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  • Karnataka Bank Personal Loan Customer Care is Rated as "Great!" by 95808 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Karnataka Bank Personal Loan Customer Care

    Founded in 1924, Karnataka Bank Limited (KBL) is an A1+ class scheduled bank headquartered in Mangalore, India. The bank has 781 branches, 123 e-lobbies or mini e-lobbies, and 1395 ATMs across the length and breadth of the country. With presence in 22 states and 2 union territories, Karnataka Bank caters to more than 9 million customers all over the Indian map.

    The private-sector bank is a UKAS-accredited ISO 27001:2013 certificate holder, and has received multiple awards over the years. In addition to adopting the core banking and internet banking system, the coastal city-based bank has also implemented MoneyPlant ATMs that use the Network Filing System (NFS) of National Payments Corporation of India (NPCI). With a wide range of loan options available, Karnataka Bank helps its customers deal with a number of financial emergencies by providing them monetary aid at the time of their need.

    Karnataka Bank Customer Care Details

    Karnataka Bank believes in providing customer satisfaction and treats all complaints, comments, suggestions, or enquiries with utmost import. Please see the below mentioned information to get in touch with the team at Karnataka Bank:

    Toll-free helpline number 1800 425 1444
    Customer care phone number 080-22021507 OR 080-22021508 OR 080-22021509
    Support email ID info@ktkbank.com

    Whether you want to lodge a complaint, have some queries, or wish to provide a feedback, the customer care team of Karnataka Bank is always ready to listen to you. With its seamless operations, your grievance would be redressed in a timely and fitting way. Since the bank drives to surpass itself, your feedbacks and suggestions are always valued. You can pick up the phone and dial the toll-free customer care number if you have any questions in mind regarding the services offered at Karnataka Bank.

    Please check out the details of Karnataka Bank Regional Offices mentioned below:

    Regional Office Designation Phone/Fax Number Email ID Address
    Bengaluru Deputy General Manager 080-22955800/22955805/22955819 bangalore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office P. B. No. 5171, Mohan Mansion 105, Kasturba Road BENGALURU - 560 001
    Mangaluru Assistant General Manager 0824-2229826/2229827 mangalore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office P. B. No. 746, Kodialbail MANGALURU - 575 003
    Mysuru Assistant General Manager 0821-2417570/2343310/2543320 mysore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office New Kantharaje Urs Road, Kuvempunagar MYSURU - 570 023
    Udupi Assistant General Manager 0820-2523333 udupi.ro@ktkbank.com Karnataka Bank Ltd. Regional Office "Shantha", Second Floor, Kinnimulky UDUPI - 576 101
    Tumakuru Assistant General Manager 0816- 2279038/2279096/2279058 tumakuru.ro@ktkbank.com Karnataka Bank Ltd. Regional Office First floor, Sidda Shree Bhavan No. 364, A Ward NO. 19 Siddaganga Extension, B.H.Road TUMAKURU - 572 102
    Hubballi Assistant General Manager 0836-2216050/2216017 hubli.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Neeligin Road, New Cotton Market HUBBALLI - 580 029
    Shivamogga Assistant General Manager 08182-227003/229385 shimoga.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Savalanga Road, P. B. No. 132 SHIVAMOGGA - 577 201
    New Delhi Deputy General Manager 011-25717248/25717244/25718155 del.ro@ktkbank.com Karnataka Bank Ltd. Regional Office M-13, (A), Punj House, 1st floor Connaught Circus NEW DELHI - 110 001
    Hyderabad Assistant General Manager 040 - 23732072 hyderabad.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Plot No. 50, First Floor, Road No. 3 Srinagar Colony, Banjara Hills HYDERABAD - 500 073
    Kolkata Assistant General Manager 033-22268583 kolkata.ro@ktkbank.com Karnataka Bank Ltd. Regional Office First floor, Office no. 111 Diamond Prestige, 41A, AJC Bose Road KOLKATA - 700 017
    Mumbai Deputy General Manager 022-26572804/26572813/26572816 mumbai.ro@ktkbank.com Karnataka Bank Ltd. Regional Office, 2nd 'E' Block "The Metropolitan", Plot No. C 26 & 27 Bandra - Kurla Complex, Bandra (East) MUMBAI - 400 051
    Chennai Assistant General Manager 23453223 chennai.ro@ktkbank.com Karnataka Bank Ltd. Regional Office 171, Thambu Chetty Street, P. B. NO. 1878 CHENNAI - 600 001

    Grievance Redressal at Karnataka Bank

    While the services of Karnataka Bank are always up to the mark, the bank always aspires to address the grievances, if there are any, as promptly as possible. The bank has an orderly procedure to solve the complainants issue in order to ensure utmost customer satisfaction. In online complaint registration, you can also get in touch with the concerned official through phone, email, or letter.

