Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Personal Loan BYTES FROM OUR KITCHEN

    Nainital Bank Personal Loan Customer Care

    Nainital Bank is a leading bank in the country that mainly operates in 5 states including Uttar Pradesh, Rajasthan, Uttarakhand, Haryana, and Delhi. The bank extends personal banking services, rural or agricultural banking services, and business banking services. You can carry out your transactions and operations with this bank conveniently through SMS banking, mobile banking, and internet banking.

    You can choose from the various loan options offered by the bank such as personal loans, home loans, vehicle loans, education loans, festival loans, and loans against deposits too. The bank provides a single personal loan product that helps one in meeting his or her multiple personal requirements.

    Nainital Bank Personal Loan Customer Care

    Nainital Bank works towards delivering superior-quality service to each of its customers on a daily basis. The bank has phone numbers for different purposes. You can call any of these numbers as per your specific requirements.

    When you have any query about your personal loan, you can get in touch with the bank for full clarity. You can ask a customer care representative from the bank about your personal loan EMIs, personal loan application status, loan disbursal time, loan interest rates, loan repayment process, and lots more!

    You can simply call these numbers or send a fax to the numbers and express your concern or make an enquiry regarding your Nainital Bank personal loan.

    Head office Phone:-05942- ; Fax:- 05942-236939
    Naini Business Center Phone: 120-2401083
    HO Department Phone: 120-2401083
    Regional Office (Kumaon Region) Phone: 05946-250321 Fax: 05946-250387
    Regional Office (Delhi or NCR) Phone: 120-2401083
    Regional Office (Garhwal Region) Phone: 0135-2761103 Fax: 0135-2761802

    The bank has skilled and knowledgeable staff who are committed to providing you with precise and prompt support. Whether you are stuck while filling your personal loan application form or while calculating your personal loan EMIs, you can reach out to the bank’s customer care and clarify your doubts. If you face any difficulty while making your personal loan repayment, you can contact the bank and avail immediate support.

    You may avail the bank’s services via mobile banking, SMS banking, and internet banking while sitting at your home or while busy working at your office.

    Nainital Bank Personal Loan

    The personal loan given by Nainital Bank is known as ‘Naini Sahyog for Personal’. It is one of the retail loans provided by the bank.

    Features and Benefits of Nainital Bank Personal Loan

    • This personal loan is given to salaried permanent employees as well as pensioners of government companies and other well-recognised institutions and organisations.
    • It is also given to agents of insurance companies and field officers only if they have a salary account with the bank for a minimum period of 6 months.
    • It is also provided to professionals such as chartered accountants, doctors, advocates, and so on.
    • It is also offered to individuals who are involved in business activities.
    • The interest rate for this personal loan product is Base Rate + 5.00%.

    The loan quantum will be equal to the following:

    For salaried employees 15 times of your net take home monthly income with a maximum of Rs.3 lakh
    For government and PSU employees Minimum of monthly salary of Rs.75,000 and minimum net take home income of Rs.50,000 with a maximum loan amount of Rs.5 lakh
    For pensioners 10 times of monthly pension with a maximum amount of Rs.50,000
    For insurance agents Average commission earned during the previous 2 financial years with a maximum amount of Rs.2 lakh
    For other category such as professionals or businessmen For doctors and chartered accountants: 2 times of average returned income for the last 2 years with a maximum of Rs.5 lakh For others: 2 times of average returned income for the last 2 years with a maximum of Rs.2 lakh

    How to Apply for Nainital Bank Personal Loan

    • You can apply for a personal loan from Nainital Bank by downloading the personal loan application form online. The form will be available on the official website of the bank. You can fill it with your basic information, contact information, and bank account details. You can then submit this form at the nearest Nainital Bank branch.
    • You may also apply by directly going to any branch of the bank and meeting a representative to take the application process forward.
        

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