Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Central Bank Of India Personal Loan Customer Care is Rated as "Great!" by 101685 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Central Bank Of India Personal Loan Customer Care

    Central Bank of India is a top bank in the country that has been taking care of several people’s banking needs for decades. The bank offers personal banking, corporate banking, agricultural banking, and NRI banking services. Under the personal banking section, one can apply for retail loans, deposit accounts, cards, and digital banking products.

    The bank offers multiple types of loans under the category of retail loans. Some of the loan products offered by Central Bank of India include personal loans, home loans, SME retail loans, loans to senior citizens, vehicle loans, education loans, loans against property, etc.

    When you choose any of these products offered by the bank, you can be sure that you will receive good customer care from representatives at the bank. They are dedicated to offering skilled and prompt assistance whenever you need it.

    Central Bank of India Personal Loan Customer Care

    When you apply for a personal loan from this bank, you can be assured that you will get reliable customer care support. The bank has a toll-free number that can be accessed anytime during the say as the department works 24 hours. You do not have to go to a bank branch to get your issue resolved or to get a query clarified. Whether you have a question about your Central Bank of India personal loan application status or EMIs or payment mode or repayment issue or anything, you can reach out to the bank’s customer care facility for help.

    Let us take a look at the contact information for the customer care facility of Central Bank of India:

    Call centre number for customer-related services 1800 22 1911
    National Toll Free Number 1800 110 001 1800 180 1111
    Number for internet banking and mobile banking queries 1800 22 1911
    Email address for digital transaction assistance digitalsupport@centralbank.co.in
    Telephone number for public complaints 022 - 22617896
    Fax number for public complaints 022 - 22643054
    Email address for lodging complaints complaints@centralbank.co.in

    With the help of the bank’s customer care facility, a personal loan borrower can get dependable support right from the application process until the full loan repayment is made. You can find out about your personal loan application status, loan interest rate, loan disbursal process, loan EMIs, loan repayment mode, technical issues while making payment, etc.

    The bank has introduced this facility so that you do not have to go to an actual bank branch. You can instead sit in the comfort of your home and get quick resolutions for your loan hassles. If you also want to negotiate the interest rate for your loan, you may be able to use this facility.

    In case you do want to visit a branch of Central Bank of India, you can go ahead and get help from the customer care representatives at the branch.

    Types of Personal Loans Offered by Central Bank of India

    Central Bank of India has 8 types of personal loans and they include:

