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  • Federal Bank Personal Loan Customer Care is Rated as "Great!" by 94195 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Federal Bank Personal Loan Customer Care

    Federal Bank is a prominent bank in India that caters to numerous banking needs of individuals across the country. The bank has several branches in different states of the nation. You can approach the bank to open an account, apply for a loan, get a selfie account, and lots more! The bank has an excellent online banking portal which will enable you to compare rates and fees, and also apply online. The bank specialises in personal banking services, NRI banking services, and business banking services.

    When you become a Federal Bank customer, you can register for their internet banking service to enjoy facilities quickly and conveniently without having to wait in long lines. The bank also has digital banking products such as mobile passbook, payment app, mobile banking app, etc. These options will help you have a smooth and comfortable banking process.

    Federal Bank Personal Loan Customer Care

    Federal Bank has a reliable and prompt customer care centre for personal loans and all the other products as well. The customer care facility of the bank is known as ‘Contact Centre’. It is the primary platform to get in touch with the bank for any queries related to any product or service offered by the bank. To get help from the knowledgeable and friendly customer representatives of the bank, you can dial the numbers of the bank. The table given below shows the contact details of Federal Bank:

    Pan India toll-free number 1800 - 425 – 1199 OR 1800 - 420 - 1199
    Number to dial from foreign countries +91- 484 – 2630994 OR +91-484-2630995
    Email address for general enquiries contact@federalbank.co.in
    Email address for FedNet internet banking enquiries fednetinfo@federalbank.co.in

    You can reach out to the executives of Federal Bank anytime of the day who are available 24 hours and 7 days a week. You will need to bear in mind that the bank representatives will assist you only when you provide your identification details to them accurately. Let us take a look at the identification details required for customer care support:

    When you make a general enquiry, you will need to give your account number and your full name. Apart from these details, you will be required to provide any of the two:

    • Customer ID
    • Address for communication that is stored in the bank’s records
    • Last 3 transactions

    When you make a query associated with FedNet Internet Banking, you will need to first give your FedNet User ID. Then, you will have to provide your full name and your email address that is registered in the records of the bank. You will also have to give your:

    • Date of birth OR
    • Customer ID

    Facilities Provided by Federal Bank Contact Centre

    • You can check the balance in your bank account.
    • You can get full details about the various products and services offered by the bank.
    • You can find out about interest rates and service charges levied for various loans and deposits.
    • You can check the status of your cheques.
    • You will be able to request to unlock your FEDNET account and even reissue your password.
    • You can find out about branches and ATMS of the bank.

    Federal Bank Telebanking Facility for Personal Loans and Other Products

    The bank has an advanced and trustworthy telebanking facility that functions through IVR (Interactive Voice Response). To make use of the telebanking feature, you will need to register through IVR. You will then get a Telebanking Personal Identification Number (TPIN) that will have 4 digits. You can utilise this feature through mobile phones or landline phones. It is very helpful to know everything about your personal loan.

    With the help of Federal Bank Telebanking Facility, you can:

    • Get information about your personal loan amount, loan installment amount, loan interest rate, and even loan installment due dates.
    • Check the balance of your account.
    • Request new cheque books.
    • Get details about your account, account number, maturity amount, and so on.
    • Transfer money from your account to another account or between your different accounts.

    Federal Bank Request a Call Back

    The bank also has a great ‘request a call back’ option. If you find any of the products offered by the bank interesting, you can find out more about it by requesting a call back from the bank. A representative from the bank will call you and help you out.

    To avail this option, you will need to go to the official website of the bank and go to the ‘Request a Call Back’ segment on the website. Here, you will find an online form. You can fill it with basic details and then click ‘Submit’. Once your form is received by the bank, you will get a call and then you can learn more about a product or service.

    With the help of Federal Bank Contact Centre, you can get your doubts clarified anytime of the day. You do not have to visit the branch and wait for your turn at the branch. Moreover, you do not have to worry if it is a bank working day or not. You can get proper help while sitting at home or at your office desk.

    Federal Bank Personal Loan

    Federal Bank has tailor-made personal loan options for you to handle your various expenses. These loan products will help you arrange your wedding plans, renovate your home, purchase the latest smartphone in the market, sponsor your child’s higher education, and lots more! With any of these personal loan options, you can meet your requirements without having to touch your hard-earned savings. Moreover, you can repay the loan comfortably by using the equated monthly installment (EMI) option.

    The repayment for these loans can be made through Standing Instruction (SI), Electronic Clearing Service (ECS), Fed Net, which is the bank’s internet banking platform, and Fed Mobile, which is the mobile banking app of the bank.

    Apply for Personal Loan

    Types of Personal Loans Offered by Federal Bank

    FedPremia: This is a personal loan product provided by the bank to salaried individuals. The minimum income requirement for this loan is Rs.50,000 per month. The maximum loan amount offered by this product is Rs.10 lakh. You will be required to repay this loan within 48 months. This loan is provided only in certain locations and they include New Delhi and NCR, Kochi, Chennai, Bengaluru, Mumbai, Thiruvananthapuram, and Pune. The application for this loan is processed quickly and requires simple documentation. The maximum age to apply for this loan is 55 years.

    Federal Easy Cash: This loan product is particularly designed for meeting one’s emergency expenses. The loan offers immediate funds to the applicant without any delay. This loan option is typically processed very quickly and is available in almost 1000 branches of the nation. You do not have to mention the purpose for your loan while applying for it. This loan will be given to you against certain instruments such as bank deposits, NSC, government and RBI cumulative bonds, government and RBI non-cumulative bonds, LIC insurance policies, IVP, KVP, etc. This loan is available at economical interest rates. Individuals, trusts, firms, and companies can apply for this specific loan.

