Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Nainital Bank Personal Loan Customer Care is Rated as "Great!" by 98399 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Nainital Bank Personal Loan Customer Care

    Nainital Bank is a leading bank in the country that mainly operates in 5 states including Uttar Pradesh, Rajasthan, Uttarakhand, Haryana, and Delhi. The bank extends personal banking services, rural or agricultural banking services, and business banking services. You can carry out your transactions and operations with this bank conveniently through SMS banking, mobile banking, and internet banking.

    You can choose from the various loan options offered by the bank such as personal loans, home loans, vehicle loans, education loans, festival loans, and loans against deposits too. The bank provides a single personal loan product that helps one in meeting his or her multiple personal requirements.

    Nainital Bank Personal Loan Customer Care

    Nainital Bank works towards delivering superior-quality service to each of its customers on a daily basis. The bank has phone numbers for different purposes. You can call any of these numbers as per your specific requirements.

    When you have any query about your personal loan, you can get in touch with the bank for full clarity. You can ask a customer care representative from the bank about your personal loan EMIs, personal loan application status, loan disbursal time, loan interest rates, loan repayment process, and lots more!

    You can simply call these numbers or send a fax to the numbers and express your concern or make an enquiry regarding your Nainital Bank personal loan.

    Head office Phone:-05942- ; Fax:- 05942-236939
    Naini Business Center Phone: 120-2401083
    HO Department Phone: 120-2401083
    Regional Office (Kumaon Region) Phone: 05946-250321 Fax: 05946-250387
    Regional Office (Delhi or NCR) Phone: 120-2401083
    Regional Office (Garhwal Region) Phone: 0135-2761103 Fax: 0135-2761802

    The bank has skilled and knowledgeable staff who are committed to providing you with precise and prompt support. Whether you are stuck while filling your personal loan application form or while calculating your personal loan EMIs, you can reach out to the bank’s customer care and clarify your doubts. If you face any difficulty while making your personal loan repayment, you can contact the bank and avail immediate support.

    You may avail the bank’s services via mobile banking, SMS banking, and internet banking while sitting at your home or while busy working at your office.

    Nainital Bank Personal Loan

    The personal loan given by Nainital Bank is known as ‘Naini Sahyog for Personal’. It is one of the retail loans provided by the bank.

    Features and Benefits of Nainital Bank Personal Loan

    • This personal loan is given to salaried permanent employees as well as pensioners of government companies and other well-recognised institutions and organisations.
    • It is also given to agents of insurance companies and field officers only if they have a salary account with the bank for a minimum period of 6 months.
    • It is also provided to professionals such as chartered accountants, doctors, advocates, and so on.
    • It is also offered to individuals who are involved in business activities.
    • The interest rate for this personal loan product is Base Rate + 5.00%.

    The loan quantum will be equal to the following:

    For salaried employees 15 times of your net take home monthly income with a maximum of Rs.3 lakh
    For government and PSU employees Minimum of monthly salary of Rs.75,000 and minimum net take home income of Rs.50,000 with a maximum loan amount of Rs.5 lakh
    For pensioners 10 times of monthly pension with a maximum amount of Rs.50,000
    For insurance agents Average commission earned during the previous 2 financial years with a maximum amount of Rs.2 lakh
    For other category such as professionals or businessmen For doctors and chartered accountants: 2 times of average returned income for the last 2 years with a maximum of Rs.5 lakh For others: 2 times of average returned income for the last 2 years with a maximum of Rs.2 lakh

    How to Apply for Nainital Bank Personal Loan

    • You can apply for a personal loan from Nainital Bank by downloading the personal loan application form online. The form will be available on the official website of the bank. You can fill it with your basic information, contact information, and bank account details. You can then submit this form at the nearest Nainital Bank branch.
    • You may also apply by directly going to any branch of the bank and meeting a representative to take the application process forward.

    Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Good in Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with ICICI. I am a customer of ICICI from the past 7 years and i am a happy customer of ICICI. The loan was approved instant , it was approved within seconds. There are no documentation work and with just one click things were taken care. Also the interest rates were reasonable.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 22, 2019
    • Axis Bank Personal Loan
      "Time being very helpful loan"
      0.5 5.0/5 "Blown Away!"
      I have purchased a personal loan from Axis bank 2 years ago. From the offer they have ready to give the immediately hence i chosen them. They have sanctioned the loan in 3 days. They have offered me a interested in 17% and they have offered me a tenure period of 36 months. I can do the pre-closure any month after 3EMIs.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been applied ICICI bank credit card , the loan amount they have given me was sufficient, the rate of interest they have charged me up to 15% it is nominal, the processing fee they have charged me up to 2000 it is nominal. Their service is good. There is no hidden charges . Still the loan is running.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • Standard Chartered Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It was quite a good experience i had with this personal loan where the process in getting this loan was simple. The loan amount was fine and the interest rate with them was also nominal. There was no additional charges which they had made so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good Loan"
      0.5 4.0/5 "Great!"
      Purchased my personal loan from ICICI since I'm holding the salary account with the same. I bought the loan 5 years back without any documentation. Within a week, they have sanctioned the loan. They have not provided the partial payment and pre-closure facility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The experience with this loan has been quite good and the loan amount which they had provided has been sufficient as well. Their customer support and the staffs had been helpful during the process and the loan amount which they had provided was sufficient as well. There has not been any extra charges which they had made other than the processing fee.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2019
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience in getting this loan has been quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been quite good when compared with the market rate. There was some charges which they had made as processing fee and their staffs had also been responsive as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2019
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The experience with this loan was quite good and the process had been simple. The loan amount which they had provided has been sufficient and there has not been any sort of charges which they had made additionally. Their customer support team had also been helpful as well.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good in Need"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with ICICI Bank and the loan is still running. The rate of interest is reasonable and there was less documentation work at the time of applying. My application was processed on time and there was no delay. The response was quick.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2019
    • RBL Bank Personal Loan
      "Good Loan services"
      0.5 5.0/5 "Blown Away!"
      They have offered me a interest rate of 14.5%. I have purchased a loan amount of Rs. 1. 50 lakhs from RBL bank. They have processed the loan immediately and they have charged me a processing fee of Rs. 499. I have chosen the tenure period of 24 months.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 22, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I carry a HDFC credit card and on that i had taken a perosnal loan. I was in need of loan and the moment i sent a request my request was taken care and it was processed with in 10 minutes. The rate of interest is bit high but apart from that i am happy with the services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2019
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using personal loan with HDFC bank, they have given me good loan amount,it is sufficient for me, as per my requirement they have given me, and the rate of interest they have charged me up to 13%,which is nominal compare to other market value,and the processing fee they had charged around 1.5% was nominal, there is no extra charged, still loan is running 2 Emi installment i have been paid.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan was good but the interest rate with them has been a little high. The loan amount which they had provided has been sufficient and there has been some charges which they had made as well like the processing fee. Their customer support has also been responsive.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • Citibank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I am not that much satisfied with this experience with this loan, because the interest rate with them has been higher than what they where promising initially, where the promises where not fulfilled. The loan amount has been fine, and there has been some processing fee as well. Their customer support has also been helpful as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had taken this loan a long time back and it was closed recently. The process in getting this card has been smooth and simple where it had taken just two to three days in getting this loan. The loan amount which they had provided has been sufficient and the interest rate was nominal, the charges has also not been high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this Personal loan from them a very long time back and the experience i had during that time was very good. There was no hassle faced through out the process and they offered me with a good rate of interest when compared with the market rate. There was no extra charges which they had made and their customer support was also helpful.
      Was this review helpful? 0
      , goa
      Reviewed on Jan 22, 2019
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan a while back and the process in getting this loan was hassle free. They had provided me with a loan amount of 2,00,000 which was sufficient and there has not been much charges which they had made. The interest rate with them was very less and i personally know some of their staffs their and they are very much friendly.
      Was this review helpful? 0
      , goa
      Reviewed on Jan 22, 2019
    • Bank Bazaar Personal Loan
      "Keep up the good work"
      0.5 4.0/5 "Great!"
      Bankbazaar has a tie up with different bank and its a one stop shop where i can compare about all the financial products. Through online, i have came to know about this website. This is the first time i have used the website and my experience is good,
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • HDFC Bank Personal Loan
      "My experience have been good"
      0.5 4.0/5 "Great!"
      Based on the interest rate which they are providing and the service given to me thats the reason i have selected HDFC for my personal loan. The loan disbursal got little bit delayed. They have given me a interest rate of 16% and the processing fee is fine. I have chosen tenure period of 1 year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 3.5/5 "Pretty good"
      In Bankbazaar i can able to get all the products. For insurance renewal i will visit the website and I'm using this website for last 2 years. Through Google search i have come to know about the website. Support team is really good and i have checked my credit score also.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
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