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  • Karnataka Bank Personal Loan Customer Care is Rated as "Great!" by 92905 Users

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    Karnataka Bank Personal Loan Customer Care

    Founded in 1924, Karnataka Bank Limited (KBL) is an A1+ class scheduled bank headquartered in Mangalore, India. The bank has 781 branches, 123 e-lobbies or mini e-lobbies, and 1395 ATMs across the length and breadth of the country. With presence in 22 states and 2 union territories, Karnataka Bank caters to more than 9 million customers all over the Indian map.

    The private-sector bank is a UKAS-accredited ISO 27001:2013 certificate holder, and has received multiple awards over the years. In addition to adopting the core banking and internet banking system, the coastal city-based bank has also implemented MoneyPlant ATMs that use the Network Filing System (NFS) of National Payments Corporation of India (NPCI). With a wide range of loan options available, Karnataka Bank helps its customers deal with a number of financial emergencies by providing them monetary aid at the time of their need.

    Karnataka Bank Customer Care Details

    Karnataka Bank believes in providing customer satisfaction and treats all complaints, comments, suggestions, or enquiries with utmost import. Please see the below mentioned information to get in touch with the team at Karnataka Bank:

    Toll-free helpline number 1800 425 1444
    Customer care phone number 080-22021507 OR 080-22021508 OR 080-22021509
    Support email ID info@ktkbank.com

    Whether you want to lodge a complaint, have some queries, or wish to provide a feedback, the customer care team of Karnataka Bank is always ready to listen to you. With its seamless operations, your grievance would be redressed in a timely and fitting way. Since the bank drives to surpass itself, your feedbacks and suggestions are always valued. You can pick up the phone and dial the toll-free customer care number if you have any questions in mind regarding the services offered at Karnataka Bank.

    Please check out the details of Karnataka Bank Regional Offices mentioned below:

    Regional Office Designation Phone/Fax Number Email ID Address
    Bengaluru Deputy General Manager 080-22955800/22955805/22955819 bangalore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office P. B. No. 5171, Mohan Mansion 105, Kasturba Road BENGALURU - 560 001
    Mangaluru Assistant General Manager 0824-2229826/2229827 mangalore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office P. B. No. 746, Kodialbail MANGALURU - 575 003
    Mysuru Assistant General Manager 0821-2417570/2343310/2543320 mysore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office New Kantharaje Urs Road, Kuvempunagar MYSURU - 570 023
    Udupi Assistant General Manager 0820-2523333 udupi.ro@ktkbank.com Karnataka Bank Ltd. Regional Office "Shantha", Second Floor, Kinnimulky UDUPI - 576 101
    Tumakuru Assistant General Manager 0816- 2279038/2279096/2279058 tumakuru.ro@ktkbank.com Karnataka Bank Ltd. Regional Office First floor, Sidda Shree Bhavan No. 364, A Ward NO. 19 Siddaganga Extension, B.H.Road TUMAKURU - 572 102
    Hubballi Assistant General Manager 0836-2216050/2216017 hubli.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Neeligin Road, New Cotton Market HUBBALLI - 580 029
    Shivamogga Assistant General Manager 08182-227003/229385 shimoga.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Savalanga Road, P. B. No. 132 SHIVAMOGGA - 577 201
    New Delhi Deputy General Manager 011-25717248/25717244/25718155 del.ro@ktkbank.com Karnataka Bank Ltd. Regional Office M-13, (A), Punj House, 1st floor Connaught Circus NEW DELHI - 110 001
    Hyderabad Assistant General Manager 040 - 23732072 hyderabad.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Plot No. 50, First Floor, Road No. 3 Srinagar Colony, Banjara Hills HYDERABAD - 500 073
    Kolkata Assistant General Manager 033-22268583 kolkata.ro@ktkbank.com Karnataka Bank Ltd. Regional Office First floor, Office no. 111 Diamond Prestige, 41A, AJC Bose Road KOLKATA - 700 017
    Mumbai Deputy General Manager 022-26572804/26572813/26572816 mumbai.ro@ktkbank.com Karnataka Bank Ltd. Regional Office, 2nd 'E' Block "The Metropolitan", Plot No. C 26 & 27 Bandra - Kurla Complex, Bandra (East) MUMBAI - 400 051
    Chennai Assistant General Manager 23453223 chennai.ro@ktkbank.com Karnataka Bank Ltd. Regional Office 171, Thambu Chetty Street, P. B. NO. 1878 CHENNAI - 600 001

    Grievance Redressal at Karnataka Bank

    While the services of Karnataka Bank are always up to the mark, the bank always aspires to address the grievances, if there are any, as promptly as possible. The bank has an orderly procedure to solve the complainants issue in order to ensure utmost customer satisfaction. In online complaint registration, you can also get in touch with the concerned official through phone, email, or letter.

