Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Karur Vysya Personal Loan Customer Care is Rated as "Great!" by 101935 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Karur Vysya Personal Loan Customer Care

    Karur Vysya Bank (KVB) is a well-established bank that has numerous branches across different parts of the country. It is committed to offering innovative and affordable banking solutions to every individual of the society.

    The bank provides personal banking, corporate banking, NRI banking, agricultural banking, and MSME banking services. You can bank with KVB through internet banking, mobile wallet, mobile banking, KVB e-book, missed call banking, and many other modes.

    KVB has a great personal loan segment that has different types of personal loan options. Depending on your requirement and suitability, you can pick any of them at attractive interest rates.

    Karur Vysya Bank Personal Loan Customer Care

    Karur Vysya Bank is committed to providing proper customer care services to each of its customers. The bank has exclusive contact details for different products offered by the bank. When you obtain a personal loan from the bank, you can avail superior-quality customer care services without paying any additional fee. With the help of the customer care facility developed by the bank, you do not have to go to any branch. You can sit at your abode comfortably and make a call or send an email to the bank, and get your personal loan query answered.

    The table given below shows the contact details that will be applicable to KVB personal loans:

    KVB helpline number (Local charges will be applied) 1860 200 1916
    KVB helpline number (while calling from abroad) +91 44 - 30721916
    Email address customersupport@kvbmail.com

    You can enquire anything about a KVB personal loan, be it the loan application status or the collateral required for the loan disbursal. When you get in touch with the bank, you will get a clear picture of your personal loan. Due to the existence of this customer care facility, you can get all your doubts clarified instantly. This is a great benefit as it will prevent you from facing any unwanted problem in the future. With the help of this feature, you will not miss out on any updates or other aspects of your personal loan.

    KVB Online Feedback and Complaint

    The bank has an online form on its official website that can be filled by you to express your feedback or complaint.

    • You will need to go to the bank’s website and then click on ‘Customer Support’. Under this section, you will have to click on ‘Feedback/Complaint’.
    • You will have to now select Feedback or Complaint.
    • Next, you will have to mention if you are an existing customer or not.
    • Now, you will have to fill your name, email ID OR address, mobile number, state, name of your branch, and city. In the last field, you will have to key in your feedback or complaint.
    • You can enter the captcha code and then click ‘Submit’.

    You can reach out to KVB’s helpdesk to get solutions for all your personal loan-related issues in a prompt and skilled manner.

    Types of Karur Vysya Bank Personal Loans

    KVB Bon Voyage:

    This loan is provided by the bank for going on trips to foreign countries for vacation or business purposes. It is specifically given to help one meet his or her personal requirements.

    • The bank requires a guarantor who can be any person who is creditworthy.
    • It has to be repaid in 36 months.
    • The margin for this loan is 25%.
    • The interest rate for the fully secured loan is 1-year MCLR + 6.35%.
    • The interest rate for the partly secured loan is 1-year MCLR + 7.85%.

    KVB Swarnamitra:

    This loan is given against gold jewellery. The loan can be taken as an overdraft or as a short-term loan. It is given only to those who own gold jewellery.

    • The minimum loan amount is Rs.1 lakh.
    • The interest rate is 1-year MCLR + 2.60%.
    • The overdraft option of this loan will need to be repaid in 12 months and you can then renew it for another 12 months.
    • You will be required to pledge gold jewellery with a purity of at least 22 carats and gold ingots that are sold by banks.

    KVB Insta Loan:

    This personal loan is offered to permanent and confirmed employees working at well-recognised government institutions, schools, and companies. It can be utilised for meeting one’s personal needs such as medical treatment, wedding arrangements, home renovation, education, etc.

    • It is an installment loan that has to be repaid within 72 months.
    • The applicant for this loan should have a confirmed service for at least 2 years.
    • The primary security for this loan is a demand promissory note.
    • The floating interest rate for this loan is 1-year MCLR + 3.85%.
    • The fixed interest rate for this loan is 1-year MCLR + 3.60%.

    KVB Personal Loan:

    This is a secured or unsecured personal loan that is given to handle uncertain emergency needs or any other form of personal needs.

    • It is given to any salaried employee or self-employed individual.
    • It can also be taken by people who furnish securities such as IVP, LIC policies, NSCs, RBI bonds, KVPs, etc. These securities will be the collateral securities of this loan.
    • As a primary security, you will need to give a demand promissory note.
    • The interest rate for this secured loan is 1-year MCLR + 3.85%.
    • The interest rate for this unsecured loan is 1-year MCLR + 6.35%.
    • The guarantor for this loan will be one who has adequate net worth which will be approved by the bank.
    • It needs to be repaid within 36 months.

    KVB Quick Loan:

    Karur Vysya Bank has created this loan in order cater to the sudden needs of individuals. You can procure this loan quickly to take care of your personal or business requirements.

    • This loan can be taken for a short or a long period.
    • It is given specifically to individuals who have NSC or KVP certificates.
    • It can be taken as an overdraft or as a normal loan.
    • It can be repaid entirely in one go or via equated monthly installments (EMIs).
    • The interest rate for this loan is 1-year MCLR + 3.60%.
    • The primary security for this loan is a fully paid KVP or NSC or a state government bond or a central government bond.

