• Safety Precautions for Two-Wheelers

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    Using a two-wheeler to commute on Indian roads has a charm of its own. A two-wheeler is the only vehicle that can help you cut through the peak-hour traffic in ease. Most individuals prefer this mode of transportation for their daily commute, as they enable you to reach your destination faster and also consume lesser fuel in the process. Additionally, the overall cost of maintenance of a two-wheeler is much lower than that of a larger vehicle.

    But the increasing instances of road accidents associated with two-wheelers has contributed to worrisome statistics on the subject of road safety. The level of safety that a two-wheeler provides the rider and the passenger is compromised to an extent, as it is an open vehicle that is relatively low in weight. Hence, even minor collisions may put the riders at high risk for injuries or even death.

    Listed below are some safety precautions that one needs to take when riding a bike on Indian roads. These pointers exclude the usual road safety norms, such as the need to wear a helmet, follow traffic rules, service the bike, etc.

    • Be Aware of Big Vehicles
    • Bikes have acquired a tarnished reputation for squeezing into narrow spaces between larger vehicles on the roads. For a bus or a truck driver, it is very distracting to see a two-wheeler getting ahead in bumper-to-bumper traffic situations. Moreover, bigger vehicles need more time and space to make a turn. So it is advisable for a two-wheeler rider to not go too close to a large vehicle negotiating a 90 degree turn. The rear part of the vehicle may hit the bike if it is too close.

    • Look Out for Objects Protruding from Vehicles
    • Some vehicles on the road carry objects that are longer than the vehicle itself. You would have seen trucks with protruding construction materials, such as wood and iron rods that pose a real danger to the other vehicles plying on the roads. The materials transported can fall off or have an impact with your bike. When you are riding behind such a vehicle, keep a safe distance and be watchful.

    • Be Aware of Bus Stops
    • You should always be watchful at crowded bus stops. Autos may stop abruptly to drop off passengers there. Buses may also change lanes as they approach a bus stop. These situations could pose various hazards to a two-wheeler rider.

    • Keep Away from Old Vehicles
    • When vehicles are extremely aged, they may have improper brakes, worn-out tyres and rear-view mirrors that are barely there. These vehicles hence, pose a great threat to others on the road. So, you should stay away from aged vehicles to protect yourself and your bike .

    • Stay Away from Rash Driving
    • Ever so often, you would see drivers who are in a hurry on the roads. They would constantly change lanes, move at high speeds, and blare the horns to get their way. It is optimum to stay away from such drivers and give them way, instead of trying to engage in a race or get in front of them.

    • Do Not Stay at the Centre of the Vehicle ahead of You
    • You should look to align your bike towards the left or right of the vehicle in front, so that you are clearly visible on the rear-view mirror. Following a big vehicle at high speed is also a dangerous act.

    • Observe the Obstacles on the Road
    • When riding a bike, you should be aware of obstacles such as potholes, loose sand, and debris on the roads. Overspeeding may prevent you from observing the condition of the road. It is important to be attentive, particularly if you are not well-acquainted with the route.

    • Know your Two-Wheeler
    • It is crucial to have a good understanding of your vehicle to stay safe on the roads. Different vehicles have varying safety features and stopping distances. If you are not riding your own bike on the road, you have to assess it carefully for the first few kilometres and gauge the particulars.

    • For Long Distances Try Alternate Modes of Travel
    • When you are travelling long distances, it is optimum to utilise public transportation. It may also be more convenient to board a bus when you are travelling in the afternoon or during off-peak hours.

    • Stay within a Safe Speed
    • It is not always wise to move at a slow speed, particularly when you are on highways. You should be able to assess the safe speed based on the road conditions, and drive within that limit.

    • Stay Attentive at the Signal
    • There may be a few rash drivers looking to jump the signal. So you should stay attentive and move towards the side of the road when you are required to wait at a signal.

    In addition to the safety precautions that you practise, it is best to be prepared for adversities by insuring your vehicle with a comprehensive two-wheeler insurance. This type of insurance cover protects the bike from damages, and the owner from bodily injuries and even death. The comprehensive policy also includes third-party liability cover that protects against damages incurred by third-party property or life in an accident involving the insured vehicle.

