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  • Karur Vysya Personal Loan Customer Care is Rated as "Great!" by 97304 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Karur Vysya Personal Loan Customer Care

    Karur Vysya Bank (KVB) is a well-established bank that has numerous branches across different parts of the country. It is committed to offering innovative and affordable banking solutions to every individual of the society.

    The bank provides personal banking, corporate banking, NRI banking, agricultural banking, and MSME banking services. You can bank with KVB through internet banking, mobile wallet, mobile banking, KVB e-book, missed call banking, and many other modes.

    KVB has a great personal loan segment that has different types of personal loan options. Depending on your requirement and suitability, you can pick any of them at attractive interest rates.

    Karur Vysya Bank Personal Loan Customer Care

    Karur Vysya Bank is committed to providing proper customer care services to each of its customers. The bank has exclusive contact details for different products offered by the bank. When you obtain a personal loan from the bank, you can avail superior-quality customer care services without paying any additional fee. With the help of the customer care facility developed by the bank, you do not have to go to any branch. You can sit at your abode comfortably and make a call or send an email to the bank, and get your personal loan query answered.

    The table given below shows the contact details that will be applicable to KVB personal loans:

    KVB helpline number (Local charges will be applied) 1860 200 1916
    KVB helpline number (while calling from abroad) +91 44 - 30721916
    Email address customersupport@kvbmail.com

    You can enquire anything about a KVB personal loan, be it the loan application status or the collateral required for the loan disbursal. When you get in touch with the bank, you will get a clear picture of your personal loan. Due to the existence of this customer care facility, you can get all your doubts clarified instantly. This is a great benefit as it will prevent you from facing any unwanted problem in the future. With the help of this feature, you will not miss out on any updates or other aspects of your personal loan.

    KVB Online Feedback and Complaint

    The bank has an online form on its official website that can be filled by you to express your feedback or complaint.

    • You will need to go to the bank’s website and then click on ‘Customer Support’. Under this section, you will have to click on ‘Feedback/Complaint’.
    • You will have to now select Feedback or Complaint.
    • Next, you will have to mention if you are an existing customer or not.
    • Now, you will have to fill your name, email ID OR address, mobile number, state, name of your branch, and city. In the last field, you will have to key in your feedback or complaint.
    • You can enter the captcha code and then click ‘Submit’.

    You can reach out to KVB’s helpdesk to get solutions for all your personal loan-related issues in a prompt and skilled manner.

    Types of Karur Vysya Bank Personal Loans

    KVB Bon Voyage:

    This loan is provided by the bank for going on trips to foreign countries for vacation or business purposes. It is specifically given to help one meet his or her personal requirements.

    • The bank requires a guarantor who can be any person who is creditworthy.
    • It has to be repaid in 36 months.
    • The margin for this loan is 25%.
    • The interest rate for the fully secured loan is 1-year MCLR + 6.35%.
    • The interest rate for the partly secured loan is 1-year MCLR + 7.85%.

    KVB Swarnamitra:

    This loan is given against gold jewellery. The loan can be taken as an overdraft or as a short-term loan. It is given only to those who own gold jewellery.

    • The minimum loan amount is Rs.1 lakh.
    • The interest rate is 1-year MCLR + 2.60%.
    • The overdraft option of this loan will need to be repaid in 12 months and you can then renew it for another 12 months.
    • You will be required to pledge gold jewellery with a purity of at least 22 carats and gold ingots that are sold by banks.

    KVB Insta Loan:

    This personal loan is offered to permanent and confirmed employees working at well-recognised government institutions, schools, and companies. It can be utilised for meeting one’s personal needs such as medical treatment, wedding arrangements, home renovation, education, etc.

    • It is an installment loan that has to be repaid within 72 months.
    • The applicant for this loan should have a confirmed service for at least 2 years.
    • The primary security for this loan is a demand promissory note.
    • The floating interest rate for this loan is 1-year MCLR + 3.85%.
    • The fixed interest rate for this loan is 1-year MCLR + 3.60%.
    Apply for Personal Loan

    KVB Personal Loan:

    This is a secured or unsecured personal loan that is given to handle uncertain emergency needs or any other form of personal needs.

    • It is given to any salaried employee or self-employed individual.
    • It can also be taken by people who furnish securities such as IVP, LIC policies, NSCs, RBI bonds, KVPs, etc. These securities will be the collateral securities of this loan.
    • As a primary security, you will need to give a demand promissory note.
    • The interest rate for this secured loan is 1-year MCLR + 3.85%.
    • The interest rate for this unsecured loan is 1-year MCLR + 6.35%.
    • The guarantor for this loan will be one who has adequate net worth which will be approved by the bank.
    • It needs to be repaid within 36 months.

    KVB Quick Loan:

    Karur Vysya Bank has created this loan in order cater to the sudden needs of individuals. You can procure this loan quickly to take care of your personal or business requirements.