    • Step 1: The complainant can reach out to the concerned Branch Head regarding his or her grievance redressal.
    • Step 2: If the complaint or feedback isn’t amended by the Branch Head or the resolution doesn’t seem satisfying, the applicant can get in touch with the bank’s concerned Regional Office.
    • Step 3: If the petitioner isn’t satisfied with the outcome of his or her feedback or grievance, he or she can further approach the Head Office regarding the matter.

    If the complaint isn’t resolved by the bank or the applicant finds the resolution unsatisfactory, he or she may contact the Banking Ombudsman in accord to the Banking Ombudsman Scheme, 2006 for an adequate resolution.

    Apply for Personal Loan

    KBL Suvidha OD

    When a temporary financial crisis comes unannounced, personal loans are the greatest boon available to an individual that can be used to overcome the crisis. Since there is no explanation required regarding the expenditure of the loan amount, personal loans can be used to clear off any pending debt, purchase any consumer durable, or for any personal expenditure.

    KBL Suvidha OD is the personal loan offered by the Karnataka Bank to take care of the financial aspect of your personal requirements.

    KBL Suvidha OD eligibility criteria:

    • The candidate must be an Indian citizen.
    • The individual must be of minimum 21 years of age.
    • If the applicant is a salaried professional, his or her gross monthly salary must be Rs.10,000 or above.
    • If the claimant is retired, he or she must have a separate disposable income other than pension.
    • If the candidate is neither a salaried professional nor retired, his or her minimum annual gross income should be Rs.1,20,000.

    KBL Suvidha OD additional points to be noted:

    • The maximum applicable loan amount is twice the average income for the past 2 years or 24 times the latest take-home salary of the applicant.
    • The minimum loan amount offered in the scheme is Rs.1 lakh while the maximum is Rs.25 lakh.
    • The policy offers flexible loan repayment tenure with a maximum of 24 months.
    • As security, the candidate has to mortgage his or her residential/commercial properties, or provide liquid securities amounting to a minimum of 150% of the loan amount.
    • Under this plan, the spouse must offer loan guarantee if feasible. Otherwise, a third party solvent guarantor is required.
    • A margin of 33.33% on the security amount is applicable.
    • The rate of interest is 13.95% as of January 2018

    KBL Salaried Persons Scheme

    Karnataka Bank offers an attractive personal loan scheme to finance the personal requirements of salaried individuals. This loan can used for various purposes such as purchase of any consumer durables or household items, repair of the applicant’s residential property, payment of medical bills of self or dependant, expenses at family functions, child’s educational expenses, payments for funeral costs, and many more.

    KBL Salaried Persons Scheme eligibility criteria:

    • The candidate must be a permanent employee of a renowned company, school, college, or university
    • The salaried individual must have a minimum of 3 years till retirement
    • The minimum age of the applicant should be 21 years

    KBL Salaried Persons Scheme key points:

    • The maximum applicable loan can be 10 times the monthly gross salary of the applicant.
    • A candidate can withdraw a maximum of Rs.5 lakh as loan amount.
    • This scheme has flexible repayment tenure subject to a maximum of 60 months.
    • If the loan amount is less than Rs.3 lakh, the co-obligation of a solvent party is required. This individual must be a permanent co-worker at a listed college, school, university, or company.
    • In case the loan amount is more than Rs.3 lakh, co-obligation of a solvent party along with a liquid security of LIC plans (surrender value), National Savings Certificates (NSC), or deposits should be provided. The co-signer should be be a permanent co-worker at a listed college, school, university, or company.
    • The interest rate for this policy is 12.50%.

