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  • Karnataka Bank Personal Loan Customer Care is Rated as "Great!" by 91556 Users

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    Karnataka Bank Personal Loan Customer Care

    Founded in 1924, Karnataka Bank Limited (KBL) is an A1+ class scheduled bank headquartered in Mangalore, India. The bank has 781 branches, 123 e-lobbies or mini e-lobbies, and 1395 ATMs across the length and breadth of the country. With presence in 22 states and 2 union territories, Karnataka Bank caters to more than 9 million customers all over the Indian map.

    The private-sector bank is a UKAS-accredited ISO 27001:2013 certificate holder, and has received multiple awards over the years. In addition to adopting the core banking and internet banking system, the coastal city-based bank has also implemented MoneyPlant ATMs that use the Network Filing System (NFS) of National Payments Corporation of India (NPCI). With a wide range of loan options available, Karnataka Bank helps its customers deal with a number of financial emergencies by providing them monetary aid at the time of their need.

    Karnataka Bank Customer Care Details

    Karnataka Bank believes in providing customer satisfaction and treats all complaints, comments, suggestions, or enquiries with utmost import. Please see the below mentioned information to get in touch with the team at Karnataka Bank:

    Toll-free helpline number 1800 425 1444
    Customer care phone number 080-22021507 OR 080-22021508 OR 080-22021509
    Support email ID info@ktkbank.com

    Whether you want to lodge a complaint, have some queries, or wish to provide a feedback, the customer care team of Karnataka Bank is always ready to listen to you. With its seamless operations, your grievance would be redressed in a timely and fitting way. Since the bank drives to surpass itself, your feedbacks and suggestions are always valued. You can pick up the phone and dial the toll-free customer care number if you have any questions in mind regarding the services offered at Karnataka Bank.

    Please check out the details of Karnataka Bank Regional Offices mentioned below:

    Regional Office Designation Phone/Fax Number Email ID Address
    Bengaluru Deputy General Manager 080-22955800/22955805/22955819 bangalore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office P. B. No. 5171, Mohan Mansion 105, Kasturba Road BENGALURU - 560 001
    Mangaluru Assistant General Manager 0824-2229826/2229827 mangalore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office P. B. No. 746, Kodialbail MANGALURU - 575 003
    Mysuru Assistant General Manager 0821-2417570/2343310/2543320 mysore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office New Kantharaje Urs Road, Kuvempunagar MYSURU - 570 023
    Udupi Assistant General Manager 0820-2523333 udupi.ro@ktkbank.com Karnataka Bank Ltd. Regional Office "Shantha", Second Floor, Kinnimulky UDUPI - 576 101
    Tumakuru Assistant General Manager 0816- 2279038/2279096/2279058 tumakuru.ro@ktkbank.com Karnataka Bank Ltd. Regional Office First floor, Sidda Shree Bhavan No. 364, A Ward NO. 19 Siddaganga Extension, B.H.Road TUMAKURU - 572 102
    Hubballi Assistant General Manager 0836-2216050/2216017 hubli.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Neeligin Road, New Cotton Market HUBBALLI - 580 029
    Shivamogga Assistant General Manager 08182-227003/229385 shimoga.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Savalanga Road, P. B. No. 132 SHIVAMOGGA - 577 201
    New Delhi Deputy General Manager 011-25717248/25717244/25718155 del.ro@ktkbank.com Karnataka Bank Ltd. Regional Office M-13, (A), Punj House, 1st floor Connaught Circus NEW DELHI - 110 001
    Hyderabad Assistant General Manager 040 - 23732072 hyderabad.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Plot No. 50, First Floor, Road No. 3 Srinagar Colony, Banjara Hills HYDERABAD - 500 073
    Kolkata Assistant General Manager 033-22268583 kolkata.ro@ktkbank.com Karnataka Bank Ltd. Regional Office First floor, Office no. 111 Diamond Prestige, 41A, AJC Bose Road KOLKATA - 700 017
    Mumbai Deputy General Manager 022-26572804/26572813/26572816 mumbai.ro@ktkbank.com Karnataka Bank Ltd. Regional Office, 2nd 'E' Block "The Metropolitan", Plot No. C 26 & 27 Bandra - Kurla Complex, Bandra (East) MUMBAI - 400 051
    Chennai Assistant General Manager 23453223 chennai.ro@ktkbank.com Karnataka Bank Ltd. Regional Office 171, Thambu Chetty Street, P. B. NO. 1878 CHENNAI - 600 001

    Grievance Redressal at Karnataka Bank

    While the services of Karnataka Bank are always up to the mark, the bank always aspires to address the grievances, if there are any, as promptly as possible. The bank has an orderly procedure to solve the complainants issue in order to ensure utmost customer satisfaction. In online complaint registration, you can also get in touch with the concerned official through phone, email, or letter.

