bank I was told that it is the same date for all the customers. The disbursement was as per my need.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2018
    • ICICI Bank Personal Loan
      "No hassles"
      0.5 4.0/5 "Great!"
      I hold a personal loan with ICICI Bank and the process to get the loan is good. The documentation is minimal and there were no hassles to get my loan through. I was also comfortable with the rate of interest and processing charges. The after loan service is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 26, 2018
    • ICICI Bank Personal Loan
      "ICICI personal loan"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from ICICI bank and the approved loan amount was 1.5 lakhs.The rate of interest was 11.50% and the monthly EMI comes around 3800 for a tenure of 4 years. There was a processing fee of 1% of the approved loan amount.
      Was this review helpful? 0
      , gaya
      Reviewed on May 25, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      It was my first time experience with bankbazaar and the response from there end for the loan application was very excellent. They were so much professional and i got the loan approved on the right time. since i gone through bankbazaar i could able to experience the benefits with the team. I will consider them in future as well.
      Was this review helpful? 0
      , gaya
      Reviewed on May 25, 2018
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken this loan almost like six months back, the loan amount which they have been provided had been very good. The rate of interest has been fine. The whole process had been very easy and smooth and document submission also had been easy. I have got the loan amount in just two days.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2018
    • HDFC Bank Personal Loan
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      From HDFC bank i have taken a personal loan and the approved loan amount was 3.6 lakhs. The rate of interest was 10.99% with a monthly EMI of 7921. The total tenure was for 60 months. There was a processing fee of 4000 has been charged. Pre closure can be done after 1 year of the loan approved date.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2018
    • ICICI Bank Personal Loan
      "Considerable bank"
      0.5 3.5/5 "Pretty good"
      My loan was got approved with ICICI bank but unfortunately i could not able to proceed with them as i have dropped the plan. If in future if i am planning to take the loan i can better consider ICICI bank if the rate of interest for the loan amount was feasible.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2018
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