Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Loading your search...
    Close

    Compare, check your eligibility and apply online instantly.

  • Karnataka Bank Personal Loan Customer Care is Rated as "Great!" by 94195 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Karnataka Bank Personal Loan Customer Care

    Founded in 1924, Karnataka Bank Limited (KBL) is an A1+ class scheduled bank headquartered in Mangalore, India. The bank has 781 branches, 123 e-lobbies or mini e-lobbies, and 1395 ATMs across the length and breadth of the country. With presence in 22 states and 2 union territories, Karnataka Bank caters to more than 9 million customers all over the Indian map.

    The private-sector bank is a UKAS-accredited ISO 27001:2013 certificate holder, and has received multiple awards over the years. In addition to adopting the core banking and internet banking system, the coastal city-based bank has also implemented MoneyPlant ATMs that use the Network Filing System (NFS) of National Payments Corporation of India (NPCI). With a wide range of loan options available, Karnataka Bank helps its customers deal with a number of financial emergencies by providing them monetary aid at the time of their need.

    Karnataka Bank Customer Care Details

    Karnataka Bank believes in providing customer satisfaction and treats all complaints, comments, suggestions, or enquiries with utmost import. Please see the below mentioned information to get in touch with the team at Karnataka Bank:

    Toll-free helpline number 1800 425 1444
    Customer care phone number 080-22021507 OR 080-22021508 OR 080-22021509
    Support email ID info@ktkbank.com

    Whether you want to lodge a complaint, have some queries, or wish to provide a feedback, the customer care team of Karnataka Bank is always ready to listen to you. With its seamless operations, your grievance would be redressed in a timely and fitting way. Since the bank drives to surpass itself, your feedbacks and suggestions are always valued. You can pick up the phone and dial the toll-free customer care number if you have any questions in mind regarding the services offered at Karnataka Bank.

    Please check out the details of Karnataka Bank Regional Offices mentioned below:

    Regional Office Designation Phone/Fax Number Email ID Address
    Bengaluru Deputy General Manager 080-22955800/22955805/22955819 bangalore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office P. B. No. 5171, Mohan Mansion 105, Kasturba Road BENGALURU - 560 001
    Mangaluru Assistant General Manager 0824-2229826/2229827 mangalore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office P. B. No. 746, Kodialbail MANGALURU - 575 003
    Mysuru Assistant General Manager 0821-2417570/2343310/2543320 mysore.ro@ktkbank.com Karnataka Bank Ltd. Regional Office New Kantharaje Urs Road, Kuvempunagar MYSURU - 570 023
    Udupi Assistant General Manager 0820-2523333 udupi.ro@ktkbank.com Karnataka Bank Ltd. Regional Office "Shantha", Second Floor, Kinnimulky UDUPI - 576 101
    Tumakuru Assistant General Manager 0816- 2279038/2279096/2279058 tumakuru.ro@ktkbank.com Karnataka Bank Ltd. Regional Office First floor, Sidda Shree Bhavan No. 364, A Ward NO. 19 Siddaganga Extension, B.H.Road TUMAKURU - 572 102
    Hubballi Assistant General Manager 0836-2216050/2216017 hubli.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Neeligin Road, New Cotton Market HUBBALLI - 580 029
    Shivamogga Assistant General Manager 08182-227003/229385 shimoga.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Savalanga Road, P. B. No. 132 SHIVAMOGGA - 577 201
    New Delhi Deputy General Manager 011-25717248/25717244/25718155 del.ro@ktkbank.com Karnataka Bank Ltd. Regional Office M-13, (A), Punj House, 1st floor Connaught Circus NEW DELHI - 110 001
    Hyderabad Assistant General Manager 040 - 23732072 hyderabad.ro@ktkbank.com Karnataka Bank Ltd. Regional Office Plot No. 50, First Floor, Road No. 3 Srinagar Colony, Banjara Hills HYDERABAD - 500 073
    Kolkata Assistant General Manager 033-22268583 kolkata.ro@ktkbank.com Karnataka Bank Ltd. Regional Office First floor, Office no. 111 Diamond Prestige, 41A, AJC Bose Road KOLKATA - 700 017
    Mumbai Deputy General Manager 022-26572804/26572813/26572816 mumbai.ro@ktkbank.com Karnataka Bank Ltd. Regional Office, 2nd 'E' Block "The Metropolitan", Plot No. C 26 & 27 Bandra - Kurla Complex, Bandra (East) MUMBAI - 400 051
    Chennai Assistant General Manager 23453223 chennai.ro@ktkbank.com Karnataka Bank Ltd. Regional Office 171, Thambu Chetty Street, P. B. NO. 1878 CHENNAI - 600 001

    Grievance Redressal at Karnataka Bank

    While the services of Karnataka Bank are always up to the mark, the bank always aspires to address the grievances, if there are any, as promptly as possible. The bank has an orderly procedure to solve the complainants issue in order to ensure utmost customer satisfaction. In online complaint registration, you can also get in touch with the concerned official through phone, email, or letter.

