Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Nainital Bank Personal Loan Customer Care is Rated as "Great!" by 92866 Users

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    Nainital Bank Personal Loan Customer Care

    Nainital Bank is a leading bank in the country that mainly operates in 5 states including Uttar Pradesh, Rajasthan, Uttarakhand, Haryana, and Delhi. The bank extends personal banking services, rural or agricultural banking services, and business banking services. You can carry out your transactions and operations with this bank conveniently through SMS banking, mobile banking, and internet banking.

    You can choose from the various loan options offered by the bank such as personal loans, home loans, vehicle loans, education loans, festival loans, and loans against deposits too. The bank provides a single personal loan product that helps one in meeting his or her multiple personal requirements.

    Nainital Bank Personal Loan Customer Care

    Nainital Bank works towards delivering superior-quality service to each of its customers on a daily basis. The bank has phone numbers for different purposes. You can call any of these numbers as per your specific requirements.

    When you have any query about your personal loan, you can get in touch with the bank for full clarity. You can ask a customer care representative from the bank about your personal loan EMIs, personal loan application status, loan disbursal time, loan interest rates, loan repayment process, and lots more!

    You can simply call these numbers or send a fax to the numbers and express your concern or make an enquiry regarding your Nainital Bank personal loan.

    Head office Phone:-05942- ; Fax:- 05942-236939
    Naini Business Center Phone: 120-2401083
    HO Department Phone: 120-2401083
    Regional Office (Kumaon Region) Phone: 05946-250321 Fax: 05946-250387
    Regional Office (Delhi or NCR) Phone: 120-2401083
    Regional Office (Garhwal Region) Phone: 0135-2761103 Fax: 0135-2761802

    The bank has skilled and knowledgeable staff who are committed to providing you with precise and prompt support. Whether you are stuck while filling your personal loan application form or while calculating your personal loan EMIs, you can reach out to the bank’s customer care and clarify your doubts. If you face any difficulty while making your personal loan repayment, you can contact the bank and avail immediate support.

    You may avail the bank’s services via mobile banking, SMS banking, and internet banking while sitting at your home or while busy working at your office.

    Nainital Bank Personal Loan

    The personal loan given by Nainital Bank is known as ‘Naini Sahyog for Personal’. It is one of the retail loans provided by the bank.

    Features and Benefits of Nainital Bank Personal Loan

    • This personal loan is given to salaried permanent employees as well as pensioners of government companies and other well-recognised institutions and organisations.
    • It is also given to agents of insurance companies and field officers only if they have a salary account with the bank for a minimum period of 6 months.
    • It is also provided to professionals such as chartered accountants, doctors, advocates, and so on.
    • It is also offered to individuals who are involved in business activities.
    • The interest rate for this personal loan product is Base Rate + 5.00%.

    The loan quantum will be equal to the following:

    For salaried employees 15 times of your net take home monthly income with a maximum of Rs.3 lakh
    For government and PSU employees Minimum of monthly salary of Rs.75,000 and minimum net take home income of Rs.50,000 with a maximum loan amount of Rs.5 lakh
    For pensioners 10 times of monthly pension with a maximum amount of Rs.50,000
    For insurance agents Average commission earned during the previous 2 financial years with a maximum amount of Rs.2 lakh
    For other category such as professionals or businessmen For doctors and chartered accountants: 2 times of average returned income for the last 2 years with a maximum of Rs.5 lakh For others: 2 times of average returned income for the last 2 years with a maximum of Rs.2 lakh

    How to Apply for Nainital Bank Personal Loan

    • You can apply for a personal loan from Nainital Bank by downloading the personal loan application form online. The form will be available on the official website of the bank. You can fill it with your basic information, contact information, and bank account details. You can then submit this form at the nearest Nainital Bank branch.
    • You may also apply by directly going to any branch of the bank and meeting a representative to take the application process forward.