    1. Cent Personal Loan for Corporate Employees
    2. Cent Personal Loan Scheme
    3. Cent Ratna
    4. Cent Personal Gold Loan
    5. Cent Teacher
    6. Cent Suvidha
    7. Cent Liquid (Loan against shares)
    8. Cent Doctor
    1. Cent Personal Loan Scheme (Corporate): This is given to permanent employees who work with large corporates. It is a demand loan. The maximum loan quantum is 20 times of gross salary with a maximum limit of Rs.5 lakh. Your salary account will need to be held with Central Bank of India. You will have to repay within 36 months. The interest rate is MCLR + 3.50%.
    2. Cent Personal Loan Scheme: This loan is given for taking care of personal or domestic expenses. You will need to repay it within 48 months. The interest rate is MCLR (12 months) + 3.00%. The maximum loan amount is 20 times of gross salary with a maximum of Rs.10 lakh.
    3. Cent Ratna: This loan is given to permanent employees working with any PSU or Maharatna or Navratna. The loan amount will be 20 times of the applicant’s gross salary. As a form of guarantee, a co-employee of the applicant will need to give a personal guarantee for at least the loan amount. It will have to be repaid within 60 months. The interest rate is MCLR+ 3.50%.
    4. Cent Personal Gold Loan: This is given to take care of expenses such as wedding arrangements, education plans, medical treatments, except for agricultural purposes. It requires a margin of 30% of the loan value.
    5. Cent Teacher Loan: It is given to permanent teachers of schools, colleges, universities, and other educational institutions. It is a demand loan. The interest rate is MCLR + 2.75%. It needs to be repaid in 48 EMIs.
    6. Cent Suvidha: It is given to any salaried individual to handle personal emergencies. You can get an overdraft of up to Rs.1 lakh. The interest rate is MCLR + 4.00%.
    7. Cent Liquid Scheme: This loan is given as a financing against shares and debentures. The maximum loan quantum is Rs.20 lakh. It can be taken as a demand loan or an overdraft loan. The shares must be in dematerialised form. The interest rate is MCLR + 4.00%.
    8. Cent Doctor Scheme: This is given to purchase medical equipment and to set up a nursing home or a clinic or a polyclinic or an x-ray lab, medicines, etc. The loan applicant should be qualified in medical science. The minimum loan amount is Rs.1 lakh and the maximum loan amount is Rs.5 crore.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using bank bazaar services from past so many month. I a came to know about this website through goggle. I really like the services of bank bazaar. The bank bazaar customer service is awesome, they are so professional in their work when i ask so many questions to them they answer me with so much of patience.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • Early Salary Personal Loan
      "Best service only the thing they need to reduce processing f"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with EARLY SALARY , the process was smooth and i received my loan amount on time.They charge high rate of interest with this bank and tenure period was 3 month . The processing fee was high tough i have taken multiple time loan from same bank .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar services are impressive. I applied for a loan via Bank Bazaar. The service was good, that was a fast process. The customer support follow up was equally good during the process. The website is really responsive and user friendly. Got the card with in few days.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • Early Salary Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      EARLY SALARY has offered me a personal loan. The process was quick and I got the loan on time. The rate of interest is and there were processing charges as well both are very nominal compare to others in the market . The tenure period is 1 year and it is sufficient .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with ICICI BANK , , they charge nominal rate of interest and tenure period was 5 year . The loan amount is satisfactory with this bank it is 200000 . There has been a smooth banking experience . I am happy with the services no delay .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bank Bazaar platform for a while. It is a convenient platform to choose various banking products under one roof. I never had any issues with their services. Overall it has been a good experience with them. This was my first experience with bank bazaar .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got loan through ICICI BANK . I applied for 300000 and i got the same amount . The rate of interest is very high it is 15.99% and i ma very unhappy with that . Everything has been done online only the executive came to my place to verified the documents . Overall it is good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 19, 2019
    • HDFC Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan with the HDFC BANK the process of getting the loan beginning from the documentation process and also the approval and the dispersal of the loan was simple and easy. I have done foreclosure this loan before 2 years they have offered the rate of interest which was 11.9%.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 19, 2019
    • Tata capital Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with TATA CAPITAL . There is no hidden charges with this bank till date . The tenure period is 1 year . There was so much delay while getting the loan . The rate of interest is 12 % and it is very nominal . I applied for 100000 but i just got 990000.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 19, 2019
    • HDB Financial Services Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have applied with HDB Personal Loan directly . The rate of interest is good and the processing is also nominal .I have applied for the loan amount of 3lakhs for the tenure of 5years .The agent clearly explained the process as well.Not yet faced any issues .The Overall Service is Good.
      Was this review helpful? 0
      , bareilly
      Reviewed on Mar 19, 2019
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I came to know about Bank bazaar through Online .Once came to know about Bank bazaar i tried to apply for Personal loan .The agent clearly explained the process of the personal loan .Not yet asked the rate of interest and no idea about the processing fee as well .The Overall service is good .
      Was this review helpful? 0
      , bareilly
      Reviewed on Mar 19, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for HDFC Personal Loan .The agent gave clear details about the process . The rate of interest details was not asked and also dont have any idea about the processing fee as well . I have taken the personal loan through some other source.The Overall Service is Good .
      Was this review helpful? 0
      , bareilly
      Reviewed on Mar 19, 2019
    • HDFC Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan with the HDFC BANK, the documentation process was simple and quickly i got the loan within few days. The loan amount they have offered was 2L and the rate of interest was 10.99% which was nominal than compared to the others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I came to know about Bank bazaar through Advertisement .Once came to know about Bank bazaar i have tried to apply for HDFC Bank Personal Loan .The agent gave all the details of personal loan clearly .The rate of interest was .nominal and the processing fee is also nominal.The Overall Service is Good.
      Was this review helpful? 0
      , mirzapur
      Reviewed on Mar 19, 2019
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC personal loan. The agent clearly explained the process .The rate of interest is nominaland the procesing fee is also nominal.I have taken the personal loan through some other source since the loan got sanctioned immediately .Other than that the Overall Sevice is good .
      Was this review helpful? 0
      , mirzapur
      Reviewed on Mar 19, 2019
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have directly taken the Personal Loan through HDFC Bank .The rate of interest is nominal and there was processing fee but it is less.I got loan my Loan amount within 3 days of time .The process of document submission not yet faced any issues .The agent clearly explained the proccess .The Overall service is good and satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2019
    • Bank Bazaar Personal Loan
      "Its good"
      0.5 5.0/5 "Blown Away!"
      I am using Bank Bazaar website quite for a long time.Bank Bazaar website is very easy and user friendly.This App is really useful to apply all financial products. Customer service and responsiveness is excellent in Bank Bazaar. .The Web portal accuracy and speed is in average.
      Was this review helpful? 0
      , patiala
      Reviewed on Mar 19, 2019
    • HDFC Bank Personal Loan
      "Easy loan approval"
      0.5 5.0/5 "Blown Away!"
      I have applied a Hdfc bank personal loan. The loan amount was Rs. 490000.I have not submitted any documents to the bank.I have changed my mind not to apply loan so it got rejected from bank end. Customer service and responsiveness is really good.
      Was this review helpful? 0
      , patiala
      Reviewed on Mar 19, 2019
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I came to know about Bank bazaar through online .Once came to know about Bank bazaar i have checked my credit score .Then tried to apply for Kotak Bank Personal Loan .The agent gave all the details of the personal loan not yet faced any issues till now . The Overall Service is good as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2019
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I came to know about bank bazaar service through website add I happy with bank bazaar I have been using website it is easy to access and I am regular customer of bank bazaar. I had been using bank bazaar service from past one years approximately. Their overall service is also very good
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2019
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