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  • Safety Precautions for Two-Wheelers

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    Using a two-wheeler to commute on Indian roads has a charm of its own. A two-wheeler is the only vehicle that can help you cut through the peak-hour traffic in ease. Most individuals prefer this mode of transportation for their daily commute, as they enable you to reach your destination faster and also consume lesser fuel in the process. Additionally, the overall cost of maintenance of a two-wheeler is much lower than that of a larger vehicle.

    But the increasing instances of road accidents associated with two-wheelers has contributed to worrisome statistics on the subject of road safety. The level of safety that a two-wheeler provides the rider and the passenger is compromised to an extent, as it is an open vehicle that is relatively low in weight. Hence, even minor collisions may put the riders at high risk for injuries or even death.

    Listed below are some safety precautions that one needs to take when riding a bike on Indian roads. These pointers exclude the usual road safety norms, such as the need to wear a helmet, follow traffic rules, service the bike, etc.

    • Be Aware of Big Vehicles
    • Bikes have acquired a tarnished reputation for squeezing into narrow spaces between larger vehicles on the roads. For a bus or a truck driver, it is very distracting to see a two-wheeler getting ahead in bumper-to-bumper traffic situations. Moreover, bigger vehicles need more time and space to make a turn. So it is advisable for a two-wheeler rider to not go too close to a large vehicle negotiating a 90 degree turn. The rear part of the vehicle may hit the bike if it is too close.

    • Look Out for Objects Protruding from Vehicles
    • Some vehicles on the road carry objects that are longer than the vehicle itself. You would have seen trucks with protruding construction materials, such as wood and iron rods that pose a real danger to the other vehicles plying on the roads. The materials transported can fall off or have an impact with your bike. When you are riding behind such a vehicle, keep a safe distance and be watchful.

    • Be Aware of Bus Stops
    • You should always be watchful at crowded bus stops. Autos may stop abruptly to drop off passengers there. Buses may also change lanes as they approach a bus stop. These situations could pose various hazards to a two-wheeler rider.

    • Keep Away from Old Vehicles
    • When vehicles are extremely aged, they may have improper brakes, worn-out tyres and rear-view mirrors that are barely there. These vehicles hence, pose a great threat to others on the road. So, you should stay away from aged vehicles to protect yourself and your bike .

    • Stay Away from Rash Driving
    • Ever so often, you would see drivers who are in a hurry on the roads. They would constantly change lanes, move at high speeds, and blare the horns to get their way. It is optimum to stay away from such drivers and give them way, instead of trying to engage in a race or get in front of them.

    • Do Not Stay at the Centre of the Vehicle ahead of You
    • You should look to align your bike towards the left or right of the vehicle in front, so that you are clearly visible on the rear-view mirror. Following a big vehicle at high speed is also a dangerous act.

    • Observe the Obstacles on the Road
    • When riding a bike, you should be aware of obstacles such as potholes, loose sand, and debris on the roads. Overspeeding may prevent you from observing the condition of the road. It is important to be attentive, particularly if you are not well-acquainted with the route.

    • Know your Two-Wheeler
    • It is crucial to have a good understanding of your vehicle to stay safe on the roads. Different vehicles have varying safety features and stopping distances. If you are not riding your own bike on the road, you have to assess it carefully for the first few kilometres and gauge the particulars.

    • For Long Distances Try Alternate Modes of Travel
    • When you are travelling long distances, it is optimum to utilise public transportation. It may also be more convenient to board a bus when you are travelling in the afternoon or during off-peak hours.

    • Stay within a Safe Speed
    • It is not always wise to move at a slow speed, particularly when you are on highways. You should be able to assess the safe speed based on the road conditions, and drive within that limit.

    • Stay Attentive at the Signal
    • There may be a few rash drivers looking to jump the signal. So you should stay attentive and move towards the side of the road when you are required to wait at a signal.

    In addition to the safety precautions that you practise, it is best to be prepared for adversities by insuring your vehicle with a comprehensive two-wheeler insurance. This type of insurance cover protects the bike from damages, and the owner from bodily injuries and even death. The comprehensive policy also includes third-party liability cover that protects against damages incurred by third-party property or life in an accident involving the insured vehicle.

