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  • Nainital Bank Personal Loan Customer Care is Rated as "Great!" by 94192 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Nainital Bank Personal Loan Customer Care

    Nainital Bank is a leading bank in the country that mainly operates in 5 states including Uttar Pradesh, Rajasthan, Uttarakhand, Haryana, and Delhi. The bank extends personal banking services, rural or agricultural banking services, and business banking services. You can carry out your transactions and operations with this bank conveniently through SMS banking, mobile banking, and internet banking.

    You can choose from the various loan options offered by the bank such as personal loans, home loans, vehicle loans, education loans, festival loans, and loans against deposits too. The bank provides a single personal loan product that helps one in meeting his or her multiple personal requirements.

    Nainital Bank Personal Loan Customer Care

    Nainital Bank works towards delivering superior-quality service to each of its customers on a daily basis. The bank has phone numbers for different purposes. You can call any of these numbers as per your specific requirements.

    When you have any query about your personal loan, you can get in touch with the bank for full clarity. You can ask a customer care representative from the bank about your personal loan EMIs, personal loan application status, loan disbursal time, loan interest rates, loan repayment process, and lots more!

    You can simply call these numbers or send a fax to the numbers and express your concern or make an enquiry regarding your Nainital Bank personal loan.

    Head office Phone:-05942- ; Fax:- 05942-236939
    Naini Business Center Phone: 120-2401083
    HO Department Phone: 120-2401083
    Regional Office (Kumaon Region) Phone: 05946-250321 Fax: 05946-250387
    Regional Office (Delhi or NCR) Phone: 120-2401083
    Regional Office (Garhwal Region) Phone: 0135-2761103 Fax: 0135-2761802

    The bank has skilled and knowledgeable staff who are committed to providing you with precise and prompt support. Whether you are stuck while filling your personal loan application form or while calculating your personal loan EMIs, you can reach out to the bank’s customer care and clarify your doubts. If you face any difficulty while making your personal loan repayment, you can contact the bank and avail immediate support.

    You may avail the bank’s services via mobile banking, SMS banking, and internet banking while sitting at your home or while busy working at your office.

    Nainital Bank Personal Loan

    The personal loan given by Nainital Bank is known as ‘Naini Sahyog for Personal’. It is one of the retail loans provided by the bank.

    Features and Benefits of Nainital Bank Personal Loan

    • This personal loan is given to salaried permanent employees as well as pensioners of government companies and other well-recognised institutions and organisations.
    • It is also given to agents of insurance companies and field officers only if they have a salary account with the bank for a minimum period of 6 months.
    • It is also provided to professionals such as chartered accountants, doctors, advocates, and so on.
    • It is also offered to individuals who are involved in business activities.
    • The interest rate for this personal loan product is Base Rate + 5.00%.

    The loan quantum will be equal to the following:

    For salaried employees 15 times of your net take home monthly income with a maximum of Rs.3 lakh
    For government and PSU employees Minimum of monthly salary of Rs.75,000 and minimum net take home income of Rs.50,000 with a maximum loan amount of Rs.5 lakh
    For pensioners 10 times of monthly pension with a maximum amount of Rs.50,000
    For insurance agents Average commission earned during the previous 2 financial years with a maximum amount of Rs.2 lakh
    For other category such as professionals or businessmen For doctors and chartered accountants: 2 times of average returned income for the last 2 years with a maximum of Rs.5 lakh For others: 2 times of average returned income for the last 2 years with a maximum of Rs.2 lakh

    How to Apply for Nainital Bank Personal Loan

    • You can apply for a personal loan from Nainital Bank by downloading the personal loan application form online. The form will be available on the official website of the bank. You can fill it with your basic information, contact information, and bank account details. You can then submit this form at the nearest Nainital Bank branch.
    • You may also apply by directly going to any branch of the bank and meeting a representative to take the application process forward.