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've take a personal loan from the Yes bank for 2 lakhs. It was not good, the associate told me 13.29% but the bank is charging 14 %. I am paying an EMI of 9803 for 24 Months. There were also hidden charges too when it comes to the YES bank with respect to personal loan.
      Was this review helpful? 1
      , delhi
      Reviewed on Jul 14, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Kotak Mahindra bank. I have taken 1 lac, I got the loan with in 2 days. I applied online banking. The interest rate is low. It was a very fast personal loan experience with the bank and their services.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 14, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC bank 1 year back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was very quick and satisfactory . I have got the loan with in a day. Here pre closure is after 3 months and the processing fee was bit high . My overall experience was good.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 14, 2018
    • SBI Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with SBI 2 years back.The loan amount was 2 lakhs and the interest rate as very high . The EMI period was 5 years .The process was very slow and they have delayed processing it .The documentation was smooth .hey did not sanction the loan within the committed time. Their processing fee was average in the market.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 14, 2018
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took loan personal loan from the Tata Capital for 4.25 lacs. I got the loan amount with in 15 days cheque. The interest rate was 14% initially and they reduced the interest rate to 13.5% Overall it has been a good experience so far. They need to lower the interest rates.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • SBI Personal Loan
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      I had chosen to go with them since i was holding my salary account from the same bank. The process in getting the loan had been very easy and smooth. The loan amount which they had given had been okay and the interest rate with them had been nominal. There has not been any processing fee which they have charged. Their customer support and the staff responses had been helpful as well.
      Was this review helpful? 2
      , kochi
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very smooth and easy and the loan amount which they had provided had been satisfactory. The interest rate with them had been average and there has not been any hassles faced during the process and with the staff responses. I have taken totally two loans from them.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a too expensive loan where the interest rate with them had been on the higher end. The process in getting the loan had been simple and smooth and the loan amount of 1.25L which they had provided me has been satisfactory. There has not been any hassle faced during the whole process and i am satisfied with the services of them.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 1 years back. The loan amount was 1 lakh and the interest rate was bit high and the tnrue period was 2 years . The process was very immediate and hassle free . I have upload ll my documents through on line so i had smooth loan experience here .The processing fee was also nominal.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 6 months back. The loan amount was 1,40,000 and the interest rate was very high . The tenure period was 4 years . The process was very simply and the documentation was very simple. They have provide door step service for collected documents but the processing fee was bit high.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Jul 13, 2018
    • Axis Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with AXIS Bank 6 months back. The loan amount was lakhs and the interest rate was very high but the service was amazing . The tenure period was 36 months. I had a very hassle free process and smooth documentation.There is no processing fee and the pre closure is allowed after 6 months.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC Bank 1 month back. The loan amount was 1,90,000 and the interest rate was very satisfactory . The customer service and responses was good. The tenure period was 3 years .The staffs were very supportive and guided well. The processing fee was very nominal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 12, 2018
    • HSBC Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I took a ,personal loan from the HSBC bank. The loan amount was 6 lacs, I applied for the loan via an HSBC executive. I got the loan with in 3 days, it was quick. The interest rate is higher side but they promised that there will be a revised rate soon.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan amount was 15 lacs, it was quite fast and the processing was very fast. The interest rate was low when comparing to other banks. Overall it has been a very good loan experience with the HDFC bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It had been a very good experience i had with them in taking this personal loan where the process in getting the loan had been easy and smooth where the loan amount also had been satisfactory. The interest rate had been good with them where it was not much higher. There has not been any hassle so far.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI bank and my loan experience was good, the loan amount was for Rs 2 lakhs with nominal interest rate when compared to other banks. I received my loan amount on time and there are no preclosure charges. The tenure period for this loan is 2 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Very Good Service"
      0.5 3.5/5 "Pretty good"
      I had taken this loan almost a year back and it had been a very good experience with them. The loan amount which they where providing had been satisfactory and the interest rate with them has been okay and it was not that high. There has not been any issues faced with the services of them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Go for it"
      0.5 5.0/5 "Blown Away!"
      ICICI is extremely is good in all their products. I have purchased this personal loan 4 months back. They have provided me interest rate 14.75% which is very nominal and processing fee is Rs. 2000. I used to pay the EMI of Rs. 4850. Actually i have applied two times with ICICI due to credit score it got rejected for the first time and the second time it got approved. They are providing the excellent customer care services.
      Was this review helpful? 2
      , surat
      Reviewed on Jul 12, 2018
    • Bank of India Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with them and the loan amount which they had provided had been satisfactory and the interest rate with them also had been good as well. The services from the staff and their customer support also had been well and good.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan from them had been good and the loan amount which they had provided had been satisfactory. The interest rate has not been too much high or too much low when compared with the market. There has not been any issues faced and their customer support also had been very good where they had been helpful at times.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 12, 2018
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