    Federal Loan for Senior Citizens: Federal Bank offers an exclusive loan product for senior citizens. It is known as Federal Aashray Scheme. It is designed specifically to serve as an extra source of income for senior citizens who reside in India. There is a requirement that the applicant for this loan should be an owner of a self-acquired property in the country. The loan can be taken for any personal needs. The loan period ranges from 10 to 15 years. The life of the property needs to be at least 20 years. The monthly payout for this loan ranges from Rs.2,000 to Rs.25,000. The equitable mortgage of the self-acquired property which is provided by you as a security needs to be at least 60% of the loan amount. The applicant’s age needs to be at least 60 years and the spouse’s age should be at least 58 years.

    Federal Loan against Fixed Deposits: This product gives you a loan against fixed deposits, recurring deposits, and cash certificates. The loan amount will be up to 90% of the deposit amount loans against these deposits. These deposits should be free from any lien and should not be in the name of minors.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my personal loan was taken with HDFC Bank 2.5 years back. The loan amount was 1 lakh.The interest rate was quite satisfactory and the tenure period was 2 years .I am happy with the service and responses . There is no inconvenience faced and the pre closure is after 2 years .
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      , new delhi
      Reviewed on Sep 21, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC Bank and the process of documentation process was very good. I got the loan on time and the rate of interest and processing charges is nominal and in all there are no issues to get the loan. A smooth process in all.
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      , hyderabad
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    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank 1 year back. I have taken 2.8 lakhs and the interest rate was very high . The tenure period was 4 years but i did pre closure . The chargers re very high for pre closuring the loan here but i had a smooth loan process . The documentation was quite smooth and hassle free.
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    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have taken my personal loan with HDFC bank 1 year ba4ck. The loan amount was 4,25,000 and the interest rate was average The tenure period was 2 years . I had a good satisfactory experience . They have sanctioned the loan with the committed time also. There are no difficulties faced .
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    • ICICI Bank Personal Loan
      "Process is nice"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has also offered me a personal loan. The customer services and response is good and there are no hassles in the process. They also offered me a good rate of interest and the processing charges are nominal too. The after loan services are good too.
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    • Capital First Personal Loan
      "Hassle free process"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital first. The customer services and response is good. The process to get the loan is good and the rate of interest and processing charges is normal too. The after loan services are also satisfactory. Good overall.
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      , greater noida
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    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank 1 year back. I have taken 2.5 lakhs and the interest rate was satisfactory . I am happy with the customer service and responses. There is no inconvenience faced and the process was completely hassle free.
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      , chennai
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    • Citibank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with CITI bank 4 months back. The loan amount was 1,20,000 and the interest rate was very high . The customer service and responses was good. I have faced some difficult and they even detected some amount also. The processing fee was nominal.
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      , hyderabad
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    • ICICI Bank Personal Loan
      "Very bad experience and still sufferring"
      0.5 0.5/5 "Unacceptable"
      Took BT and top up loan from icici in July 2018 but received DD for balance transfer in third week of August. When submitted the DD to the other bank it got rejected as authorised signature is missing on it. The sales manager is not answering my call. I have already raised the complaint with customer care after which I received the DD.
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    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , the tenure period is 2year . They charge 15% of interest rate and it is too high. There is no processing fee with this bank and the best part they gave preclosere option . The service and process was good and smooth with this bank .
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      , hyderabad
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    • Bank Bazaar Personal Loan
      "Normal Service"
      0.5 4.0/5 "Great!"
      I've been using the BankBazaar platform for a while. I have applied for a short term loan via BankBazaar. It was good, customer support support was good. BankBazaar is a convenient platform for comparing and choosing various financial products online.
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      , faridabad
      Reviewed on Sep 19, 2018
    • Cashe Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a short term loan from the CashE. It was awesome, I got the loan on the same day with in hours. It was a very good experience and they processed the application very quick. It is a very good service for emergency financial aid.
      Was this review helpful? 1
      , faridabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , their tenure period is 4year . The best part is processing fee is free with this bank and rate of interest is 1.3% which is nominal in the market . There is option preclosere with 3% on principal amount . Overall it is good to have HDFC BANK.
      Was this review helpful? 1
      , pune
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    • Aditya Birla Finance Personal Loan
      "Very Bad Experience with ABFL"
      0.5 0.5/5 "Unacceptable"
      1. Fake commitment of 30 min. disb. 2. Irritate by sending lots of sms and emails of remainder. 3. Breaks privacy by sending bank details in sms and email. 4. No reply from customer care email. 5. After regular payment we will get an overdue emi sms.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 19, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with SBI and my loan experience was very good. The process was smooth and i received my loan amount on time. Customer service is good and they responded on time. The tenure period for this personal loan is 5 years.
      Was this review helpful? 2
      , secunderabad
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    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 1 lacs with nominal interest rate of 11.5%. Customer service was good with this bank and they followed up on time and the tenure period for this loan is 2 years.
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      , hyderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with this personal loan and the loan amount which they had provided also had been satisfactory as well. The interest rate with them has been nominal when compared with the market rate. Their customer support also had been responsive where they had been helpful at times.
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      , chennai
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with Bank Bazaar and i had been using it for checking about the credit scores and the interest rate as well. I had been using the website of them and it has been easy in using it. Their customer support also had been responsive where there has been good follow up during the process of my personal loan.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since one of my friend had suggested me about them. The process in getting this loan has been smooth and easy and the loan amount which they had provided also had been satisfactory. The interest rate with them has been nominal when compared with the market rate. Their customer support with them also had been responsive.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 19, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The experience i had in getting this personal loan has been okay, where the loan amount which they had provided had been sufficient and the interest rate with them also had been nominal. Their customer support also had been helpful at times and has been responsive. There has not been any hassle faced with them so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 19, 2018
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