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank 1 year back. I have taken 2.8 lakhs and the interest rate was very high . The tenure period was 4 years but i did pre closure . The chargers re very high for pre closuring the loan here but i had a smooth loan process . The documentation was quite smooth and hassle free.
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      Reviewed on Sep 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have taken my personal loan with HDFC bank 1 year ba4ck. The loan amount was 4,25,000 and the interest rate was average The tenure period was 2 years . I had a good satisfactory experience . They have sanctioned the loan with the committed time also. There are no difficulties faced .
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      , bangalore
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Process is nice"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has also offered me a personal loan. The customer services and response is good and there are no hassles in the process. They also offered me a good rate of interest and the processing charges are nominal too. The after loan services are good too.
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      , jaipur
      Reviewed on Sep 20, 2018
    • Capital First Personal Loan
      "Hassle free process"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital first. The customer services and response is good. The process to get the loan is good and the rate of interest and processing charges is normal too. The after loan services are also satisfactory. Good overall.
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      , greater noida
      Reviewed on Sep 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank 1 year back. I have taken 2.5 lakhs and the interest rate was satisfactory . I am happy with the customer service and responses. There is no inconvenience faced and the process was completely hassle free.
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      , chennai
      Reviewed on Sep 20, 2018
    • Citibank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with CITI bank 4 months back. The loan amount was 1,20,000 and the interest rate was very high . The customer service and responses was good. I have faced some difficult and they even detected some amount also. The processing fee was nominal.
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      , hyderabad
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Very bad experience and still sufferring"
      0.5 0.5/5 "Unacceptable"
      Took BT and top up loan from icici in July 2018 but received DD for balance transfer in third week of August. When submitted the DD to the other bank it got rejected as authorised signature is missing on it. The sales manager is not answering my call. I have already raised the complaint with customer care after which I received the DD.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , the tenure period is 2year . They charge 15% of interest rate and it is too high. There is no processing fee with this bank and the best part they gave preclosere option . The service and process was good and smooth with this bank .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Normal Service"
      0.5 4.0/5 "Great!"
      I've been using the BankBazaar platform for a while. I have applied for a short term loan via BankBazaar. It was good, customer support support was good. BankBazaar is a convenient platform for comparing and choosing various financial products online.
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      , faridabad
      Reviewed on Sep 19, 2018
    • Cashe Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a short term loan from the CashE. It was awesome, I got the loan on the same day with in hours. It was a very good experience and they processed the application very quick. It is a very good service for emergency financial aid.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , their tenure period is 4year . The best part is processing fee is free with this bank and rate of interest is 1.3% which is nominal in the market . There is option preclosere with 3% on principal amount . Overall it is good to have HDFC BANK.
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      , pune
      Reviewed on Sep 19, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with SBI and my loan experience was very good. The process was smooth and i received my loan amount on time. Customer service is good and they responded on time. The tenure period for this personal loan is 5 years.
      Was this review helpful? 1
      , secunderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 1 lacs with nominal interest rate of 11.5%. Customer service was good with this bank and they followed up on time and the tenure period for this loan is 2 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with this personal loan and the loan amount which they had provided also had been satisfactory as well. The interest rate with them has been nominal when compared with the market rate. Their customer support also had been responsive where they had been helpful at times.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with Bank Bazaar and i had been using it for checking about the credit scores and the interest rate as well. I had been using the website of them and it has been easy in using it. Their customer support also had been responsive where there has been good follow up during the process of my personal loan.
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      , chennai
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since one of my friend had suggested me about them. The process in getting this loan has been smooth and easy and the loan amount which they had provided also had been satisfactory. The interest rate with them has been nominal when compared with the market rate. Their customer support with them also had been responsive.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The experience i had in getting this personal loan has been okay, where the loan amount which they had provided had been sufficient and the interest rate with them also had been nominal. Their customer support also had been helpful at times and has been responsive. There has not been any hassle faced with them so far.
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      , hyderabad
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience i had with Bank Bazaar so far and i had recently started using the services of them. I had been using the website of them and it has been easy in using it. Their customer support also had been responsive where they had been making a good follow up during the process in getting the personal loan.
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      , hyderabad
      Reviewed on Sep 19, 2018
    • Early Salary Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since i was looking for a small finance and the process in getting this loan had been smooth and easy. It took less than an hour to get this loan, the loan amount which they had provided with this card has been good and the interest rate with them has been nominal.
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      , hyderabad
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      ICICI Bank is also good in the personal loan process. The customer services and response is good and there has been no hassles in the process. They have offered a low rate of interest and processing charges. The loan was processed on time too.
      Was this review helpful? 2
      , vadodara
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