    • Step 1: The complainant can reach out to the concerned Branch Head regarding his or her grievance redressal.
    • Step 2: If the complaint or feedback isn’t amended by the Branch Head or the resolution doesn’t seem satisfying, the applicant can get in touch with the bank’s concerned Regional Office.
    • Step 3: If the petitioner isn’t satisfied with the outcome of his or her feedback or grievance, he or she can further approach the Head Office regarding the matter.

    If the complaint isn’t resolved by the bank or the applicant finds the resolution unsatisfactory, he or she may contact the Banking Ombudsman in accord to the Banking Ombudsman Scheme, 2006 for an adequate resolution.

    Apply for Personal Loan

    KBL Suvidha OD

    When a temporary financial crisis comes unannounced, personal loans are the greatest boon available to an individual that can be used to overcome the crisis. Since there is no explanation required regarding the expenditure of the loan amount, personal loans can be used to clear off any pending debt, purchase any consumer durable, or for any personal expenditure.

    KBL Suvidha OD is the personal loan offered by the Karnataka Bank to take care of the financial aspect of your personal requirements.

    KBL Suvidha OD eligibility criteria:

    • The candidate must be an Indian citizen.
    • The individual must be of minimum 21 years of age.
    • If the applicant is a salaried professional, his or her gross monthly salary must be Rs.10,000 or above.
    • If the claimant is retired, he or she must have a separate disposable income other than pension.
    • If the candidate is neither a salaried professional nor retired, his or her minimum annual gross income should be Rs.1,20,000.

    KBL Suvidha OD additional points to be noted:

    • The maximum applicable loan amount is twice the average income for the past 2 years or 24 times the latest take-home salary of the applicant.
    • The minimum loan amount offered in the scheme is Rs.1 lakh while the maximum is Rs.25 lakh.
    • The policy offers flexible loan repayment tenure with a maximum of 24 months.
    • As security, the candidate has to mortgage his or her residential/commercial properties, or provide liquid securities amounting to a minimum of 150% of the loan amount.
    • Under this plan, the spouse must offer loan guarantee if feasible. Otherwise, a third party solvent guarantor is required.
    • A margin of 33.33% on the security amount is applicable.
    • The rate of interest is 13.95% as of January 2018

    KBL Salaried Persons Scheme

    Karnataka Bank offers an attractive personal loan scheme to finance the personal requirements of salaried individuals. This loan can used for various purposes such as purchase of any consumer durables or household items, repair of the applicant’s residential property, payment of medical bills of self or dependant, expenses at family functions, child’s educational expenses, payments for funeral costs, and many more.

    KBL Salaried Persons Scheme eligibility criteria:

    • The candidate must be a permanent employee of a renowned company, school, college, or university
    • The salaried individual must have a minimum of 3 years till retirement
    • The minimum age of the applicant should be 21 years

    KBL Salaried Persons Scheme key points:

    • The maximum applicable loan can be 10 times the monthly gross salary of the applicant.
    • A candidate can withdraw a maximum of Rs.5 lakh as loan amount.
    • This scheme has flexible repayment tenure subject to a maximum of 60 months.
    • If the loan amount is less than Rs.3 lakh, the co-obligation of a solvent party is required. This individual must be a permanent co-worker at a listed college, school, university, or company.
    • In case the loan amount is more than Rs.3 lakh, co-obligation of a solvent party along with a liquid security of LIC plans (surrender value), National Savings Certificates (NSC), or deposits should be provided. The co-signer should be be a permanent co-worker at a listed college, school, university, or company.
    • The interest rate for this policy is 12.50%.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience was good with HDFC bank for personal loan, the loan amount was for Rs 3 lacs with nominal interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is 4 years.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 20, 2018
    • Kotak Personal Loan
      "Need to reduce ROI"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with KMB and my expeirence was good, the loan amount was for Rs 4 lacs with high interest rate when compared to other banks. Customer service was good and they responded on time. The tenure period for this loan is 5 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service from past 6 months, and i came to know about bank bazaar service through on line like i use to get credit report time to time on monthly bases, and they use to do instant call back and credit limit and loan getting good.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 20, 2018
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have holding my personal loan with EARLY SALARY bank a month ago , there rate of interest they have charge me i dont remember like it was 9 rupees per day i have charge as rate of interest and was nominal for me, they have given discount in processing fee, and i have got sufficient loan amount, there process was okay.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 20, 2018
    • Bajaj Finserv Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a best experience with Bajaj Finserv for personal loan, the loan amount was for Rs 63000 with 0% interest rate which is very good. Customer service was good and their response was on time. The tenure period for this loan was for 6 months.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service from past 6 months, and i came to know about bank bazaar service through on line like i use to get credit report time to time on monthly bases, and they use to do instant call back and credit limit and loan getting good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 20, 2018
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was one of the best experience with HDFC bank for personal loan, it was done based on the stand approve basis. Loan amount was for Rs 1.5 lacs with nominal interest rate when compared to others. Customer service was good and the tenure period for this loan is 1 year
      Was this review helpful? 0
      , greater noida
      Reviewed on Nov 20, 2018
    • HDFC Bank Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My personal loan experience was good with HDFC bank, the process was quick and i received my loan amount on time. The loan amount was for Rs 1.6 lacs with high interest rate when compared to other banks. Tenure period for this loan was for 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2018
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience with HDFC bank for personal loan was good, rate of interest was nominal when compared to other banks. Customer service was good and their response was on time. The loan amount was for Rs 10 lacs with the tenure period of 60 months.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2018
    • HDFC Bank Personal Loan
      "Not satiafctory service"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC BANK , the processing fee they have charged me was nominal. The loan amount they have given me was sufficient and the rate of interest they have charge me was also fine . Overall it has been good experience with HDFC BANK .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • HDB Financial Services Personal Loan
      "Not satiafctory service"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDB INSTITUTION , the rate of interest and processing fees was too high with this bank . The tenure period is 5year and it is sufficient to me . They gave option of preclosere but it is applicable after 6month . Customer service is not up to the mark and there are no much additional charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • RBL Bank Personal Loan
      "Fastest Service"
      0.5 4.0/5 "Great!"
      I took personal loan with RBL, the interest rate is high but equal to other banks, the process was fast. I have pre approved loan based on the credit card, they taken some processing fee around 3000 for the amount of Rs.1 .20 lakh, they are fastest people, who lend me the money.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2018
    • Bank Bazaar Personal Loan
      "Very Good website"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has a very good domain and always they used to keep in touch with their customers for the other products which is more import. The services are very good in this website. Since 3 years, i have been using this website. One of colleagues has recommended me about the bankbazaar website.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • Bank Bazaar Personal Loan
      "Very Good website"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar has a very good domain and always they used to keep in touch with their customers for the other products which is more import. The services are very good in this website. Since 3 years, i have been using this website. One of colleagues has recommended me about the bankbazaar website.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • Citibank Personal Loan
      "Need to improve the communication"
      0.5 2.0/5 "Expected more"
      Actually i have not received the loan on time. Its been 15 days delay happened on the disbursal. I have not received any notification regarding the delay. There is no communication between me and my bank. Due to this i was supposed to sign a documents of other bank loan. Its almost 11.5% as a interest rate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about bankbazaar through mail, i applied for the loan from the link which i received from bankbazaar. Customer service was very good with bankbazaar and their response is on time. Website is easy and user friendly to use in bankbazaar.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 20, 2018
    • ICICI Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan application approved with ICICI bank and the experience was good, the process took 2 weeks to complete. The loan amount was for Rs 60000 with nominal interest rate when compared to others. Customer service was fine with this bank and the tenure period is for 1 year.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 20, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and their response was prompt. Website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2018
    • Cashe Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My experience was good with CASHE for personal loan, the loan amount was sanctioned immediately after the verification process. Loan amount was for Rs 50000 with high interest rate when compared to others. Tenure period for this loan is 6 months and the customer service was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      This was my first time experience with bankbazaar and it was not up to the mark, initially the follow up was very good with bankbazaar but on later stage there was no proper follow up. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 20, 2018
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