    • Step 1: The complainant can reach out to the concerned Branch Head regarding his or her grievance redressal.
    • Step 2: If the complaint or feedback isn’t amended by the Branch Head or the resolution doesn’t seem satisfying, the applicant can get in touch with the bank’s concerned Regional Office.
    • Step 3: If the petitioner isn’t satisfied with the outcome of his or her feedback or grievance, he or she can further approach the Head Office regarding the matter.

    If the complaint isn’t resolved by the bank or the applicant finds the resolution unsatisfactory, he or she may contact the Banking Ombudsman in accord to the Banking Ombudsman Scheme, 2006 for an adequate resolution.

    Apply for Personal Loan

    KBL Suvidha OD

    When a temporary financial crisis comes unannounced, personal loans are the greatest boon available to an individual that can be used to overcome the crisis. Since there is no explanation required regarding the expenditure of the loan amount, personal loans can be used to clear off any pending debt, purchase any consumer durable, or for any personal expenditure.

    KBL Suvidha OD is the personal loan offered by the Karnataka Bank to take care of the financial aspect of your personal requirements.

    KBL Suvidha OD eligibility criteria:

    • The candidate must be an Indian citizen.
    • The individual must be of minimum 21 years of age.
    • If the applicant is a salaried professional, his or her gross monthly salary must be Rs.10,000 or above.
    • If the claimant is retired, he or she must have a separate disposable income other than pension.
    • If the candidate is neither a salaried professional nor retired, his or her minimum annual gross income should be Rs.1,20,000.

    KBL Suvidha OD additional points to be noted:

    • The maximum applicable loan amount is twice the average income for the past 2 years or 24 times the latest take-home salary of the applicant.
    • The minimum loan amount offered in the scheme is Rs.1 lakh while the maximum is Rs.25 lakh.
    • The policy offers flexible loan repayment tenure with a maximum of 24 months.
    • As security, the candidate has to mortgage his or her residential/commercial properties, or provide liquid securities amounting to a minimum of 150% of the loan amount.
    • Under this plan, the spouse must offer loan guarantee if feasible. Otherwise, a third party solvent guarantor is required.
    • A margin of 33.33% on the security amount is applicable.
    • The rate of interest is 13.95% as of January 2018

    KBL Salaried Persons Scheme

    Karnataka Bank offers an attractive personal loan scheme to finance the personal requirements of salaried individuals. This loan can used for various purposes such as purchase of any consumer durables or household items, repair of the applicant’s residential property, payment of medical bills of self or dependant, expenses at family functions, child’s educational expenses, payments for funeral costs, and many more.

    KBL Salaried Persons Scheme eligibility criteria:

    • The candidate must be a permanent employee of a renowned company, school, college, or university
    • The salaried individual must have a minimum of 3 years till retirement
    • The minimum age of the applicant should be 21 years

    KBL Salaried Persons Scheme key points:

    • The maximum applicable loan can be 10 times the monthly gross salary of the applicant.
    • A candidate can withdraw a maximum of Rs.5 lakh as loan amount.
    • This scheme has flexible repayment tenure subject to a maximum of 60 months.
    • If the loan amount is less than Rs.3 lakh, the co-obligation of a solvent party is required. This individual must be a permanent co-worker at a listed college, school, university, or company.
    • In case the loan amount is more than Rs.3 lakh, co-obligation of a solvent party along with a liquid security of LIC plans (surrender value), National Savings Certificates (NSC), or deposits should be provided. The co-signer should be be a permanent co-worker at a listed college, school, university, or company.
    • The interest rate for this policy is 12.50%.