    • This loan can be taken for a short or a long period.
    • It is given specifically to individuals who have NSC or KVP certificates.
    • It can be taken as an overdraft or as a normal loan.
    • It can be repaid entirely in one go or via equated monthly installments (EMIs).
    • The interest rate for this loan is 1-year MCLR + 3.60%.
    • The primary security for this loan is a fully paid KVP or NSC or a state government bond or a central government bond.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      At the beginning i came to know about the Bank bazaar through the credit card score checking, i use the bank bazaar through both the website as well as the mobile application as it is user friendly to access. The customer support is responsive.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • HDFC Bank Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      There is no particular reason for taking the personal loan with the HDFC BANK but the process of applying the personal loan is simple ans easy to get the loan. The loan amount is satisfactory what they have offered added on that the rate of interest is with lower.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Bank Bazaar Personal Loan
      "USER FRIENDLY PORTAL"
      0.5 5.0/5 "Blown Away!"
      It is my first time experience with the Bank bazaar as i am using it through the website as the portal is easy and also it is user friendly to access. The customer support is very good with this with this portal and it is satisfactory to me. It is a good portal to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • IndusInd Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for taking the personal loan with the INDUSIND BANK but the loan amount what they have offered is sufficient added on that they have offered the rate of interest is 12.5% with this personal loan. The process of getting the loan is simple and quick.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a good experience with this loan and the loan got disbursed in a short period of time. There has not been any hassle faced with the banking services of them, even their customer support has been responsive has been helpful. There has not been any extra charges made by them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2018
    • SBI Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It had been a good experience with this loan experience with this loan and the whole process went smooth and simple. Within a short period of time they had given me this loan and there has not been any problem and there has not been any sort of additional charges which they had made.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 14, 2018
    • HDFC Bank Personal Loan
      "Easy to get a loan"
      0.5 4.5/5 "Excellent!"
      They have processed the loan immediately. I have received the loan amount of Rs. 1.5 lakhs. I have received the loan on time. I'm happy about the interest rate since its a instant loan. There was no documentation has collected. Total tenure period of the loan is 2 years and I'm about to close it.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 14, 2018
    • review Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      Its instant paperless approval personal loan which i got from Home credit financial service . As the rate of interest is satisfactory based on the market price. Their customer service is way good an response was quick .I have chosen the tenure period of1 years and there are nil processing fees.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 14, 2018
    • review Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from Bussan Auto finance which they approved in 1 day and the amount was reflected in next day and they followed instant approval process. As am satisfied with the rate of interest which they have given and i can make the payment monthly though ECS. There are nominal processing fees.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 14, 2018
    • SBI Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with STATE BANK OF INDIA , and they provide nominal rate of interest and it is nominal in the market . The processing fee is nominal and tenure period is 5year . SO far it has been good experience with this bank . Loan amount is satisfactory .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Axis Bank Personal Loan
      "Very Good bank for personal loan"
      0.5 5.0/5 "Blown Away!"
      I bought my personal loan in the year of 2017. They have offered me a interest rate of 14.5% and the loan amount was Rs. 2.59 lakhs. There was some processing fee which is nominal according to the standard charges. Getting a loan from Axis bank is easy. There is a pre-closure and partial payment is available without any charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a car loan with HDFC bank and my experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to other banks. Customer service was good with this bank and the tenure period is 5 years for this loan.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 14, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 14, 2018
    • Early Salary Personal Loan
      "Looking for less interest rate"
      0.5 4.0/5 "Great!"
      My experience was good with Early salary for personal loan, the loan amount was for Rs 12000 with high interest rate when compared to others. Customer service was good and i received my loan amount on time. Tenure period for this loan is for 1 month.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 14, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using the services of bankbazaar from last 3-4 years, the services provided by bankbazaar is good when compared to others in the market. Customer service was good and they responded on time. Mobile app of bankbazaar is easy to navigate and user friendly to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • Incred Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am not satisfied with the services provided by INCRED, the process was smooth and i received my loan amount within 7-10 days. I requested loan amount for Rs 2 lacs but they approved only for Rs 93000 and the rate of interest was high when compared to others. Customer service was not up to the mark with INCRED.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Dec 14, 2018
    • IndusInd Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      It was not a good experience with Indusind bank for personal loan, the process took 10 days to complete. Customer support was not up to the mark with this bank and there was no proper response. Loan amount was or Rs 2 lacs with high interest rate and tenure period is 5 years.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Dec 14, 2018
    • SBI Personal Loan
      "BETTER"
      0.5 5.0/5 "Blown Away!"
      The personal loan has been taken from the STATE BANK OF INDIA and i am satisfied with the services of this bank as i am using it from many years and the rate of interest what they have given is satisfactory with this bank. The duration to repay this loan is for 5 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 2 years, my experience was good so far with bankbazaar. Customer services provided by bankbazaar is good and their response was prompt. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2018
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