    • Step 1: The complainant can reach out to the concerned Branch Head regarding his or her grievance redressal.
    • Step 2: If the complaint or feedback isn’t amended by the Branch Head or the resolution doesn’t seem satisfying, the applicant can get in touch with the bank’s concerned Regional Office.
    • Step 3: If the petitioner isn’t satisfied with the outcome of his or her feedback or grievance, he or she can further approach the Head Office regarding the matter.

    If the complaint isn’t resolved by the bank or the applicant finds the resolution unsatisfactory, he or she may contact the Banking Ombudsman in accord to the Banking Ombudsman Scheme, 2006 for an adequate resolution.

    Apply for Personal Loan

    KBL Suvidha OD

    When a temporary financial crisis comes unannounced, personal loans are the greatest boon available to an individual that can be used to overcome the crisis. Since there is no explanation required regarding the expenditure of the loan amount, personal loans can be used to clear off any pending debt, purchase any consumer durable, or for any personal expenditure.

    KBL Suvidha OD is the personal loan offered by the Karnataka Bank to take care of the financial aspect of your personal requirements.

    KBL Suvidha OD eligibility criteria:

    • The candidate must be an Indian citizen.
    • The individual must be of minimum 21 years of age.
    • If the applicant is a salaried professional, his or her gross monthly salary must be Rs.10,000 or above.
    • If the claimant is retired, he or she must have a separate disposable income other than pension.
    • If the candidate is neither a salaried professional nor retired, his or her minimum annual gross income should be Rs.1,20,000.

    KBL Suvidha OD additional points to be noted:

    • The maximum applicable loan amount is twice the average income for the past 2 years or 24 times the latest take-home salary of the applicant.
    • The minimum loan amount offered in the scheme is Rs.1 lakh while the maximum is Rs.25 lakh.
    • The policy offers flexible loan repayment tenure with a maximum of 24 months.
    • As security, the candidate has to mortgage his or her residential/commercial properties, or provide liquid securities amounting to a minimum of 150% of the loan amount.
    • Under this plan, the spouse must offer loan guarantee if feasible. Otherwise, a third party solvent guarantor is required.
    • A margin of 33.33% on the security amount is applicable.
    • The rate of interest is 13.95% as of January 2018

    KBL Salaried Persons Scheme

    Karnataka Bank offers an attractive personal loan scheme to finance the personal requirements of salaried individuals. This loan can used for various purposes such as purchase of any consumer durables or household items, repair of the applicant’s residential property, payment of medical bills of self or dependant, expenses at family functions, child’s educational expenses, payments for funeral costs, and many more.

    KBL Salaried Persons Scheme eligibility criteria:

    • The candidate must be a permanent employee of a renowned company, school, college, or university
    • The salaried individual must have a minimum of 3 years till retirement
    • The minimum age of the applicant should be 21 years

    KBL Salaried Persons Scheme key points:

    • The maximum applicable loan can be 10 times the monthly gross salary of the applicant.
    • A candidate can withdraw a maximum of Rs.5 lakh as loan amount.
    • This scheme has flexible repayment tenure subject to a maximum of 60 months.
    • If the loan amount is less than Rs.3 lakh, the co-obligation of a solvent party is required. This individual must be a permanent co-worker at a listed college, school, university, or company.
    • In case the loan amount is more than Rs.3 lakh, co-obligation of a solvent party along with a liquid security of LIC plans (surrender value), National Savings Certificates (NSC), or deposits should be provided. The co-signer should be be a permanent co-worker at a listed college, school, university, or company.
    • The interest rate for this policy is 12.50%.

