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Safety Precautions for Two-Wheelers

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Using a two-wheeler to commute on Indian roads has a charm of its own. A two-wheeler is the only vehicle that can help you cut through the peak-hour traffic in ease. Most individuals prefer this mode of transportation for their daily commute, as they enable you to reach your destination faster and also consume lesser fuel in the process. Additionally, the overall cost of maintenance of a two-wheeler is much lower than that of a larger vehicle.

But the increasing instances of road accidents associated with two-wheelers has contributed to worrisome statistics on the subject of road safety. The level of safety that a two-wheeler provides the rider and the passenger is compromised to an extent, as it is an open vehicle that is relatively low in weight. Hence, even minor collisions may put the riders at high risk for injuries or even death.

Listed below are some safety precautions that one needs to take when riding a bike on Indian roads. These pointers exclude the usual road safety norms, such as the need to wear a helmet, follow traffic rules, service the bike, etc.

  • Be Aware of Big Vehicles
  • Bikes have acquired a tarnished reputation for squeezing into narrow spaces between larger vehicles on the roads. For a bus or a truck driver, it is very distracting to see a two-wheeler getting ahead in bumper-to-bumper traffic situations. Moreover, bigger vehicles need more time and space to make a turn. So it is advisable for a two-wheeler rider to not go too close to a large vehicle negotiating a 90 degree turn. The rear part of the vehicle may hit the bike if it is too close.

  • Look Out for Objects Protruding from Vehicles
  • Some vehicles on the road carry objects that are longer than the vehicle itself. You would have seen trucks with protruding construction materials, such as wood and iron rods that pose a real danger to the other vehicles plying on the roads. The materials transported can fall off or have an impact with your bike. When you are riding behind such a vehicle, keep a safe distance and be watchful.

  • Be Aware of Bus Stops
  • You should always be watchful at crowded bus stops. Autos may stop abruptly to drop off passengers there. Buses may also change lanes as they approach a bus stop. These situations could pose various hazards to a two-wheeler rider.

  • Keep Away from Old Vehicles
  • When vehicles are extremely aged, they may have improper brakes, worn-out tyres and rear-view mirrors that are barely there. These vehicles hence, pose a great threat to others on the road. So, you should stay away from aged vehicles to protect yourself and your bike .

  • Stay Away from Rash Driving
  • Ever so often, you would see drivers who are in a hurry on the roads. They would constantly change lanes, move at high speeds, and blare the horns to get their way. It is optimum to stay away from such drivers and give them way, instead of trying to engage in a race or get in front of them.

  • Do Not Stay at the Centre of the Vehicle ahead of You
  • You should look to align your bike towards the left or right of the vehicle in front, so that you are clearly visible on the rear-view mirror. Following a big vehicle at high speed is also a dangerous act.

  • Observe the Obstacles on the Road
  • When riding a bike, you should be aware of obstacles such as potholes, loose sand, and debris on the roads. Overspeeding may prevent you from observing the condition of the road. It is important to be attentive, particularly if you are not well-acquainted with the route.

  • Know your Two-Wheeler
  • It is crucial to have a good understanding of your vehicle to stay safe on the roads. Different vehicles have varying safety features and stopping distances. If you are not riding your own bike on the road, you have to assess it carefully for the first few kilometres and gauge the particulars.

  • For Long Distances Try Alternate Modes of Travel
  • When you are travelling long distances, it is optimum to utilise public transportation. It may also be more convenient to board a bus when you are travelling in the afternoon or during off-peak hours.

  • Stay within a Safe Speed
  • It is not always wise to move at a slow speed, particularly when you are on highways. You should be able to assess the safe speed based on the road conditions, and drive within that limit.

  • Stay Attentive at the Signal
  • There may be a few rash drivers looking to jump the signal. So you should stay attentive and move towards the side of the road when you are required to wait at a signal.

In addition to the safety precautions that you practise, it is best to be prepared for adversities by insuring your vehicle with a comprehensive two-wheeler insurance. This type of insurance cover protects the bike from damages, and the owner from bodily injuries and even death. The comprehensive policy also includes third-party liability cover that protects against damages incurred by third-party property or life in an accident involving the insured vehicle.

