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  • Two Wheeler Insurance in Thiruvananthapuram

     4.5 / 5.0   by 12 users
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    Plan Benefits

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    Also known as Trivandrum, Thiruvananthapuram is the capital city of Indian state of Kerala. Thiruvananthapuram is one of the largest IT hub in India that is often referred to as the educational hub of Kerala. From parks, beaches, religious sites, temples, museums to various other nature's wonders, wildlife, and more, Thiruvananthapuram is popular for many things that have made it a center of attraction for many tourists from India and international destinations as well. The city's transport system has direct connectivity to all the major cities in India including many of the Asian countries. Being one of the popular city of choice for students as well as professionals, the city is one among the most populous city in Kerala. The majority of the city's population use two-wheelers and four-wheelers, buses, etc for the daily commute, business, and logistics requirements. The city's motor vehicle department has taken various initiatives to ensure the safety of the motorists on the road. Though the traffic law enforcement has introduced the latest rules and regulation which is more stringent, the safety factors are still questionable.

    The increasing traffic situation and other factors such as accidents, wear-out, etc. are responsible for damaging vehicles to a great extent. Apart from being a mandatory document, an insurance policy can come in handy when there are expensive repairs to be taken care of. An insurance policy for a two-wheeler protects the owner of the vehicle with a cover against vehicle damage arising from accidents, natural calamities, theft, etc. The traffic law requires the owner of the vehicle to carry a valid two-wheeler insurance policy all the time while being on the road. There is primarily two types of two-wheeler insurance policy in India that also provides an option for add-on plan. An add-on plan strengthens the cover and provides more protection against uncertainties.

    Two Types of Two-Wheeler Insurance Policy

    In India, the two-wheeler owners can choose from one of the two types of insurance policies listed below:

    • Third Party Two-Wheeler Insurance Policy - This type of insurance policy allows an individual to protect his/her two-wheeler against damage caused by an accident. Depending on the insurer and cover, the policy will provide a certain amount of cover that the policyholder can claim.
    • Comprehensive Two-Wheeler Insurance Policy - Under this type of two-wheeler insurance policy, the vehicle is protected from accidents, as well as, natural and manmade calamities. Whether the two-wheeler is subject to theft or been damaged or lost due to flood, fire, landslide, etc. the owner can claim for a certain amount of coverage based on the policy's terms and conditions.

    The annualized premium for these types of policies is based on the motorcycles of scooter's make, model, and engine capacity. There are many two-wheeler insurers in Thiruvananthapuram who offer excellent insurance policies at competitive prices. Few of the two-wheeler insurers are mentioned in the following list:

    Two-Wheeler Insurers in Thiruvananthapuram

    • The New India Assurance Co. Ltd
    • ICICI Lombard General Insurance Co. Ltd
    • HDFC ERGO
    • Bajaj Allianz Life Insurance Co. Ltd
    • Oriental Insurance

    Bike Insurance in Thiruvananthapuram Reviews

  • Page 1 of 1
    • New India Two Wheeler Insurance
      "Good insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance of New India Assurance from last 6 years, this policy has to be renewed every year. I pay a premium of Rs 1200 on annual basis through online. I do not have claim experience so far with this policy. Customer service is good and they are very helpful. I am happy with the coverage and benefits of this policy.
      Was this review helpful? 2
      , thiruvananthapuram
      Reviewed on Dec 07, 2017
    • Reliance General Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      Two wheeler dealer has offered an insurance with Reliance. The service is good. I paid around 1750 rupees for yearly. The payment made through cash. The plan benefits and policy average is good with Reliance. I have recently started the service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 28, 2017
    • New India Two Wheeler Insurance
      "Need Improvement"
      0.5 4.0/5 "Great!"
      I have started using the 2 wheeler insurance policy with New India for past 8 years. The customer service is average with New India. I paid Rs.1300 to renew the policy last year. The plan benefits and the coverage is good with this policy. I had a claim experience with New India insurance, but after 3years of time I got the claim amount from new India assurance, they need to be quick and fast in fulfilling the claim.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 05, 2017
    • New India Two Wheeler Insurance
      "NEW INDIA ASSURANCE Two wheeler insurance"
      0.5 3.0/5 "Satisfactory"
      From NEW INDIA ASSURANCE i have taken a two wheeler insurance were i need to pay 1200 yearly. The policy covers me and my vehicle. Other than that i am not aware about anything about the insurance policy. I pay the amount directly to the branch.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 11, 2017
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I got the Two wheeler insurance policy with New India assurance for past 2 years. The service is good with this policy. They give reminders to renew the policy time. I paid Rs.1800 to renew the policy this policy. The plan benefits and the coverage is good with this policy.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 08, 2017
    • National Insurance Two Wheeler Insurance
      "Very good policy"
      0.5 5.0/5 "Blown Away!"
      I hold a national insurance 2 wheeler insurance policy for 2 years. This year I paid Rs.1,400 to renew the policy. The customer service give reminders to renew the policy on time. I never had any claim experience with this 2 wheeler insurance policy form national insurance. The policy coverage is good with this policy.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 07, 2017
    • New India Two Wheeler Insurance
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I do have the two wheeler insurance policy with the New India Assurance company, also the services are very good. The premium is around 1700 Rupees per annum, also it provides coverage to only the metallic parts of bike body.
      Was this review helpful? 1
      , thiruvananthapuram
      Reviewed on Apr 01, 2016
    • New India Two Wheeler Insurance
      "Good policy benefits"
      0.5 3.5/5 "Pretty good"
      So far I have not faced any difficulties with the New India Assurance with regards to my two wheeler insurance which I have been renewing for the past five years. I usually prefer going to the near by branch and make my annual payment and I feel always good about the policy.
      Was this review helpful? 3
      , thiruvananthapuram
      Reviewed on Dec 30, 2015
    • National Insurance Two Wheeler Insurance
      "No claim"
      0.5 5.0/5 "Blown Away!"
      The NATIONAL INSURANCE insurance company was tied with multiple service centers. There was no claim experience so far. All the parts will be covered under this policy for my two wheeler. Yearly basis I am renewing this policy by paying the premiums through cash. They will send the reminder messages to make the premiums on time.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 23, 2015
    • Oriental Insurance Two Wheeler Insurance
      "Good services"
      0.5 4.0/5 "Great!"
      I have taken my two wheeler insurance from Oriental Insurance. The services are good. The premium is on a yearly basis. The benefits are good. They also have a good coverage for the vehicle. Been using the services for the last five years.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Oct 28, 2015
    • ICICI Lombard Two Wheeler Insurance
      "Satisfied..."
      0.5 4.0/5 "Great!"
      So far I havenâ??t claimed with ICICI Lombard so no clear idea about their claim process but updates are proper. ICICI call me to recall about the premium before the payment date and that is good. While renewing the plan I get some bonus because of no claim. I started with ICICI Lombard for two wheeler insurance and continuing with them.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 30, 2015
    • Oriental Insurance Two Wheeler Insurance
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am having the two wheeler insurance with the Oriental insurance. The service are good with them and I been with them for so long year, I guess its from 2008. I have taken third party insurance which would be around 650 Rupees. I am happy with them.
      Was this review helpful? 2
      , thiruvananthapuram
      Reviewed on Sep 14, 2015
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