Kotak Mahindra Bank Platina Savings Account Non-Resident Ordinary (NRO)

1. For the Kotak Mahindra Bank Platina NRO Savings Account all NRIs, PIOs, Seafarers of Indian nationality, Indian Government employees with diplomatic passports, Indian students pursuing studies on foreign countries, and Indians employed by overseas shipping companies are eligible.
2. Non-Resident Indians (NRIs) have to meet certain requirements to be eligible:
   1. Staying outside India for employment purposes.
   2. Is officially carrying out temporary assignments on behalf of the Government or Public sector.
3. Persons of Indian Origin (PIOs) have to meet any of the following requirements to be eligible:
   1. He/she should have held an Indian passport at any time.
   2. Either their parents or grandparents should have been a citizen of India.
   3. Is a spouse of an Indian citizen.

Documents Required for Kotak Mahindra Bank Platina Savings Account (NRO):

For Non-Resident Indians:

Listed below are the documents required for opening an NRO savings account at Kotak Mahindra Bank branch in India:

1. NRIs have to submit their passport as proof of identification and address. The passport should contain the name of the candidate, photograph, date and place of birth, date of issue and expiry of the passport, address and specimen signature.
2. Latest colour passport size photograph.
3. Copy of Visa - either residence or work visa.
4. Proof of mailing address - either local or overseas address.

Listed below are the documents required for candidates submitting the account form from overseas:

1. Latest colour passport size photograph.
2. Copy of Visa - either residence permit or work visa.
3. Photocopy of passport containing the name of the candidate, photograph, date and place of birth, date of issue and expiry of the passport, address and specimen signature.
4. Proof of mailing address - either local or overseas address.

For those applying to open a Kotak Mahindra Bank Platina Savings NRO account overseas, the documents mentioned above have to be attested either by an overseas bank official, an official at an Indian Scheduled Commercial Bank, a Notary Public Authority, or by an Indian diplomatic mission in the applicant's country.

For Person of Indian Origin (PIO):

For PIOs submitting the account opening form in any local Kotak Mahindra Bank branch, listed below are the documents required:

1. Photocopy of passport containing the name of the candidate, photograph, date and place of birth, date of issue and expiry of the passport, address and specimen signature.
2. Copy of Visa - either residence permit or work visa.
3. Proof of mailing address - either local or overseas address.
4. Latest colour passport size photograph.

For PIOs submitting the account opening form from overseas, listed below are the documents that would be required to submit.

1. If place of birth is outside India, the applicant would be required to submit either of the following documents:
   1. Copy of Indian passport of spouse.
   2. Copy of Indian passport held by either one's parents or grandparents.
   3. PIO card.
   4. Overseas Citizen of India (OCI) card.
2. Photocopy of passport containing the name of the candidate, photograph, date and place of birth, date of issue and expiry of the passport, address and specimen signature.
3. Latest colour passport size photograph.
4. Copy of Visa - either residence permit or work visa.
5. Proof of mailing address - either local or overseas address.
6. If place of birth is outside India, the applicant would be required to submit either of the following documents:
   1. Copy of Indian passport of spouse.
   2. Copy of Indian passport held by either one's parents or grandparents.
   3. PIO card.
   4. Overseas Citizen of India (OCI) card.

For PIOs applying to open a Kotak Mahindra Bank Platina Savings NRO account overseas, the documents mentioned above have to be attested either by an overseas bank official, an Indian diplomatic mission, or by a Notary Public Authority in the residing country.

For Seafarers Employed with Foreign Vessels:

For seafarers employed with foreign vessels that are submitting the account opening form at any local Kotak Mahindra Bank branch, listed below are the documents that they would be required to submit:

1. Copy of Visa - either residence permit or work visa.
2. Photocopy of passport containing the name of the candidate, photograph, date and place of birth, date of issue and expiry of the passport, address and specimen signature.
3. The applicant has to also submit a valid contract copy containing the below listed details:
   1. Name of the employee
   2. Employment letter of principal shipping company containing their name and address.
   3. Name of vessel
   4. Name of port
   5. Commencement of contract
   6. Tenure of contract
   7. Salary in foreign currency
   8. Passport number
4. Merchant navy declaration of the established contract.
5. Proof of mailing address.
6. Latest passport size colour photograph.

Kotak Mahindra Bank Platina Savings Account (NRO) Fees and Charges: