Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Bihar Transport and Vehicle Registration Process

The Bihar Transport Department operates under the provisions of Motor Vehicles Act, 1988. The department offers a range of services to regulate the transport system in the state and implement the rules and laws formed under the MV Act. It facilitates registration of vehicles, issue of driving licenses, issue of vehicle permits and fitness certificates, and collection of taxes to increase the revenue of the state.

Need For Vehicle Registration

A vehicle RC book is an official document that acts as a proof of vehicle registration. The Motor Vehicles Act of 1988 restricts any person from driving an unregistered vehicle in any public place in India. The same rule applies with two wheeler insurance as well. To register a vehicle in Bihar, the applicant must make an application using the prescribed forms to the District Transport Office in their region. The same must be done within 7 days of vehicle purchase during the working hours of the DTO/RTO.

Documents Required For Vehicle Registration In Bihar

The forms required to apply for vehicle registration can be obtained from the nearest RTO/DTO or can be downloaded online. An application can be made in Form 20 along with the following documents:

  • Sales certificate of the vehicle in Form 21
  • Roadworthiness certificate in Form 22/22A issued by the vehicle dealer
  • Valid insurance document of the vehicle
  • Passport sized photographs of the vehicle owner
  • Vehicle invoice issued by the dealer of the vehicle
  • Temporary Registration Certificate (if any)
  • Customs clearance certificate (for imported vehicles)
  • Bank loan related documents (in cases where the vehicle is under hypothecation/hire purchase/lease agreement)
  • In case of vehicles purchased from any other state, a payment receipt for entry tax and Form VIII received from the commercial tax department need to be submitted
  • Sale certificate from the concerned authority (in case of an ex-army vehicle)
  • Design approval copy issued by the State Transport Commissioner (in case of trailer and semi-trailer vehicles)
  • PAN Card copy (if the cost of the vehicle exceeds Rs.4 lakh)
  • Attested copy of address proof
  • Attested copy of age proof
  • Government issued ID proof

Registration Procedure

Once you submit the application along with all the necessary documents, the RTO/DTO will verify the information provided by you. Post which, the new vehicle will be inspected by the inspecting authority at the RTO/DTO. After successful inspection, the registering authority will provide you with a vehicle registration number and a receipt. Till the Registration Certificate is not received by you, the receipt can be used as a proof of vehicle registration. The Registration Certificate can be collected from the RTO/DTO or can be received via post.

You may also like to read Two Wheeler Insurance Policy Online.

Expected Time for Issuance of RC Book

The RC book/Smart Card is dispatched within 30 days after the application is submitted at the RTO/DTO.

Allotment of Vehicle Registration Number

Each vehicle is assigned a unique vehicle registration number by the registering authority. The registration number plate must be affixed at the front and rear of the vehicle and must be clearly visible. Use of ambiguous fonts is not allowed. The vehicle owner must attach the number plate to the vehicle within 30 days from the date of assignment of the registration mark.

Validity of A Registration Certificate

A Registration Certificate for a non-commercial/private vehicle is valid for a period of 15 years from the date of issue. After the expiration of the validity, the registration must be renewed every 5 years. The application for renewal of RC must be made within 30 days from the date of expiry.

RTO Locations and RTO Codes in Bihar

BR RTO Locations BR RTO Codes BRRTO Locations BRRTO Codes
Patna BR01 Sitamarhi BR30
Gaya BR02 Vaishali district BR31
Bhojpur BR03 Madhubani BR32
Chapra BR04 Samastipur BR33
Motihari BR05 Khagaria BR34
Muzaffarpur BR06 Kishanganj BR37
Darbhanga BR07 Araria BR38
Munger BR08 Katihar BR39
Begusarai BR09 Madhepura BR43
Bhagalpur BR10 Buxar BR44
Purnea BR11 Bhabua BR45
Saharsa BR19 Jamui BR46
Nalanda BR21 Supaul BR50
Bettiah BR22 Banka BR51
Dehri BR24 Sheikhpura BR52
Jehanabad BR25 Lakhisarai BR53
Aurangabad BR26 Sheohar BR55
Nawada BR27 Arwal BR56
Gopalganj BR28 Rohtas BR57
Siwan BR29    