    Safety Precautions for Two-Wheelers Reviews

  • Page 1 of 50 1 2 3 4 5
    • ICICI Lombard Two Wheeler Insurance
      "best policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler insurance policy from the top most private sector insurance company ICICI LOMBARD GENERAL INSURANCE. My annual premium is very reasonable by comparing with other insurance products which is 1900/-. . I can prefer online to renew my two wheeler insurance policy with in the due date. I had bought this two wheeler insurance policy along with my vehicle.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 18, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have my two wheeler insured with New India Assurance 1 year back, i am happy with the coverage value of this insurance policy. I did not claim anything so far from this insurance policy. A premium of Rs 1200 has to be paid for this two wheeler insurance.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 18, 2018
    • Liberty Videocon Two Wheeler Insurance
      "better experience"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the public sector insurance company LIBERTY VIDEOCON GENERAL INSURANCE. My annual premium amount is quite high by comparing with other premiums. I did not received my policy document by mail and hard copy too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • HDFC Ergo Two Wheeler Insurance
      "best policy"
      0.5 5.0/5 "Blown Away!"
      I had taken a two wheeler insurance policy from the public sector insurance company HDFC ERGO GENERAL INSURANCE. My annual premium amount is Rs. 4000/- which is very reasonable by comparing with other premiums. I had received my policy document by mail.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • National Insurance Two Wheeler Insurance
      "best policy"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the public sector insurance company NATIONAL INSURANCE. My annual premium amount is Rs. 1600/- which is very reasonable by comparing with other premiums. I had received my policy document by mail.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 18, 2018
    • ICICI Lombard Two Wheeler Insurance
      "good policy"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the top most private sector insurance company ICICI LOMBARD GENERAL INSURANCE. My annual premium amount is very reasonable by comparing with other premiums. I had received my policy document to my registered communication address.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Average service"
      0.5 2.0/5 "Expected more"
      I have got the two wheeler insurance policy from the IFFCO TOKIO around 2 years ago. I have paid Rs, 1800 to get this policy from the Iffco tokio and this policy has the tenure of 2years. The customer support service and the response is good here, and they won't give the intimations to renew the policy on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with IFFCO TOKYO from last 4-5 years, i do not have claim experience so far with this insurance policy. A premium of Rs 1200-1500 has to be paid for this insurance and i am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • Bharti Axa Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have recently taken a two wheeler insurance with Bharti Axa general insurance 6 months back. The coverage value of this insurance policy is 50% which is satisfactory. I have not claimed anything so far from this insurance and i pay a premium of Rs 1100 for this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • National Insurance Two Wheeler Insurance
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I have my two wheeler insured with National insurance from last 1 year, I am not satisfied with the coverage value of this insurance. I had a claim experience but they covered only 70-80%. A premium of Rs 1300 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 17, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I hold a two wheeler insurance with IFFCO TOKYO from more than 5 years, the coverage value of this insurance policy is satisfactory. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 1000 every year for this insurance policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • Bharti Axa Two Wheeler Insurance
      "better experience"
      0.5 3.0/5 "Satisfactory"
      I had taken a two wheeler insurance policy for my vehicle from the top most insurance company BHARTI AXA GENERAL INSURANCE. I didn't received my policy document. The customer support is not up to mark. My annual premium is very reasonable by comparing with other premiums.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 17, 2018
    • Reliance General Two Wheeler Insurance
      "good policy"
      0.5 3.0/5 "Satisfactory"
      I had taken a Two insurance policy from the RELIANCE GENERAL INSURANCE. My annual premium is Rs, 1000/- which is very reasonable by comparing other premiums. I had received policy hard copy document by registered post. I dint have any claim experience so i am unable to comment on it.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 17, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Average policy to use"
      0.5 3.0/5 "Satisfactory"
      The HDFC ergo has given me the two wheeler insurance policy, and I renew the policy for the past 4 years. The customer support service is not giving the intimations to renew the policy on time. I don't have any claim experience with this HDFC ergo two wheeler insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the two wheeler Insurance policy from the ICICI LOMBARD GENERAL INSURANCE last year. The customer support service is good with the ICICI Lombard ,because they give good response to the customers. I have paid Rs,1500 to renew the policy last time.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 17, 2018
    • New India Two Wheeler Insurance
      "Better policy to use"
      0.5 4.0/5 "Great!"
      Renewing the two wheeler insurance policy from the New India assurance company and I renew it for the 4th time. I don't have any claim experience from this new India assurance two wheeler insurance policy , but I would say the policy is better to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance with HDFC ERGO from last 6 years, the coverage value of this insurance policy is satisfactory. I have not claimed anything so far with this insurance policy. A premium of Rs 1600 has to be paid for this insurance policy every year.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 16, 2018
    • Magma HDI Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Magma insurance from last 1 year, a premium of Rs 1600 has to be paid every year for this insurance policy. I have not taken any claim experience so far with this insurance and i am satisfied with the coverage value of this insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 16, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have recently taken a two wheeler insurance from IFFCO TOKYO 1 month back, i am happy with the coverage value of this insurance and i have not claimed anything so far from this insuranc. I pay a premium of Rs 1200 for this insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO 9-10 years, it is one of the good insurance policy to use. I have not claimed anything so far with this insurance and the coverage value of this insurance is 60-70% and i pay a premium of Rs 1200-1500.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 16, 2018
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