    Personal Loan Reviews

    • review Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken this loan almost 3-4 years back, but the rate of interest they have been charging had been a little high. The process had been a little time consuming. I have taken this loan amount for the purchase of a car. It would have been great if it had taken less time during the process and the loan amount had been sufficient.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • review Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken this loan almost 3-4 years, the loan amount which they had been provided had been satisfactory. They had been provided with an average service, where they need to be improved in lot parameters. I have taken this loan for the purchase of a mobile.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • Bank Bazaar Personal Loan
      "A very good service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar service is quite responsive. The customer support service is excellent with the bank bazaar team. I Know bank bazaar for the past one year. I use the bank bazaar mobile application which is good to use and I am satisfied with it.
      Was this review helpful? 0
      , paradip
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank was ready to approve the personal loan on time. But I haven't got the loan ,because I have postponed my plan, that was the reason I haven't got the loan from them. The rate of interest and the charges are average when compared with others.
      Was this review helpful? 0
      , paradip
      Reviewed on May 21, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      The bank bazaar service was good in concern to my personal loan application, I have got better response from the bank bazaar. I have got the immediate call back from the bank bazaar team after applying for the personal loan. I use the bank bazaar website while applying for the personal loan which is easy to use .
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 21, 2018
    • Fullerton Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The Fullerton finance limited was ready to approve the personal loan, but the required documents were not available to submit. The customer support service and the response was good from the Fullerton. The rate of interest and the charges were average here.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Need to reduce charges"
      0.5 3.5/5 "Pretty good"
      My personal loan experience was good with HDFC bank, the loan amount was sufficient but the rate of interest was high when compared to other banks. Customer service was good and they followed up on time. I prelcosed this loan due to personal reason and i had to pay a penalty for it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "HDFC BANK Personal Loan"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken in few days. The loan amount was 50,000 and the interest rate was 15.75% which is too high . The tenure period was 12 months. The customer service and responses was really good. The loan was approve on time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , noida
      Reviewed on May 21, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The follow up was very good from the bazaar team and there was an executive who gave me excellent service . The requirement has been fulfilled through the bank bazaar executive. The customer support service and the response was excellent with bank bazaar.
      Was this review helpful? 0
      , hosur
      Reviewed on May 21, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The personal loan process was good from the ICICI bank but the rate of interest and the charges were quite high and they haven't gave me any chance to negotiate. They took around 3 weeks time to disburse the loan amount. The rate of interest and the charges need to be reduced.
      Was this review helpful? 0
      , hosur
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken 1 year back. The loan amount was 3 lakhs and the interest rate was 10.99% which is average . The tenure period was 36 months. The customer service and responses was really good. The loan was approve don time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , thane
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan application was completely paperless. The loan amount was credited to my account quickly. Overall the whole application process was really fast and hassle free. It is so easy to apply for personal with HDFC
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Bank bazaar is a one stop solution for all the financial products . The customer service and responses was really good. The website is very user friendly and easy to navigate . The web portals accuracy and speed is good so I would like to recommend to others.,
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan . Their interest rate was very high so I have canceled and taken with HDFC bank. I was looking for 8 lakhs and the interest rate was 15.85% which si very high . The customer service and responses was good.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank 3 years back. The loan amount was 1,14,000 and the interest rate was 11-12% which is average . The customer service and responses was really good. The process was very good and they haves sanctioned the loan with the committed time .
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and responses really good. The website has many good options on banks and interest rate . The web portal's accuracy and speed is good.My overall experience was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Fullerton Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have approached FULLERTON for my personal loan. There is no requirement for the loan as of now so i have canceled the loan process. The loan amount was 4 laksh and interest rate was 30% which is high .The customer service and responses was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with INDUSIND BANK. They have rejected the application. They have collected all the documents. The customer service and responses was very good. I was looking for 3 lakhs and the interest rate .My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with ICICI bank few months back. The loan amount was 4 lakhs and the interest rate was 10.99%n which is satisfactory . The customer service and responses was very good,. The process was bit lengthy and they have take much time. They have provided door step service for collecting documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank few months back. The loan amount was 5 lakhs and the interest rate was 10.99% which is average . The tenure period was 5 years and the process easy very smooth. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
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