Federal Bank Personal Loan Customer Care

Call Federal Bank personal loan customer care on 1800-425-1199 or 1800-420-1199 (24x7 toll-free), or +91 484 2630994 / +91 484 2630995 if calling from outside India. Email contact@federalbank.co.in for general queries. 

Services Offered by Federal Bank Personal Loan Customer Care

A few facilities that are offered by Federal Bank's Contact Centre are as follows:

  • Offers information regarding any product or service available on Federal Bank's website.
  • Offers information with regard to the status of your cheques.
  • Provides support for the lender's online products.
  • Helps you find the nearest ATMs and branches of Federal Bank.
  • Collects feedback about the lender's services and products.
  • Provides information on all loan products offered by Federal Bank.
  • Helps in the issuance of interest certificates and provisional interest certificates.
  • Offers clarifications regarding any entries that are made in your account.
Federal Bank Personal Loan Customer Care

Federal Bank Personal Loan Toll-Free Number and Email ID

To get help from the customer service representatives of the bank, you can contact the lender through the helpline numbers and email IDs listed below:

Category

Details

Pan India toll-free number

1800 425 1199 

Helpline number for customers residing abroad

+91 484 2630994, +91 484 2630995 OR 080-61991199

Email address for general enquiries

contact@federalbank.co.in

Email address for FedNet internet banking enquiries

fednetinfo@federalbank.co.in

Loan-specific enquiries email 

dlcare@federalbank.co.in 

NRI/International customer email 

nrisupport@federalbank.co.in 

FedNet internet banking enquiries email 

fednetinfo@federalbank.co.in 

You can reach out to the executives of Federal Bank any time of the day who are available 24 hours and 7 days a week. You will need to bear in mind that the bank representatives will assist you only when you provide your identification details to them accurately. Let us take a look at the identification details required for customer care support:

When you make a general enquiry, you will need to give your account number and your full name. Apart from these details, you will be required to provide any of the two:

  • Customer ID
  • Address for communication that is stored in the bank's records
  • Last 3 transactions

When you make a query associated with FedNet Internet Banking, you will need to first give your FedNet User ID. Then, you will have to provide your full name and your email address that is registered in the records of the bank. You will also have to give your:

  • Date of birth
  • Customer ID

Federal Bank Telebanking for Personal Loan Queries

The bank has an advanced and trustworthy telebanking facility that functions through IVR (Interactive Voice Response). To make use of the telebanking feature, you will need to register through IVR. You will then get a Telebanking Personal Identification Number (TPIN) that will have 4 digits. You can utilise this feature through mobile phones or landline phones.

With the help of Federal Bank Telebanking Facility, you can:

  • Get information about your personal loan amount, loan installment amount, loan interest rate, and even loan installment due dates.
  • Check the balance of your account.
  • Request new cheque books.
  • Get details about your account, account number, maturity amount, and so on.
  • Transfer money from your account to another account or between your different accounts.
  • Know the last five transactions made from your account.
  • Check the status of the payment of cheques issued to you.


Live Chat Feature

Customers can also get their queries clarified via the live chat feature on Federal Bank's official website. For this, you will need to navigate to the lender's official website (www.federalbank.co.in). On the bottom of the webpage, you will see a small window called 'Feddy'. You can type out your query here and click on 'Submit'

Grievance Redressal Procedure

If you are dissatisfied with the services offered by Federal Bank, you can send an email to the lender's Grievance Redressal Team. The email IDs through which you can contact the lender's Grievance Redressal Team are as follows:

  • support@federalbank.co.in
  • nrisupport@federalbank.co.in (for customers living abroad)

Also, given that it is the primary level of escalation, you can choose to contact the lender's Contact Centre via the helpline numbers. Customers can also fill up and submit the customer grievance form, which is available on Federal Bank's official website and in all Federal Bank branches.

If you are unhappy with the resolution provided, you can contact Federal Bank's Zonal Nodal Officer. The name, designation, contact number, email ID, fax number, and addresses of all Zonal Nodal Officers are available on the lender's official website.

