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  • Central Bank Of India Personal Loan Customer Care is Rated as "Great!" by 91489 Users

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    Central Bank Of India Personal Loan Customer Care

    Central Bank of India is a top bank in the country that has been taking care of several people’s banking needs for decades. The bank offers personal banking, corporate banking, agricultural banking, and NRI banking services. Under the personal banking section, one can apply for retail loans, deposit accounts, cards, and digital banking products.

    The bank offers multiple types of loans under the category of retail loans. Some of the loan products offered by Central Bank of India include personal loans, home loans, SME retail loans, loans to senior citizens, vehicle loans, education loans, loans against property, etc.

    When you choose any of these products offered by the bank, you can be sure that you will receive good customer care from representatives at the bank. They are dedicated to offering skilled and prompt assistance whenever you need it.

    Central Bank of India Personal Loan Customer Care

    When you apply for a personal loan from this bank, you can be assured that you will get reliable customer care support. The bank has a toll-free number that can be accessed anytime during the say as the department works 24 hours. You do not have to go to a bank branch to get your issue resolved or to get a query clarified. Whether you have a question about your Central Bank of India personal loan application status or EMIs or payment mode or repayment issue or anything, you can reach out to the bank’s customer care facility for help.

    Let us take a look at the contact information for the customer care facility of Central Bank of India:

    Call centre number for customer-related services 1800 22 1911
    National Toll Free Number 1800 110 001 1800 180 1111
    Number for internet banking and mobile banking queries 1800 22 1911
    Email address for digital transaction assistance digitalsupport@centralbank.co.in
    Telephone number for public complaints 022 - 22617896
    Fax number for public complaints 022 - 22643054
    Email address for lodging complaints complaints@centralbank.co.in

    With the help of the bank’s customer care facility, a personal loan borrower can get dependable support right from the application process until the full loan repayment is made. You can find out about your personal loan application status, loan interest rate, loan disbursal process, loan EMIs, loan repayment mode, technical issues while making payment, etc.

    The bank has introduced this facility so that you do not have to go to an actual bank branch. You can instead sit in the comfort of your home and get quick resolutions for your loan hassles. If you also want to negotiate the interest rate for your loan, you may be able to use this facility.

    In case you do want to visit a branch of Central Bank of India, you can go ahead and get help from the customer care representatives at the branch.

    Types of Personal Loans Offered by Central Bank of India

    Central Bank of India has 8 types of personal loans and they include:

    1. Cent Personal Loan for Corporate Employees
    2. Cent Personal Loan Scheme
    3. Cent Ratna
    4. Cent Personal Gold Loan
    5. Cent Teacher
    6. Cent Suvidha
    7. Cent Liquid (Loan against shares)
    8. Cent Doctor
    1. Cent Personal Loan Scheme (Corporate): This is given to permanent employees who work with large corporates. It is a demand loan. The maximum loan quantum is 20 times of gross salary with a maximum limit of Rs.5 lakh. Your salary account will need to be held with Central Bank of India. You will have to repay within 36 months. The interest rate is MCLR + 3.50%.
    2. Cent Personal Loan Scheme: This loan is given for taking care of personal or domestic expenses. You will need to repay it within 48 months. The interest rate is MCLR (12 months) + 3.00%. The maximum loan amount is 20 times of gross salary with a maximum of Rs.10 lakh.
    3. Cent Ratna: This loan is given to permanent employees working with any PSU or Maharatna or Navratna. The loan amount will be 20 times of the applicant’s gross salary. As a form of guarantee, a co-employee of the applicant will need to give a personal guarantee for at least the loan amount. It will have to be repaid within 60 months. The interest rate is MCLR+ 3.50%.
    4. Cent Personal Gold Loan: This is given to take care of expenses such as wedding arrangements, education plans, medical treatments, except for agricultural purposes. It requires a margin of 30% of the loan value.
    5. Cent Teacher Loan: It is given to permanent teachers of schools, colleges, universities, and other educational institutions. It is a demand loan. The interest rate is MCLR + 2.75%. It needs to be repaid in 48 EMIs.
    6. Cent Suvidha: It is given to any salaried individual to handle personal emergencies. You can get an overdraft of up to Rs.1 lakh. The interest rate is MCLR + 4.00%.
    7. Cent Liquid Scheme: This loan is given as a financing against shares and debentures. The maximum loan quantum is Rs.20 lakh. It can be taken as a demand loan or an overdraft loan. The shares must be in dematerialised form. The interest rate is MCLR + 4.00%.
    8. Cent Doctor Scheme: This is given to purchase medical equipment and to set up a nursing home or a clinic or a polyclinic or an x-ray lab, medicines, etc. The loan applicant should be qualified in medical science. The minimum loan amount is Rs.1 lakh and the maximum loan amount is Rs.5 crore.