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with YES Bank. It has not been a up to the mark experience. A average process as the documentation was not taken on time and the rate of interest and processing charges is also not satisfactory. They need to improve on that.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 22, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my personal loan was taken with HDFC Bank 2.5 years back. The loan amount was 1 lakh.The interest rate was quite satisfactory and the tenure period was 2 years .I am happy with the service and responses . There is no inconvenience faced and the pre closure is after 2 years .
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 21, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC Bank and the process of documentation process was very good. I got the loan on time and the rate of interest and processing charges is nominal and in all there are no issues to get the loan. A smooth process in all.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 21, 2018
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank 1 year back. I have taken 2.8 lakhs and the interest rate was very high . The tenure period was 4 years but i did pre closure . The chargers re very high for pre closuring the loan here but i had a smooth loan process . The documentation was quite smooth and hassle free.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have taken my personal loan with HDFC bank 1 year ba4ck. The loan amount was 4,25,000 and the interest rate was average The tenure period was 2 years . I had a good satisfactory experience . They have sanctioned the loan with the committed time also. There are no difficulties faced .
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Process is nice"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has also offered me a personal loan. The customer services and response is good and there are no hassles in the process. They also offered me a good rate of interest and the processing charges are nominal too. The after loan services are good too.
      Was this review helpful? 2
      , jaipur
      Reviewed on Sep 20, 2018
    • Capital First Personal Loan
      "Hassle free process"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital first. The customer services and response is good. The process to get the loan is good and the rate of interest and processing charges is normal too. The after loan services are also satisfactory. Good overall.
      Was this review helpful? 3
      , greater noida
      Reviewed on Sep 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank 1 year back. I have taken 2.5 lakhs and the interest rate was satisfactory . I am happy with the customer service and responses. There is no inconvenience faced and the process was completely hassle free.
      Was this review helpful? 4
      , chennai
      Reviewed on Sep 20, 2018
    • Citibank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with CITI bank 4 months back. The loan amount was 1,20,000 and the interest rate was very high . The customer service and responses was good. I have faced some difficult and they even detected some amount also. The processing fee was nominal.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Very bad experience and still sufferring"
      0.5 0.5/5 "Unacceptable"
      Took BT and top up loan from icici in July 2018 but received DD for balance transfer in third week of August. When submitted the DD to the other bank it got rejected as authorised signature is missing on it. The sales manager is not answering my call. I have already raised the complaint with customer care after which I received the DD.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , the tenure period is 2year . They charge 15% of interest rate and it is too high. There is no processing fee with this bank and the best part they gave preclosere option . The service and process was good and smooth with this bank .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Normal Service"
      0.5 4.0/5 "Great!"
      I've been using the BankBazaar platform for a while. I have applied for a short term loan via BankBazaar. It was good, customer support support was good. BankBazaar is a convenient platform for comparing and choosing various financial products online.
      Was this review helpful? 2
      , faridabad
      Reviewed on Sep 19, 2018
    • Cashe Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a short term loan from the CashE. It was awesome, I got the loan on the same day with in hours. It was a very good experience and they processed the application very quick. It is a very good service for emergency financial aid.
      Was this review helpful? 2
      , faridabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , their tenure period is 4year . The best part is processing fee is free with this bank and rate of interest is 1.3% which is nominal in the market . There is option preclosere with 3% on principal amount . Overall it is good to have HDFC BANK.
      Was this review helpful? 3
      , pune
      Reviewed on Sep 19, 2018
    • Aditya Birla Finance Personal Loan
      "Very Bad Experience with ABFL"
      0.5 0.5/5 "Unacceptable"
      1. Fake commitment of 30 min. disb. 2. Irritate by sending lots of sms and emails of remainder. 3. Breaks privacy by sending bank details in sms and email. 4. No reply from customer care email. 5. After regular payment we will get an overdue emi sms.
      Was this review helpful? 2
      , pune
      Reviewed on Sep 19, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with SBI and my loan experience was very good. The process was smooth and i received my loan amount on time. Customer service is good and they responded on time. The tenure period for this personal loan is 5 years.
      Was this review helpful? 3
      , secunderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 1 lacs with nominal interest rate of 11.5%. Customer service was good with this bank and they followed up on time and the tenure period for this loan is 2 years.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with this personal loan and the loan amount which they had provided also had been satisfactory as well. The interest rate with them has been nominal when compared with the market rate. Their customer support also had been responsive where they had been helpful at times.
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with Bank Bazaar and i had been using it for checking about the credit scores and the interest rate as well. I had been using the website of them and it has been easy in using it. Their customer support also had been responsive where there has been good follow up during the process of my personal loan.
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since one of my friend had suggested me about them. The process in getting this loan has been smooth and easy and the loan amount which they had provided also had been satisfactory. The interest rate with them has been nominal when compared with the market rate. Their customer support with them also had been responsive.
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 19, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.