Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Federal Bank Personal Loan Customer Care is Rated as "Great!" by 92905 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Federal Bank Personal Loan Customer Care

    Federal Bank is a prominent bank in India that caters to numerous banking needs of individuals across the country. The bank has several branches in different states of the nation. You can approach the bank to open an account, apply for a loan, get a selfie account, and lots more! The bank has an excellent online banking portal which will enable you to compare rates and fees, and also apply online. The bank specialises in personal banking services, NRI banking services, and business banking services.

    When you become a Federal Bank customer, you can register for their internet banking service to enjoy facilities quickly and conveniently without having to wait in long lines. The bank also has digital banking products such as mobile passbook, payment app, mobile banking app, etc. These options will help you have a smooth and comfortable banking process.

    Federal Bank Personal Loan Customer Care

    Federal Bank has a reliable and prompt customer care centre for personal loans and all the other products as well. The customer care facility of the bank is known as ‘Contact Centre’. It is the primary platform to get in touch with the bank for any queries related to any product or service offered by the bank. To get help from the knowledgeable and friendly customer representatives of the bank, you can dial the numbers of the bank. The table given below shows the contact details of Federal Bank:

    Pan India toll-free number 1800 - 425 – 1199 OR 1800 - 420 - 1199
    Number to dial from foreign countries +91- 484 – 2630994 OR +91-484-2630995
    Email address for general enquiries contact@federalbank.co.in
    Email address for FedNet internet banking enquiries fednetinfo@federalbank.co.in

    You can reach out to the executives of Federal Bank anytime of the day who are available 24 hours and 7 days a week. You will need to bear in mind that the bank representatives will assist you only when you provide your identification details to them accurately. Let us take a look at the identification details required for customer care support:

    When you make a general enquiry, you will need to give your account number and your full name. Apart from these details, you will be required to provide any of the two:

    • Customer ID
    • Address for communication that is stored in the bank’s records
    • Last 3 transactions

    When you make a query associated with FedNet Internet Banking, you will need to first give your FedNet User ID. Then, you will have to provide your full name and your email address that is registered in the records of the bank. You will also have to give your:

    • Date of birth OR
    • Customer ID

    Facilities Provided by Federal Bank Contact Centre

    • You can check the balance in your bank account.
    • You can get full details about the various products and services offered by the bank.
    • You can find out about interest rates and service charges levied for various loans and deposits.
    • You can check the status of your cheques.
    • You will be able to request to unlock your FEDNET account and even reissue your password.
    • You can find out about branches and ATMS of the bank.

    Federal Bank Telebanking Facility for Personal Loans and Other Products

    The bank has an advanced and trustworthy telebanking facility that functions through IVR (Interactive Voice Response). To make use of the telebanking feature, you will need to register through IVR. You will then get a Telebanking Personal Identification Number (TPIN) that will have 4 digits. You can utilise this feature through mobile phones or landline phones. It is very helpful to know everything about your personal loan.

    With the help of Federal Bank Telebanking Facility, you can:

    • Get information about your personal loan amount, loan installment amount, loan interest rate, and even loan installment due dates.
    • Check the balance of your account.
    • Request new cheque books.
    • Get details about your account, account number, maturity amount, and so on.
    • Transfer money from your account to another account or between your different accounts.

    Federal Bank Request a Call Back

    The bank also has a great ‘request a call back’ option. If you find any of the products offered by the bank interesting, you can find out more about it by requesting a call back from the bank. A representative from the bank will call you and help you out.

    To avail this option, you will need to go to the official website of the bank and go to the ‘Request a Call Back’ segment on the website. Here, you will find an online form. You can fill it with basic details and then click ‘Submit’. Once your form is received by the bank, you will get a call and then you can learn more about a product or service.

    With the help of Federal Bank Contact Centre, you can get your doubts clarified anytime of the day. You do not have to visit the branch and wait for your turn at the branch. Moreover, you do not have to worry if it is a bank working day or not. You can get proper help while sitting at home or at your office desk.

    Federal Bank Personal Loan

    Federal Bank has tailor-made personal loan options for you to handle your various expenses. These loan products will help you arrange your wedding plans, renovate your home, purchase the latest smartphone in the market, sponsor your child’s higher education, and lots more! With any of these personal loan options, you can meet your requirements without having to touch your hard-earned savings. Moreover, you can repay the loan comfortably by using the equated monthly installment (EMI) option.

    The repayment for these loans can be made through Standing Instruction (SI), Electronic Clearing Service (ECS), Fed Net, which is the bank’s internet banking platform, and Fed Mobile, which is the mobile banking app of the bank.

    Apply for Personal Loan

    Types of Personal Loans Offered by Federal Bank

    FedPremia: This is a personal loan product provided by the bank to salaried individuals. The minimum income requirement for this loan is Rs.50,000 per month. The maximum loan amount offered by this product is Rs.10 lakh. You will be required to repay this loan within 48 months. This loan is provided only in certain locations and they include New Delhi and NCR, Kochi, Chennai, Bengaluru, Mumbai, Thiruvananthapuram, and Pune. The application for this loan is processed quickly and requires simple documentation. The maximum age to apply for this loan is 55 years.

    Federal Easy Cash: This loan product is particularly designed for meeting one’s emergency expenses. The loan offers immediate funds to the applicant without any delay. This loan option is typically processed very quickly and is available in almost 1000 branches of the nation. You do not have to mention the purpose for your loan while applying for it. This loan will be given to you against certain instruments such as bank deposits, NSC, government and RBI cumulative bonds, government and RBI non-cumulative bonds, LIC insurance policies, IVP, KVP, etc. This loan is available at economical interest rates. Individuals, trusts, firms, and companies can apply for this specific loan.

