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  • Kotak Junior Savings Account

    Savings Account
    • Instant money transfer
    • 24x7 ATM withdrawals
    • Attractive rate of interest

    Specially designed to meet the saving needs of our little stars, Kotak Junior Savings Account helps inculcate the habit of savings from a very early age and also empowers the parents to build a corpus for the future of their kids. With attractive privileges like Junior ID card and offers in dining, shopping and edutainment categories, your children will now love saving money with the all new Kotak Junior Savings Account.

    Highlights of Kotak Junior Savings Account

    Bank Kotak Bank
    Category Kotak Junior Savings Account
    Proposal To combine the benefits of savings account for the junior and the guardian also to facilitate investment in a RD/SIP.
    Interest Rate Up to 6% per annum on the Junior and Guardian account balance
    Debit Card Personalized Junior Debit Card

    Features of Kotak Junior Savings Account

    Junior Savings Account Nova Savings account with NMC waiver
    Guardian Savings Account Designed specially for the parents, this account will give you all the required banking facilities.
    Investment You can invest in Recurring Deposit or Systematic Investment Plan for a minimum amount of Rs.2000 per month and tenure of 36 months
    Recurring Deposit You can save a predefined amount in a long term deposit by contributing every month.
    SIP - Systematic Investment Plan Customers are offered the flexibility to choose the amount and duration of the SIP investment.
    Standalone Junior Account Customers can also choose to select the regular savings account without SIP/RD options and the guardian account.

    Exclusive Privileges for Kotak Junior Savings Account

    Account holders get online and offline offers all round the year when purchasing at partner stores like Cookie Man, Amoeba, Dominos, Donut Baker and National Geographic.

    GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

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