Safety Precautions for Two-Wheelers Reviews

Page 1 of 50 1 2 3 4 5
  • HDFC Ergo Two Wheeler Insurance
    "Cost effective policy"
    0.5 5.0/5 "Blown Away!"
    Recently i have been renewing the policy for quite number of year. The premium amount was Rs. 1800 per year. Due to low premium amount, i have selected this HDFC Ergo. I have not faced with this policy and currently no claim experience with this policy
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 14, 2018
  • United India Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler is insured with United India insurance from last 1 year, a premium of Rs 1600 has to be paid for this insurance policy. There was no claim experience so far from this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 14, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Smart Protection for bike"
    0.5 5.0/5 "Blown Away!"
    I have Access 125 bike for that I took policy in ICICI lombard, the premium amount is around Rs. 1800 its 2 years model. They gave me good insured value with third party cover, in Hyderabad the insurer got tie up with many service centers even they are providing no claim bonus.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 14, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Smart Protection for bike"
    0.5 5.0/5 "Blown Away!"
    For my Yamha zs bike, I have taken the bike insurance policy from ICICI Lombard. By paying the premium around Rs.1600 and they gave me the insured value around 32,000. It has the third party cover even it include for the loss , damage and other things.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 14, 2018
  • L and T Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    L&T GENERAL INSURANCE gives me more benefits on the bike policy, the premium which I paid around Rs. 3500 for bike policy they gave me the IDV value around Rs.1.16 lakh. I have Yahama bike, there is no claim experience. I have been using this policy from the day one.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 14, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have been using Two wheeler insurance with BAJAJ ALLIANZ GENERAL INSURANCE for long time, the agent had explain me about there policy coverage,there benefits clearly, till now i have not use claim experience, there premium amount they have charged me was nominal, i am happy with there overall service.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 13, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Best Policy"
    0.5 5.0/5 "Blown Away!"
    I have taken two wheeler insurance from BAJAJ INSURANCE insurance for this. I made the payment for 1 year through the on-line banking . Customer service and response is average as they have explained the benefits of the policy . It has good policy coverage with good policy benefits.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 13, 2018
  • National Insurance Two Wheeler Insurance
    "Good Two wheeler insurance policy"
    0.5 4.0/5 "Great!"
    My two wheeler insurance policy was taken with National. When i purchase the bike, the dealer has provided the policy with National and I've been continuing the policy continuously for 9 years. I used to pay the premium amount of Rs. 1800 and they used to charge according to the bike model and year. I have not checked the coverage value.
    Was this review helpful? 1
    , new delhi
    Reviewed on Dec 13, 2018
  • New India Two Wheeler Insurance
    " Satisfactory policy for my bike"
    0.5 4.0/5 "Great!"
    I have friend working with New India Assurance, they generated the policy, they done things easier way, the premium is less than others, I have three years of policy the IDV value remains same. I have taken third party liability plan for my bike.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 13, 2018
  • New India Two Wheeler Insurance
    "Its Affordable"
    0.5 5.0/5 "Blown Away!"
    I believe New India assurance two wheeler policy premium is nominal for one year policy, but I don't have any claim. I have no much paper work hence I have taken the bike policy through dealer. They gave third party cover liability its good for me.
    Was this review helpful? 1
    , ludhiana
    Reviewed on Dec 13, 2018
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my two wheeler insured with HDFC ERGO from last 1 year, a premium of Rs 1000 has to be paid every year for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 13, 2018
  • Reliance General Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I am having a two wheeler insurance with Reliance general from last 1 year, i am not aware of the premium amount for this insurance policy. I did not claim anything so far with this insurance policy and the coverage value is good in this insurance.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 13, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    My dealer has provided me a two wheeler insurance policy with ICICI Lombard when i purchase my bike. I have paid the premium amount of Rs. 2500. They have given me a 100% coverage and it covers for all the parts of the vehicle. Since the premium was high i was not continued with the same company and i had no claim experience with this policy.
    Was this review helpful? 0
    , mumbai
    Reviewed on Dec 12, 2018
  • HDFC Ergo Two Wheeler Insurance
    "Fine and Good"
    0.5 5.0/5 "Blown Away!"
    I have purchased a two wheeler insurance with HDFC ergo. I have renewed the policy last month. Since the premium amount is very low, i have selected this HDFC Ergo. I have paid the premium amount of Rs. 2200. They have offered me a coverage value of Rs. 2 lakhs. The vehicle has covered upto 80%.
    Was this review helpful? 1
    , mumbai
    Reviewed on Dec 12, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have not connected with the ICICI customer care service. I bought the policy in 2017. The dealer has provided me this policy when i purchase my bike. I have paid the premium amount of Rs. 5000. This policy has a coverage value of Rs. 50000. I have not claimed anything from this policy.
    Was this review helpful? 0
    , jodhpur
    Reviewed on Dec 12, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good policy for vehicle"
    0.5 4.0/5 "Great!"
    Within a second they have renewed the policy from Bajaj Allianz. There is no particular reason for choosing a bajaj Allianz and the branch is nearby my location. The premium amount of Rs. 2070 per year. I have not claimed anything in this policy. I never interacted with their customer care also.
    Was this review helpful? 2
    , bangalore
    Reviewed on Dec 11, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good Insurance for two wheeler protection"
    0.5 5.0/5 "Blown Away!"
    The two wheeler services with the Bajaj Allianz is good, the premium amount is nominal, I have paid the cost around Rs. 1900 for one year, I have first party insurance and personal accidental cover. But there is no claim bonus available with this insurer.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Dec 11, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my two wheeler insured with ICICI LOMBARD from last 1 year, a premium of Rs 3000 has to be paid for this insurance policy every year. There was no claim experience so far with this insurance policy. I am happy with the policy benefits and plan coverage of this policy.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 11, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler is insured with ICICI Lombard from last 1year and it is a good policy to use. I am happy with the policy benefits and plan coverage of this insurance. Rs 4000 has to be paid as an an insurance premium and i have no claim experience.
    Was this review helpful? 0
    , lucknow
    Reviewed on Dec 10, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with ICICI LOMBARD from last 3 years, a premium of Rs 1900 has to be paid as an insurance policy. There was no claim experience so far with this insurance and the coverage value is good in this car insurance.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Dec 10, 2018
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