    Personal Loan Reviews

    • Axis Bank Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have applied for Axis Bank Personal Loan through online .The agent clearly explained the process of the loan.The rate of interest was as ok and the processing fee was also ok. while submitting the documents not yet faces any issues .The documentation part was more.The loan amount got on time .The loan amt was sufficient s well .The Overall Service is Good.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 24, 2019
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I came to know about Bank bazaar through advertisement only.Then i have checked for credit score .Bank bazaar is providing very good service as of now need to avoid calling the same person frequently.Then i have tried to apply for Tata Capital Personal loan .The agent clearly explained the process of the loan and not yet faced any issues as of now.The rate of interest was little bit high and the processing fee was acceptable .The Overall Service is Good .
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 24, 2019
    • Tata capital Personal Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I have applied for Tata capital Personal Loan.I have not faced any issues. The rate of interest was littile bit high and the processing fee was little bit acceptable.The agent clearly explained the process of the loan.I have not faced any issues till now .The Overall Service is Good and satisfactory .
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 24, 2019
    • Bank Bazaar Personal Loan
      "GOOD PORTAL TO USE"
      0.5 4.0/5 "Great!"
      It is the first time experience with the Bankbazaar.com and i had a very good experience also i am using it through the mobile application as the application is user friendly and convenient to access. The customer service is very good and responsive. by explaining the details of the loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 24, 2019
    • ICICI Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been using the personal loan with the ICICI since from last few years the loan amount with them was good also the documentation process was simple and it was hassle free to use. The rate of interest with this nominal added on that the service is very good with this bank.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 24, 2019
    • ICICI Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan with the ICICI BANK the loan amount with this bank what they have offered was satisfactory. The rate of interest with this bank was nominal also i am using it since from last one year and it is good to use.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 24, 2019
    • Bank Bazaar Personal Loan
      "ONE STOP SOLUTION"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com i have been using it since from last few months and i have a very good experience i have been using it through the mobile application as the application is user friendly also it is convenient to access. The customer service is good and they are responsive.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 24, 2019
    • IndusInd Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for taking the personal loan with the INDUSIND BANK. The loan amount was good and the rate of interest was 10.5% which is nominal when compared to the others. The documentation process was easy and it is comfortable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 24, 2019
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about Bank bazaar through online only .The Bank bazaar is the only online website giving all details about the banking products .I have applied for Tata Capital Personal Loan and not yet faced any issues .The agent clearly explained the process and not yet faced any issues as of now.The Overall Service is Good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 24, 2019
    • Tata capital Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for Tata capital Personal Loan. No clue on the rate of interest and charges levied by them,The agent clearly explained the process .I have not faced any issues till now .I have cancelled the plan of taking the personal loan since not require the personal loan .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 24, 2019
    • Kotak Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The reason for taking the personal loan with the KOTAK MAHINDRA BANK is i am an existing customer customer with this bank. The loan amount was good also the rate of interest was 11.5% with this loan and the duration is for 48months for repaying he loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 24, 2019
    • Bank Bazaar Personal Loan
      "USER FRIENDLY PORTAL TO USE"
      0.5 5.0/5 "Blown Away!"
      It is the first time experience with the Bankbazaar.com and i had a very good experience with the Bankbazaar.com. I am using it through the mobile application as the application is user friendly and convenient to access. The customer service is very good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 24, 2019
    • Early Salary Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It is the best loan that i have taken with the EarlySalary when compared to the other so i have taken this loan. The documentation process was simple and and also i got a loan within a day after the documents. The loan amount was lesser with this loan as they have given also the rate of interest was lesser.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 24, 2019
    • HDFC Bank Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan with the HDFC BANK and have been using it since from last few years and the documentation process was simple and it is easy procedure to get the loan. I got the loan within 10-15 days with this bank. The rate of interest was lesser with 11.5% with 4 years of duration.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 24, 2019
    • Bank Bazaar Personal Loan
      "USER FRIENDLY PORTAL TO USE"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com i am using it from last one year and i have a good experience and i am using it through the mobile application as well as the website both are easy and user friendly portal to access. The customer service is good and they are responsive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 24, 2019
    • Early Salary Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      The loan amount was lesser along with that it is with lesser duration which is comfortable so taken the personal loan with the EarlySalary. The documentation process was simple and the documents collected at the doorsteps. I got the loan within 8-10days with this loan also, the loan amount is good with 12-13% of rate of interest.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 24, 2019
    • Axis Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have applied for the consumer durable loan with the AXIS BANK they have offered with the good loan amount also the documentation process was simple to get the loan. I have taken the MOBILE PHONE with this bank, the duration for repaying the loan is for 9 months.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 24, 2019
    • Bank Bazaar Personal Loan
      "CONVENIENT PORTAL"
      0.5 4.0/5 "Great!"
      Bankbazaar.com this is the first time experience as i have been using it through the website the portal is convenient also it is user friendly to access.The customer service is good and also they are good by explaining the details of the loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 24, 2019
    • Early Salary Personal Loan
      "AVERAGE"
      0.5 4.0/5 "Great!"
      The documentation process was good with the EarlySalary where i have applied for the personal loan. The loan amount was good also the processing fee was nominal. The rate of interest was higher with this loan when compared to the other loans.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 24, 2019
    • Early Salary Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for Personal Loan Early Salary. The agent clearly explained the process .The rate of interest was nominal and the processing fee was nominal. I have got loan amount on time .The loan amount was sufficient and not yet faced any difficulties.The Overall Service is Good and Satisfactory .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 24, 2019
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