• Safety Precautions for Two-Wheelers

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    Using a two-wheeler to commute on Indian roads has a charm of its own. A two-wheeler is the only vehicle that can help you cut through the peak-hour traffic in ease. Most individuals prefer this mode of transportation for their daily commute, as they enable you to reach your destination faster and also consume lesser fuel in the process. Additionally, the overall cost of maintenance of a two-wheeler is much lower than that of a larger vehicle.

    But the increasing instances of road accidents associated with two-wheelers has contributed to worrisome statistics on the subject of road safety. The level of safety that a two-wheeler provides the rider and the passenger is compromised to an extent, as it is an open vehicle that is relatively low in weight. Hence, even minor collisions may put the riders at high risk for injuries or even death.

    Listed below are some safety precautions that one needs to take when riding a bike on Indian roads. These pointers exclude the usual road safety norms, such as the need to wear a helmet, follow traffic rules, service the bike, etc.

    • Be Aware of Big Vehicles
    • Bikes have acquired a tarnished reputation for squeezing into narrow spaces between larger vehicles on the roads. For a bus or a truck driver, it is very distracting to see a two-wheeler getting ahead in bumper-to-bumper traffic situations. Moreover, bigger vehicles need more time and space to make a turn. So it is advisable for a two-wheeler rider to not go too close to a large vehicle negotiating a 90 degree turn. The rear part of the vehicle may hit the bike if it is too close.

    • Look Out for Objects Protruding from Vehicles
    • Some vehicles on the road carry objects that are longer than the vehicle itself. You would have seen trucks with protruding construction materials, such as wood and iron rods that pose a real danger to the other vehicles plying on the roads. The materials transported can fall off or have an impact with your bike. When you are riding behind such a vehicle, keep a safe distance and be watchful.

    • Be Aware of Bus Stops
    • You should always be watchful at crowded bus stops. Autos may stop abruptly to drop off passengers there. Buses may also change lanes as they approach a bus stop. These situations could pose various hazards to a two-wheeler rider.

    • Keep Away from Old Vehicles
    • When vehicles are extremely aged, they may have improper brakes, worn-out tyres and rear-view mirrors that are barely there. These vehicles hence, pose a great threat to others on the road. So, you should stay away from aged vehicles to protect yourself and your bike .

    • Stay Away from Rash Driving
    • Ever so often, you would see drivers who are in a hurry on the roads. They would constantly change lanes, move at high speeds, and blare the horns to get their way. It is optimum to stay away from such drivers and give them way, instead of trying to engage in a race or get in front of them.

    • Do Not Stay at the Centre of the Vehicle ahead of You
    • You should look to align your bike towards the left or right of the vehicle in front, so that you are clearly visible on the rear-view mirror. Following a big vehicle at high speed is also a dangerous act.

    • Observe the Obstacles on the Road
    • When riding a bike, you should be aware of obstacles such as potholes, loose sand, and debris on the roads. Overspeeding may prevent you from observing the condition of the road. It is important to be attentive, particularly if you are not well-acquainted with the route.

    • Know your Two-Wheeler
    • It is crucial to have a good understanding of your vehicle to stay safe on the roads. Different vehicles have varying safety features and stopping distances. If you are not riding your own bike on the road, you have to assess it carefully for the first few kilometres and gauge the particulars.

    • For Long Distances Try Alternate Modes of Travel
    • When you are travelling long distances, it is optimum to utilise public transportation. It may also be more convenient to board a bus when you are travelling in the afternoon or during off-peak hours.

    • Stay within a Safe Speed
    • It is not always wise to move at a slow speed, particularly when you are on highways. You should be able to assess the safe speed based on the road conditions, and drive within that limit.

    • Stay Attentive at the Signal
    • There may be a few rash drivers looking to jump the signal. So you should stay attentive and move towards the side of the road when you are required to wait at a signal.

    In addition to the safety precautions that you practise, it is best to be prepared for adversities by insuring your vehicle with a comprehensive two-wheeler insurance. This type of insurance cover protects the bike from damages, and the owner from bodily injuries and even death. The comprehensive policy also includes third-party liability cover that protects against damages incurred by third-party property or life in an accident involving the insured vehicle.