    Federal Loan for Senior Citizens: Federal Bank offers an exclusive loan product for senior citizens. It is known as Federal Aashray Scheme. It is designed specifically to serve as an extra source of income for senior citizens who reside in India. There is a requirement that the applicant for this loan should be an owner of a self-acquired property in the country. The loan can be taken for any personal needs. The loan period ranges from 10 to 15 years. The life of the property needs to be at least 20 years. The monthly payout for this loan ranges from Rs.2,000 to Rs.25,000. The equitable mortgage of the self-acquired property which is provided by you as a security needs to be at least 60% of the loan amount. The applicant’s age needs to be at least 60 years and the spouse’s age should be at least 58 years.

    Federal Loan against Fixed Deposits: This product gives you a loan against fixed deposits, recurring deposits, and cash certificates. The loan amount will be up to 90% of the deposit amount loans against these deposits. These deposits should be free from any lien and should not be in the name of minors.

    Personal Loan Reviews

    • Citibank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have taken my personal loan with CITI bank 10 years back. I have a faced a major issues with EMI deductions and i have even raised a complaint also then the step was taken but i have went through a lot of issues due to that . My Credit score was also affected which was very disappointing . I have taken 50,000 and the interest rate was satisfactory .
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jul 20, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting the loan had been very good and verification process had been very simple and easy. The loan amount which they had provided had been satisfactory which was about 2,20,000 and the interest rate with them also had been okay which was 18%. Overall it had been a good experience.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My experience was quite satisfactory with bank bazaar . This is my first experience and there are no complaints.The website is very user friendly and easy to navigate . The web portal's accuracy and speed is good therefore I would recommend this site to all.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It had been a very good experience with this Personal loan and the process in getting this loan had been smooth and easy. The loan amount which they had provided had been satisfactory and the interest rate with them had been nominal when compared with the market rate. The customer support of them and their staff responses had been good while the processing of the loan.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC Bank. The loan amount was 3 lakhs and the interest rate was stayfscatory . The process was very smooth and there is no processing fee here. I completely satisfied with the service here and i liked the coordination also., The loan was approved on time so I would like tor recommend to others.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar platform for a while. I never faced any issues with their services. I've applied for a personal loan via Bankbazaar and the whole application and the documentation process was smooth and hassle free.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 20, 2018
    • Citibank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Citi bank for Rs. 5.7L for 4 years. It was very good, The interest was normal. I got the loan amount with in a week. There was a bank strike other than that there were no issues during the loan application.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar platform for a while. I applied for a ,personal loan via BankBazaar. It was very good, the customer support follow up was also very good. BankBazaar is a convenient platform to apply for various financial products online. I even recommended BankBazaar to some of my friends.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I took a personal loan from the HDFC Rs. 3.6 Lacs for 5 years. It was amazing, I applied directly but rejected the application. When I applied online I got the loan amount with in 5 days. The interest rate is normal when comparing with the other banks
      Was this review helpful? 0
      , pune
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan had been smooth and easy, where the loan amount which they had provided also had been satisfactory as well. The interest rate which they where charging had been nominal and there has not been any processing fee or any sort of extra charges which they had charged so far. Overall it had been a good experience with them.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I took a personal loan from the HDFC bank for 2.5 lacs, it was a good experience, the interest was lower. I got the loan amount2-3 days. There were some issues with the address verification. Overall it has been a very good experience in taking a personal from the HDFC bank.
      Was this review helpful? 0
      , kurnool
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar services for a while. They offered Excellent service, I got the loan with in 2 days. The customer support follow up was also good during the application. I never faced any issues during the application.
      Was this review helpful? 2
      , kurnool
      Reviewed on Jul 20, 2018
    • Fullerton Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I took a ,personal loan from the Fullerton Rs. 2Lacs for 5 years. The loan experience was good, rate of interest is high. The whole application and the documentation process was smooth and hassle free. I got the loan amount quickly.
      Was this review helpful? 1
      , kurnool
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank for 2 lacs, I applied at the branch and it was also pre-approved . There were no hassles during the application and documentation. It was a smooth personal loan experience. The interest rate was also nominal.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the BankBazaar platform for a while. The response was good. The customer support follow up was also good during the application process. I never faced any issues during the application and the documentation. BankBazaar is a convenient platform to compare and choose various banking products.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have taken my personal loan via BANK BAZAAR . The customer service and responses was up to the mark. The website is very user friendly and easy to understand but few information which is given on the website is not consistent which can be worked on .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2018
    • HDB Financial Services Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDB FINANCE. The loan amount was 3,30,000 and the interest rate was satisfactory and the tnrue period was 3 years,. I had a very smooth process here but the documentation was but tedious sine they requested lot of documents to submit but the process was very nominal. They have sanctioned the loan with the committed time.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Normal service"
      0.5 4.0/5 "Great!"
      The process in getting this personal loan had been a little slow and the process has took some delay. The loan amount which they had provided had been satisfactory but the interest rate has been a little high when compared with the market rate. I have taken this loan for the Home Renovation.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I took a personal loan from the HDFC bank for 2.3 lacs, the experience is good, The interest rate was normal. I got the loan amount with in 7 working days, the customer support follow up was also very good. it was a hassle free loan experience with the HDFC bank.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the BankBazaar platform for a while. The service was good, customer support was good. I got the loan pretty soon. BankBazaar is a convenient marketplace to apply for for various financial products online.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 20, 2018
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