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  • Central Bank Of India Personal Loan Customer Care is Rated as "Great!" by 97311 Users

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    Central Bank Of India Personal Loan Customer Care

    Central Bank of India is a top bank in the country that has been taking care of several people’s banking needs for decades. The bank offers personal banking, corporate banking, agricultural banking, and NRI banking services. Under the personal banking section, one can apply for retail loans, deposit accounts, cards, and digital banking products.

    The bank offers multiple types of loans under the category of retail loans. Some of the loan products offered by Central Bank of India include personal loans, home loans, SME retail loans, loans to senior citizens, vehicle loans, education loans, loans against property, etc.

    When you choose any of these products offered by the bank, you can be sure that you will receive good customer care from representatives at the bank. They are dedicated to offering skilled and prompt assistance whenever you need it.

    Central Bank of India Personal Loan Customer Care

    When you apply for a personal loan from this bank, you can be assured that you will get reliable customer care support. The bank has a toll-free number that can be accessed anytime during the say as the department works 24 hours. You do not have to go to a bank branch to get your issue resolved or to get a query clarified. Whether you have a question about your Central Bank of India personal loan application status or EMIs or payment mode or repayment issue or anything, you can reach out to the bank’s customer care facility for help.

    Let us take a look at the contact information for the customer care facility of Central Bank of India:

    Call centre number for customer-related services 1800 22 1911
    National Toll Free Number 1800 110 001 1800 180 1111
    Number for internet banking and mobile banking queries 1800 22 1911
    Email address for digital transaction assistance digitalsupport@centralbank.co.in
    Telephone number for public complaints 022 - 22617896
    Fax number for public complaints 022 - 22643054
    Email address for lodging complaints complaints@centralbank.co.in

    With the help of the bank’s customer care facility, a personal loan borrower can get dependable support right from the application process until the full loan repayment is made. You can find out about your personal loan application status, loan interest rate, loan disbursal process, loan EMIs, loan repayment mode, technical issues while making payment, etc.

    The bank has introduced this facility so that you do not have to go to an actual bank branch. You can instead sit in the comfort of your home and get quick resolutions for your loan hassles. If you also want to negotiate the interest rate for your loan, you may be able to use this facility.

    In case you do want to visit a branch of Central Bank of India, you can go ahead and get help from the customer care representatives at the branch.

    Types of Personal Loans Offered by Central Bank of India

    Central Bank of India has 8 types of personal loans and they include:

    1. Cent Personal Loan for Corporate Employees
    2. Cent Personal Loan Scheme
    3. Cent Ratna
    4. Cent Personal Gold Loan
    5. Cent Teacher
    6. Cent Suvidha
    7. Cent Liquid (Loan against shares)
    8. Cent Doctor
    1. Cent Personal Loan Scheme (Corporate): This is given to permanent employees who work with large corporates. It is a demand loan. The maximum loan quantum is 20 times of gross salary with a maximum limit of Rs.5 lakh. Your salary account will need to be held with Central Bank of India. You will have to repay within 36 months. The interest rate is MCLR + 3.50%.
    2. Cent Personal Loan Scheme: This loan is given for taking care of personal or domestic expenses. You will need to repay it within 48 months. The interest rate is MCLR (12 months) + 3.00%. The maximum loan amount is 20 times of gross salary with a maximum of Rs.10 lakh.
    3. Cent Ratna: This loan is given to permanent employees working with any PSU or Maharatna or Navratna. The loan amount will be 20 times of the applicant’s gross salary. As a form of guarantee, a co-employee of the applicant will need to give a personal guarantee for at least the loan amount. It will have to be repaid within 60 months. The interest rate is MCLR+ 3.50%.
    4. Cent Personal Gold Loan: This is given to take care of expenses such as wedding arrangements, education plans, medical treatments, except for agricultural purposes. It requires a margin of 30% of the loan value.
    5. Cent Teacher Loan: It is given to permanent teachers of schools, colleges, universities, and other educational institutions. It is a demand loan. The interest rate is MCLR + 2.75%. It needs to be repaid in 48 EMIs.
    6. Cent Suvidha: It is given to any salaried individual to handle personal emergencies. You can get an overdraft of up to Rs.1 lakh. The interest rate is MCLR + 4.00%.
    7. Cent Liquid Scheme: This loan is given as a financing against shares and debentures. The maximum loan quantum is Rs.20 lakh. It can be taken as a demand loan or an overdraft loan. The shares must be in dematerialised form. The interest rate is MCLR + 4.00%.
    8. Cent Doctor Scheme: This is given to purchase medical equipment and to set up a nursing home or a clinic or a polyclinic or an x-ray lab, medicines, etc. The loan applicant should be qualified in medical science. The minimum loan amount is Rs.1 lakh and the maximum loan amount is Rs.5 crore.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding HDFC personal loan , the loan amount they have given to me was sufficient, and i am happy with my loan amount , and the rate of interest they have charged me was nominal, and the processing fee they have charged was also nominal, they have not taken any hidden charges, there service is good.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 15, 2018
    • review Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan is taken with BAJAJ , the process is quite quick i got my loan within 1 day , i did not wait for anything. Rate of interest is 13%. The customer support is excellent with this bank , i can connect them easily with them . So far it has been good experience with BAJAJ.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2018
    • HDFC Bank Personal Loan
      "Good in need"
      0.5 4.5/5 "Excellent!"
      I was looking for a personal loan and i applied with HDFC as i have a salary account with HDFC Bank. There was no delay and my application for loan was taken care. I got the amount disbursed on time and also the interest rates are reasonable . There was less documentation work and i m happy with HDFC overall services.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 15, 2018
    • Bank Bazaar Personal Loan
      "Prompt Service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar has been a good platform for help for me as my loan application was processed with ease. I was looking for a personal loan and thats when i came across Bank Bazaar and submitted an Application. There was a proper follow up and the customer care representatives were polite and helpful on the call. Will recommend Bank Bazaar for sure for my future needs.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2018
    • Citibank Personal Loan
      "Good In Service"
      0.5 4.0/5 "Great!"
      I was looking for a personal loan and i was suggested Citibank. I applied for it and my application was processed on time. There was no delay and things were taken care. Coming to interest rates i feel its reasonable. Well this is my first time with Citibank and i am happy with the services.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 15, 2018
    • Early Salary Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The process of getting the personal loan is simple also it is easy with the EarlySalary but they have not offered the loan amount which is satisfactory to me and it is lesser. The service is good with this bank added on that the customer support is responsive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 15, 2018
    • Early Salary Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      There is no particular reason for taking the personal loan with the EarlySalary but the process is so quick to get the loan and within 2 days i got the personal loan with this EARLY SALARY. The loan amount what they have offered is very much satisfactory.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      At the beginning i came to know about the Bank bazaar through the credit card score checking, i use the bank bazaar through both the website as well as the mobile application as it is user friendly to access. The customer support is responsive.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Dec 14, 2018
    • HDFC Bank Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      There is no particular reason for taking the personal loan with the HDFC BANK but the process of applying the personal loan is simple ans easy to get the loan. The loan amount is satisfactory what they have offered added on that the rate of interest is with lower.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Dec 14, 2018
    • Bank Bazaar Personal Loan
      "USER FRIENDLY PORTAL"
      0.5 5.0/5 "Blown Away!"
      It is my first time experience with the Bank bazaar as i am using it through the website as the portal is easy and also it is user friendly to access. The customer support is very good with this with this portal and it is satisfactory to me. It is a good portal to use.
      Was this review helpful? 3
      , bangalore
      Reviewed on Dec 14, 2018
    • IndusInd Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for taking the personal loan with the INDUSIND BANK but the loan amount what they have offered is sufficient added on that they have offered the rate of interest is 12.5% with this personal loan. The process of getting the loan is simple and quick.
      Was this review helpful? 4
      , bangalore
      Reviewed on Dec 14, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a good experience with this loan and the loan got disbursed in a short period of time. There has not been any hassle faced with the banking services of them, even their customer support has been responsive has been helpful. There has not been any extra charges made by them.
      Was this review helpful? 4
      , kolkata
      Reviewed on Dec 14, 2018
    • SBI Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It had been a good experience with this loan experience with this loan and the whole process went smooth and simple. Within a short period of time they had given me this loan and there has not been any problem and there has not been any sort of additional charges which they had made.
      Was this review helpful? 4
      , kolkata
      Reviewed on Dec 14, 2018
    • HDFC Bank Personal Loan
      "Easy to get a loan"
      0.5 4.5/5 "Excellent!"
      They have processed the loan immediately. I have received the loan amount of Rs. 1.5 lakhs. I have received the loan on time. I'm happy about the interest rate since its a instant loan. There was no documentation has collected. Total tenure period of the loan is 2 years and I'm about to close it.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Dec 14, 2018
    • review Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      Its instant paperless approval personal loan which i got from Home credit financial service . As the rate of interest is satisfactory based on the market price. Their customer service is way good an response was quick .I have chosen the tenure period of1 years and there are nil processing fees.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Dec 14, 2018
    • review Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from Bussan Auto finance which they approved in 1 day and the amount was reflected in next day and they followed instant approval process. As am satisfied with the rate of interest which they have given and i can make the payment monthly though ECS. There are nominal processing fees.
      Was this review helpful? 3
      , ghaziabad
      Reviewed on Dec 14, 2018
    • SBI Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with STATE BANK OF INDIA , and they provide nominal rate of interest and it is nominal in the market . The processing fee is nominal and tenure period is 5year . SO far it has been good experience with this bank . Loan amount is satisfactory .
      Was this review helpful? 3
      , hyderabad
      Reviewed on Dec 14, 2018
    • Axis Bank Personal Loan
      "Very Good bank for personal loan"
      0.5 5.0/5 "Blown Away!"
      I bought my personal loan in the year of 2017. They have offered me a interest rate of 14.5% and the loan amount was Rs. 2.59 lakhs. There was some processing fee which is nominal according to the standard charges. Getting a loan from Axis bank is easy. There is a pre-closure and partial payment is available without any charges.
      Was this review helpful? 3
      , bangalore
      Reviewed on Dec 14, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a car loan with HDFC bank and my experience was good, the loan amount was based on my requirement and the rate of interest was nominal when compared to other banks. Customer service was good with this bank and the tenure period is 5 years for this loan.
      Was this review helpful? 4
      , coimbatore
      Reviewed on Dec 14, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Dec 14, 2018
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