    Safety Precautions for Two-Wheelers Reviews

  • Page 1 of 50 1 2 3 4 5
    • New India Two Wheeler Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using my two wheeler insurance from the NEW INDIA ASSURANCE since 7 years. I had no claiming experience with my two wheeler insurance. Policy coverage is good and also the plan benefit is good in my insurance. When it come to the premium i am satisfied.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jun 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the Bajaj Allianz. I am paying the premium of 1100, I do not have any claim experience with the policy. I make payments online which is comfortable for me. I never had any issues so far and I'll have to wait and see how they respond to my request in future.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 14, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Reliance from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1200 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The policy coverage is good with this policy and I have got the Two wheeler insurance policy around 2 months ago. The customer support service and the response is good with the BAJAJ ALLIANZ GENERAL INSURANCE company. I have paid Rs,2500 to get this policy and it is valid for 2 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 13, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I renew my two wheeler insurance policy with the ICICI LOMBARD for the past 4 years. I pay Rs,1200 to renew the policy last time. This policy has the tenure of one year. The plan benefits and the policy coverage is average with the ICICI Lombard two wheeler insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 13, 2018
    • United India Two Wheeler Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have insured my two wheeler with the UNITED INDIA INSURANCE company . I am renewing my policy for the past 8 years with the same UNITED INDIA INSURANCE company , because they give intimations on time , at times they miss to send the reminders.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 13, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.5/5 "Excellent!"
      I have insured my two wheeler with the Bajaj allianz general insurance company. The coverage value is not depreciated. Papers are on hardcopy end, which was released. I am really happy with the Bajaj allianz general insurance company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I have two wheeler, which got insured with the ICICI Lombard general insurance company. Customer service is okay one for me with them. Coverage value is good one with the ICICI lombard general insurance company.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 12, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I have insured my two wheeler with the Bajaj allianz general insurance company. I would like to say that the customer service is good one and the coverage value is around 1 lakh Rupees. I really felt happy with the Bajaj Allianz general insurance company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • Reliance General Two Wheeler Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have two wheeler, which got insured with the Reliance general insurance company, I have got it before twenty days of time. I would like to say that the customer service is bit slower one. I am happy with the till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have taken Bajaj Allianz two wheeler insurance from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 2000 for this insurance policy and it has to be renewed every year.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 11, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Bajaj Allianz from last 2-3 years and it is one of the good policy. I have no claim experience so far from this insurance policy. A premium of Rs 1500 has to be renewed every year for this insurance and the coverage value is good in this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Bajaj Allianz from last 2-3 years and it is one of the good policy. I have no claim experience so far from this insurance policy. A premium of Rs 1500 has to be renewed every year for this insurance and the coverage value is good in this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 3 years, i am not aware of the premium amount for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this two wheeler insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 11, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 2000 for this insurance and has to be renewed every year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 11, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The IFFCO TOKIO GENERAL INSURANCE has insured my two wheeler and I have got the vehicle which has the insurance of good plan benefits and the better coverage with it. I have paid Rs,1200 to get this policy. I would say it is a god service which we get from the IFFCO TOKIO GENERAL INSURANCE company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 11, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Choose Better policy other than ICICI"
      0.5 2.0/5 "Expected more"
      I have got this two wheeler insurance from the dealer. I never met the insurance provider. They have wrongly updated my name in the insurance policy. I have paid the premium of Rs, 1000. They have never explained the benefits and features of this policy. I have paid the insurance by cash. Cashless claim is available.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 10, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Best"
      0.5 4.0/5 "Great!"
      I have two wheeler insurance policy with the ICICI lombard general insurance company. Its very new bike and the customer service is good one, also the coverage value and premium value is fine one too. Everything is better one with the ICICI Lombard general insurance company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 08, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Need to explore"
      0.5 2.5/5 "Just OK"
      I am holding the two wheeler insurance policy with the ICICI Lombard from 2017 November onward. I am paying the premium through one of my friends. Premium amount is nominal one with the ICICI lombard general insurance company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I have insured my two wheeler with the ICICI lombard general insurance company. I would like to say that the services are good one with them and the coverage value is also fine one too. Response is fine one with thr ICICI lombard general insurance company.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 07, 2018
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