If you are still dissatisfied with the way that your complaint has been handled, you can contact the Chief Operating Officer of Federal Bank Limited. The contact details of the Chief Operating Officer are as follows:

Address

Chief Operating Officer, CEO's Secretariat, Federal Bank Limited, Federal Towers, Bank Junction, Aluva, Kerala - 683 101

Email ID

support@federalbank.co.in

Fax

91 484 2626366

In the unlikely event that you don't receive a satisfactory resolution, you can send a letter to the Managing Director and Chief Executive Officer of Federal Bank at the address mentioned below:

The Managing Director and CEO,

The Federal Bank Ltd., Corporate Office,

Federal Towers, Aluva, Kerala - 683 101

If you are unhappy with the resolution provided to you after going through all the above-mentioned levels of escalation, you can approach the Banking Ombudsman. Keep in mind that customers can only approach the Banking Ombudsman if the bank itself has not provided a satisfactory resolution within one month. With the aid of Federal Bank's Contact Centre, you can get your doubts clarified at any time of the day. Customers can also visit the lender's nearest branch if they wish to directly speak to a representative about the queries that they have.

It is necessary to do your due research before applying for a personal loan. Thus, if you have any queries with regard to Federal Bank's personal loan, don't hesitate to call the lender through the above-mentioned customer service channels.

FAQs on Federal Bank Personal Loan Customer Care

1.What is Federal Bank personal loan customer care?

Federal Bank 24x7 customer care team supports personal loan customers with enquiries, account details, application status updates, and grievance resolution. The service is available via phone, email, chat, and telebanking.

2.What is the Federal Bank personal loan customer care number?

Call 1800-425-1199 or 1800-420-1199 (toll-free, 24x7) for personal loan enquiries.

3.How can I reach customer care from outside India?

Dial +91 484 2630994, +91 484 2630995, or +91 80 61991199 from outside India.

4.What is the email address for general queries?

For general enquiries, email contact@federalbank.co.in.

5.What email should I use for loan-specific issues?

For loan-specific enquiries, contact dlcare@federalbank.co.in.

6.Can I use WhatsApp to contact Federal Bank?

Yes, use Federal Bank AI assistant Feddy on WhatsApp: message +91-9633700800 or give a missed call to 8095 500 077 from your registered mobile number.

7.How do I register for telebanking?

Register through the bank IVR (Interactive Voice Response) system by calling the helpline number, and you will receive a four-digit Telebanking Personal Identification Number (TPIN).

8.What information do I need for a general customer care enquiry?

Provide your account number, full name, and one of the following: Customer ID, registered address, or last 3 transactions.

9.What can I do using telebanking?

Telebanking allows you to check account balance, view last 5 transactions, request cheque books, check loan details, transfer money, and enquire about cheque payment status.

10.What is the maximum loan amount for Federal Bank FedPremia personal loans?

The maximum loan amount is Rs.25 lakh.

11.What is the maximum tenure for Federal Bank personal loans?

The maximum tenure is 60 months (5 years).

12.What is the minimum monthly salary required to apply?

Applicants must have a minimum monthly net salary of Rs.25,000.

13.What is the current interest rate range for personal loans?

Interest rates for Federal Bank FedPremia personal loans range from 10.49% p.a. to 17.99% p.a.

14.What is the maximum age limit for a personal loan?

The maximum age at the end of the loan tenure is 60 years.

15.What is EMI in a personal loan?

EMI (Equated Monthly Instalment) is the fixed monthly payment that includes both principal repayment and interest on your personal loan.

16.Can I prepay my Federal Bank personal loan?

Yes, you can prepay the loan in part or in full.

17.How do I file a complaint if dissatisfied with the service?

Email support@federalbank.co.in or call the customer care number. You can also visit a branch and submit a grievance form online or through the contact centre.

18.What is the grievance redressal timeline at the bank level?

The bank aims to resolve complaints at the primary level; if unresolved within one month, you can escalate to the Zonal Nodal Officer or Banking Ombudsman.

19.What documents are required to apply for a personal loan?

Typically required: identity proof (passport/driving licence), address proof, PAN card, recent salary slips or Form 16, last 6 months bank statement, and passport-size photographs.

20.How long does the personal loan application process take?

The bank offers faster processing; exact timelines vary based on document verification and eligibility confirmation. Contact customer care for current processing times.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.