    Safety Precautions for Two-Wheelers Reviews

  • Page 1 of 50 1 2 3 4 5
    • Shriram Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Shriram general insurance from last 8 months, i am happy with the coverage value of this insurance policy. A premium of Rs 3200 has to be paid for 1 year for this policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 17, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I am not aware of the premium amount of this insurance policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2018
    • L and T Two Wheeler Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have my two wheeler insured with L& T insurance from last 6 months, i pay a premium of Rs 2600 and the amount gets auto debited from the salary account. I have not claimed anything so far with this insurance. The coverage value and plan benefits are good in this policy.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 17, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average Service"
      0.5 4.0/5 "Great!"
      My bike is insured with the ICICI Lombard General Insurance. I have paid 5100 for first three years, the policy covers the entire bike and they also offered an IDV value 85000. I do not have any claim experience with the policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler insurance from Bajaj allianz insurance policy , i got this policy through the showroom where i got the two wheeler . Am satisfied with the premium amount which am making the payments its has good coverage . The good about their service is they used to remind the customers for renewal .
      Was this review helpful? 3
      , bangalore
      Reviewed on Aug 13, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a bike insurance policy with the Oriental Insurance Company. I am paying a premium of 1200, I do have a claim experience with the policy where I was able to claim 15000-16000. The whole claim process was easy and hassle free. Overall ti has been a good experience with the services.
      Was this review helpful? 2
      , chennai
      Reviewed on Aug 13, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with IFFCO TOKYO from last 3 years, my claim experience with this insurance was good and they covered 60% which is satisfactory. A premium of Rs 1600 has to be paid for this insurance policy and i am happy with the plan benefits of this policy.
      Was this review helpful? 3
      , kolkata
      Reviewed on Aug 09, 2018
    • New India Two Wheeler Insurance
      "Good Service"
      0.5 4.5/5 "Excellent!"
      My bike is insured with the new India Assurance. I am paying the premium of 1000 per year. There is no claim experience with the policy. I haven't faced any issues with the policy so far. As long as there is no claim experience I am not able to portray their service in a correct manner.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Aug 04, 2018
    • National Insurance Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bike Insurance Policy from the national insurance. I am paying a premium of 1500 per year. There hasn't been any claims for this policy. So far I haven't faced any issues with their services. I'll have to wait and see how they respond to my claims in future if I will have any.
      Was this review helpful? 1
      , kochi
      Reviewed on Aug 04, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy is with ICICI lombard from last 1 year, i am happy with the plan benefits and policy coverage of this insurance policy. I have not claimed anything so far from this insurance policy and i pay a premium of Rs 3000 every year.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jul 31, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with HDFC ERGO from last 2.5 years, i am happy with the coverage value and plan benefits of this insurance policy. I pay a premium of Rs 1150 for this insurance policy and i have not claimed anything so far from this insurance.
      Was this review helpful? 5
      , lucknow
      Reviewed on Jul 31, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the Bike Insurance policy from the ICICI Lombard. The premium is 3600 per year, the policy covers only metal parts. The premium got increased, I do not have claim experience. I make the premium payments via the agent.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 28, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good policy to have"
      0.5 4.0/5 "Great!"
      I have made the premium of Rs. 4500 for 1 years. Cashless service is available because its a 1 year old bike. I have not utilized their service. I can claim upto Rs. 1.80 lakhs. Cashless service also available. I have never spoke with the customer care service so far. Its a third party insurance policy.
      Was this review helpful? 6
      , bangalore
      Reviewed on Jul 26, 2018
    • Bharti Axa Two Wheeler Insurance
      "Average Service"
      0.5 4.0/5 "Great!"
      My Bike is insured with the Bharti Axa Insurance company. I am paying a premium of 1200 per year, the policy covers entire bike. I've been using the policy for the past 4 years and I do not have any claim experience with the policy so far.
      Was this review helpful? 5
      , kolkata
      Reviewed on Jul 26, 2018
    • Tata AIG Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the Tata AIG . I am paying a premium of 1200 per year, it also has got Zero depreciation. I do not have any claim experience with the policy so far. Considering the premium I pay it is a recommendable policy to have.
      Was this review helpful? 5
      , new delhi
      Reviewed on Jul 26, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Average policy"
      0.5 4.0/5 "Great!"
      I am taken this policy nearly one year back from Bajaj. I don't have any claim experience so far. I'm not aware of the plans and benefits of this policy. I have paid the premium amount of Rs. 3300. I'm not aware of the bumper to bumper option. The premium amount is quite high when i compared with other companies.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jul 25, 2018
    • New India Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the New India Insurance bike policy for a while. I am paying a premium of 1500 per year, the policy covers the entire bike. I do not have any claim experience with the policy so far. I am paying the premium mostly online.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 25, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler insurance from ICICI Lombard general insurance for this. I made the payment for monthly through on-line banking . Customer service and response is good . It has good policy coverage with good policy benefits like vehicle towing and cashless garage.
      Was this review helpful? 4
      , new delhi
      Reviewed on Jul 25, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 12 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy.
      Was this review helpful? 4
      , chennai
      Reviewed on Jul 25, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My bike is insured with the ICICI Lombard General Insurance. I am paying a premium of 3000 per year, the policy covers the entire bike and it also offers accidental benefits. The premium is little bit on the higher side and there hasn't been any claim made till date.
      Was this review helpful? 5
      , noida
      Reviewed on Jul 24, 2018
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