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Future Stars Savings Account

Children below 18 years of age are eligible to open an Axis Bank Future Stars Savings Account.


Axis Bank


Future Stars Savings Account

Minimum Balance Requirement

Rs 2,500 (in metros)

Interest Rate

4% on daily balance; interest paid quarterly

Card Offered

Visa Classic Debit Card

Services Offered With Future Stars Savings Account

SMS Alerts


Internet banking


Cash withdrawal

Yes; First 5 transactions free at Axis Bank and non-Axis Bank ATMs

Passbook / e-statements


Cheque Book

Yes; one free ‘payable-at-par’ cheque book provided quarterly

Features of Future Stars Savings Account

Easy Account Monitoring

Via monthly e-statements / passbook

Cash Withdrawal Limit

Rs 1,500 daily

Easy Money Transfer

Automated funds transfer from parent’s account to child’s account.

Complimentary Enhanced Personal Accident Insurance

Avail insurance cover for Rs 2 lakh by swiping your card once every 6 months (subject to conditions)

Lost Card Liability / Purchase Protection Liability

Combined lost card liability & purchase protection liability of up to Rs 50,000.

Rewards Program

eDGE Loyalty Rewards Program; Earn points on a variety of transactions and redeem the same for rewards across multiple categories.


Get the image of your choice printed on your card(for kids above 10 years); one free cheque book per quarter in the child’s name.

Fees & Charges of Future Stars Savings Account

Visa Classic Debit Card Issuance / Annual Fee

Rs 150

Cash Transaction charges

Beyond the first 5 transactions (or Rs 10 lakh in value), Rs 5 per Rs 1000 or Rs 150 (whichever is higher), shall be charged.

Account Closure

Rs 500


Up to Rs.1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs.2 Lakh - Rs.15 per transaction.


Up to Rs 10,000 – Rs 2.5 per transaction; Rs 10,000 to Rs 1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs 2 Lakh – Rs 15 per transaction; above Rs 2 Lakh – Rs 25 per transaction.

Axis / Non-Axis ATM financial transaction fee beyond limits

Rs 20 / per transaction

Axis / Non-Axis ATM non-financial Transaction fee beyond limits

Rs 8.5 / per transaction

Card Replacement Fee

Rs 100

Surcharge at petrol pumps

2.5% on purchase amount (min. of Rs 10)

International Cash Withdrawal Fee / Balance Enquiry Fee (ATM)

Rs 125 / Rs 25

Additional Cheque Book Fee

Rs 50 per cheque book

Photo Attestation / Signature Verification / Address Confirmation / Balance Certificate

Rs 100 for each

Duplicate Passbook

Rs 100

Foreign Currency Deposit Fee (at branches)

Rs 100

DD/PO Cancellation / Revalidation / Duplicate

Rs 100 for each

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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