Two wheeler insurance Reviews

Page 1 of 50 1 2 3 4 5
  • HDFC Ergo Two Wheeler Insurance
    "Cost effective policy"
    0.5 5.0/5 "Blown Away!"
    Recently i have been renewing the policy for quite number of year. The premium amount was Rs. 1800 per year. Due to low premium amount, i have selected this HDFC Ergo. I have not faced with this policy and currently no claim experience with this policy
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 14, 2018
  • United India Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler is insured with United India insurance from last 1 year, a premium of Rs 1600 has to be paid for this insurance policy. There was no claim experience so far from this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 14, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Smart Protection for bike"
    0.5 5.0/5 "Blown Away!"
    I have Access 125 bike for that I took policy in ICICI lombard, the premium amount is around Rs. 1800 its 2 years model. They gave me good insured value with third party cover, in Hyderabad the insurer got tie up with many service centers even they are providing no claim bonus.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 14, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Smart Protection for bike"
    0.5 5.0/5 "Blown Away!"
    For my Yamha zs bike, I have taken the bike insurance policy from ICICI Lombard. By paying the premium around Rs.1600 and they gave me the insured value around 32,000. It has the third party cover even it include for the loss , damage and other things.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 14, 2018
  • L and T Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    L&T GENERAL INSURANCE gives me more benefits on the bike policy, the premium which I paid around Rs. 3500 for bike policy they gave me the IDV value around Rs.1.16 lakh. I have Yahama bike, there is no claim experience. I have been using this policy from the day one.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 14, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have been using Two wheeler insurance with BAJAJ ALLIANZ GENERAL INSURANCE for long time, the agent had explain me about there policy coverage,there benefits clearly, till now i have not use claim experience, there premium amount they have charged me was nominal, i am happy with there overall service.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 13, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Best Policy"
    0.5 5.0/5 "Blown Away!"
    I have taken two wheeler insurance from BAJAJ INSURANCE insurance for this. I made the payment for 1 year through the on-line banking . Customer service and response is average as they have explained the benefits of the policy . It has good policy coverage with good policy benefits.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 13, 2018
  • National Insurance Two Wheeler Insurance
    "Good Two wheeler insurance policy"
    0.5 4.0/5 "Great!"
    My two wheeler insurance policy was taken with National. When i purchase the bike, the dealer has provided the policy with National and I've been continuing the policy continuously for 9 years. I used to pay the premium amount of Rs. 1800 and they used to charge according to the bike model and year. I have not checked the coverage value.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 13, 2018
  • New India Two Wheeler Insurance
    " Satisfactory policy for my bike"
    0.5 4.0/5 "Great!"
    I have friend working with New India Assurance, they generated the policy, they done things easier way, the premium is less than others, I have three years of policy the IDV value remains same. I have taken third party liability plan for my bike.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 13, 2018
  • New India Two Wheeler Insurance
    "Its Affordable"
    0.5 5.0/5 "Blown Away!"
    I believe New India assurance two wheeler policy premium is nominal for one year policy, but I don't have any claim. I have no much paper work hence I have taken the bike policy through dealer. They gave third party cover liability its good for me.
    Was this review helpful? 0
    , ludhiana
    Reviewed on Dec 13, 2018
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my two wheeler insured with HDFC ERGO from last 1 year, a premium of Rs 1000 has to be paid every year for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 13, 2018
  • Reliance General Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I am having a two wheeler insurance with Reliance general from last 1 year, i am not aware of the premium amount for this insurance policy. I did not claim anything so far with this insurance policy and the coverage value is good in this insurance.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 13, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    My dealer has provided me a two wheeler insurance policy with ICICI Lombard when i purchase my bike. I have paid the premium amount of Rs. 2500. They have given me a 100% coverage and it covers for all the parts of the vehicle. Since the premium was high i was not continued with the same company and i had no claim experience with this policy.
    Was this review helpful? 0
    , mumbai
    Reviewed on Dec 12, 2018
  • HDFC Ergo Two Wheeler Insurance
    "Fine and Good"
    0.5 5.0/5 "Blown Away!"
    I have purchased a two wheeler insurance with HDFC ergo. I have renewed the policy last month. Since the premium amount is very low, i have selected this HDFC Ergo. I have paid the premium amount of Rs. 2200. They have offered me a coverage value of Rs. 2 lakhs. The vehicle has covered upto 80%.
    Was this review helpful? 0
    , mumbai
    Reviewed on Dec 12, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have not connected with the ICICI customer care service. I bought the policy in 2017. The dealer has provided me this policy when i purchase my bike. I have paid the premium amount of Rs. 5000. This policy has a coverage value of Rs. 50000. I have not claimed anything from this policy.
    Was this review helpful? 0
    , jodhpur
    Reviewed on Dec 12, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good policy for vehicle"
    0.5 4.0/5 "Great!"
    Within a second they have renewed the policy from Bajaj Allianz. There is no particular reason for choosing a bajaj Allianz and the branch is nearby my location. The premium amount of Rs. 2070 per year. I have not claimed anything in this policy. I never interacted with their customer care also.
    Was this review helpful? 2
    , bangalore
    Reviewed on Dec 11, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good Insurance for two wheeler protection"
    0.5 5.0/5 "Blown Away!"
    The two wheeler services with the Bajaj Allianz is good, the premium amount is nominal, I have paid the cost around Rs. 1900 for one year, I have first party insurance and personal accidental cover. But there is no claim bonus available with this insurer.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Dec 11, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my two wheeler insured with ICICI LOMBARD from last 1 year, a premium of Rs 3000 has to be paid for this insurance policy every year. There was no claim experience so far with this insurance policy. I am happy with the policy benefits and plan coverage of this policy.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 11, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler is insured with ICICI Lombard from last 1year and it is a good policy to use. I am happy with the policy benefits and plan coverage of this insurance. Rs 4000 has to be paid as an an insurance premium and i have no claim experience.
    Was this review helpful? 0
    , lucknow
    Reviewed on Dec 10, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with ICICI LOMBARD from last 3 years, a premium of Rs 1900 has to be paid as an insurance policy. There was no claim experience so far with this insurance and the coverage value is good in this car insurance.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Dec 10, 2018
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