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  • Central Bank Of India Personal Loan Customer Care is Rated as "Great!" by 92888 Users

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    Central Bank Of India Personal Loan Customer Care

    Central Bank of India is a top bank in the country that has been taking care of several people’s banking needs for decades. The bank offers personal banking, corporate banking, agricultural banking, and NRI banking services. Under the personal banking section, one can apply for retail loans, deposit accounts, cards, and digital banking products.

    The bank offers multiple types of loans under the category of retail loans. Some of the loan products offered by Central Bank of India include personal loans, home loans, SME retail loans, loans to senior citizens, vehicle loans, education loans, loans against property, etc.

    When you choose any of these products offered by the bank, you can be sure that you will receive good customer care from representatives at the bank. They are dedicated to offering skilled and prompt assistance whenever you need it.

    Central Bank of India Personal Loan Customer Care

    When you apply for a personal loan from this bank, you can be assured that you will get reliable customer care support. The bank has a toll-free number that can be accessed anytime during the say as the department works 24 hours. You do not have to go to a bank branch to get your issue resolved or to get a query clarified. Whether you have a question about your Central Bank of India personal loan application status or EMIs or payment mode or repayment issue or anything, you can reach out to the bank’s customer care facility for help.

    Let us take a look at the contact information for the customer care facility of Central Bank of India:

    Call centre number for customer-related services 1800 22 1911
    National Toll Free Number 1800 110 001 1800 180 1111
    Number for internet banking and mobile banking queries 1800 22 1911
    Email address for digital transaction assistance digitalsupport@centralbank.co.in
    Telephone number for public complaints 022 - 22617896
    Fax number for public complaints 022 - 22643054
    Email address for lodging complaints complaints@centralbank.co.in

    With the help of the bank’s customer care facility, a personal loan borrower can get dependable support right from the application process until the full loan repayment is made. You can find out about your personal loan application status, loan interest rate, loan disbursal process, loan EMIs, loan repayment mode, technical issues while making payment, etc.

    The bank has introduced this facility so that you do not have to go to an actual bank branch. You can instead sit in the comfort of your home and get quick resolutions for your loan hassles. If you also want to negotiate the interest rate for your loan, you may be able to use this facility.

    In case you do want to visit a branch of Central Bank of India, you can go ahead and get help from the customer care representatives at the branch.

    Types of Personal Loans Offered by Central Bank of India

    Central Bank of India has 8 types of personal loans and they include:

    1. Cent Personal Loan for Corporate Employees
    2. Cent Personal Loan Scheme
    3. Cent Ratna
    4. Cent Personal Gold Loan
    5. Cent Teacher
    6. Cent Suvidha
    7. Cent Liquid (Loan against shares)
    8. Cent Doctor
    1. Cent Personal Loan Scheme (Corporate): This is given to permanent employees who work with large corporates. It is a demand loan. The maximum loan quantum is 20 times of gross salary with a maximum limit of Rs.5 lakh. Your salary account will need to be held with Central Bank of India. You will have to repay within 36 months. The interest rate is MCLR + 3.50%.
    2. Cent Personal Loan Scheme: This loan is given for taking care of personal or domestic expenses. You will need to repay it within 48 months. The interest rate is MCLR (12 months) + 3.00%. The maximum loan amount is 20 times of gross salary with a maximum of Rs.10 lakh.
    3. Cent Ratna: This loan is given to permanent employees working with any PSU or Maharatna or Navratna. The loan amount will be 20 times of the applicant’s gross salary. As a form of guarantee, a co-employee of the applicant will need to give a personal guarantee for at least the loan amount. It will have to be repaid within 60 months. The interest rate is MCLR+ 3.50%.
    4. Cent Personal Gold Loan: This is given to take care of expenses such as wedding arrangements, education plans, medical treatments, except for agricultural purposes. It requires a margin of 30% of the loan value.
    5. Cent Teacher Loan: It is given to permanent teachers of schools, colleges, universities, and other educational institutions. It is a demand loan. The interest rate is MCLR + 2.75%. It needs to be repaid in 48 EMIs.
    6. Cent Suvidha: It is given to any salaried individual to handle personal emergencies. You can get an overdraft of up to Rs.1 lakh. The interest rate is MCLR + 4.00%.
    7. Cent Liquid Scheme: This loan is given as a financing against shares and debentures. The maximum loan quantum is Rs.20 lakh. It can be taken as a demand loan or an overdraft loan. The shares must be in dematerialised form. The interest rate is MCLR + 4.00%.
    8. Cent Doctor Scheme: This is given to purchase medical equipment and to set up a nursing home or a clinic or a polyclinic or an x-ray lab, medicines, etc. The loan applicant should be qualified in medical science. The minimum loan amount is Rs.1 lakh and the maximum loan amount is Rs.5 crore.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good experience with this loan, there has been some charges of 16% and the process in getting this loan had been easy and simple. The loan amount which they had provided had been satisfactory and there has not been any processing fee which they had been charging.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have taken a personal loan with HDFC bank and my loan experience was good, the loan amount was for Rs 3 lakhs with 11.75% as interest rate which is nominal in market. They charge 2% for preclosure. Customer service was good with HDFC bank and the tenure period is 3 years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very good and the loan amount which they had provided had been satisfactory as well. I had taken this loan for the purchase of one of the land. There has not been any sort of processing fee which they had taken and all went well. The customer support and the staff responses had been good so far and their customer support also had been good as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 17, 2018
    • Citibank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from the Citibank for 4 lacs , The interest rate mis very high. I got the loan amount with in a day and credit to the account. The application and the documentation was really easy and hassle free. They need to lower the interest rates in par with other providers.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 17, 2018
    • SBI Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have taken a personal loan from SBI and my loan experience was good, the loan amount was for Rs 2 lakhs with nominal interest rate when compared to other banks. Customer service was good and they followed up on time. There are no preclosure charges and the tenure period for this loan is 4 years.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 17, 2018
    • SBI Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken personal loan from the State bank of India which took around 1 week for approval and documentation . Am satisfied with the rate of interest 10.4% which they have provided . They charged Rs 8000 for processing fees with the tenure period of 5 years .Their customer service and service is not up to the mark as i have to do follow up regarding loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "High rate of intres with easy process"
      0.5 3.5/5 "Pretty good"
      Got my personal form Hdfc bank , as the rate of interest is high They are giving loan and fixing rate of interest based on the person which could have been avoided . Making the payments through Ecs . Got approved in just one hour as instant approval process. There is processing fees of Rs 4000-6000 for the personal loan with tenure period of 36 months . I cannot pre close this before one year after one year the pre closure charges will be 3-4 % Their customer service and response is good regarding personal loan.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 17, 2018
    • ICICI Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      Got my personal loan form icici bank , they instantly processed for documentation and approval process . Rate of interest is also nominal one compared to other banks, their customer service and response is good.Made payments through ECS .The tenure period is 3 years
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 17, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Its instant loan approval process which i took from Bajaj fin serve for personal loan . The approval was so quick as they did in 2-3 days amount reflected in my bank account . The rate of interest is high compared to others . They gave tenure period of 1 years . Overall their service and response is good.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with HDFC bank and my experience was average, the loan amount was for Rs4.8 lakhs with rate of interest of 14% which is nominal rate. The process was smooth and i received my loan amount on time. Customer service was good with HDFC bank and the tenure for this loan is 4 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 17, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken personal loan from Axis bank its instant approved loan through their mobile application. . Am satisfied with the rate of interest which they have provided . There is processing fees for the loan which is nominal one. I make the payments through Ecs every month . They gave the tenure period of 2 years . They did quick documentation and received the loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 17, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Its instant paperless approval personal loan which i got from icici bank. Based on the number of transaction which i made with icici. As the rate of interest is satisfactory but it is acceptable based on our urgency. Their customer service is way good an response was quick .I have chosen the tenure period of 5 years and there is nil processing fees.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience with them so far, and the process in getting the loan had been very smooth and easy. The loan amount which they had provided had been satisfactory and i had taken this loan for my home renovation. The interest rate with them has been nominal when compared with the market rate.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 16, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've taken a personal loan from the HDFC bank for 70000. There is no flexibility and the loan experience was good. The process and the application was smooth and hassle free. They need to provide more flexible options for their customers...
      Was this review helpful? 1
      , pune
      Reviewed on Jul 16, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      My personal loan experience was good with HDFC bank, the loan amount was for Rs 2 lakhs with 13% interest rate which is nominal rate. The process was quick and the loan amount was disbursed on time. 2% charges are applicable for preclosure of the loan and the tenure period is 3 years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 16, 2018
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 10 lakhs with nominal interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is 5 years.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 16, 2018
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've take a personal loan from the Yes bank for 2 lakhs. It was not good, the associate told me 13.29% but the bank is charging 14 %. I am paying an EMI of 9803 for 24 Months. There were also hidden charges too when it comes to the YES bank with respect to personal loan.
      Was this review helpful? 2
      , delhi
      Reviewed on Jul 14, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Kotak Mahindra bank. I have taken 1 lac, I got the loan with in 2 days. I applied online banking. The interest rate is low. It was a very fast personal loan experience with the bank and their services.
      Was this review helpful? 3
      , pune
      Reviewed on Jul 14, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC bank 1 year back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was very quick and satisfactory . I have got the loan with in a day. Here pre closure is after 3 months and the processing fee was bit high . My overall experience was good.
      Was this review helpful? 4
      , navi mumbai
      Reviewed on Jul 14, 2018
    • SBI Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with SBI 2 years back.The loan amount was 2 lakhs and the interest rate as very high . The EMI period was 5 years .The process was very slow and they have delayed processing it .The documentation was smooth .hey did not sanction the loan within the committed time. Their processing fee was average in the market.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Jul 14, 2018
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