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar process is excellent and I have got good service from the bank bazaar team. The customer support service and the response is good from the bank bazaar. I have the bank bazaar mobile application which is easy to use and user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • Kotak Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The rate of interest and the charges were quite high with the KOTAK MAHINDRA BANK persona loan process and I have got the loan amount within a week time. The customer support service and the response is good from the Kotak mahindra bank. I would say I got excellent service.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      The bank bazaar personal loan service was excellent and I have got the loan amount on time via bank bazaar. I know bank bazaar for more than 2 years. The customer support service and the response is good from he bank bazaar team. I use the bank bazaar mobile application which is easy to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have opted the personal loan from the HDFC bank. The promised rate of interest was not approved and I am not happy about the interest rate. I have got the loan amount within a week time. The customer support service and the response is good with the HDFC bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan of 190000 and their interest rate is flexible as per customer requirements . I got the loan with in 3 days, the documentation part was also easy and the loan amount was credited directly to my account.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The response is quite good from the bank bazaar team. I know bank bazaar for the past 1 year, I use the bank bazaar mobile application while applying fort the personal loan which is easy to use and user friendly. I would say I got good service from bank bazaar.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from the HDFC bank within 5 to 6 days of time. The customer support service and the response is good from he HDFC bank. The required loan amount has been disbursed and I am satisfied with it. The rate of interest and the charges are high with the HDFC personal loan.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on May 18, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience was good with AXIS bank, the loan amount was for Rs 5 lakhs with nominal interest rate when compared to other banks. The process was quick and i received my loan amount on time. There are no charges on preclosure and the tenure period is 4 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The bank Bazaar was quite good and I have got the loan on time via bank bazaar ,. The customer support service and the response is good from the bank bazaar they made very good follow up . Their executives explained the product in a very good way.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank personal loan service was quite good and I have got the loan amount within 2 days of time. The customer support service and the response is good from the HDFC bank. The rate of interest and the charges are average here with the HDFC bank personal loan.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 18, 2018
    • Bank Bazaar Personal Loan
      "Perfect srevice"
      0.5 4.0/5 "Great!"
      I have got good service from bank bazaar in regards to my personal loan application. I know bank bazaar for more than 23 years. The customer support service and the response is good from the bank bazaar . I have used the bank bazaar website while applying for the personal loan which is easy to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2018
    • Aditya Birla Finance Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The personal loan process took time with the ADITYA BIRLA FINANCE LIMITED . They have disbursed the loan amount within 2 weeks of time. The required loan amount has been given and I am satisfied with it. the rate of interest and the charges are average here.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2018
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Axis. The whole application process was easy and hassle free. It took just 6 working days to disburse the loan amount to my account. The documentation was done digitally which was easy and convenient. Th EMI is paid online ..
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The service was quite good from the bank bazaar team in concern to my personal loan application. I know bank bazaar for more than 3 years. The customer support service and the response is good from the bank bazaar team. I use the bank bazaar mobile application.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Got the better service from the TATA CAPITAL in regards to my personal loan application. I have got the loan amount within 2 days of time. The customer support service and the response is good from the tata capital . The rate of interest and the charges are average.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 2.0/5 "Expected more"
      The Axis bank personal loan service is quite average and they were ready to offer me the loan but the requested loan amount has not been approved , so that was the reason I have closed the loan application. the customer support service and the response is average here.
      Was this review helpful? 0
      , mettur
      Reviewed on May 18, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      I am an existing customer to HDFC ban but still , I haven't got the loan from them and they have rejected my personal loan application saying that my credit score was low. the customer support service and the response is average from the HDFC bank.
      Was this review helpful? 0
      , mettur
      Reviewed on May 18, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I use the bank bazaar for more than 2 months. The customer support service and the response is excellent from the bank bazaar. I have used the bank bazaar mobile application while applying for the personal loan which is easy to use and user friendly.
      Was this review helpful? 0
      , mettur
      Reviewed on May 18, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I got the personal loan amount within a week time. The customer support service and the response is very good from the ICICI bank. The rate of interest and the charges are average with the ICICI bank when compared with others. The loan amount was low with the ICICI bank .
      Was this review helpful? 0
      , mettur
      Reviewed on May 18, 2018
    • Citibank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken this loan almost seven years back for my personal use. The services which they have provided had been good. It was a paperless approval and i had submitted the documents online and it was an easy and smooth process. The rate of interest was nominal and also the loan amount was satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2018
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