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  • Future Stars Savings Account

    Axis Bank Saving Account

    Children below 18 years of age are eligible to open an Axis Bank Future Stars Savings Account.


    Axis Bank


    Future Stars Savings Account

    Minimum Balance Requirement

    Rs 2,500 (in metros)

    Interest Rate

    4% on daily balance; interest paid quarterly

    Card Offered

    Visa Classic Debit Card

    Services Offered With Future Stars Savings Account

    SMS Alerts


    Internet banking


    Cash withdrawal

    Yes; First 5 transactions free at Axis Bank and non-Axis Bank ATMs

    Passbook / e-statements


    Cheque Book

    Yes; one free ‘payable-at-par’ cheque book provided quarterly

    Features of Future Stars Savings Account

    Easy Account Monitoring

    Via monthly e-statements / passbook

    Cash Withdrawal Limit

    Rs 1,500 daily

    Easy Money Transfer

    Automated funds transfer from parent’s account to child’s account.

    Complimentary Enhanced Personal Accident Insurance

    Avail insurance cover for Rs 2 lakh by swiping your card once every 6 months (subject to conditions)

    Lost Card Liability / Purchase Protection Liability

    Combined lost card liability & purchase protection liability of up to Rs 50,000.

    Rewards Program

    eDGE Loyalty Rewards Program; Earn points on a variety of transactions and redeem the same for rewards across multiple categories.


    Get the image of your choice printed on your card(for kids above 10 years); one free cheque book per quarter in the child’s name.

    Fees & Charges of Future Stars Savings Account

    Visa Classic Debit Card Issuance / Annual Fee

    Rs 150

    Cash Transaction charges

    Beyond the first 5 transactions (or Rs 10 lakh in value), Rs 5 per Rs 1000 or Rs 150 (whichever is higher), shall be charged.

    Account Closure

    Rs 500

    IMPS Fees

    Up to Rs.1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs.2 Lakh - Rs.15 per transaction.

    NEFT Fees

    Up to Rs 10,000 – Rs 2.5 per transaction; Rs 10,000 to Rs 1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs 2 Lakh – Rs 15 per transaction; above Rs 2 Lakh – Rs 25 per transaction.

    Axis / Non-Axis ATM financial transaction fee beyond limits

    Rs 20 / per transaction

    Axis / Non-Axis ATM non-financial Transaction fee beyond limits

    Rs 8.5 / per transaction

    Card Replacement Fee

    Rs 100

    Surcharge at petrol pumps

    2.5% on purchase amount (min. of Rs 10)

    International Cash Withdrawal Fee / Balance Enquiry Fee (ATM)

    Rs 125 / Rs 25

    Additional Cheque Book Fee

    Rs 50 per cheque book

    Photo Attestation / Signature Verification / Address Confirmation / Balance Certificate

    Rs 100 for each

    Duplicate Passbook

    Rs 100

    Foreign Currency Deposit Fee (at branches)

    Rs 100

    DD/PO Cancellation / Revalidation / Duplicate

    Rs 100 for each

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