    Personal Loan Reviews

    • Citibank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have taken my personal loan with CITI bank 10 years back. I have a faced a major issues with EMI deductions and i have even raised a complaint also then the step was taken but i have went through a lot of issues due to that . My Credit score was also affected which was very disappointing . I have taken 50,000 and the interest rate was satisfactory .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 20, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting the loan had been very good and verification process had been very simple and easy. The loan amount which they had provided had been satisfactory which was about 2,20,000 and the interest rate with them also had been okay which was 18%. Overall it had been a good experience.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My experience was quite satisfactory with bank bazaar . This is my first experience and there are no complaints.The website is very user friendly and easy to navigate . The web portal's accuracy and speed is good therefore I would recommend this site to all.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It had been a very good experience with this Personal loan and the process in getting this loan had been smooth and easy. The loan amount which they had provided had been satisfactory and the interest rate with them had been nominal when compared with the market rate. The customer support of them and their staff responses had been good while the processing of the loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC Bank. The loan amount was 3 lakhs and the interest rate was stayfscatory . The process was very smooth and there is no processing fee here. I completely satisfied with the service here and i liked the coordination also., The loan was approved on time so I would like tor recommend to others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar platform for a while. I never faced any issues with their services. I've applied for a personal loan via Bankbazaar and the whole application and the documentation process was smooth and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2018
    • Citibank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Citi bank for Rs. 5.7L for 4 years. It was very good, The interest was normal. I got the loan amount with in a week. There was a bank strike other than that there were no issues during the loan application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar platform for a while. I applied for a ,personal loan via BankBazaar. It was very good, the customer support follow up was also very good. BankBazaar is a convenient platform to apply for various financial products online. I even recommended BankBazaar to some of my friends.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I took a personal loan from the HDFC Rs. 3.6 Lacs for 5 years. It was amazing, I applied directly but rejected the application. When I applied online I got the loan amount with in 5 days. The interest rate is normal when comparing with the other banks
      Was this review helpful? 0
      , pune
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan had been smooth and easy, where the loan amount which they had provided also had been satisfactory as well. The interest rate which they where charging had been nominal and there has not been any processing fee or any sort of extra charges which they had charged so far. Overall it had been a good experience with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I took a personal loan from the HDFC bank for 2.5 lacs, it was a good experience, the interest was lower. I got the loan amount2-3 days. There were some issues with the address verification. Overall it has been a very good experience in taking a personal from the HDFC bank.
      Was this review helpful? 0
      , kurnool
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar services for a while. They offered Excellent service, I got the loan with in 2 days. The customer support follow up was also good during the application. I never faced any issues during the application.
      Was this review helpful? 0
      , kurnool
      Reviewed on Jul 20, 2018
    • Fullerton Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I took a ,personal loan from the Fullerton Rs. 2Lacs for 5 years. The loan experience was good, rate of interest is high. The whole application and the documentation process was smooth and hassle free. I got the loan amount quickly.
      Was this review helpful? 0
      , kurnool
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank for 2 lacs, I applied at the branch and it was also pre-approved . There were no hassles during the application and documentation. It was a smooth personal loan experience. The interest rate was also nominal.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the BankBazaar platform for a while. The response was good. The customer support follow up was also good during the application process. I never faced any issues during the application and the documentation. BankBazaar is a convenient platform to compare and choose various banking products.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have taken my personal loan via BANK BAZAAR . The customer service and responses was up to the mark. The website is very user friendly and easy to understand but few information which is given on the website is not consistent which can be worked on .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2018
    • HDB Financial Services Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDB FINANCE. The loan amount was 3,30,000 and the interest rate was satisfactory and the tnrue period was 3 years,. I had a very smooth process here but the documentation was but tedious sine they requested lot of documents to submit but the process was very nominal. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Normal service"
      0.5 4.0/5 "Great!"
      The process in getting this personal loan had been a little slow and the process has took some delay. The loan amount which they had provided had been satisfactory but the interest rate has been a little high when compared with the market rate. I have taken this loan for the Home Renovation.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I took a personal loan from the HDFC bank for 2.3 lacs, the experience is good, The interest rate was normal. I got the loan amount with in 7 working days, the customer support follow up was also very good. it was a hassle free loan experience with the HDFC bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the BankBazaar platform for a while. The service was good, customer support was good. I got the loan pretty soon. BankBazaar is a convenient marketplace to apply for for various financial products online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 20, 2018
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